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msmarco_v2.1_doc_54_339050582#1_783064721 | Title: How to See Who Viewed Your LinkedIn Profile
Headings:
How to See Who Viewed Your LinkedIn Profile
How to Adjust Your Privacy Settings
Change What People on LinkedIn Can View
Change the Public Information That's Available Online
Free LinkedIn Accounts
Free Membership: Where to See Your Profile Views
Premium LinkedIn Accounts
Premium Membership: Where to See Your Profile Views
What To Do With Viewer Information
Should You Contact Someone Who Views Your Profile?
When You're Not Sure Why They Were Looking
When to Reach Out
What to Say in Your LinkedIn Message
Article Sources
Content: With a free LinkedIn membership, you can see less information and only a limited number of your profile views. How to Adjust Your Privacy Settings
If you have a free account, you need to set your privacy settings to make your profile visible so that viewers can see your name and headline. This also allows the site to track information regarding people who have viewed your posted information. Change What People on LinkedIn Can View
Here's how to adjust your settings, so you will be able to see who has viewed your LinkedIn profile: 2
Log in to LinkedIn and click the Me icon. Click Settings & Privacy. Select the Privacy tab. Under the Profile privacy section, click Change next to Profile viewing options. Under Select what others can see when you've viewed their profile, choose to show your name and headline. Change the Public Information That's Available Online
If you want to change the public information that's visible online (when someone isn't logged in to LinkedIn), you can adjust the settings: | https://www.thebalancecareers.com/how-to-see-who-viewed-your-linkedin-profile-2064041 |
msmarco_v2.1_doc_54_339050582#2_783066557 | Title: How to See Who Viewed Your LinkedIn Profile
Headings:
How to See Who Viewed Your LinkedIn Profile
How to Adjust Your Privacy Settings
Change What People on LinkedIn Can View
Change the Public Information That's Available Online
Free LinkedIn Accounts
Free Membership: Where to See Your Profile Views
Premium LinkedIn Accounts
Premium Membership: Where to See Your Profile Views
What To Do With Viewer Information
Should You Contact Someone Who Views Your Profile?
When You're Not Sure Why They Were Looking
When to Reach Out
What to Say in Your LinkedIn Message
Article Sources
Content: Click Settings & Privacy. Select the Privacy tab. Under the Profile privacy section, click Change next to Profile viewing options. Under Select what others can see when you've viewed their profile, choose to show your name and headline. Change the Public Information That's Available Online
If you want to change the public information that's visible online (when someone isn't logged in to LinkedIn), you can adjust the settings: Log in to LinkedIn and click the Me icon. Click Settings & Privacy. Select the Privacy tab. Click Edit Public Profile. Edit Visibility (on the right side of the page). | https://www.thebalancecareers.com/how-to-see-who-viewed-your-linkedin-profile-2064041 |
msmarco_v2.1_doc_54_339832546#0_785063144 | Title: Improving Your Performance as a Manager
Headings: How to Improve Your Performance as a Manager
Management & Leadership Skills
How to Improve Your Performance as a Manager
12 Ideas to Improve Your Performance as a Manager
The Bottom Line
Content: Improving Your Performance as a Manager
Management & Leadership Skills
How to Improve Your Performance as a Manager
•••
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Art Petty is an author and speaker offering management guidance. He wrote about management and leadership for The Balance Careers. Read The Balance's editorial policies
Art Petty
Updated June 25, 2019
It is rare that any manager or executive has no complaints about his team’s performance. More often than not, however, the more appropriate one to blame is the person staring back at the manager in the mirror . Implementing the following 12 ideas can make a big difference in the improvement of team morale and performance. Incorporate them in your work life and watch yourself and your team grow into the effective and high-functioning team you're meant to be. 12 Ideas to Improve Your Performance as a Manager
To improve your team's results, you have to change yourself and take a few risks by performing differently than you have in the past. Try to implement as many of the following ideas as you can, and reap the rewards for yourself and your subordinates. 1. Create more opportunities for one-on-one discussions. | https://www.thebalancecareers.com/improve-performance-as-manager-2275900 |
msmarco_v2.1_doc_54_339832546#1_785064862 | Title: Improving Your Performance as a Manager
Headings: How to Improve Your Performance as a Manager
Management & Leadership Skills
How to Improve Your Performance as a Manager
12 Ideas to Improve Your Performance as a Manager
The Bottom Line
Content: Incorporate them in your work life and watch yourself and your team grow into the effective and high-functioning team you're meant to be. 12 Ideas to Improve Your Performance as a Manager
To improve your team's results, you have to change yourself and take a few risks by performing differently than you have in the past. Try to implement as many of the following ideas as you can, and reap the rewards for yourself and your subordinates. 1. Create more opportunities for one-on-one discussions. It is easy to let the daily firefights keep you from spending quality time with your team members. Fight hard to free some space in your crowded calendar just to talk. Your team members will appreciate the effort and the face-time. 2. Stop micromanaging. | https://www.thebalancecareers.com/improve-performance-as-manager-2275900 |
msmarco_v2.1_doc_54_339832546#13_785078066 | Title: Improving Your Performance as a Manager
Headings: How to Improve Your Performance as a Manager
Management & Leadership Skills
How to Improve Your Performance as a Manager
12 Ideas to Improve Your Performance as a Manager
The Bottom Line
Content: Schedule downtime for your team. You might have found that you unconsciously run your team like you are in a state of perpetual hurry-up. Create opportunities for some brain-stimulating downtime. Take your team on a field trip a few times per year. Kudos if you can use the field trip for some creative brainstorming in the workplace. You can regularly schedule outings with your team members at businesses (in unrelated industries) known for remarkable customer service. Then come back to the office with ideas to strengthen the team's performance. 12. Renew your vow to live by the Coach's Credo. When things go wrong, it's the coach's fault. | https://www.thebalancecareers.com/improve-performance-as-manager-2275900 |
msmarco_v2.1_doc_54_339832546#14_785079162 | Title: Improving Your Performance as a Manager
Headings: How to Improve Your Performance as a Manager
Management & Leadership Skills
How to Improve Your Performance as a Manager
12 Ideas to Improve Your Performance as a Manager
The Bottom Line
Content: You can regularly schedule outings with your team members at businesses (in unrelated industries) known for remarkable customer service. Then come back to the office with ideas to strengthen the team's performance. 12. Renew your vow to live by the Coach's Credo. When things go wrong, it's the coach's fault. When things go right, it's because of the team. The Bottom Line
Managers have a tough job, and they're on the hook for driving great results and promoting continuous improvement. There is no doubt getting things done through others is hard, often frustrating work. However, all of the work you do to promote a healthy work environment that is free of fear and unnecessary stress will pay huge dividends on your mission to strengthen results. | https://www.thebalancecareers.com/improve-performance-as-manager-2275900 |
msmarco_v2.1_doc_54_340408366#7_786588094 | Title: The Benefits of Using LinkedIn For Your Career
Headings:
The Benefits of Using LinkedIn For Your Career
Do You Need a LinkedIn Profile?
The Benefits of Creating a LinkedIn Account
Why LinkedIn Could Waste Your Time and Money
How to Make LinkedIn Work for You
Content: Just as putting in hundreds of applications to jobs that are not a good fit for your experience isn't productive, so too is spending hours scrolling deep down into the profiles of hiring managers. At a certain point, it becomes more akin to browsing Instagram or Facebook than doing any real job searching. How to Make LinkedIn Work for You
Start by creating or updating your profile. That's what you use to connect with people in your network. Your profile is also how you get found on LinkedIn because it contains information about your skills and experience, which are crawled by the bot to match recruiters' employer search parameters. LinkedIn won't work for you if you don’t identify yourself. Setting up a LinkedIn profile with “Private Profile” or “Human Resources Manager” (if you're seeking applicants) instead of your name and asking someone to connect isn't going to be effective. If confidentiality is a concern, don't worry. LinkedIn is one of the most private social networks. Connect only with people you know well. | https://www.thebalancecareers.com/is-linkedin-a-waste-of-time-2062320 |
msmarco_v2.1_doc_54_341161111#2_788597624 | Title: Leaders Sometimes Let Others Lead
Headings: Leaders Don't Always Lead
Leaders Don't Always Lead
Sometimes the best leaders take a step back
When Leaders Lead
Training
Delegation
Expertise
Bottom Line
Content: Good leaders lead by example and provide those under them a picture of what is possible. When you see a leader step back and give someone else the opportunity to lead, it's usually of one of a few solid reasons: training, delegation, or expertise. Training
Leaders develop their team members. They help the team members gain new skills to help the team increase its ability to reach the leader's goal. One important skill the leader teaches the team is leadership. And, oddly, another is followership. One way you give someone an opportunity to learn and improve their leadership skill is by letting them lead. If the leader always leads, no one else on the team will ever have the chance to practice leading and they won't improve in that key skill. So when the leader steps back and lets someone else take over it helps them both. | https://www.thebalancecareers.com/leaders-dont-always-lead-2275806 |
msmarco_v2.1_doc_54_341201326#6_788716811 | Title: Leadership Vision: The Secret to Leadership Success
Headings:
Human Resources Employee Management
Leadership Vision
You Can't Be a Real Leader Who People Want to Follow Without Vision
The ReCellular Leadership Vision
Why Is Leadership Vision Powerful?
Leadership Vision Fundamentals
Characteristics of a Successful Leadership Style
Content: Leadership Vision Fundamentals
While your organization may not have such an intrinsically compelling vision as ReCellular, your leaders can inspire with their own vision. In fact, most businesses were started because the founder had a vision of what they could create. Employees often join organizations because of the vision and direction shared when they attend the on-site job interviews. In fact, that is part of the organization's job when interviewing superior candidates . They need to give the best candidates, the employees that you really want, compelling reasons to choose your organization over any other organization—this becomes even more important as the war for the most talented employees escalates. The vision may have changed along the way, but as long as the leader continuously shares the vision, employees can adapt and adjust. Sharing that vision with others in a way that compels them to act is the secret to a successful leadership vision. These are the fundamentals necessary for a vision that excites and motivates people to follow the leader. The vision must: Clearly set organizational direction and purpose
Inspire loyalty and caring through the involvement of all employees
Display and reflect the unique strengths, culture, values, beliefs, and direction of the organization
Inspire enthusiasm, belief, commitment, and excitement in company members
Help employees believe that they are part of something bigger than themselves and their daily work
Be regularly communicated and shared, not just through monthly announcements and reminders at the company meeting, it must permeate all communication at every level of the organization every day
Serve as the reason for why courses of action are chosen, people are hired, markets are selected, and products are developed
Challenge people to outdo themselves, to stretch and reach
Characteristics of a Successful Leadership Style
Much is written about what makes successful leaders. | https://www.thebalancecareers.com/leadership-vision-1918616 |
msmarco_v2.1_doc_54_344943267#5_797786709 | Title: Promote Your Personal Growth and Motivation
Headings: Promote Your Personal Growth and Motivation
Promote Your Personal Growth and Motivation
Regain Excitement and Joy
Guided Thinking Exercises
List Everything You’d Like to Do in Your Lifetime
Write Down Your 10 Favorite Activities
Think of a Time When You Felt More Positively About Your Life
Schedule Quiet, Thinking Time for Yourself Every Single Day
Take Action Exercises
Personal Growth and Understanding Instruments and Surveys
Read Books About Personal Growth and Motivation
Take a Class
Content: If those thoughts turn negative or self-deprecating, simply change the subject. Take Action Exercises
Do these daily as you explore what makes you happy. Make time for your dreams and the activities that bring you joy. You have listed your favorite activities and the hundreds of items you’d like to do in your lifetime. Begin. Add one each day to your schedule. Do all 10 activities you love at least once per week. Do something that is completely new to you once each week. Get out of your comfort zone and engage with new people, places, and activities. Write a journal that tracks your thoughts, the new ideas you are generating and the additional life activities you schedule every day. | https://www.thebalancecareers.com/promote-your-personal-growth-and-motivation-1917758 |
msmarco_v2.1_doc_54_349914336#0_810661306 | Title: Extended Unemployment Benefits for 2021
Headings:
Extended Unemployment Benefits
Unemployment Extension Programs for 2021
Who Is Eligible for Extended Unemployment Benefits?
How Many Weeks of Unemployment Benefits Can You Get?
Basic Unemployment Benefits
Expanded Unemployment Benefit Programs
Unemployment Extended Benefits (EB)
How to Collect Extended Unemployment Benefits
Key Takeaways
Article Sources
Content: Extended Unemployment Benefits for 2021
The Balance Careers Career News
Extended Unemployment Benefits
Unemployment Extension Programs for 2021
•••
DaniloAndjus/Getty Images
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Alison Doyle is the job search expert for The Balance Careers, and one of the industry's most highly-regarded job search and career experts. Read The Balance's editorial policies
Alison Doyle
Updated March 12, 2021
During this challenging time, there are additional unemployment benefits available to workers who have lost their jobs. If you have exhausted unemployment benefits or are worried about running out of them, there are extended benefits funded by the federal government that will provide unemployment compensation beyond the maximum number of weeks provided by your state. The federal Coronavirus Aid, Relief, and Economic Security Act (CARES) stimulus bill was signed into law on March 27, 2020. It extended unemployment benefits for workers who were impacted by the pandemic through December 31, 2020. 1 These benefits have been continued in 2021. Unemployment Update
The American Rescue Plan extends expanded unemployment benefits through September 6, 2021, and includes $300 a week in extra compensation. The first $10,200 in benefits collected in 2020 will be tax-free for households with annual incomes less than $150,000. Check with your state unemployment office for information on eligibility and collecting benefits. 2 3
Who Is Eligible for Extended Unemployment Benefits? | https://www.thebalancecareers.com/unemployment-insurance-extended-benefit-programs-4802217 |
msmarco_v2.1_doc_54_354278188#0_821306217 | Title: Avoiding Media Bias When Covering Political News
Headings: Avoiding Media Bias When Covering Political News
Avoiding Media Bias When Covering Political News
Expect to Be Accused of Media Bias
Check Your Stories for Accuracy
Determine Whether Your Story is Fair to All Candidates
Defend Yourself Against Claims of Media Bias
Content: Avoiding Media Bias When Covering Political News
Frugal Living Money Management
Avoiding Media Bias When Covering Political News
•••
Hill Street Studios / Getty Images
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Glenn Halbrooks wrote about news media for The Balance Careers. He is a TV news director with more than 30 years experience. Read The Balance's editorial policies
Glenn Halbrooks
Updated January 28, 2020
Politicians and their staff members are usually experts at manipulating media coverage in order to advance their careers and their campaigns. That includes accusing reporters of media bias when unfavorable stories are published in print, on the air or online. When covering political news stories, make sure your stories measure up to ethical standards so your reports don't back up their claims of media bias. Expect to Be Accused of Media Bias
Any reporting on a political campaign will include good and bad news. If you are assigned to cover a candidate, there will be a day when they stumble -- making a verbal gaffe, misstating a fact, or sometimes literally stumbling as they trip over a broken sidewalk. Reporting facts doesn't equal media bias, though overly-aggressive campaign workers might try to con voters into thinking that. Check Your Stories for Accuracy
Some reporters who don't have media bias are guilty of lazy reporting, which can appear to be the result of political leanings. Make sure all political stories are accurate because campaign workers will be happy to rip your reports to shreds if it benefits their candidate. | https://www.thebalanceeveryday.com/how-to-avoid-media-bias-in-political-news-stories-2315159 |
msmarco_v2.1_doc_54_354278188#1_821308388 | Title: Avoiding Media Bias When Covering Political News
Headings: Avoiding Media Bias When Covering Political News
Avoiding Media Bias When Covering Political News
Expect to Be Accused of Media Bias
Check Your Stories for Accuracy
Determine Whether Your Story is Fair to All Candidates
Defend Yourself Against Claims of Media Bias
Content: Expect to Be Accused of Media Bias
Any reporting on a political campaign will include good and bad news. If you are assigned to cover a candidate, there will be a day when they stumble -- making a verbal gaffe, misstating a fact, or sometimes literally stumbling as they trip over a broken sidewalk. Reporting facts doesn't equal media bias, though overly-aggressive campaign workers might try to con voters into thinking that. Check Your Stories for Accuracy
Some reporters who don't have media bias are guilty of lazy reporting, which can appear to be the result of political leanings. Make sure all political stories are accurate because campaign workers will be happy to rip your reports to shreds if it benefits their candidate. Any reporter knows whether their story will please or perturb a campaign. If you suspect that there will be fallout to a story that's about to be published, comb over the facts for accuracy to protect yourself and your media company. Decide if you are completely confident in the information you are presenting. If your source is a news release from an opponent's campaign, verify the facts independently or at least make it clear that it's the opponent who is making an accusation, not you. Sloppy attribution can get you into trouble. | https://www.thebalanceeveryday.com/how-to-avoid-media-bias-in-political-news-stories-2315159 |
msmarco_v2.1_doc_54_355489682#0_824396255 | Title: Which Model Has the Most Vogue Magazine Covers?
