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<!DOCTYPE html>
<html lang="en">
<head>
    <meta charset="UTF-8">
    <meta name="viewport" content="width=device-width, initial-scale=1.0">
    <title>Blended Rate Calculator</title>
    <script src="https://cdn.tailwindcss.com"></script>
    <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.4.0/css/all.min.css">
    <style>
        .input-highlight {
            transition: all 0.3s ease;
        }
        .input-highlight:focus {
            box-shadow: 0 0 0 3px rgba(59, 130, 246, 0.3);
            border-color: #3b82f6;
        }
        .result-box {
            background: linear-gradient(135deg, #f0f9ff 0%, #e0f2fe 100%);
        }
        .add-btn:hover {
            transform: scale(1.05);
        }
        .remove-btn:hover {
            transform: scale(1.1);
        }
    </style>
</head>
<body class="bg-gray-50 min-h-screen">
    <div class="container mx-auto px-4 py-8 max-w-4xl">
        <div class="text-center mb-8">
            <h1 class="text-3xl font-bold text-blue-800 mb-2">Blended Rate Calculator</h1>
            <p class="text-gray-600">Calculate the combined interest rate across multiple loans or debts</p>
        </div>

        <div class="bg-white rounded-xl shadow-lg overflow-hidden mb-8">
            <div class="p-6">
                <div class="grid grid-cols-12 gap-4 mb-4 font-medium text-gray-700">
                    <div class="col-span-6 md:col-span-5">Loan Details</div>
                    <div class="col-span-3 md:col-span-2 text-right">Balance ($)</div>
                    <div class="col-span-3 md:col-span-2 text-right">Rate (%)</div>
                    <div class="col-span-0 md:col-span-3"></div>
                </div>

                <div id="loan-entries">
                    <!-- Loan entries will be added here -->
                </div>

                <div class="flex justify-center mt-4">
                    <button id="add-loan" class="add-btn bg-blue-100 text-blue-700 px-4 py-2 rounded-full flex items-center transition-all">
                        <i class="fas fa-plus-circle mr-2"></i> Add Another Loan
                    </button>
                </div>
            </div>

            <div class="result-box p-6 border-t border-gray-200">
                <div class="grid grid-cols-1 md:grid-cols-2 gap-6">
                    <div class="bg-white p-4 rounded-lg border border-gray-200 shadow-sm">
                        <div class="text-gray-500 mb-1">Total Balance</div>
                        <div class="text-2xl font-bold text-blue-800">$<span id="total-balance">0.00</span></div>
                    </div>
                    <div class="bg-white p-4 rounded-lg border border-gray-200 shadow-sm">
                        <div class="text-gray-500 mb-1">Blended Rate</div>
                        <div class="text-2xl font-bold text-blue-800"><span id="blended-rate">0.000</span>%</div>
                    </div>
                </div>
                <div class="mt-4 text-sm text-gray-500 italic">
                    <i class="fas fa-info-circle mr-1"></i> Effective rate is accurate when all loans have the same repayment period.
                </div>
            </div>
        </div>

        <div class="text-center text-sm text-gray-500 mt-8">
            <a href="#" class="text-blue-600 hover:underline">More Calculators</a>
            <span class="mx-2"></span>
            <a href="#" class="text-blue-600 hover:underline">Privacy Policy</a>
        </div>
    </div>

    <script>
        document.addEventListener('DOMContentLoaded', function() {
            const loanEntries = document.getElementById('loan-entries');
            const addLoanBtn = document.getElementById('add-loan');
            const totalBalanceEl = document.getElementById('total-balance');
            const blendedRateEl = document.getElementById('blended-rate');
            
            // Initial loans
            const initialLoans = [
                { balance: '100000', rate: '7' },
                { balance: '25000', rate: '9' }
            ];

            // Add initial loans
            initialLoans.forEach(loan => addLoanEntry(loan.balance, loan.rate));

            // Calculate initial values
            calculateBlendedRate();

            // Add loan button click handler
            addLoanBtn.addEventListener('click', () => addLoanEntry());

