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<title>小升初教育金规划 - 平安人寿</title> |
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<div class="flex flex-col md:flex-row items-center"> |
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<div class="md:w-1/2 mb-8 md:mb-0"> |
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<h1 class="text-3xl md:text-4xl font-bold mb-4">为孩子的初中教育<br>筑梦未来</h1> |
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<p class="text-lg opacity-90 mb-6">小升初是孩子成长的重要转折点,提前规划教育金,让升学之路更从容</p> |
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<button class="bg-white text-blue-800 font-semibold px-6 py-3 rounded-full hover:bg-blue-50 transition duration-300"> |
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立即咨询规划方案 |
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<div class="md:w-1/2 flex justify-center"> |
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<img src="https://img.icons8.com/fluency/300/000000/school.png" alt="Education" class="w-64 h-64 floating"> |
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</header> |
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<section class="py-16 px-4 md:px-8 bg-white"> |
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<div class="container mx-auto max-w-4xl"> |
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<h2 class="text-3xl font-bold text-center mb-12 text-gray-800">张先生一家的教育金准备故事</h2> |
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<div class="relative"> |
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<div class="timeline-item relative pl-12 mb-12"> |
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<div class="absolute left-0 top-0 w-8 h-8 rounded-full bg-blue-500 flex items-center justify-center text-white"> |
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<span class="text-lg font-bold">1</span> |
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</div> |
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<div class="bg-gray-50 p-6 rounded-xl shadow-sm"> |
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<h3 class="text-xl font-semibold mb-3 text-gray-800">小升初的惊喜与压力</h3> |
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<p class="text-gray-600 mb-4">张先生的女儿小雨今年12岁,即将从小学升入初中。当收到重点中学录取通知书的那一刻,全家既兴奋又感到压力。重点中学的学费、课外辅导、兴趣班等费用比普通学校高出不少。</p> |
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<div class="bg-blue-50 p-4 rounded-lg border-l-4 border-blue-500"> |
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<p class="text-blue-800 font-medium">"我们算了一下,初中三年预计需要15万左右的教育费用,这还不包括可能的国际交流项目。"</p> |
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<div class="timeline-item relative pl-12 mb-12"> |
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<div class="absolute left-0 top-0 w-8 h-8 rounded-full bg-blue-500 flex items-center justify-center text-white"> |
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<span class="text-lg font-bold">2</span> |
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</div> |
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<div class="bg-gray-50 p-6 rounded-xl shadow-sm"> |
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<h3 class="text-xl font-semibold mb-3 text-gray-800">寻找解决方案</h3> |
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<p class="text-gray-600 mb-4">通过朋友介绍,张先生认识了平安人寿的保险代理人李经理。李经理详细了解了张先生家庭的财务状况和教育需求,为他们量身定制了一套教育金储备方案。</p> |
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<div class="flex flex-wrap gap-4 mt-4"> |
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<div class="flex items-center bg-blue-100 px-3 py-1 rounded-full"> |
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<i class="fas fa-piggy-bank text-blue-600 mr-2"></i> |
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<span class="text-sm font-medium text-blue-800">教育金储蓄</span> |
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</div> |
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<div class="flex items-center bg-blue-100 px-3 py-1 rounded-full"> |
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<i class="fas fa-shield-alt text-blue-600 mr-2"></i> |
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<span class="text-sm font-medium text-blue-800">风险保障</span> |
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</div> |
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<div class="flex items-center bg-blue-100 px-3 py-1 rounded-full"> |
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<i class="fas fa-chart-line text-blue-600 mr-2"></i> |
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<span class="text-sm font-medium text-blue-800">稳健增值</span> |
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</div> |
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</div> |
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<div class="timeline-item relative pl-12 mb-12"> |
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<div class="absolute left-0 top-0 w-8 h-8 rounded-full bg-blue-500 flex items-center justify-center text-white"> |
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<span class="text-lg font-bold">3</span> |
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</div> |
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<div class="bg-gray-50 p-6 rounded-xl shadow-sm"> |
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<h3 class="text-xl font-semibold mb-3 text-gray-800">三年后的收获</h3> |
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<p class="text-gray-600 mb-4">通过3年的坚持,张先生不仅为女儿储备了充足的教育金,还获得了额外的收益。当初中开学时,他们已经准备好了全部费用,甚至还有余力支持小雨参加学校的国际交流项目。</p> |
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<div class="bg-green-50 p-4 rounded-lg border-l-4 border-green-500"> |
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<p class="text-green-800 font-medium">"现在小雨已经顺利升入初中,我们不再为教育费用发愁,可以全心支持她的学习和成长。"</p> |
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</div> |
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</div> |
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</div> |
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</section> |