Headings: Models With the Most Vogue Magazine Covers
Models With the Most Vogue Magazine Covers
These Faces Are the Most Familiar to Longtime Vogue Readers.
Lauren Hutton: 26 Covers
Karen Graham: 20 Covers
Jean Shrimpton: 20 Covers
Cindy Crawford: 18 Covers
Claudia Schiffer: 16 Covers
Amber Valletta: 16 Covers
Jean Patchett: 16 Covers
Veruschka: 12 Covers
Gisele Bundchen: 11 Covers
Kate Moss: 8 Covers
Some Other Fun Facts
Content: Which Model Has the Most Vogue Magazine Covers? Frugal Living Beauty & Health Care
Models With the Most Vogue Magazine Covers
These Faces Are the Most Familiar to Longtime Vogue Readers. By
Full Bio
Vanessa Helmer is a former expert for The Balance Careers. She and is a model scout and agent with over 30 years of experience in the industry. Read The Balance's editorial policies
Vanessa Helmer
Updated November 20, 2019
Vogue first began as a weekly newspaper in 1892 and appearing on the publication's cover quickly grew to become a coveted career goal for many fashion models. When Conde Nast acquired the magazine in 1905, it turned it into something along the lines of a biweekly publication, and the number of cover opportunities increased twofold. Then, in 1949, the magazine cut back to 20 issues a year. It went monthly in 1973. But that's still a lot of Vogue covers, particularly considering that the magazine published in several countries. Here are the models who have racked up the most covers over the years. | https://www.thebalanceeveryday.com/vogue-magazine-cover-models-2379350 |
msmarco_v2.1_doc_54_355489682#5_824404902 | Title: Which Model Has the Most Vogue Magazine Covers?
Headings: Models With the Most Vogue Magazine Covers
Models With the Most Vogue Magazine Covers
These Faces Are the Most Familiar to Longtime Vogue Readers.
Lauren Hutton: 26 Covers
Karen Graham: 20 Covers
Jean Shrimpton: 20 Covers
Cindy Crawford: 18 Covers
Claudia Schiffer: 16 Covers
Amber Valletta: 16 Covers
Jean Patchett: 16 Covers
Veruschka: 12 Covers
Gisele Bundchen: 11 Covers
Kate Moss: 8 Covers
Some Other Fun Facts
Content: 20 Covers
Vogue Magazine/Bert Stern/Getty Images
Born in England in 1942, Jean Shrimpton began modeling in 1960. She was included as one of Time magazine’s Top 100 influential fashion icons of all time and has covered Vogue 20 times. Shrimpton was one of the first supermodels and also one of the most highly paid models of the 1960s. Raised on a farm in Buckinghamshire, she was discovered in London's Hyde Park at age 18. Shrimpton was credited as being partly responsible for the launch of the miniskirt when she wore a dress that ended above her knee at an appearance in Melbourne in 1965. Cindy Crawford: 18 Covers
Vogue Magazine/Cindy Crawford
Forbes magazine reported in 1995 that Cindy Crawford was the world’s highest-paid model at that time. She began modeling in her sophomore year of high school, and her status as a modeling icon and international celebrity steadily rose in the 1990s. Her career has included contracts with Pepsi, Maybelline, Revlon, and Clairol, as well as 18 Vogue covers. Actor Richard Gere is one of the few men ever featured on the cover of Vogue. | https://www.thebalanceeveryday.com/vogue-magazine-cover-models-2379350 |
msmarco_v2.1_doc_54_356434326#1_826888481 | Title: Why Store Atmosphere Matters to Your Customers
Headings: Why Store Atmosphere Matters to Your Customers
Why Store Atmosphere Matters to Your Customers
Ambiance Matters
Fundamentals
Attract Your Target Clientele
Content: If you're thinking about opening up a business of any kind, it's imperative that you remember the role your store's atmosphere can play in its success. Customers not only care about how a store looks and feels, but also they're likely to make purchasing decisions based on the ambiance of the establishments they patronize. So, if you want to make more sales, attract new customers, and retain existing ones, take pride in how your business looks. Ambiance Matters
Research shows that the store atmosphere leaves a distinct impression on customers. The 1997 study " Store Atmosphere, Mood and Purchasing Behavior " found that customers rate establishments differently based on atmosphere. The study compared two furniture stores, one with a "pleasant" atmosphere and one with an unpleasant ambiance. It concluded: "Customers' mood – measured at the beginning, in the middle and at the end of their shopping – was shown to improve in the pleasant and to deteriorate in the less pleasant store. Satisfaction with the store was greater in the pleasant store ... Customers in the pleasant store spontaneously spent more money on articles they simply liked." It occurred simply because of the impact the store had on customer mood. | https://www.thebalancesmb.com/atmosphere-2890162 |
msmarco_v2.1_doc_54_356779234#6_827747852 | Title: The Benefits of a Corporate Credit Line to a Business
Headings: Benefits of a Corporate Credit Line to a Business
Benefits of a Corporate Credit Line to a Business
Content: The fact is the lower the interest rate, the less the monthly repayment which means more savings. On the other hand, having a business credit line is advantageous if the business needs small funds that are too small to go for a conventional loan and yet too large to fit on a business credit card. The aim of any business is to make a profit but the business cannot be profitable if a large amount of income generated by the business is used to pay for loans. However, with corporate credit lines, the low-interest rates allows you to reduce cash outflow which in the long run keeps the business financially stable. In conclusion, as a business owner, it is good to have a place where you can easily get access to cash to keep the business running. One of the most appropriate ways is by having a corporate line of credit. It is because it has no guidelines on how to use it; it is flexible in terms and helps in building your company's business credit. | https://www.thebalancesmb.com/benefits-of-a-corporate-credit-line-to-a-business-3960975 |
msmarco_v2.1_doc_54_358760798#15_832984556 | Title: 10 Facts About Business Assets
Headings:
10 Facts About Business Assets
1) Assets Can Be Tangible or Intangible
2) Assets Are Treated Differently for Tax and Accounting Purposes
For Accounting Purposes
For Tax Purposes
3) Some Assets Are Depreciated; Others Are Amortized
4) Assets Are Valued Differently, and Values Change
5) It Doesn't Matter How You Buy the Asset
6) You Must Use the Asset if You Want to Deduct or Depreciate the Cost
7) Gains on the Sale of Assets Are Capital Gains
8) Assets Can Be Used as Collateral for a Business Loan
9) Assets Can Be Analyzed to Show Company Profitability
10) It's Important to Keep Excellent Records of Your Business Assets
Article Sources
Content: The lien gives the lienholder first right to the asset and requires the loan to be paid off before you can sell the asset and get your money from it. Car loans are a good example of collateral (the value of the car) being used for a loan. 9) Assets Can Be Analyzed to Show Company Profitability
How a company uses its assets to generate income can show its profitability. A financial ratio called net return on assets is a good measure of how the company puts its assets to work. You can get a value of your current assets (those you can quickly turn into cash) with a quick ratio. Add up your current assets, not including inventory, and divide the total by your current liabilities (what you owe and must pay back within a year). This number shows you how much cash you might be able to get quickly in an emergency. 10) It's Important to Keep Excellent Records of Your Business Assets
It's important to keep excellent records of business assets, starting with the purchase of the asset. Include all information on asset costs, on depreciation, on salvage value, repairs and maintenance, and any appraisals of the asset. Article Sources
Cornell Law School, Legal Information Institute. " | https://www.thebalancesmb.com/business-assets-facts-397849 |
msmarco_v2.1_doc_54_358853393#0_833204314 | Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation
Content: Business Insurance Coverages for Your Church
Business Insurance Your Business
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
By
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Gregory Boop wrote about business insurance for The Balance SMB. He is an experienced business trial lawyer and authorized OSHA trainer. Read The Balance's editorial policies
Gregory Boop
Updated June 26, 2019
While churches face many of the same hazards as for-profit businesses, they also have some unique risks. For one thing, a church may be held liable for violating canon law. Secondly, a church performs its work primarily through volunteers rather than paid employees. To protect their assets so they can continue to serve their mission, churches need to buy insurance. Sources of Coverage
Churches have several potential sources of insurance coverage. Very large churches may save money on insurance premiums through self-insurance. Small or mid-sized churches may purchase coverage from a standard property-casualty insurer or a specialty insurer like Church Mutual and Brotherhood Mutual. Both standard and specialty insurers have developed insurance programs for churches. | https://www.thebalancesmb.com/business-insurance-for-a-church-462542 |
msmarco_v2.1_doc_54_358853393#1_833206087 | Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation
Content: To protect their assets so they can continue to serve their mission, churches need to buy insurance. Sources of Coverage
Churches have several potential sources of insurance coverage. Very large churches may save money on insurance premiums through self-insurance. Small or mid-sized churches may purchase coverage from a standard property-casualty insurer or a specialty insurer like Church Mutual and Brotherhood Mutual. Both standard and specialty insurers have developed insurance programs for churches. Property Insurance
All churches need property insurance. A commercial property or business owners policy will protect your organization against loss or damage to church-owned buildings and personal property. Church property may be insured for its actual cash value or its replacement cost. While coverage based on actual cash value may be appropriate for an older building that's not in good condition, most churches should be insured for their replacement cost. The building limit should be high enough to cover the cost of reconstructing the church if it has been completely destroyed by a fire or other insured peril. | https://www.thebalancesmb.com/business-insurance-for-a-church-462542 |
msmarco_v2.1_doc_54_358853393#2_833207769 | Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation
Content: Property Insurance
All churches need property insurance. A commercial property or business owners policy will protect your organization against loss or damage to church-owned buildings and personal property. Church property may be insured for its actual cash value or its replacement cost. While coverage based on actual cash value may be appropriate for an older building that's not in good condition, most churches should be insured for their replacement cost. The building limit should be high enough to cover the cost of reconstructing the church if it has been completely destroyed by a fire or other insured peril. Churches should also consider purchasing building ordinance coverage, which covers the extra costs of repairing or reconstructing the building so that it meets current building codes. Without this coverage, a church could large out-of-pocket costs for required upgrades. All property the church owns should be insured under the property policy. Church-owned buildings may include meeting halls, parsonages, education centers, and living quarters inhabited by members of the clergy. Examples of personal property are furniture, office supplies, and computers. | https://www.thebalancesmb.com/business-insurance-for-a-church-462542 |
msmarco_v2.1_doc_54_358853393#3_833209502 | Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation
Content: Churches should also consider purchasing building ordinance coverage, which covers the extra costs of repairing or reconstructing the building so that it meets current building codes. Without this coverage, a church could large out-of-pocket costs for required upgrades. All property the church owns should be insured under the property policy. Church-owned buildings may include meeting halls, parsonages, education centers, and living quarters inhabited by members of the clergy. Examples of personal property are furniture, office supplies, and computers. Personal property might also include religious artifacts, stained glass, statuary, paintings, scriptures, and prayer books. These items can be covered by fine arts insurance . Churches are not immune to crime. Some of the most common crimes committed against churches are burglary, vandalism, arson, and theft of cash by employees. Burglary, vandalism, and arson are covered perils under most commercial property policies. | https://www.thebalancesmb.com/business-insurance-for-a-church-462542 |
msmarco_v2.1_doc_54_358853393#4_833211036 | Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation
Content: Personal property might also include religious artifacts, stained glass, statuary, paintings, scriptures, and prayer books. These items can be covered by fine arts insurance . Churches are not immune to crime. Some of the most common crimes committed against churches are burglary, vandalism, arson, and theft of cash by employees. Burglary, vandalism, and arson are covered perils under most commercial property policies. Employee theft coverage will protect a church against theft of money, securities, and other property by church employees. Some insurers will extend the definition of employee to include volunteers. Many churches use computers to purchase supplies, maintain accounts, and communicate with parishioners. Most standard property policies afford inadequate coverage for computers and data so churches should consider buying electronic data processing coverage . Liability Insurance
At one time, religious organizations were immune from tort liability. | https://www.thebalancesmb.com/business-insurance-for-a-church-462542 |
msmarco_v2.1_doc_54_358853393#5_833212559 | Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation
Content: Employee theft coverage will protect a church against theft of money, securities, and other property by church employees. Some insurers will extend the definition of employee to include volunteers. Many churches use computers to purchase supplies, maintain accounts, and communicate with parishioners. Most standard property policies afford inadequate coverage for computers and data so churches should consider buying electronic data processing coverage . Liability Insurance
At one time, religious organizations were immune from tort liability. This is no longer the case as courts have eliminated most church immunity. Nowadays, churches are subject to the same types of lawsuits that affect for-profit businesses. General Liability Coverage
General liability insurance protects a church against claims by third parties for bodily injury, property damage, and personal and advertising injury. The policy should cover church employees, volunteers, officials, staff, and members as insureds. Churches are vulnerable to claims alleging sexual abuse of adults and children. | https://www.thebalancesmb.com/business-insurance-for-a-church-462542 |
msmarco_v2.1_doc_54_358853393#6_833214186 | Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation
Content: This is no longer the case as courts have eliminated most church immunity. Nowadays, churches are subject to the same types of lawsuits that affect for-profit businesses. General Liability Coverage
General liability insurance protects a church against claims by third parties for bodily injury, property damage, and personal and advertising injury. The policy should cover church employees, volunteers, officials, staff, and members as insureds. Churches are vulnerable to claims alleging sexual abuse of adults and children. To protect themselves, churches can purchase sexual misconduct insurance. This coverage may be written separately or added to a general liability policy. Nowadays, churches are subject to the same types of lawsuits that affect for-profit businesses. Like for-profit businesses, churches may offer fringe benefits to their workers. If a church fails to administer these benefits properly and employees are harmed as a result, the church may be sued by employees. | https://www.thebalancesmb.com/business-insurance-for-a-church-462542 |
msmarco_v2.1_doc_54_358853393#7_833215727 | Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation
Content: To protect themselves, churches can purchase sexual misconduct insurance. This coverage may be written separately or added to a general liability policy. Nowadays, churches are subject to the same types of lawsuits that affect for-profit businesses. Like for-profit businesses, churches may offer fringe benefits to their workers. If a church fails to administer these benefits properly and employees are harmed as a result, the church may be sued by employees. Churches can safeguard themselves against costly claims by purchasing employee benefits liability insurance. This coverage is added via an endorsement to a general liability policy. Many churches allow outside organizations to use church-owned property for meetings, classes, and other purposes. Churches should require all organizations that use their facilities to provide a certificate of liability insurance to show that they are properly insured. Umbrella Liability
Many general liability and auto liability policies provide a $1 million limit. | https://www.thebalancesmb.com/business-insurance-for-a-church-462542 |
msmarco_v2.1_doc_54_358853393#8_833217292 | Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation
Content: Churches can safeguard themselves against costly claims by purchasing employee benefits liability insurance. This coverage is added via an endorsement to a general liability policy. Many churches allow outside organizations to use church-owned property for meetings, classes, and other purposes. Churches should require all organizations that use their facilities to provide a certificate of liability insurance to show that they are properly insured. Umbrella Liability
Many general liability and auto liability policies provide a $1 million limit. A large claim could exhaust that limit, leaving a church with a large out-of-pocket expense. A church can avoid this scenario by purchasing a commercial umbrella policy. It provides extra limits over those afforded by your primary general and auto liability coverages. Errors & Omissions Coverage
Church pastors who provide spiritual counseling may be held liable for physical or emotional injury to church members. To protect their pastor, churches need pastoral counseling liability insurance, a type of errors and omissions insurance. | https://www.thebalancesmb.com/business-insurance-for-a-church-462542 |
msmarco_v2.1_doc_54_361134261#2_838949292 | Title: Controlling What's Displayed on Public LinkedIn Profile
Headings: Controlling What's Displayed on Your Public LinkedIn Profile
Controlling What's Displayed on Your Public LinkedIn Profile
Why Limit Access to Your Profile?