            // Add a loan entry
            function addLoanEntry(balance = '', rate = '') {
                const loanId = Date.now();
                const loanEntry = document.createElement('div');
                loanEntry.className = 'grid grid-cols-12 gap-4 mb-4 items-center loan-entry';
                loanEntry.dataset.id = loanId;
                
                loanEntry.innerHTML = `
                    <div class="col-span-6 md:col-span-5 flex items-center">
                        <span class="text-gray-500 mr-2">${document.querySelectorAll('.loan-entry').length + 1}.</span>
                        <input type="text" placeholder="Loan name (optional)" class="flex-1 bg-gray-50 border border-gray-200 rounded px-3 py-2 text-sm focus:outline-none input-highlight">
                    </div>
                    <div class="col-span-3 md:col-span-2">
                        <div class="relative">
                            <span class="absolute left-3 top-1/2 transform -translate-y-1/2 text-gray-400">$</span>
                            <input type="number" value="${balance}" min="0" step="0.01" class="balance-input w-full bg-gray-50 border border-gray-200 rounded px-3 py-2 pl-8 text-sm text-right focus:outline-none input-highlight" placeholder="0.00">
                        </div>
                    </div>
                    <div class="col-span-3 md:col-span-2">
                        <div class="relative">
                            <input type="number" value="${rate}" min="0" step="0.01" class="rate-input w-full bg-gray-50 border border-gray-200 rounded px-3 py-2 pr-8 text-sm text-right focus:outline-none input-highlight" placeholder="0.00">
                            <span class="absolute right-3 top-1/2 transform -translate-y-1/2 text-gray-400">%</span>
                        </div>
                    </div>
                    <div class="col-span-0 md:col-span-3 flex justify-end">
                        <button class="remove-btn bg-red-100 text-red-600 p-2 rounded-full hover:bg-red-200 transition-all" data-id="${loanId}">
                            <i class="fas fa-times"></i>
                        </button>
                    </div>
                `;
                
                loanEntries.appendChild(loanEntry);
                
                // Add event listeners to new inputs
                const balanceInput = loanEntry.querySelector('.balance-input');
                const rateInput = loanEntry.querySelector('.rate-input');
                const removeBtn = loanEntry.querySelector('.remove-btn');
                
                balanceInput.addEventListener('input', calculateBlendedRate);
                rateInput.addEventListener('input', calculateBlendedRate);
                removeBtn.addEventListener('click', function() {
                    loanEntry.remove();
                    updateLoanNumbers();
                    calculateBlendedRate();
                });
                
                updateLoanNumbers();
            }

            // Update loan numbers
            function updateLoanNumbers() {
                const entries = document.querySelectorAll('.loan-entry');
                entries.forEach((entry, index) => {
                    const numberSpan = entry.querySelector('span.text-gray-500');
                    if (numberSpan) {
                        numberSpan.textContent = `${index + 1}.`;
                    }
                });
            }

            // Calculate blended rate
            function calculateBlendedRate() {
                const balanceInputs = document.querySelectorAll('.balance-input');
                const rateInputs = document.querySelectorAll('.rate-input');
                
                let totalBalance = 0;
                let weightedRateSum = 0;
                let validLoans = 0;
                
                balanceInputs.forEach((input, index) => {
                    const balance = parseFloat(input.value) || 0;
                    const rate = parseFloat(rateInputs[index].value) || 0;
                    
                    if (balance > 0 && rate > 0) {
                        totalBalance += balance;
                        weightedRateSum += balance * rate;
                        validLoans++;
                    }
                });
                
                let blendedRate = 0;
                if (totalBalance > 0) {
                    blendedRate = weightedRateSum / totalBalance;
                }
                
                // Update display
                totalBalanceEl.textContent = totalBalance.toLocaleString('en-US', {
                    minimumFractionDigits: 2,
                    maximumFractionDigits: 2
                });
                
                blendedRateEl.textContent = blendedRate.toLocaleString('en-US', {
                    minimumFractionDigits: 3,
                    maximumFractionDigits: 3
                });
            }
        });
    </script>
<p style="border-radius: 8px; text-align: center; font-size: 12px; color: #fff; margin-top: 16px;position: fixed; left: 8px; bottom: 8px; z-index: 10; background: rgba(0, 0, 0, 0.8); padding: 4px 8px;">Made with <img src="https://enzostvs-deepsite.hf.space/logo.svg" alt="DeepSite Logo" style="width: 16px; height: 16px; vertical-align: middle;display:inline-block;margin-right:3px;filter:brightness(0) invert(1);"><a href="https://enzostvs-deepsite.hf.space" style="color: #fff;text-decoration: underline;" target="_blank" >DeepSite</a> - 🧬 <a href="https://enzostvs-deepsite.hf.space?remix=Honda219/blended-rate-calculator" style="color: #fff;text-decoration: underline;" target="_blank" >Remix</a></p></body>
</html>