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<section class="py-16 px-4 md:px-8 bg-gray-50"> |
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<div class="container mx-auto max-w-6xl"> |
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<h2 class="text-3xl font-bold text-center mb-12 text-gray-800">平安人寿小升初教育金保障方案</h2> |
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<div class="grid md:grid-cols-3 gap-8"> |
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<div class="bg-white p-6 rounded-xl shadow-md transition duration-300 card-hover"> |
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<div class="bg-blue-100 w-12 h-12 rounded-full flex items-center justify-center mb-4"> |
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<i class="fas fa-graduation-cap text-blue-600 text-xl"></i> |
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</div> |
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<h3 class="text-xl font-semibold mb-3 text-gray-800">教育金储蓄计划</h3> |
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<p class="text-gray-600 mb-4">专为小升初阶段设计,3-5年缴费期,初中阶段开始领取,确保教育费用无忧。</p> |
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<ul class="space-y-2 mb-6"> |
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<li class="flex items-start"> |
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<i class="fas fa-check-circle text-green-500 mt-1 mr-2"></i> |
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<span class="text-gray-700">初中三年每年领取固定金额</span> |
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</li> |
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<li class="flex items-start"> |
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<i class="fas fa-check-circle text-green-500 mt-1 mr-2"></i> |
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<span class="text-gray-700">高中/大学阶段可继续领取</span> |
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</li> |
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<li class="flex items-start"> |
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<i class="fas fa-check-circle text-green-500 mt-1 mr-2"></i> |
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<span class="text-gray-700">期满返还全部保费</span> |
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</li> |
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</ul> |
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<div class="bg-blue-50 p-3 rounded-lg"> |
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<p class="text-sm text-blue-800">示例:年缴3万,缴3年,初中阶段每年可领2万,高中每年可领3万,大学一次性领取10万。</p> |
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</div> |
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<div class="bg-white p-6 rounded-xl shadow-md transition duration-300 card-hover"> |
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<div class="bg-purple-100 w-12 h-12 rounded-full flex items-center justify-center mb-4"> |
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<i class="fas fa-shield-alt text-purple-600 text-xl"></i> |
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</div> |
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<h3 class="text-xl font-semibold mb-3 text-gray-800">家庭保障计划</h3> |
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<p class="text-gray-600 mb-4">为家庭经济支柱提供高额保障,确保即使发生意外,孩子的教育计划不受影响。</p> |
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<ul class="space-y-2 mb-6"> |
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<li class="flex items-start"> |
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<i class="fas fa-check-circle text-green-500 mt-1 mr-2"></i> |
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<span class="text-gray-700">投保人豁免保费保障</span> |
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</li> |
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<li class="flex items-start"> |
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<i class="fas fa-check-circle text-green-500 mt-1 mr-2"></i> |
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<span class="text-gray-700">高额意外伤害保障</span> |
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</li> |
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<li class="flex items-start"> |
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<i class="fas fa-check-circle text-green-500 mt-1 mr-2"></i> |
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<span class="text-gray-700">重大疾病保障</span> |
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</li> |
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</ul> |
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<div class="bg-purple-50 p-3 rounded-lg"> |
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<p class="text-sm text-purple-800">示例:100万意外保障+50万重疾保障,如投保人发生风险,后续保费豁免,教育金领取不受影响。</p> |
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</div> |
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</div> |
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<div class="bg-white p-6 rounded-xl shadow-md transition duration-300 card-hover"> |
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<div class="bg-green-100 w-12 h-12 rounded-full flex items-center justify-center mb-4"> |
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<i class="fas fa-hand-holding-usd text-green-600 text-xl"></i> |
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</div> |
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<h3 class="text-xl font-semibold mb-3 text-gray-800">灵活增值计划</h3> |
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<p class="text-gray-600 mb-4">结合万能账户,教育金可二次增值,灵活支取,满足不同阶段的教育需求。</p> |
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<ul class="space-y-2 mb-6"> |
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<li class="flex items-start"> |
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<i class="fas fa-check-circle text-green-500 mt-1 mr-2"></i> |
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<span class="text-gray-700">保底收益+浮动收益</span> |
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</li> |
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<li class="flex items-start"> |