How to Hide Your LinkedIn Public Profile
How to Control What Parts of Your LinkedIn Profile Are Visible to the Public
Content: However, there may be reasons to hide your profile or limit what people can see including: You're moonlighting your home business and you don't want your boss to know. You want to avoid a former boss from finding you and posting a bad reference. Your goal in using LinkedIn is more for support and resources, not for business building and marketing. You can control what people can and cannot see, or be alerted to on your Linkedin profile . How to Hide Your LinkedIn Public Profile
If you don't want your profile to appear in Google or other search engines, and don't want your profile visible to non-LinkedIn members, you can completely hide your profile. Here's how: Login to LinkedIn
Click on "Me" in the top right hand corner to see the drop-down menu. The click on "Settings & Privacy." Click on "Edit your public profile." | https://www.thebalancesmb.com/displayed-public-linkedin-profile-1794577 |
msmarco_v2.1_doc_54_361134261#3_838950682 | Title: Controlling What's Displayed on Public LinkedIn Profile
Headings: Controlling What's Displayed on Your Public LinkedIn Profile
Controlling What's Displayed on Your Public LinkedIn Profile
Why Limit Access to Your Profile?
How to Hide Your LinkedIn Public Profile
How to Control What Parts of Your LinkedIn Profile Are Visible to the Public
Content: How to Hide Your LinkedIn Public Profile
If you don't want your profile to appear in Google or other search engines, and don't want your profile visible to non-LinkedIn members, you can completely hide your profile. Here's how: Login to LinkedIn
Click on "Me" in the top right hand corner to see the drop-down menu. The click on "Settings & Privacy." Click on "Edit your public profile." On the right-hand side of the page, you'll see a box marked "Your profile's public visibility" with a button next to it. If the button is on, click to turn it off from appearing in all search engines. According to LinkedIn, if your profile has been visible, it might take a few weeks for it drop out of search engines. How to Control What Parts of Your LinkedIn Profile Are Visible to the Public
If you want your profile to be found in search engines and by non-LinkedIn users, but want to limit what they have access to viewing, you can do that through your profile as well. Here's how: | https://www.thebalancesmb.com/displayed-public-linkedin-profile-1794577 |
msmarco_v2.1_doc_54_361134261#4_838952221 | Title: Controlling What's Displayed on Public LinkedIn Profile
Headings: Controlling What's Displayed on Your Public LinkedIn Profile
Controlling What's Displayed on Your Public LinkedIn Profile
Why Limit Access to Your Profile?
How to Hide Your LinkedIn Public Profile
How to Control What Parts of Your LinkedIn Profile Are Visible to the Public
Content: On the right-hand side of the page, you'll see a box marked "Your profile's public visibility" with a button next to it. If the button is on, click to turn it off from appearing in all search engines. According to LinkedIn, if your profile has been visible, it might take a few weeks for it drop out of search engines. How to Control What Parts of Your LinkedIn Profile Are Visible to the Public
If you want your profile to be found in search engines and by non-LinkedIn users, but want to limit what they have access to viewing, you can do that through your profile as well. Here's how: Login to LinkedIn
Click on "Me" in the top right hand corner to see the drop-down menu. Then click on "Settings & Privacy." Go back to the area marked "Your profile's public visibility." You will see a series of categories (including your headline, websites, posts, summary, current and past experience, and education) that you can make public or private. If the item is visible, it will be marked "Show" and the button will be blue. | https://www.thebalancesmb.com/displayed-public-linkedin-profile-1794577 |
msmarco_v2.1_doc_54_361134261#5_838953807 | Title: Controlling What's Displayed on Public LinkedIn Profile
Headings: Controlling What's Displayed on Your Public LinkedIn Profile
Controlling What's Displayed on Your Public LinkedIn Profile
Why Limit Access to Your Profile?
How to Hide Your LinkedIn Public Profile
How to Control What Parts of Your LinkedIn Profile Are Visible to the Public
Content: Login to LinkedIn
Click on "Me" in the top right hand corner to see the drop-down menu. Then click on "Settings & Privacy." Go back to the area marked "Your profile's public visibility." You will see a series of categories (including your headline, websites, posts, summary, current and past experience, and education) that you can make public or private. If the item is visible, it will be marked "Show" and the button will be blue. To turn it off, click on the button to hide it. The button will turn gray. To see what your profile now looks like to the public, click "View My Public Profile" as others see it link. You can also customize who sees your profile photo—your connections, your network, all LinkedIn members or the public through search engines. Remember, the controls offered here are designed to limit access to people who are not a part of the LinkedIn community. | https://www.thebalancesmb.com/displayed-public-linkedin-profile-1794577 |
msmarco_v2.1_doc_54_361370205#1_839544748 | Title: The Importance of Electronics Recycling and E-Waste
Headings: E-Waste and the Importance of Electronics Recycling
Sustainable Businesses Recycling Glossary
E-Waste and the Importance of Electronics Recycling
What Is E-Waste
Why Is Electronics Recycling Important?
How Can Consumers Recycle Their Old Electronics Devices?
Are You Allowed to Throw E-Waste in the Trash?
E-Waste Recycling Legislation
Content: E-waste is growing, and with that surge comes the need for effective electronics recycling programs. According to a January 2019 report from the World Economic Forum, E-waste is now the fastest-growing waste stream in the world, with an estimated waste stream of 48.5 million tonnes in 2018. People still seek information on TV recycling, computer recycling, and other programs that will help them responsibly get rid of unwanted equipment while minimizing any risk of data or identity theft . The safe recycling of electronics is receiving increased attention from policymakers, industry, and consumers alike. This trend is good news because many consumers are still not sure how to safely dispose of old computers, smartphones or other electronic devices. According to one report, nearly 75 percent of old electronics continues to be stored in households because of the unavailability of convenient recycling options. This article looks at some of the basic questions, such as defining e-waste, exploring why it is important, how consumers can recycle, state legislation, and the issue of the international shipment of hazardous e-waste. What Is E-Waste
These EOL electronic devices, also known as e-waste and e-scrap, includes such items as dated computer equipment, stereos, televisions, and mobile phones. Such things can often be refurbished or recycled, yet a significant amount still finds its way to the landfill. Soberingly, only 20% of global e-waste is formally recycled the remaining 80% often incinerated or dumped in landfills. " | https://www.thebalancesmb.com/e-waste-and-the-importance-of-electronics-recycling-2877783 |
msmarco_v2.1_doc_54_361370205#2_839546931 | Title: The Importance of Electronics Recycling and E-Waste
Headings: E-Waste and the Importance of Electronics Recycling
Sustainable Businesses Recycling Glossary
E-Waste and the Importance of Electronics Recycling
What Is E-Waste
Why Is Electronics Recycling Important?
How Can Consumers Recycle Their Old Electronics Devices?
Are You Allowed to Throw E-Waste in the Trash?
E-Waste Recycling Legislation
Content: According to one report, nearly 75 percent of old electronics continues to be stored in households because of the unavailability of convenient recycling options. This article looks at some of the basic questions, such as defining e-waste, exploring why it is important, how consumers can recycle, state legislation, and the issue of the international shipment of hazardous e-waste. What Is E-Waste
These EOL electronic devices, also known as e-waste and e-scrap, includes such items as dated computer equipment, stereos, televisions, and mobile phones. Such things can often be refurbished or recycled, yet a significant amount still finds its way to the landfill. Soberingly, only 20% of global e-waste is formally recycled the remaining 80% often incinerated or dumped in landfills. " Many thousands of tonnes also find their way around the world to be pulled apart by hand or burned by the world’s poorest workers," the World Economic Forum notes. " This crude form of urban mining has consequences for people’s wellbeing and creates untold pollution." In the U.S., the recycling rate is closer to 25%, with much of the e-waste being shipped offshore. Why Is Electronics Recycling Important? Rich Source of Raw Materials Internationally, only 10-15 percent of the gold in e-waste is successfully recovered while the rest is lost. | https://www.thebalancesmb.com/e-waste-and-the-importance-of-electronics-recycling-2877783 |
msmarco_v2.1_doc_54_361370205#3_839548910 | Title: The Importance of Electronics Recycling and E-Waste
Headings: E-Waste and the Importance of Electronics Recycling
Sustainable Businesses Recycling Glossary
E-Waste and the Importance of Electronics Recycling
What Is E-Waste
Why Is Electronics Recycling Important?
How Can Consumers Recycle Their Old Electronics Devices?
Are You Allowed to Throw E-Waste in the Trash?
E-Waste Recycling Legislation
Content: Many thousands of tonnes also find their way around the world to be pulled apart by hand or burned by the world’s poorest workers," the World Economic Forum notes. " This crude form of urban mining has consequences for people’s wellbeing and creates untold pollution." In the U.S., the recycling rate is closer to 25%, with much of the e-waste being shipped offshore. Why Is Electronics Recycling Important? Rich Source of Raw Materials Internationally, only 10-15 percent of the gold in e-waste is successfully recovered while the rest is lost. Ironically, electronic waste contains deposits of precious metal estimated to be between 40 and 50 times richer than ores mined from the earth, according to the United Nations. Solid Waste Management Because the explosion of growth in the electronics industry, combined with short product life cycle has led to a rapid escalation in the generation of solid waste. Toxic Materials Because old electronic devices contain toxic substances such as lead, mercury, cadmium and chromium, proper processing is essential to ensure that these materials are not released into the environment. They may also contain other heavy metals and potentially toxic chemical flame retardants. International Movement of Hazardous Waste The uncontrolled movement of e-waste to countries where cheap labor and primitive approaches to recycling have resulted in health risks to residents exposed to the release of toxins continues to an issue of concern. | https://www.thebalancesmb.com/e-waste-and-the-importance-of-electronics-recycling-2877783 |
msmarco_v2.1_doc_54_361370205#4_839551030 | Title: The Importance of Electronics Recycling and E-Waste
Headings: E-Waste and the Importance of Electronics Recycling
Sustainable Businesses Recycling Glossary
E-Waste and the Importance of Electronics Recycling
What Is E-Waste
Why Is Electronics Recycling Important?
How Can Consumers Recycle Their Old Electronics Devices?
Are You Allowed to Throw E-Waste in the Trash?
E-Waste Recycling Legislation
Content: Ironically, electronic waste contains deposits of precious metal estimated to be between 40 and 50 times richer than ores mined from the earth, according to the United Nations. Solid Waste Management Because the explosion of growth in the electronics industry, combined with short product life cycle has led to a rapid escalation in the generation of solid waste. Toxic Materials Because old electronic devices contain toxic substances such as lead, mercury, cadmium and chromium, proper processing is essential to ensure that these materials are not released into the environment. They may also contain other heavy metals and potentially toxic chemical flame retardants. International Movement of Hazardous Waste The uncontrolled movement of e-waste to countries where cheap labor and primitive approaches to recycling have resulted in health risks to residents exposed to the release of toxins continues to an issue of concern. How Can Consumers Recycle Their Old Electronics Devices? Consumers have access to recycling opportunities, depending on where they live. Thinking regarding the electronics recycling hierarchy, the best choice is to donate computer equipment that can be refurbished or reused as is, provided that personal information is scrubbed from devices. Other recycling opportunities include authorized electronics recycler locations, electronics recycling events, or retailer take back programs such as those offered by Staples, Office Depot or BestBuy. Additionally, other programs are available to help consumers with the recycling of cell phones and batteries, such as through Call2Recycle . | https://www.thebalancesmb.com/e-waste-and-the-importance-of-electronics-recycling-2877783 |
msmarco_v2.1_doc_54_361370205#5_839553276 | Title: The Importance of Electronics Recycling and E-Waste
Headings: E-Waste and the Importance of Electronics Recycling
Sustainable Businesses Recycling Glossary
E-Waste and the Importance of Electronics Recycling
What Is E-Waste
Why Is Electronics Recycling Important?
How Can Consumers Recycle Their Old Electronics Devices?
Are You Allowed to Throw E-Waste in the Trash?
E-Waste Recycling Legislation
Content: How Can Consumers Recycle Their Old Electronics Devices? Consumers have access to recycling opportunities, depending on where they live. Thinking regarding the electronics recycling hierarchy, the best choice is to donate computer equipment that can be refurbished or reused as is, provided that personal information is scrubbed from devices. Other recycling opportunities include authorized electronics recycler locations, electronics recycling events, or retailer take back programs such as those offered by Staples, Office Depot or BestBuy. Additionally, other programs are available to help consumers with the recycling of cell phones and batteries, such as through Call2Recycle . Are You Allowed to Throw E-Waste in the Trash? Whether or not you are allowed to throw EOL electronic devices into the trash, may depend on equipment and location. Refer to specific state legislation, but please recycle. Note that some communities or cities will have policies that ban e-waste even if there is no such ban at the state level. Be sure to enlist the use of recyclers who are certified through either of the voluntary certification programs that have been established to ensure responsible recycling, including R2/RIOS and e-stewards . | https://www.thebalancesmb.com/e-waste-and-the-importance-of-electronics-recycling-2877783 |
msmarco_v2.1_doc_54_361376333#1_839558733 | Title: E-Waste Recycling Facts and Figures
Headings: E-Waste Recycling Facts and Figures
Sustainable Businesses Electronics Recycling
E-Waste Recycling Facts and Figures
The Cost of Electronics
E-Waste Globally
E-Waste in the U.S.
Article Sources
Content: Items that can be recovered from e-waste to prevent environmental damage include constituents such as plastics, metals, and glass. When compared to multinational giants, small businesses create a fraction of the e-waste that the planet must collectively manage. Nevertheless, as the burden of ecological destruction grows with each passing year, small businesses can and must be a part of the solution for processing global waste. Below are useful facts and figures pertaining to e-waste recycling, intended to inspire business owners large and small to make changes in how they process waste: The Cost of Electronics
Producing a computer along with its monitor takes at least 1.5 tons of water, 48 pounds of chemicals, and 530 pounds of fossil fuels. 2
Compared to disposal in landfills or by incinerators, reusing or recycling computers can create 296 more jobs per year for every 10,000 tons of computer waste processed. 3
Only 20% of e-waste is documented to have been collected and recycled, despite high-value recoverable materials such as copper and gold. 4
Americans throw away an estimated $55 billion in e-waste material annually (more than the 2019 Gross Domestic Product of many countries.) 5
By recycling 1 million cell phones, more than 35,000 pounds of copper, 33 pounds of palladium, 772 pounds of silver, and 75 pounds of gold can be recovered. 6
The excessive amount of lead in e-waste, if released into the environment, could cause severe damage to human blood and kidneys, as well as central and peripheral nervous systems. | https://www.thebalancesmb.com/e-waste-recycling-facts-and-figures-2878189 |
msmarco_v2.1_doc_54_361376333#2_839560773 | Title: E-Waste Recycling Facts and Figures
Headings: E-Waste Recycling Facts and Figures
Sustainable Businesses Electronics Recycling
E-Waste Recycling Facts and Figures
The Cost of Electronics
E-Waste Globally
E-Waste in the U.S.
Article Sources
Content: 2
Compared to disposal in landfills or by incinerators, reusing or recycling computers can create 296 more jobs per year for every 10,000 tons of computer waste processed. 3
Only 20% of e-waste is documented to have been collected and recycled, despite high-value recoverable materials such as copper and gold. 4
Americans throw away an estimated $55 billion in e-waste material annually (more than the 2019 Gross Domestic Product of many countries.) 5
By recycling 1 million cell phones, more than 35,000 pounds of copper, 33 pounds of palladium, 772 pounds of silver, and 75 pounds of gold can be recovered. 6
The excessive amount of lead in e-waste, if released into the environment, could cause severe damage to human blood and kidneys, as well as central and peripheral nervous systems. 7
E-Waste Globally
The amount of worldwide e-waste generation is expected to exceed 50 million tons by 2020, with an annual growth between 4% and 5%. This quantity includes 16.8 million metric tons of small equipment; 9.1 million metric tons of large equipment; 7.6 million metric tons of temperature exchange (freezing and cooling) equipment; 6.6 million metric tons of screens and monitors; | https://www.thebalancesmb.com/e-waste-recycling-facts-and-figures-2878189 |
msmarco_v2.1_doc_54_361376333#8_839569578 | Title: E-Waste Recycling Facts and Figures
Headings: E-Waste Recycling Facts and Figures
Sustainable Businesses Electronics Recycling
E-Waste Recycling Facts and Figures
The Cost of Electronics
E-Waste Globally
E-Waste in the U.S.
Article Sources
Content: Industrial Disasters, Toxic Waste, and Community Impact: Health Effects and Environmental Justice Struggles Around the Globe ." Accessed Jan. 10, 2020. IGI Global. " Handbook of Research on Green ICT: Technology, Business and Social Perspectives. " Accessed Jan. 10, 2020. UN Environment Programme. " UN Report: Time to Seize Opportunity, Tackle Challenge of E-Waste. " | https://www.thebalancesmb.com/e-waste-recycling-facts-and-figures-2878189 |
msmarco_v2.1_doc_54_361376333#9_839570409 | Title: E-Waste Recycling Facts and Figures
Headings: E-Waste Recycling Facts and Figures
Sustainable Businesses Electronics Recycling
E-Waste Recycling Facts and Figures
The Cost of Electronics
E-Waste Globally
E-Waste in the U.S.
Article Sources
Content: Technology, Business and Social Perspectives. " Accessed Jan. 10, 2020. UN Environment Programme. " UN Report: Time to Seize Opportunity, Tackle Challenge of E-Waste. " Accessed Jan. 11, 2020. United Nations University. " E-waste Rises 8% by Weight in 2 Years as Incomes Rise, Prices Fall. " Accessed Jan. 10, 2020. Environmental Protection Agency. " | https://www.thebalancesmb.com/e-waste-recycling-facts-and-figures-2878189 |
msmarco_v2.1_doc_54_361376333#12_839572785 | Title: E-Waste Recycling Facts and Figures
Headings: E-Waste Recycling Facts and Figures
Sustainable Businesses Electronics Recycling
E-Waste Recycling Facts and Figures
The Cost of Electronics
E-Waste Globally
E-Waste in the U.S.
Article Sources
Content: The Global E-Waste Monitor 2017. " Quantities, Flows, and Resources. " Accessed Jan 11, 2020. UN Environmental Programme. " UN Report: Time to Seize Opportunity, Tackle Challenge of E-Waste ." Accessed Jan. 11, 2020. World Economic Forum. " A New Circular Vision for Electronics Time for a Global Reboot ." Page 13. | https://www.thebalancesmb.com/e-waste-recycling-facts-and-figures-2878189 |
msmarco_v2.1_doc_54_361376333#13_839573564 | Title: E-Waste Recycling Facts and Figures
Headings: E-Waste Recycling Facts and Figures
Sustainable Businesses Electronics Recycling
E-Waste Recycling Facts and Figures
The Cost of Electronics
E-Waste Globally
E-Waste in the U.S.
Article Sources
Content: Time to Seize Opportunity, Tackle Challenge of E-Waste ." Accessed Jan. 11, 2020. World Economic Forum. " A New Circular Vision for Electronics Time for a Global Reboot ." Page 13. Accessed Jan. 11, 2020. The Global Waste Statistics Partnership. " Global E-Waste Monitor 2017. " PDF Download. Accessed Jan. 11, 2020. | https://www.thebalancesmb.com/e-waste-recycling-facts-and-figures-2878189 |
msmarco_v2.1_doc_54_361607669#3_840144869 | Title: Electronics Recycling- Rich Source of Precious Metals
Headings:
Old Electronic Devices Provide Precious Metals for Recyclers
The Importance of Electronics Recycling
Recovery of Precious Metals
Recycling of E-Waste
Content: Recovery of Precious Metals
The recovery of these precious metals is no small issue. While a modern recycling facility can recover as much as 95% of gold, in developing countries, the crude dismantling processes employed may recover only 50% of this precious metal. Also, if done incorrectly, the recovery process can expose workers to a wide range of hazardous substances. Overall, the current recovery rates of e-waste for processing are quite small. For example, for 2009 the U.S. EPA reported that only 8% of cell phones were recycled, along with 17% of televisions, and 38% of computers. Not enough of overall devices find their way to recyclers, and for the ones that do, not enough metals are recovered from those devices, on a global scale. Recycling results in only a 10 to 15% recovery of all the gold stored in e-waste. The rest is lost. This low recycling rate stresses the need for initiatives to help promote the recovery of precious resources. This can be accomplished through: | https://www.thebalancesmb.com/electronic-devices-source-of-metals-for-recyclers-2877986 |
msmarco_v2.1_doc_54_361607669#4_840146306 | Title: Electronics Recycling- Rich Source of Precious Metals
Headings:
Old Electronic Devices Provide Precious Metals for Recyclers
The Importance of Electronics Recycling
Recovery of Precious Metals
Recycling of E-Waste
Content: Not enough of overall devices find their way to recyclers, and for the ones that do, not enough metals are recovered from those devices, on a global scale. Recycling results in only a 10 to 15% recovery of all the gold stored in e-waste. The rest is lost. This low recycling rate stresses the need for initiatives to help promote the recovery of precious resources. This can be accomplished through: Policies that promote design for recycling
Policies and incentives to increase the e-scrap recycling rate, encouraging the public to recycle their end of life devices rather than stockpiling them in residences - where as much as 75% of end-of-life devices is estimated to be inventoried
Preventing export of e-scrap to countries that will use processes resulting in a low recovery rate
Promoting investment in best practices to ensure that recovery will be maximized in both developed and developing countries. Recycling of E-Waste
The recycling process varies among jurisdictions. The processing of e-scrap involves primary and secondary steps. In the primary phase, electronic devices are dismantled or demanufactured, and the components sorted. Further processing then takes place, often at secondary recycling facilities. | https://www.thebalancesmb.com/electronic-devices-source-of-metals-for-recyclers-2877986 |
msmarco_v2.1_doc_54_363933060#0_846017821 | Title: How Import Tariffs Will Impact Your Business
Headings: How Import Tariffs Will Impact Your Business
How Import Tariffs Will Impact Your Business
Import tariffs are levied against products imported from one country to another
Cost of Goods Sold (COGS)
Inventory Value
Profit Margin
Content: How Import Tariffs Will Impact Your Business
Supply Chain Management Small Business
How Import Tariffs Will Impact Your Business
Import tariffs are levied against products imported from one country to another
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Gary Marion wrote about supply chain and logistics for The Balance Small Business. With over 20 years of experience, he is the director of manufacturing at Providien. Read The Balance's editorial policies
Gary Marion
Updated April 22, 2019
Import tariffs— which are also called customs, import duties and import fees —are taxes levied against products imported into one country from another country. Both your business and your supply chain are impacted by import tariffs if you use imported materials (either as part of what you sell to customers or as part of your capital equipment) or if you export any products to other markets. If you export products to other markets/countries, then the import tariffs that impact your business aren't paid by you—per se—but by whomever buys your goods. So how do import tariffs impact your business? Let's look at a few areas with the most at stake, in terms of import tariff impact: Cost of goods sold (COGS)
Capital equipment
Annual budget planning
Cost of Goods Sold (COGS)
The value of your supply chain in large part depends upon the cost of goods sold or COGS of each of the products within that supply chain. The value of your COGS also drives: Supplier pricing and negotiations
Inventory value
Profit margin
When you work with suppliers who have production facilities outside your country, you should make sure that you consider import tariffs as part of their price quotes. | https://www.thebalancesmb.com/how-import-tariffs-will-impact-your-business-4160406 |
msmarco_v2.1_doc_54_363933060#1_846020112 | Title: How Import Tariffs Will Impact Your Business
Headings: How Import Tariffs Will Impact Your Business
How Import Tariffs Will Impact Your Business
Import tariffs are levied against products imported from one country to another
Cost of Goods Sold (COGS)
Inventory Value
Profit Margin
Content: So how do import tariffs impact your business? Let's look at a few areas with the most at stake, in terms of import tariff impact: Cost of goods sold (COGS)
Capital equipment
Annual budget planning
Cost of Goods Sold (COGS)
The value of your supply chain in large part depends upon the cost of goods sold or COGS of each of the products within that supply chain. The value of your COGS also drives: Supplier pricing and negotiations
Inventory value
Profit margin
When you work with suppliers who have production facilities outside your country, you should make sure that you consider import tariffs as part of their price quotes. The generally accepted purpose of import tariffs is to attempt to level the playing field of domestic products—especially as those domestic products face competition from low cost manufacturing locations. A 5 percent import tariff on teddy bears (approximately), however, rarely drives the price up so much that it discourages the ongoing importation of plush toys. In most cases, a nominal import tariff is considered when you compile your cost of goods. For example, if you buy Product A from a low cost manufacturing country for $1 and you calculate that it costs you ten cents to ship Product A from your low cost manufacturing country to your own, you know that your cost of Product A is actually $1 plus 10 cents. And your supply chain pro's realize and will tell you that Product A has a 5 percent import tariff, so you need to add five cents to that. | https://www.thebalancesmb.com/how-import-tariffs-will-impact-your-business-4160406 |
msmarco_v2.1_doc_54_363933060#3_846024135 | Title: How Import Tariffs Will Impact Your Business
Headings: How Import Tariffs Will Impact Your Business
How Import Tariffs Will Impact Your Business
Import tariffs are levied against products imported from one country to another
Cost of Goods Sold (COGS)
Inventory Value
Profit Margin
Content: So if you sell Product A for $2, your supply chain pro will tell you that the difference between your cost of goods sold and your sales price is 85 cents ($2 minus $1.15) not $1 (which would be your sales price less Product A's purchase price). Inventory Value
If you have one thousand pieces of Product A in your inventory, the total purchase price of that inventory is $1,000 (i.e. the $1 purchase price times the one thousand pieces). However, your inventory isn't just valued at how much that inventory costs —but also by how much it cost you, in total, to get it to you. That includes any import tariffs you paid. Why is that important? The value of your company is largely based on the value of your inventory (along with capital assets, intellectual property, brand value, etc.). If you've paid an incremental 5 percent or 10 percent for import tariffs, those are real dollars that should be added to your company's value. Profit Margin
Your finance folks should have a general ledger account for import tariffs. Your supply chain folks will be able to tell you what values to put into the import tariff general ledger account. Import tariffs are an important factor when considering profit margins. | https://www.thebalancesmb.com/how-import-tariffs-will-impact-your-business-4160406 |
msmarco_v2.1_doc_54_363933060#4_846025854 | Title: How Import Tariffs Will Impact Your Business
Headings: How Import Tariffs Will Impact Your Business
How Import Tariffs Will Impact Your Business
Import tariffs are levied against products imported from one country to another
Cost of Goods Sold (COGS)
Inventory Value
Profit Margin
Content: The value of your company is largely based on the value of your inventory (along with capital assets, intellectual property, brand value, etc.). If you've paid an incremental 5 percent or 10 percent for import tariffs, those are real dollars that should be added to your company's value. Profit Margin
Your finance folks should have a general ledger account for import tariffs. Your supply chain folks will be able to tell you what values to put into the import tariff general ledger account. Import tariffs are an important factor when considering profit margins. Import tariffs are not immovable objects, however, and they have been known to change quickly and unpredictably. When import tariffs are raised, that has an impact on the importer and also the country exporting that product. Rising import tariffs are ostensibly used to make domestic products more competitive but can have more global consequences —as they have an impact the broader economy (they typically drive domestic prices higher) and can kick off trade wars (the exporting country is likely to retaliate in some fashion).& nbsp; Import tariffs are an important cost driver in a global supply chain and sudden changes in those tariffs can have unintended consequences to supply chain costs. | https://www.thebalancesmb.com/how-import-tariffs-will-impact-your-business-4160406 |
msmarco_v2.1_doc_54_363988404#8_846175251 | Title: Leverage Can Benefit Your Small Businesses
Headings:
How Leverage Can Benefit Your Business
Using Leverage to Support Business Startup and Growth
The Meaning of Leverage in Business
How Leverage Works—An Example
How to Measure Leverage - The Debt/Equity Ratio
Two Ways to Leverage From Borrowing
Is Leverage a Good Thing?
Leveraged Buyouts
Article Sources
Content: One (2003) study showed that
"Leverage from operating liabilities typically levers profitability more than financing leverage and has a higher frequency of favorable effects." 3
That makes sense because when you borrow from suppliers, it's typically in smaller amounts and paid back faster, while loans are typically for a longer time at higher amounts. Leveraged Buyouts
A leveraged buyout is the purchase of a business using borrowed money. The assets of the company being bought are used as collateral for the loans by the buyer. The idea is that the assets will immediately produce a strong cash flow. 4
Article Sources
Investopedia. " Leverage. " Accessed Nov. 13, 2019. Biafore, Bonnie. " Online Investing Hacks ." | https://www.thebalancesmb.com/how-leverage-can-benefit-your-business-398312 |
msmarco_v2.1_doc_54_366400216#1_852465673 | Title: Infrastructure Spending by State
Headings: Infrastructure Spending by State
The Balance SMB Industries
Infrastructure Spending by State
Best State Infrastructure
1. Nevada
2. Florida
3. Georgia
4. Minnesota
5. Kansas
Worst State Infrastructure
1. Rhode Island
2. Alaska
3. Hawaii
4. West Virginia
5. California
What Are Patterns in Infrastructure Condition?
Do States that Spend More Have Better Infrastructure?
Rural and Urban Roads
The Importance of Infrastructure
Content: Since no one wants to clunk into potholes or drive over a creaky bridge; since we don’t want our streets to flood or our water to contain metals, it’s important for relevant governments to spend the money to keep it up to date. Infrastructure is paid for both by the federal government and by state and local governments. It’s important to note that not all states and counties have the same funds for infrastructure. In fact, without governors, congresses and senates, county boards of commissioners, etc., deciding to devote money to these projects, they will, and often do, go neglected. Also, environmental factors, like winter freezes, amounts of traffic, and instances of floods and earthquakes, can all affect the quality of infrastructure in states. So, let’s start by looking at the states with the best infrastructure, then the worst. Best State Infrastructure
The data comes from the American Society of Civil Engineers, which gives the country and individual states a report card every few years. Note that the states aren’t graded on a curve, where the best states get an A.
To illustrate why even the top states get C’s in many categories, here are the 2016 grades for the entire nation: | https://www.thebalancesmb.com/infrastructure-spending-by-state-4427918 |
msmarco_v2.1_doc_54_366400216#4_852469972 | Title: Infrastructure Spending by State
Headings: Infrastructure Spending by State
The Balance SMB Industries
Infrastructure Spending by State
Best State Infrastructure
1. Nevada
2. Florida
3. Georgia
4. Minnesota
5. Kansas
Worst State Infrastructure
1. Rhode Island
2. Alaska
3. Hawaii
4. West Virginia
5. California
What Are Patterns in Infrastructure Condition?
Do States that Spend More Have Better Infrastructure?
Rural and Urban Roads
The Importance of Infrastructure
Content: D
Transit: D-
Here are the grades or other available measures for the top five states in terms of infrastructure: 1. Nevada
Transportation: C-
Aviation: C-
Flood Control C-
Dams: D+
Solid Waste: B-
Roads in poor condition: 2.3%
Deficient bridges: 5.3%
Spending on highways, 2016: | https://www.thebalancesmb.com/infrastructure-spending-by-state-4427918 |
msmarco_v2.1_doc_54_366400216#20_852485730 | Title: Infrastructure Spending by State
Headings: Infrastructure Spending by State
The Balance SMB Industries
Infrastructure Spending by State
Best State Infrastructure
1. Nevada
2. Florida
3. Georgia
4. Minnesota
5. Kansas
Worst State Infrastructure
1. Rhode Island
2. Alaska
3. Hawaii
4. West Virginia
5. California
What Are Patterns in Infrastructure Condition?
Do States that Spend More Have Better Infrastructure?
Rural and Urban Roads
The Importance of Infrastructure
Content: C-
Transit: C-
Roads: 16.9% in bad condition
Dams considered high risk: 52.6%
2016 Highway spending: $10.9 Billion
What Are Patterns in Infrastructure Condition? Looking at these statistics causes one to search for, and hopefully reach, some interesting ideas about how the infrastructure in various parts of our country has arrived at its current state. One can see that there are many different factors involved, and some of them are counterintuitive. For example, while cold, rainy, or snowy weather has a reputation of playing havoc with roads, concrete, pipes, etc., some of the states with the worst infrastructure include Hawaii and California, while Minnesota is near the top. Similarly, one might assume poor conditions for rural or less developed areas, those without big industries moving in with the need for new or re-paved roads, etc. | https://www.thebalancesmb.com/infrastructure-spending-by-state-4427918 |
msmarco_v2.1_doc_54_366400216#21_852487277 | Title: Infrastructure Spending by State
Headings: Infrastructure Spending by State
The Balance SMB Industries
Infrastructure Spending by State
Best State Infrastructure
1. Nevada
2. Florida
3. Georgia
4. Minnesota
5. Kansas
Worst State Infrastructure
1. Rhode Island
2. Alaska
3. Hawaii
4. West Virginia
5. California
What Are Patterns in Infrastructure Condition?
Do States that Spend More Have Better Infrastructure?
Rural and Urban Roads
The Importance of Infrastructure
Content: Looking at these statistics causes one to search for, and hopefully reach, some interesting ideas about how the infrastructure in various parts of our country has arrived at its current state. One can see that there are many different factors involved, and some of them are counterintuitive. For example, while cold, rainy, or snowy weather has a reputation of playing havoc with roads, concrete, pipes, etc., some of the states with the worst infrastructure include Hawaii and California, while Minnesota is near the top. Similarly, one might assume poor conditions for rural or less developed areas, those without big industries moving in with the need for new or re-paved roads, etc. Yet, Kansas, with so many farming communities, finds only 0.9% of its roads in bad condition. Do States that Spend More Have Better Infrastructure? One fact that becomes clear is that some of the states with the best roads spend the least. For example, Nevada has the 8th smallest percentage of roads in bad repair. But in 2016, its $7.2 M spent on roads was the 6th least per driver, $281. | https://www.thebalancesmb.com/infrastructure-spending-by-state-4427918 |
msmarco_v2.1_doc_54_366400216#23_852490840 | Title: Infrastructure Spending by State
Headings: Infrastructure Spending by State
The Balance SMB Industries
Infrastructure Spending by State
Best State Infrastructure
1. Nevada
2. Florida
3. Georgia
4. Minnesota
5. Kansas
Worst State Infrastructure
1. Rhode Island
2. Alaska
3. Hawaii
4. West Virginia
5. California
What Are Patterns in Infrastructure Condition?
Do States that Spend More Have Better Infrastructure?
Rural and Urban Roads
The Importance of Infrastructure
Content: One might guess that some recent splurges on road and driving infrastructure have been done by states with the worst roads—the money they spent hasn’t been enough to bring their previously crumbled infrastructure back up to comparatively-high quality. The other states may be spending less due to the fact that their roads and dams and sewage systems are in good shape. It seems to be the case that a big factor in condition is how much the state spends per driver. For example, California spent more on highways than any other state in 2016, yet has roads near the bottom of the list. But, at least according to 2015 numbers, the state spent just $269 per driver, the fourth lowest in the nation. Anyone who has ever braved some of the highways in Southern California knows that they are very congested with traffic. In other words, not all, say ten-mile stretches of highway are equal—one in California may service (as just a ballpark guess) dozens of thousands of cars in a day, while one in Kansas may be rolled upon by barely a hundred. Areas that have a throng of people using their roads will run into more problems with road conditions than lighter traffic areas. It may be the case that volume of use of roads is a bigger factor in their condition that conditions like freezing and thawing or rocks and mud wearing away at the concrete. Rural and Urban Roads
The discrepancy between roads in densely and less densely populated areas can account for why spending more doesn’t necessarily lead to the best roads, or that spending less doesn’t mean the worst roads. | https://www.thebalancesmb.com/infrastructure-spending-by-state-4427918 |
msmarco_v2.1_doc_54_366400216#24_852493131 | Title: Infrastructure Spending by State
Headings: Infrastructure Spending by State
The Balance SMB Industries
Infrastructure Spending by State
Best State Infrastructure
1. Nevada
2. Florida
3. Georgia
4. Minnesota
5. Kansas
Worst State Infrastructure
1. Rhode Island
2. Alaska
3. Hawaii
4. West Virginia
5. California
What Are Patterns in Infrastructure Condition?
Do States that Spend More Have Better Infrastructure?
Rural and Urban Roads
The Importance of Infrastructure
Content: Anyone who has ever braved some of the highways in Southern California knows that they are very congested with traffic. In other words, not all, say ten-mile stretches of highway are equal—one in California may service (as just a ballpark guess) dozens of thousands of cars in a day, while one in Kansas may be rolled upon by barely a hundred. Areas that have a throng of people using their roads will run into more problems with road conditions than lighter traffic areas. It may be the case that volume of use of roads is a bigger factor in their condition that conditions like freezing and thawing or rocks and mud wearing away at the concrete. Rural and Urban Roads
The discrepancy between roads in densely and less densely populated areas can account for why spending more doesn’t necessarily lead to the best roads, or that spending less doesn’t mean the worst roads. To use Michigan as one example, funds are doled out to the various county road commissions. One big factor as to how much money each county gets is the number of miles of road the county has. Well, rural areas have those long, lonely stretches of roads, while more urban counties will have fewer roads by the mile, with many homes and businesses in a small area. That works to the advantage of rural counties, which in Michigan receive $257.53 for roads per person, to the $147.35 for urban counties. Getting back to the idea of how many vehicles travel on roads, MDOT (Michigan Department of Transportation) research reveals that a large, heavy truck (like a semi-trailer) does less damage than two lighter trucks. | https://www.thebalancesmb.com/infrastructure-spending-by-state-4427918 |
msmarco_v2.1_doc_54_366400216#25_852495430 | Title: Infrastructure Spending by State
Headings: Infrastructure Spending by State
The Balance SMB Industries
Infrastructure Spending by State
Best State Infrastructure
1. Nevada
2. Florida
3. Georgia
4. Minnesota
5. Kansas
Worst State Infrastructure
1. Rhode Island
2. Alaska
3. Hawaii
4. West Virginia
5. California
What Are Patterns in Infrastructure Condition?
Do States that Spend More Have Better Infrastructure?
Rural and Urban Roads
The Importance of Infrastructure
Content: To use Michigan as one example, funds are doled out to the various county road commissions. One big factor as to how much money each county gets is the number of miles of road the county has. Well, rural areas have those long, lonely stretches of roads, while more urban counties will have fewer roads by the mile, with many homes and businesses in a small area. That works to the advantage of rural counties, which in Michigan receive $257.53 for roads per person, to the $147.35 for urban counties. Getting back to the idea of how many vehicles travel on roads, MDOT (Michigan Department of Transportation) research reveals that a large, heavy truck (like a semi-trailer) does less damage than two lighter trucks. This is due to the smaller trucks having more weight per axle. The Importance of Infrastructure
Sometimes infrastructure can be an afterthought or at least a low priority. States are often scrambling for money to fund schools (including all the expenses, not chiefly fixing ceilings and parking lots), to pay for public employees, to provide welfare benefits, and possibly to deal with particular threats or recent disasters. Therefore, the money for roads or dams may seem like an extra. However, large companies carefully look at road quality, amount of large highways without congestion, and sometimes access to train tracks, public transportation, and other factors. | https://www.thebalancesmb.com/infrastructure-spending-by-state-4427918 |
msmarco_v2.1_doc_54_366400216#26_852497511 | Title: Infrastructure Spending by State
Headings: Infrastructure Spending by State
The Balance SMB Industries
Infrastructure Spending by State
Best State Infrastructure
1. Nevada
2. Florida
3. Georgia
4. Minnesota
5. Kansas
Worst State Infrastructure
1. Rhode Island
2. Alaska
3. Hawaii
4. West Virginia
5. California
What Are Patterns in Infrastructure Condition?
Do States that Spend More Have Better Infrastructure?
Rural and Urban Roads
The Importance of Infrastructure
Content: This is due to the smaller trucks having more weight per axle. The Importance of Infrastructure
Sometimes infrastructure can be an afterthought or at least a low priority. States are often scrambling for money to fund schools (including all the expenses, not chiefly fixing ceilings and parking lots), to pay for public employees, to provide welfare benefits, and possibly to deal with particular threats or recent disasters. Therefore, the money for roads or dams may seem like an extra. However, large companies carefully look at road quality, amount of large highways without congestion, and sometimes access to train tracks, public transportation, and other factors. That is how infrastructure can have big economic impacts for not just for companies involved directly in upgrading infrastructure, but for the industry at large. And on a day-to-day basis, failings in roads, as well as closures for construction, can cost a lot of money. It’s strange that governments focus on so many economic factors other than infrastructure, particularly since infrastructure products, by definition, create jobs. | https://www.thebalancesmb.com/infrastructure-spending-by-state-4427918 |
msmarco_v2.1_doc_54_366667952#0_853190388 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: Introduction to Electronics (E-waste) Recycling
Sustainable Businesses Electronics Recycling
Introduction to Electronics (E-Waste) Recycling
•••
eCycle Solutions
By
Tajirul Haque
Updated May 06, 2021
Electronics waste, commonly known as e-scrap or e-waste, is the trash we generate from surplus, broken, and obsolete electronic devices. Electronics contains various toxic and hazardous chemicals and materials that are released into the environment if we do not dispose of them properly. E-waste or electronics recycling is the process of recovering material from old devices to use in new products. Frequently Replaced Electronics
The average American has more than 10 electronics in their household, at least two of which are cell phones. 1 With such a short useful life, devices such as mobile phones, TVs, computers, laptops, and tablets quickly reach obsolescence and end up in landfills, leading to an ever-increasing amount of e-waste. What Happens to Devices at the End of Their Useful Life
Unfortunately, the majority of these electronic products end up in landfills, and just 20% of e-waste is recycled. According to a UN study, about 50 million tons of e-waste was discarded worldwide. 2 Electronics are full of valuable materials, including copper, tin, iron, aluminum, fossil fuels, titanium, gold, and silver. Many of the materials used in making these electronic devices can be recovered, reused, and recycled—including plastics, metals, and glass. In a report, Apple revealed that it recovered 2,204 pounds of gold —worth $40 million—from recycled iPhones, Macs, and iPads in 2015. | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366667952#1_853192690 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: What Happens to Devices at the End of Their Useful Life
Unfortunately, the majority of these electronic products end up in landfills, and just 20% of e-waste is recycled. According to a UN study, about 50 million tons of e-waste was discarded worldwide. 2 Electronics are full of valuable materials, including copper, tin, iron, aluminum, fossil fuels, titanium, gold, and silver. Many of the materials used in making these electronic devices can be recovered, reused, and recycled—including plastics, metals, and glass. In a report, Apple revealed that it recovered 2,204 pounds of gold —worth $40 million—from recycled iPhones, Macs, and iPads in 2015. 3
Benefits of E-Waste Recycling
Recycling e-waste enables us to recover various valuable metals and other materials from electronics, saving natural resources (energy), reducing pollution, conserving landfill space, and creating jobs. According to the EPA, recycling one million cell phones can also recover 75 pounds of gold, 772 pounds of silver, 35,000 pounds of copper, and 33 pounds of palladium. 4
On the other end, e-waste recycling helps cut down on production waste. According to the Electronics TakeBack Coalition, it takes 1.5 tons of water, 530 pounds of fossil fuel, and 40 pounds of chemicals to manufacture a single computer and monitor. Eighty one percent of the energy associated with a computer is used during production and not during operation. | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366667952#2_853194795 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: 3
Benefits of E-Waste Recycling
Recycling e-waste enables us to recover various valuable metals and other materials from electronics, saving natural resources (energy), reducing pollution, conserving landfill space, and creating jobs. According to the EPA, recycling one million cell phones can also recover 75 pounds of gold, 772 pounds of silver, 35,000 pounds of copper, and 33 pounds of palladium. 4
On the other end, e-waste recycling helps cut down on production waste. According to the Electronics TakeBack Coalition, it takes 1.5 tons of water, 530 pounds of fossil fuel, and 40 pounds of chemicals to manufacture a single computer and monitor. Eighty one percent of the energy associated with a computer is used during production and not during operation. 5
The Electronics Recycling Process
Electronics recycling can be challenging because discarded electronics devices are sophisticated devices manufactured from varying proportions of glass, metals, and plastics. The process of recycling can vary, depending on the materials being recycled and the technologies employed, but here is a general overview. Collection and Transportation: Collection and transportation are two of the initial stages of the recycling process, including for e-waste. Recyclers place collection bins or electronics take-back booths in specific locations and transport the collected e-waste from these sites to recycling plants and facilities. | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366667952#3_853196898 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: 5
The Electronics Recycling Process
Electronics recycling can be challenging because discarded electronics devices are sophisticated devices manufactured from varying proportions of glass, metals, and plastics. The process of recycling can vary, depending on the materials being recycled and the technologies employed, but here is a general overview. Collection and Transportation: Collection and transportation are two of the initial stages of the recycling process, including for e-waste. Recyclers place collection bins or electronics take-back booths in specific locations and transport the collected e-waste from these sites to recycling plants and facilities. Shredding, Sorting, and Separation: After collection and transportation to recycling facilities, materials in the e-waste stream must be processed and separated into clean commodities that can be used to make new products. Efficient separation of materials is the foundation of electronics recycling. Shredding the e-waste facilitates the sorting and separation of plastics from metals and internal circuitry, and waste items are shredded into pieces as small as 100mm to prepare for further sorting. A powerful overhead magnet separates iron and steel from the waste stream on the conveyor and then prepares it for sale as recycled steel. | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366667952#5_853200771 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: Further mechanical processing separates aluminum, copper, and circuit boards from the material stream—which now is mostly plastic. Water separation technology is then used to separate glass from plastics. The final step in the separation process locates and extracts any remaining metal remnants from the plastics to purify the stream further. Preparation For Sale as Recycled Materials: After the shredding, sorting and separation stages have been executed, the separated materials are prepared for sale as usable raw materials for the production of new electronics or other products. Electronics Recycling Associations
ISRI (Institute of Recycling Industries): ISRI is the largest recycling industry association with 1,600 member companies, of which 350 companies are e-waste recyclers. 6
CAER (Coalition for American Electronics Recycling): CAER is another leading e-waste recycling industry association in the U.S. with over 130 member companies operating around 300 e-waste recycling facilities altogether throughout the country. 7
EERA (European Electronics Recyclers Association): | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366667952#6_853202534 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: Electronics Recycling Associations
ISRI (Institute of Recycling Industries): ISRI is the largest recycling industry association with 1,600 member companies, of which 350 companies are e-waste recyclers. 6
CAER (Coalition for American Electronics Recycling): CAER is another leading e-waste recycling industry association in the U.S. with over 130 member companies operating around 300 e-waste recycling facilities altogether throughout the country. 7
EERA (European Electronics Recyclers Association): EERA is the leading e-waste recycling industry association in Europe. EPRA (Electronic Products Recycling Association): EPRA is the leading e-waste recycling industry association in Canada. Current Challenges for Electronics Recycling Industry
The E-waste recycling industry has a significant number of challenges, which the primary one being exporting to developing nations. Exporting e-waste, including hazardous and toxic materials, is leading to serious health hazards for the workers working for dismantling electronic devices in countries without adequate environmental controls. | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366667952#7_853204293 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: EERA is the leading e-waste recycling industry association in Europe. EPRA (Electronic Products Recycling Association): EPRA is the leading e-waste recycling industry association in Canada. Current Challenges for Electronics Recycling Industry
The E-waste recycling industry has a significant number of challenges, which the primary one being exporting to developing nations. Exporting e-waste, including hazardous and toxic materials, is leading to serious health hazards for the workers working for dismantling electronic devices in countries without adequate environmental controls. Currently, 50%–80% of e-waste that recyclers collect is exported overseas, including illegally exported e-scrap, which is of particular concern. 8 Overall, the inadequate management of electronics recycling in developing countries has led to various health and environmental problems. Although the volume of e-waste is increasing rapidly, the quality of e-waste is decreasing. Devices are getting smaller and smaller, containing less precious metal. The material values of many end-of-life electronic and electrical devices have therefore fallen sharply. | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366667952#8_853206107 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: Currently, 50%–80% of e-waste that recyclers collect is exported overseas, including illegally exported e-scrap, which is of particular concern. 8 Overall, the inadequate management of electronics recycling in developing countries has led to various health and environmental problems. Although the volume of e-waste is increasing rapidly, the quality of e-waste is decreasing. Devices are getting smaller and smaller, containing less precious metal. The material values of many end-of-life electronic and electrical devices have therefore fallen sharply. Electronics recyclers have suffered due to sagging global prices of recycled commodities, which have decreased margins and resulted in business closures. Another problem is that as time goes on , many products are being made in ways that make them not easily recyclable, repairable, or reusable. Such design is often undertaken for proprietary reasons, to the detriment of overall environmental goals. Organizations such as ISRI have been active in promoting policies to broaden the range of authorized companies allowed to repair and refurbish smartphones to avoid their needless destruction. The current rate or level of e-waste recycling is definitely not sufficient. | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366667952#9_853208005 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: Electronics recyclers have suffered due to sagging global prices of recycled commodities, which have decreased margins and resulted in business closures. Another problem is that as time goes on , many products are being made in ways that make them not easily recyclable, repairable, or reusable. Such design is often undertaken for proprietary reasons, to the detriment of overall environmental goals. Organizations such as ISRI have been active in promoting policies to broaden the range of authorized companies allowed to repair and refurbish smartphones to avoid their needless destruction. The current rate or level of e-waste recycling is definitely not sufficient. The current recycling rate of 17.4% has much room for improvement as most e-waste still is relegated to the landfill. 9
Electronics Recycling Laws
Currently, 25 U.S. states have laws mandating statewide e-waste recycling, and several more states are working toward passing new legislation and improving the existing policy. State e-waste recycling laws cover 65% of the U.S. population, and some states, including California, Connecticut, Illinois, and Indiana, e-waste is banned from landfills. Check out this Brief Comparison of State Laws on Electronics Recycling to better understand e-waste recycling laws in the U.S.
Article Sources
Statista. " Average Number of Connected Devices in U.S. Households 2020 ." | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366667952#11_853211604 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: Accessed May 5, 2021. World Economic Forum. “ A New Circular Vision for Electronics: Time for a Global Reboot ,” Page 6. Accessed May 5, 2021. Apple. " Environmental Responsibility Report: 2016 Progress Report Covering Fiscal Year 2015 ," Page 17. Accessed May 5, 2021. Environmental Protection Agency. " | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366667952#14_853214622 | Title: Introduction to Electronics (E-waste) Recycling
Headings: Introduction to Electronics (E-Waste) Recycling
Introduction to Electronics (E-Waste) Recycling
Frequently Replaced Electronics
What Happens to Devices at the End of Their Useful Life
Benefits of E-Waste Recycling
The Electronics Recycling Process
Electronics Recycling Associations
Current Challenges for Electronics Recycling Industry
Electronics Recycling Laws
Article Sources
Content: Institute of Recycling Industries. " ISRI Releases Annual Membership Directory and Industry Guide ." Accessed May 5, 2021. Coalition for American Electronics Recycling. " About Us ." Accessed May 5, 2021. Silicon Valley Toxics Coalition. " Exporting Harm: The High-Tech Trashing of Asia ," Page 1. Accessed May 5, 2021. | https://www.thebalancesmb.com/introduction-to-electronics-e-waste-recycling-4049386 |
msmarco_v2.1_doc_54_366776410#0_853472851 | Title: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Headings: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Vicious Dogs at Your Rental Property
Tenant Usually Liable for a Dog Bite
Advise Tenants to Purchase Renter's Insurance:
3 Times a Landlord Could Be Liable
3 Ways Landlords Can Protect Themselves
Content: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Landlords Legal Issues
3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Vicious Dogs at Your Rental Property
•••
Shanni Lim Shang Nee/Moment/Getty Images
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Erin Eberlin wrote for The Balance Small Business, covering rental management, tenant acquisition, and property investment. She has more than 16 years of experience in real estate. Read The Balance's editorial policies
Erin Eberlin
Updated May 30, 2019
Dog bites are one of the big fears many landlords have when allowing their tenants to have pets. While the responsibility for the dog bite will usually rest on the animal owner, there are certain cases when a landlord could be liable. Here are three times you could be at fault.* Tenant Usually Liable for a Dog Bite
In most cases, if a dog causes harm, the owner of the dog is the one who is solely responsible. This is particularly true if this is the first time, to your knowledge, that the animal has displayed vicious behavior. Compare the situation to your responsibility for a tenant’s child. If their child gets into a fight with another child in the building, it is the child’s parents who have to deal with any legal issues, not you. Advise Tenants to Purchase Renter's Insurance: | https://www.thebalancesmb.com/is-a-landlord-liable-if-a-tenant-s-dog-bites-someone-2125072 |
msmarco_v2.1_doc_54_366776410#1_853474796 | Title: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Headings: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Vicious Dogs at Your Rental Property
Tenant Usually Liable for a Dog Bite
Advise Tenants to Purchase Renter's Insurance:
3 Times a Landlord Could Be Liable
3 Ways Landlords Can Protect Themselves
Content: Tenant Usually Liable for a Dog Bite
In most cases, if a dog causes harm, the owner of the dog is the one who is solely responsible. This is particularly true if this is the first time, to your knowledge, that the animal has displayed vicious behavior. Compare the situation to your responsibility for a tenant’s child. If their child gets into a fight with another child in the building, it is the child’s parents who have to deal with any legal issues, not you. Advise Tenants to Purchase Renter's Insurance: Since the liability for a dog bite often rests on the tenant, you must advise all of your tenants, especially those with animals, to purchase renter's insurance. It is important that they examine the policy to make sure it does not exclude coverage for injuries or damage caused by a dog or that it does not exclude certain dangerous dog breeds from the coverage. They should also make sure to find a policy that offers an adequate amount of personal liability coverage, usually at least $100,000. 3 Times a Landlord Could Be Liable
In most cases, a landlord will not be liable if a tenant’s dog attacks someone. However, there are certain situations when a landlord can be held responsible if a tenant’s dog does cause harm. | https://www.thebalancesmb.com/is-a-landlord-liable-if-a-tenant-s-dog-bites-someone-2125072 |
msmarco_v2.1_doc_54_366776410#2_853476670 | Title: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Headings: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Vicious Dogs at Your Rental Property
Tenant Usually Liable for a Dog Bite
Advise Tenants to Purchase Renter's Insurance:
3 Times a Landlord Could Be Liable
3 Ways Landlords Can Protect Themselves
Content: Since the liability for a dog bite often rests on the tenant, you must advise all of your tenants, especially those with animals, to purchase renter's insurance. It is important that they examine the policy to make sure it does not exclude coverage for injuries or damage caused by a dog or that it does not exclude certain dangerous dog breeds from the coverage. They should also make sure to find a policy that offers an adequate amount of personal liability coverage, usually at least $100,000. 3 Times a Landlord Could Be Liable
In most cases, a landlord will not be liable if a tenant’s dog attacks someone. However, there are certain situations when a landlord can be held responsible if a tenant’s dog does cause harm. Please keep in mind that each state has different laws, so it is important to check locally to determine the exact rules that may apply to you. According to Nolo.com, a landlord could be held accountable if they: “knew the dog was dangerous and could have had the dog removed; or
"harbored" or "kept" the tenant's dog—that is, cared for or had some control over the dog.” Knew the Dog Was Dangerous: | https://www.thebalancesmb.com/is-a-landlord-liable-if-a-tenant-s-dog-bites-someone-2125072 |
msmarco_v2.1_doc_54_366776410#3_853478449 | Title: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Headings: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Vicious Dogs at Your Rental Property
Tenant Usually Liable for a Dog Bite
Advise Tenants to Purchase Renter's Insurance:
3 Times a Landlord Could Be Liable
3 Ways Landlords Can Protect Themselves
Content: Please keep in mind that each state has different laws, so it is important to check locally to determine the exact rules that may apply to you. According to Nolo.com, a landlord could be held accountable if they: “knew the dog was dangerous and could have had the dog removed; or
"harbored" or "kept" the tenant's dog—that is, cared for or had some control over the dog.” Knew the Dog Was Dangerous: In short, if a landlord had knowledge that a dog posed a real threat to others, the landlord could be held liable. For example: The dog had bitten or attacked someone and the landlord was aware of the attack. If the landlord chooses to allow the animal to remain on the property, knowing that it could be a threat to the safety of all tenants and anyone else who may come in contact with the animal, some states may consider partial blame for any future attack to fall on the landlord. This liability is usually combined with the landlord’s ability to remove the animal. | https://www.thebalancesmb.com/is-a-landlord-liable-if-a-tenant-s-dog-bites-someone-2125072 |
msmarco_v2.1_doc_54_366776410#4_853480067 | Title: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Headings: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Vicious Dogs at Your Rental Property
Tenant Usually Liable for a Dog Bite
Advise Tenants to Purchase Renter's Insurance:
3 Times a Landlord Could Be Liable
3 Ways Landlords Can Protect Themselves
Content: In short, if a landlord had knowledge that a dog posed a real threat to others, the landlord could be held liable. For example: The dog had bitten or attacked someone and the landlord was aware of the attack. If the landlord chooses to allow the animal to remain on the property, knowing that it could be a threat to the safety of all tenants and anyone else who may come in contact with the animal, some states may consider partial blame for any future attack to fall on the landlord. This liability is usually combined with the landlord’s ability to remove the animal. Removal of the Animal: Unable to Remove the Animal: Many states would not hold the landlord liable, even if the landlord knew an animal was dangerous if the landlord was unable to legally remove the animal. If you have attempted to remove the animal, but the court did not give you legal authority to do so based on state laws or based on your lease agreement, then you most likely would not be at fault for any future attacks. In this situation, however, you should alert all current and future tenants that there is a dangerous animal on premises and put up ‘beware of dog’ signs. | https://www.thebalancesmb.com/is-a-landlord-liable-if-a-tenant-s-dog-bites-someone-2125072 |
msmarco_v2.1_doc_54_366776410#5_853481852 | Title: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Headings: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Vicious Dogs at Your Rental Property
Tenant Usually Liable for a Dog Bite
Advise Tenants to Purchase Renter's Insurance:
3 Times a Landlord Could Be Liable
3 Ways Landlords Can Protect Themselves
Content: Removal of the Animal: Unable to Remove the Animal: Many states would not hold the landlord liable, even if the landlord knew an animal was dangerous if the landlord was unable to legally remove the animal. If you have attempted to remove the animal, but the court did not give you legal authority to do so based on state laws or based on your lease agreement, then you most likely would not be at fault for any future attacks. In this situation, however, you should alert all current and future tenants that there is a dangerous animal on premises and put up ‘beware of dog’ signs. Able to Remove the Animal but Did Not: In a situation where the landlord had knowledge that the animal was dangerous and had the ability to remove the animal, but chose not to, the landlord could be held liable if the dog injures someone. For example: The tenant signed a pet agreement that stated if the dog displayed any vicious behavior, the tenant must get rid of the animal or must move-out with the animal. The dog bit someone. | https://www.thebalancesmb.com/is-a-landlord-liable-if-a-tenant-s-dog-bites-someone-2125072 |
msmarco_v2.1_doc_54_366776410#6_853483495 | Title: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Headings: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Vicious Dogs at Your Rental Property
Tenant Usually Liable for a Dog Bite
Advise Tenants to Purchase Renter's Insurance:
3 Times a Landlord Could Be Liable
3 Ways Landlords Can Protect Themselves
Content: Able to Remove the Animal but Did Not: In a situation where the landlord had knowledge that the animal was dangerous and had the ability to remove the animal, but chose not to, the landlord could be held liable if the dog injures someone. For example: The tenant signed a pet agreement that stated if the dog displayed any vicious behavior, the tenant must get rid of the animal or must move-out with the animal. The dog bit someone. This would be considered vicious behavior. According to the pet agreement, the dog and/or tenant should no longer live in the property. If the landlord did not follow through on this contract, and the dog bites another person, the landlord could be liable. In this case, the landlord knowingly and willingly allowed a dangerous animal that was a threat to others to continue to live in their property. The theory is that, while the landlord does not own the dog, their negligence contributed to any future attack. | https://www.thebalancesmb.com/is-a-landlord-liable-if-a-tenant-s-dog-bites-someone-2125072 |
msmarco_v2.1_doc_54_366776410#7_853485059 | Title: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Headings: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Vicious Dogs at Your Rental Property
Tenant Usually Liable for a Dog Bite
Advise Tenants to Purchase Renter's Insurance:
3 Times a Landlord Could Be Liable
3 Ways Landlords Can Protect Themselves
Content: This would be considered vicious behavior. According to the pet agreement, the dog and/or tenant should no longer live in the property. If the landlord did not follow through on this contract, and the dog bites another person, the landlord could be liable. In this case, the landlord knowingly and willingly allowed a dangerous animal that was a threat to others to continue to live in their property. The theory is that, while the landlord does not own the dog, their negligence contributed to any future attack. Harbored the Animal: If the landlord cares for the dog as if he or she owns the dog, i.e. feeds the dog, takes it for walks, watches the dog while the owner is at work, then he or she will inherit the same liability as the dog’s actual owner if the dog injures someone. They become a de facto owner. 3 Ways Landlords Can Protect Themselves
Follow the Law and the Conditions of Your Lease: The first way to protect yourself is to follow the law. | https://www.thebalancesmb.com/is-a-landlord-liable-if-a-tenant-s-dog-bites-someone-2125072 |
msmarco_v2.1_doc_54_366776410#8_853486640 | Title: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Headings: 3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
3 Times a Landlord Could Be Liable for a Tenant's Dog Bite
Vicious Dogs at Your Rental Property
Tenant Usually Liable for a Dog Bite
Advise Tenants to Purchase Renter's Insurance:
3 Times a Landlord Could Be Liable
3 Ways Landlords Can Protect Themselves
Content: Harbored the Animal: If the landlord cares for the dog as if he or she owns the dog, i.e. feeds the dog, takes it for walks, watches the dog while the owner is at work, then he or she will inherit the same liability as the dog’s actual owner if the dog injures someone. They become a de facto owner. 3 Ways Landlords Can Protect Themselves
Follow the Law and the Conditions of Your Lease: The first way to protect yourself is to follow the law. If you have a dangerous animal on your property that is a threat to the safety of others, you must do everything in your power to have the animal removed or to make sure that others are aware of the danger. Screen Tenants and Pets Up Front: Properly screening all tenants and any pets they may have prior to move in can help minimize issues in the future. You should meet the pet beforehand and request a record of all vaccines. Maintain the Proper Insurance: | https://www.thebalancesmb.com/is-a-landlord-liable-if-a-tenant-s-dog-bites-someone-2125072 |
msmarco_v2.1_doc_54_370301623#5_862537079 | Title: How to Make Money on eBay Selling Discontinued Items
Headings: Make Money on eBay Selling Discontinued Items
Make Money on eBay Selling Discontinued Items
Profit Is All About Timing
How to Sell Discontinued Items on eBay
What Kinds of Discontinued Items Are Best?
Why Discontinued Products Sell for Such High Prices
How to Find out If an Item Is Discontinued
"I can never find __________. I wonder if they don't make it anymore."
Use Caution When Buying Discontinued Products for Resale
Where to Find Discontinued Consumable Products
Content: These items will constantly be discontinued, and this is by design. Large manufacturers like Johnson and Johnson, Kimberly Clark, Nabisco, and Kraft know that the consumer market will respond to a new product. When sales of a once profitable product fall below a certain threshold or fall into the decline stage of the product lifecycle, manufacturers know it is time to stop making it. Shelf space can be allocated to a new product that will get its own advertising campaign and a lot of marketing attention. Shelf space for the declining product will be allocated to the new product. It is a cycle that occurs constantly and what drives many of the manufacturers to continually develop new products. Why Discontinued Products Sell for Such High Prices
Everything in America seems to be “new and improved,” yet plenty of consumers still love “established and trusted.” There is a market of consumers who pay for tried and true products that they can no longer buy through conventional means. Many products in the decline stage still have a loyal following of customers. One example is hair color. | https://www.thebalancesmb.com/sell-discontinued-items-ebay-4126755 |
msmarco_v2.1_doc_54_370439816#0_862878180 | Title: Shoplifting Policies and Procedures for Retailers
Headings: Shoplifting Policies and Procedures for Retailers
Shoplifting Policies and Procedures for Retailers
Stopping a Shoplifter
Know the Law
Content: Shoplifting Policies and Procedures for Retailers
Retail Small Business Loss Prevention
Shoplifting Policies and Procedures for Retailers
•••
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Matthew Hudson wrote about retail for The Balance Small Business, and has almost three decades of experience in the retail industry. Read The Balance's editorial policies
Matthew Hudson
Updated September 14, 2018
It is important to create policies and procedures for shoplifting in your retail store. While we all hope it will never happen in our stores, the statistics say it probably will. A 2014 National Association of Shoplifting Prevention (NASP) study finds that 1 in 11 people in the US is a shoplifter. No solid "profile" exists as men and women, old and young; all colors, creeds, and races commit this crime equally. Because statistics prove shoplifting to be such a common occurrence, retailers and staff should be prepared to handle it when it happens. Take the following questions into consideration when writing your shoplifting policies and procedures : Is your goal to prosecute or get the merchandise back? Does your store have a zero-tolerance policy for shoplifting? | https://www.thebalancesmb.com/shoplifting-policies-and-procedures-2890262 |
msmarco_v2.1_doc_54_370439816#1_862879821 | Title: Shoplifting Policies and Procedures for Retailers
Headings: Shoplifting Policies and Procedures for Retailers
Shoplifting Policies and Procedures for Retailers
Stopping a Shoplifter
Know the Law
Content: all colors, creeds, and races commit this crime equally. Because statistics prove shoplifting to be such a common occurrence, retailers and staff should be prepared to handle it when it happens. Take the following questions into consideration when writing your shoplifting policies and procedures : Is your goal to prosecute or get the merchandise back? Does your store have a zero-tolerance policy for shoplifting? Will you prosecute shoplifters under 18 or over 65? Is there a minimum qualifying dollar amount to prosecute? How will you confront and detain the shoplifter? What will you do if the shoplifter shows remorse or offers to pay? Who is responsible for calling the police? | https://www.thebalancesmb.com/shoplifting-policies-and-procedures-2890262 |
msmarco_v2.1_doc_54_370439816#2_862880913 | Title: Shoplifting Policies and Procedures for Retailers
Headings: Shoplifting Policies and Procedures for Retailers
Shoplifting Policies and Procedures for Retailers
Stopping a Shoplifter
Know the Law
Content: Will you prosecute shoplifters under 18 or over 65? Is there a minimum qualifying dollar amount to prosecute? How will you confront and detain the shoplifter? What will you do if the shoplifter shows remorse or offers to pay? Who is responsible for calling the police? Consider a shoplifting policy that is fair but firm. If your store chooses not to prosecute shoplifters, word will get around, and your store may become a target. If shoplifters know your store takes theft seriously and is not afraid to prosecute, many thieves will avoid stealing from your business. Stopping a Shoplifter
Store design, customer service techniques, and technology go a long way in preventing shoplifting . If your store prosecutes for shoplifting offenses, post signs stating as much. | https://www.thebalancesmb.com/shoplifting-policies-and-procedures-2890262 |
msmarco_v2.1_doc_54_370439816#3_862882093 | Title: Shoplifting Policies and Procedures for Retailers
Headings: Shoplifting Policies and Procedures for Retailers
Shoplifting Policies and Procedures for Retailers
Stopping a Shoplifter
Know the Law
Content: Consider a shoplifting policy that is fair but firm. If your store chooses not to prosecute shoplifters, word will get around, and your store may become a target. If shoplifters know your store takes theft seriously and is not afraid to prosecute, many thieves will avoid stealing from your business. Stopping a Shoplifter
Store design, customer service techniques, and technology go a long way in preventing shoplifting . If your store prosecutes for shoplifting offenses, post signs stating as much. If you see someone take an item, alert another employee so that your interaction with the individual can be monitored and witnessed, then approach the person. Ask "Can I ring that up for you?" Never confront a shoplifter in an accusatory tone. For example, never say "I saw you steal that necklace." Shoplifters are very skilled at getting around their accusers. | https://www.thebalancesmb.com/shoplifting-policies-and-procedures-2890262 |
msmarco_v2.1_doc_54_370439816#4_862883371 | Title: Shoplifting Policies and Procedures for Retailers
Headings: Shoplifting Policies and Procedures for Retailers
Shoplifting Policies and Procedures for Retailers
Stopping a Shoplifter
Know the Law
Content: If you see someone take an item, alert another employee so that your interaction with the individual can be monitored and witnessed, then approach the person. Ask "Can I ring that up for you?" Never confront a shoplifter in an accusatory tone. For example, never say "I saw you steal that necklace." Shoplifters are very skilled at getting around their accusers. But, if you simply act like they put the necklace in their pocket to carry until they're finished shopping, one of two things will happen: They will either put it back or pay for it. Store design has a lot to do with shoplifting. Many stores suffer loss as a result of blind spots -- areas of a store which employees are simply unable to manage or watch. Stand at your cash register and each corner of your store and survey the floor. | https://www.thebalancesmb.com/shoplifting-policies-and-procedures-2890262 |
msmarco_v2.1_doc_54_370439816#5_862884581 | Title: Shoplifting Policies and Procedures for Retailers
Headings: Shoplifting Policies and Procedures for Retailers
Shoplifting Policies and Procedures for Retailers
Stopping a Shoplifter
Know the Law
Content: But, if you simply act like they put the necklace in their pocket to carry until they're finished shopping, one of two things will happen: They will either put it back or pay for it. Store design has a lot to do with shoplifting. Many stores suffer loss as a result of blind spots -- areas of a store which employees are simply unable to manage or watch. Stand at your cash register and each corner of your store and survey the floor. What areas are you unable to see from each vantage point? Inventory control improvement can often be as simple as lowering shelving height to increase visibility across the store. In-store cameras will help deter the casual shoplifter, but not the professional one. Know the Law
Know your local and state shoplifting laws. If you have questions about them, contact your local police station or prosecutor -- either should be willing and able to help. | https://www.thebalancesmb.com/shoplifting-policies-and-procedures-2890262 |
msmarco_v2.1_doc_54_370439816#6_862885876 | Title: Shoplifting Policies and Procedures for Retailers
Headings: Shoplifting Policies and Procedures for Retailers
Shoplifting Policies and Procedures for Retailers
Stopping a Shoplifter
Know the Law
Content: What areas are you unable to see from each vantage point? Inventory control improvement can often be as simple as lowering shelving height to increase visibility across the store. In-store cameras will help deter the casual shoplifter, but not the professional one. Know the Law
Know your local and state shoplifting laws. If you have questions about them, contact your local police station or prosecutor -- either should be willing and able to help. Laws vary by location, but most places require that one person must see the shoplifter take the item, conceal it and exit the store without paying for the merchandise, all while never taking their eyes off the shoplifter. Only then can the store employee who witnessed the theft apprehend the shoplifter, without force. It is possible that a misunderstanding has taken place and the person is not a shoplifter, so following through observation all the way to the end is of central importance. When approaching a suspicious person, try to remain calm and professional. Addressing the suspect in a polite, discreet yet firm and professional manner will help you and your store avoid a slander, false arrest, or discrimination lawsuit . | https://www.thebalancesmb.com/shoplifting-policies-and-procedures-2890262 |
msmarco_v2.1_doc_54_370444183#0_862887470 | Title: How to Identify and Prevent Retail Theft
Headings: A Guide to Preventing Retail Theft or Shoplifting
Retail Small Business Loss Prevention
A Guide to Preventing Retail Theft or Shoplifting
How to Identify and Prevent Retail Theft
Clues to Identify a Shoplifter
Using Preventive Measures Against Shoplifters
Stopping Shoplifters With Strong Policies
Content: How to Identify and Prevent Retail Theft
Retail Small Business Loss Prevention
A Guide to Preventing Retail Theft or Shoplifting
How to Identify and Prevent Retail Theft
•••
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Matthew Hudson wrote about retail for The Balance Small Business, and has almost three decades of experience in the retail industry. Read The Balance's editorial policies
Matthew Hudson
Updated September 27, 2019
The crime of shoplifting is defined as a customer taking merchandise offered for sale without paying. Employees can also steal merchandise which falls into the category of theft. No matter how big or small the retail store may be, all types of retailers are susceptible to the problem of shoplifting and theft. Luckily, there are methods you can use to identify employee theft, shoplifters and shoplifting methods to create a less attractive environment for stealing your products. You can also implement shoplifting policies and procedures to protect your store against theft. According to The National Association for Shoplifting Prevention, a nonprofit organization that is a leader in shoplifting research, more than $35 million worth of merchandise is stolen from retailers each and every day. Shoplifting has become a large part of retail shrinkage . Clues to Identify a Shoplifter
In order to stop a shoplifter, retailers must first be familiar with the categories of shoplifters, common shoplifting methods, and know what to look for in customers who exhibit strange behavior. The main things to consider are visual cues. | https://www.thebalancesmb.com/shoplifting-prevention-101-2890256 |
msmarco_v2.1_doc_54_370444183#1_862889648 | Title: How to Identify and Prevent Retail Theft
Headings: A Guide to Preventing Retail Theft or Shoplifting
Retail Small Business Loss Prevention
A Guide to Preventing Retail Theft or Shoplifting
How to Identify and Prevent Retail Theft
Clues to Identify a Shoplifter
Using Preventive Measures Against Shoplifters
Stopping Shoplifters With Strong Policies
Content: You can also implement shoplifting policies and procedures to protect your store against theft. According to The National Association for Shoplifting Prevention, a nonprofit organization that is a leader in shoplifting research, more than $35 million worth of merchandise is stolen from retailers each and every day. Shoplifting has become a large part of retail shrinkage . Clues to Identify a Shoplifter
In order to stop a shoplifter, retailers must first be familiar with the categories of shoplifters, common shoplifting methods, and know what to look for in customers who exhibit strange behavior. The main things to consider are visual cues. Most shoplifters use items to conceal their theft. There are those rare occasions when a thief will just grab and run, but that is not very common. Most have a plan for how they will remove the merchandise from your store. For example, a long coat in the middle of summer provides a great place to conceal merchandise. Female shoplifters often carry more than one handbag or purse or a very large purse. | https://www.thebalancesmb.com/shoplifting-prevention-101-2890256 |
msmarco_v2.1_doc_54_370444183#6_862897400 | Title: How to Identify and Prevent Retail Theft
Headings: A Guide to Preventing Retail Theft or Shoplifting
Retail Small Business Loss Prevention
A Guide to Preventing Retail Theft or Shoplifting
How to Identify and Prevent Retail Theft
Clues to Identify a Shoplifter
Using Preventive Measures Against Shoplifters
Stopping Shoplifters With Strong Policies
Content: Use customer service to prevent shoplifting, it's your best weapon. Offer to take hung items to a dressing room for the client. Then check that garments are not double-hung. Keeping your store merchandised well is a big help in the fight against shoplifting. If you have disorganized shelves, how would you know someone stole from you? Empty space on a shelf or display table should be a big signal something is wrong. But only if you are focused on merchandising. Stopping Shoplifters With Strong Policies
It is important to plan store policies and procedures for shoplifting early in the business planning process. You hope it will never happen in your store, but the truth is—it will. And when it does, retailers and their staff should be prepared to handle the situation. | https://www.thebalancesmb.com/shoplifting-prevention-101-2890256 |
msmarco_v2.1_doc_54_370444183#7_862898738 | Title: How to Identify and Prevent Retail Theft
Headings: A Guide to Preventing Retail Theft or Shoplifting
Retail Small Business Loss Prevention
A Guide to Preventing Retail Theft or Shoplifting
How to Identify and Prevent Retail Theft
Clues to Identify a Shoplifter
Using Preventive Measures Against Shoplifters
Stopping Shoplifters With Strong Policies
Content: Empty space on a shelf or display table should be a big signal something is wrong. But only if you are focused on merchandising. Stopping Shoplifters With Strong Policies
It is important to plan store policies and procedures for shoplifting early in the business planning process. You hope it will never happen in your store, but the truth is—it will. And when it does, retailers and their staff should be prepared to handle the situation. Take the following into consideration when writing your shoplifting policies. How do you approach a customer you suspect? Is your policy to confront a suspect, and if so how do you confront them? Who do you call or contact after an incident? What documentation do you need after an incident and what information will it contain? | https://www.thebalancesmb.com/shoplifting-prevention-101-2890256 |
msmarco_v2.1_doc_54_370444183#8_862900069 | Title: How to Identify and Prevent Retail Theft
Headings: A Guide to Preventing Retail Theft or Shoplifting
Retail Small Business Loss Prevention
A Guide to Preventing Retail Theft or Shoplifting
How to Identify and Prevent Retail Theft
Clues to Identify a Shoplifter
Using Preventive Measures Against Shoplifters
Stopping Shoplifters With Strong Policies
Content: Take the following into consideration when writing your shoplifting policies. How do you approach a customer you suspect? Is your policy to confront a suspect, and if so how do you confront them? Who do you call or contact after an incident? What documentation do you need after an incident and what information will it contain? Make sure that you take the time to role-play with your employees on the proper procedures. This is not something they should "shoot from the hip." Train them well. Retailers are constantly struck by outside influences out of their control. And the truth is, the overwhelming majority of shoplifters are not professionals. | https://www.thebalancesmb.com/shoplifting-prevention-101-2890256 |
msmarco_v2.1_doc_54_370449955#3_862908082 | Title: What to Know About Short-Term Business Loans and Debt Financing
Headings:
What to Know About Short-Term Business Loans and Debt Financing
Debt Financing for Your Short-Term Working Capital Needs
What Is Debt Financing?
Debt Financing for Small Businesses by Maturity
Types of Short-Term Business Financing
What Are Short-Term Business Loans?
How Can Short-Term Financing Help?
How to Qualify for Short-Term Financing
Short-Term vs. Long-Term Interest Rates
Loans for Start-up and Small Businesses
Article Sources
Content: This means that your business will get a 2% discount if you pay in 10 days, otherwise, the balance is due in 30 days. Short-term Loan: Business loans that have a maturity of one year or less. This means that they have to be repaid to the lender during that time. Small businesses more often need short-term as opposed to long-term business loans. Term loans with short maturities can help a business owner meet an immediate need for financing without requiring you to make a long-term commitment. Business Line of Credit: Gives the business continuous access to cash when needed. The business line of credit is generally unsecured by collateral and has favorable interest rates. In order for a business to obtain an unsecured business line of credit with favorable terms, it must have an excellent credit record. | https://www.thebalancesmb.com/short-term-business-loans-393107 |
msmarco_v2.1_doc_54_371453434#0_865524058 | Title: Surveys Research - Confidence Intervals and Levels
Headings: Surveys Research: Confidence Intervals and Levels
Surveys Research: Confidence Intervals and Levels
Good survey research design seeks to reduce sampling error
Confidence Interval
Confidence Level
Survey Sample Size
The Frequency of Response
Be Aware of Outliers
Sample Size in Qualitative Surveys Research
Determining Sample Size in Surveys Research
Sample Size in Quantitative Surveys Research
The Normal Curve and Probability
Content: Surveys Research - Confidence Intervals and Levels
Market Research Survey Methods
Surveys Research: Confidence Intervals and Levels
Good survey research design seeks to reduce sampling error
•••
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Gigi DeVault is a former writer for The Balance Small Business and an experienced market researcher in client satisfaction and business proposals. Read The Balance's editorial policies
Gigi DeVault
Updated January 02, 2020
In surveys research, statistics are applied to randomized samples. These statistics represent the degree to which a researcher can be confident that the study sample is reasonably valid and reliable. Confidence Interval
A confidence interval is the margin of error that a researcher would experience if they could ask a particular research question, say, of every member of the target population and receive the same answer back that the members of the sample gave in the survey. For example, if the researcher used a confidence interval of 4 and 60% of the participants in the survey sample answered, "Would recommend to friends," he could be sure that between 56% and 64% of the members of the entire target population would also say "Would recommend to friends" when asked the same question. The confidence interval, in this case, is +/- 4. Confidence Level
A confidence level is an expression of how confident a researcher can be of the data obtained from a sample. Confidence levels are expressed as a percentage and indicate how frequently that percentage of the target population would give an answer that lies within the confidence interval. The most commonly used confidence level is 95%. | https://www.thebalancesmb.com/surveys-research-confidence-intervals-2297097 |
msmarco_v2.1_doc_54_375158553#6_875061755 | Title: Net Working Capital: What Is It?
Headings:
What Is Net Working Capital?
How to Calculate Net Working Capital
What Is Net Working Capital?
How Do You Calculate Net Working Capital?
How Net Working Capital Works
What Affects Net Working Capital?
Increasing Net Working Capital
The Current Ratio
Limitations of Net Working Capital
Key Takeaways
Article Sources
Content: Cash management and the management of operating liquidity is important for the survival of the business. A firm can make a profit, but if it has a problem keeping enough cash on hand, it won't survive. A business owner should use all the financial metrics and measures available to continually manage liquidity and cash availability. Increasing Net Working Capital
If your business has difficulty meeting its financial obligations and needs more net working capital, there are a few strategies that can help free up cash and increase working capital. Sell long-term assets: If your business has long-term assets such as buildings or equipment, consider selling off unused equipment or subleasing unused building space. This will boost cash, which is a current asset, so your net working capital will increase. Some companies sell their own commercial buildings to generate cash and subsequently lease the facilities back from the new owner at a payment that fits within their budget—this allows them to focus cash on other areas of the business. Increase the speed of inventory turnover: Holding months’ worth of inventory ties up cash. | https://www.thebalancesmb.com/what-is-net-working-capital-and-how-is-it-calculated-393198 |
msmarco_v2.1_doc_54_375236364#0_875245296 | Title: Understanding the Mechanisms of Propaganda
Headings:
Understanding the Mechanisms of Propaganda
How Propaganda Works
Famous Examples of Propaganda
Non-Government Uses of Propaganda
Propaganda and Fake News
Content: Understanding the Mechanisms of Propaganda
Marketing Public Relations
Understanding the Mechanisms of Propaganda
•••
John Parrot/Stocktrek Images / Getty Images
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Guy Bergstrom is a former writer for The Balance Small Business. He is an award-winning journalist and experienced public relations professional. Read The Balance's editorial policies
Guy Bergstrom
Updated August 29, 2019
At its most basic, propaganda is biased or misleading information circulated through some form of mass media with the intent of promoting a political agenda or viewpoint. Propaganda is deliberately not objective and is usually part of a larger psychological campaign to influence people toward a specific opinion. It may include outright lies or more subtle misinformation and censorship. How Propaganda Works
Propaganda works by tapping into emotions through images, slogans, and selective use of information or control and censorship of the facts. This is especially true if propaganda is being utilized by a government that is controlling the media by censorship or one that owns and runs media outlets, as was the case in the former Soviet Union. The difference between propaganda and rumors is that propaganda has intent behind it, usually with an organized, funded campaign. Modern-day political advertising, especially attack ads that create a negative impression about a candidate, can fall under the category of propaganda—although such ads are generally viewed as less sinister than state-sponsored propaganda. Famous Examples of Propaganda
The most obvious examples of propaganda happen during wars when governments try to rally their people against a common enemy. | https://www.thebalancesmb.com/what-is-propaganda-and-how-does-it-work-2295248 |
msmarco_v2.1_doc_54_375236364#1_875247439 | Title: Understanding the Mechanisms of Propaganda
Headings:
Understanding the Mechanisms of Propaganda
How Propaganda Works
Famous Examples of Propaganda
Non-Government Uses of Propaganda
Propaganda and Fake News
Content: How Propaganda Works
Propaganda works by tapping into emotions through images, slogans, and selective use of information or control and censorship of the facts. This is especially true if propaganda is being utilized by a government that is controlling the media by censorship or one that owns and runs media outlets, as was the case in the former Soviet Union. The difference between propaganda and rumors is that propaganda has intent behind it, usually with an organized, funded campaign. Modern-day political advertising, especially attack ads that create a negative impression about a candidate, can fall under the category of propaganda—although such ads are generally viewed as less sinister than state-sponsored propaganda. Famous Examples of Propaganda
The most obvious examples of propaganda happen during wars when governments try to rally their people against a common enemy. During World War I and World War II, posters depicting the enemy as evil were commonly used. This technique was considered important not just to win public opinion, but to convince soldiers to fight in often bloody battles. Whether such propaganda had long-term negative effects is still debatable. Derogatory nicknames were given to enemies in both World Wars, and posters showed the Japanese and German soldiers resembling rats or monsters. During the Cold War, both the Soviet Union and the United States used propaganda against each other, to try to persuade their own citizens, as well as those in other countries, of who was right. | https://www.thebalancesmb.com/what-is-propaganda-and-how-does-it-work-2295248 |
msmarco_v2.1_doc_54_375236364#2_875249397 | Title: Understanding the Mechanisms of Propaganda
Headings:
Understanding the Mechanisms of Propaganda
How Propaganda Works
Famous Examples of Propaganda
Non-Government Uses of Propaganda
Propaganda and Fake News
Content: During World War I and World War II, posters depicting the enemy as evil were commonly used. This technique was considered important not just to win public opinion, but to convince soldiers to fight in often bloody battles. Whether such propaganda had long-term negative effects is still debatable. Derogatory nicknames were given to enemies in both World Wars, and posters showed the Japanese and German soldiers resembling rats or monsters. During the Cold War, both the Soviet Union and the United States used propaganda against each other, to try to persuade their own citizens, as well as those in other countries, of who was right. In Fidel Castro's Cuba, propaganda was commonplace, as he rallied Cubans to embrace Communism. Non-Government Uses of Propaganda
It's not always a state or institution that uses propaganda. Corporations, non-profits, and political campaigns will use techniques very similar to propaganda to affect stock prices or market conditions, to further a piece of legislation, or to make a rival candidate look bad. It can be as simple as circulating a rumor about a rival company or suggesting some misdeed by a political candidate. Even if the information is untrue, if a news outlet gets wind of a rumor and begins to ask questions, it can be difficult to disprove it . | https://www.thebalancesmb.com/what-is-propaganda-and-how-does-it-work-2295248 |
msmarco_v2.1_doc_54_375486073#6_875898222 | Title: How a Working Capital Loan Can Work for Your Business
Headings: How a Working Capital Loan Can Work for Your Business
How a Working Capital Loan Can Work for Your Business
What is Working Capital?
Working Capital Loans vs. Traditional Business Loans
The Importance of Working Capital
How Working Capital Is Valued for Accounting
How Working Capital Is Used in a Business
How You Can Get a Working Capital Loan for a Small Business
Available Programs for Working Capital Loans
Content: A good ratio would be 2:1; twice as much in current assets as in current liabilities. A higher current asset number allows the quick sale of assets, usually at a loss, to pay off current liabilities. From an accounting standpoint, net working capital is the difference between all the current assets minus all the current liabilities. Current assets are those assets you can turn into cash quickly, like accounts receivable. Current liabilities are those bills you must pay now or very soon. How Working Capital Is Used in a Business
Working capital is a liquidity (cash)concept. A business might show a "profit," but if it cannot maintain a positive cash position (that is, having money in the bank to pay bills each month), the business cannot continue to operate. How You Can Get a Working Capital Loan for a Small Business
There are two times when a business needs working capital funds: At business startup, when bills must be paid but there is little money available because you are just beginning to bring in money from sales. | https://www.thebalancesmb.com/what-is-working-capital-how-to-get-a-working-capital-loan-398519 |
msmarco_v2.1_doc_54_376417254#0_878333046 | Title: Small Business Supply Chain Disruptions During COVID-19
Headings:
Supply Chain Management Supply Chain Basics
How Small Businesses Can Manage Supply Chain Disruptions
Challenges abound, but interruptions may present openings
Consider Pivoting from China
Evaluate Your Existing Suppliers
Identify Backup Suppliers, Vendors
Communicate with Your Customers
Have Long-Term Plan for Your Pivot
Take Advantage of Big-Player Delays
Consider Insurance
Article Sources
Content: Small Business Supply Chain Disruptions During COVID-19
Supply Chain Management Supply Chain Basics
How Small Businesses Can Manage Supply Chain Disruptions
Challenges abound, but interruptions may present openings
•••
FG Trade/Getty Images
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Kristen Elworthy is a writer and small business owner who focuses on helping other businesses, nonprofits, and brands expand their marketing and PR efforts. Read The Balance's editorial policies
Kristen Elworthy
Updated July 02, 2020
COVID-19 has had a disruptive effect on the global supply chain, and small businesses are not immune. An average of more than 30% of American small business owners across sectors still reported a disruption to their supply chain in June 2020 data, months into the pandemic. Supply-chain disruptions can affect small businesses in many ways: They can reduce revenue, inflate costs, cut into market share, or cause issues with production—all of which can damage a company’s bottom line. According to Rich Weissman, a part-time professor of business at Endicott College specializing in supply chain and operations management, small businesses can be at a distinct disadvantage when it comes to supply chain management during times of increased risk. “In times of supply chain constraints and increased risk, the bigger companies seem to get preferential treatment,” Weissman said in an email interview. Still, there are a number of measures that small businesses can take to mitigate supply chain disruptions, whether due to a pandemic or any number of other factors. Consider Pivoting from China
“COVID-19 has exposed the vulnerabilities of complex global supply chains,” said Loretta L. Worters, vice president of media relations for the Insurance Information Institute. “ When Chinese factories closed, manufacturers didn’t have other suppliers to rely on.” | https://www.thebalancesmb.com/your-small-business-supply-chain-survival-kit-4058575 |
msmarco_v2.1_doc_54_379295715#14_886344846 | Title: How to Decide Whether You Should You Repair or Replace Your BBQ Grill - The BBQ Depot
Headings: How to Decide Whether You Should You Repair or Replace Your BBQ Grill
How to Decide Whether You Should You Repair or Replace Your BBQ Grill
Fix it or Nix it – Is Your BBQ Grill Broken?
Here are some common indicators that your BBQ grill may be in need of repair or replacement:
How Long Do Gas Grills Last Anyway?
When to Repair Your Grill vs Buy a New One
Weigh the Costs
Finding the Right Replacement Parts
Ceramic Briquettes
Grill Grates
Burners and Ignitor
How to Fix Your BBQ Grill in 5 Steps
Step 1: Disconnect the Gas or Fuel Line
Step 2: Remove Grate, Rocks, and Flame Bar
Step 3: Check the Ignitor
Step 4: Remove and Clean/Repair the Burner
Step 5: Make Exterior Repairs
Need to Buy a New Grill? Here Are Some Tips…
+ Consider Your Budget
+ Shop Around
+ Find a Brand You Like
+ BTU's
+ Consider Ease of Assembly
+ Look at the Warranty
+ Pick Your Special Features
Best Replacement BBQ Grills
Broil King Regal S420 Commercial
MHP WNK Grill
Phoenix Black Grill
Gas Grill Repair or Replace – Ask The BBQ Depot
--
Content: Remove the vapor bar or flame spreader (the component that protects the burner from grease spills)
Thoroughly clean the interior of your grill to remove excess grease and debris. You can do this by using a damp rag. Avoid scraping your grill with a sharp edge, as this can cause further damage. Step 3: Check the Ignitor
Once you have removed the above components and have cleaned the inside of your grill, you should check the igniter for a spark. If you push the ignitor button and it does not ignite the gas, this may indicate that your ignitor is broken. You can cover any exposed wires with electrical tape, or, if that doesn’t work, replace the entire assembly. Step 4: Remove and Clean/Repair the Burner
If your burners are still functional, it may just take a quick clean to get them working as good as new. You can simply remove the burner and venturi tubes to clean them and remove rust/debris. | https://www.thebbqdepot.com/blog/barbecue-repair-vs-buying-a-new-grill/ |
msmarco_v2.1_doc_54_379295715#15_886347129 | Title: How to Decide Whether You Should You Repair or Replace Your BBQ Grill - The BBQ Depot
Headings: How to Decide Whether You Should You Repair or Replace Your BBQ Grill
How to Decide Whether You Should You Repair or Replace Your BBQ Grill
Fix it or Nix it – Is Your BBQ Grill Broken?
Here are some common indicators that your BBQ grill may be in need of repair or replacement:
How Long Do Gas Grills Last Anyway?
When to Repair Your Grill vs Buy a New One
Weigh the Costs
Finding the Right Replacement Parts
Ceramic Briquettes
Grill Grates
Burners and Ignitor
How to Fix Your BBQ Grill in 5 Steps
Step 1: Disconnect the Gas or Fuel Line
Step 2: Remove Grate, Rocks, and Flame Bar
Step 3: Check the Ignitor
Step 4: Remove and Clean/Repair the Burner
Step 5: Make Exterior Repairs
Need to Buy a New Grill? Here Are Some Tips…
+ Consider Your Budget
+ Shop Around
+ Find a Brand You Like
+ BTU's
+ Consider Ease of Assembly
+ Look at the Warranty
+ Pick Your Special Features
Best Replacement BBQ Grills
Broil King Regal S420 Commercial
MHP WNK Grill
Phoenix Black Grill
Gas Grill Repair or Replace – Ask The BBQ Depot
--
Content: If you push the ignitor button and it does not ignite the gas, this may indicate that your ignitor is broken. You can cover any exposed wires with electrical tape, or, if that doesn’t work, replace the entire assembly. Step 4: Remove and Clean/Repair the Burner
If your burners are still functional, it may just take a quick clean to get them working as good as new. You can simply remove the burner and venturi tubes to clean them and remove rust/debris. You can use a small wire brush to remove rust from the burner holes. If the rust is excessive or if the burner holes are completely clogged, you should replace your burner (s). Step 5: Make Exterior Repairs
Last but not least, if you are going to replace and repair the inside, you might as well make the grill look new from the outside as well. A flexible putty brush can easily wipe away any gunk that is stuck on the outside. | https://www.thebbqdepot.com/blog/barbecue-repair-vs-buying-a-new-grill/ |
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