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<i class="fas fa-check-circle text-green-500 mt-1 mr-2"></i> |
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<span class="text-gray-700">资金灵活支取</span> |
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</li> |
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<li class="flex items-start"> |
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<i class="fas fa-check-circle text-green-500 mt-1 mr-2"></i> |
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<span class="text-gray-700">终身增值账户</span> |
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</li> |
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</ul> |
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<div class="bg-green-50 p-3 rounded-lg"> |
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<p class="text-sm text-green-800">示例:未领取的教育金可进入万能账户,享受年化3%-5%的收益,随用随取。</p> |
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<section class="py-16 px-4 md:px-8 bg-white"> |
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<div class="container mx-auto max-w-4xl"> |
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<h2 class="text-3xl font-bold text-center mb-12 text-gray-800">教育金准备方式对比</h2> |
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<div class="overflow-x-auto"> |
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<table class="w-full border-collapse"> |
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<thead> |
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<tr class="bg-gray-100"> |
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<th class="p-4 text-left font-semibold text-gray-700 border-b">准备方式</th> |
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<th class="p-4 text-center font-semibold text-gray-700 border-b">安全性</th> |
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<th class="p-4 text-center font-semibold text-gray-700 border-b">收益性</th> |
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<th class="p-4 text-center font-semibold text-gray-700 border-b">灵活性</th> |
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<th class="p-4 text-center font-semibold text-gray-700 border-b">保障功能</th> |
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</tr> |
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</thead> |
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<tbody> |
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<tr class="border-b hover:bg-gray-50"> |
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<td class="p-4 font-medium text-blue-600">银行储蓄</td> |
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<td class="p-4 text-center text-gray-600"> |
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<i class="fas fa-check-circle text-green-500"></i> 高 |
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</td> |
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<td class="p-4 text-center text-gray-600"> |
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<i class="fas fa-times-circle text-red-500"></i> 低 |
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</td> |
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<td class="p-4 text-center text-gray-600"> |
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<i class="fas fa-check-circle text-green-500"></i> 高 |
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</td> |
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<td class="p-4 text-center text-gray-600"> |
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<i class="fas fa-times-circle text-red-500"></i> 无 |
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</td> |
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</tr> |
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<tr class="border-b hover:bg-gray-50"> |
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<td class="p-4 font-medium text-blue-600">基金投资</td> |
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<td class="p-4 text-center text-gray-600"> |
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<i class="fas fa-exclamation-circle text-yellow-500"></i> 中 |
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</td> |
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<td class="p-4 text-center text-gray-600"> |
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<i class="fas fa-check-circle text-green-500"></i> 高 |
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</td> |
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<td class="p-4 text-center text-gray-600"> |
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<i class="fas fa-check-circle text-green-500"></i> 中 |
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</td> |
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<td class="p-4 text-center text-gray-600"> |
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<i class="fas fa-times-circle text-red-500"></i> 无 |
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</td> |
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</tr> |
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<tr class="border-b hover:bg-gray-50 bg-blue-50"> |
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<td class="p-4 font-medium text-blue-800">平安教育金保险</td> |
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<td class="p-4 text-center text-gray-700"> |
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<i class="fas fa-check-circle text-green-500"></i> 高 |
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</td> |
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<td class="p-4 text-center text-gray-700"> |
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<i class="fas fa-check-circle text-green-500"></i> 中高 |
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</td> |
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<td class="p-4 text-center text-gray-700"> |
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<i class="fas fa-check-circle text-green-500"></i> 中 |
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</td> |
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<td class="p-4 text-center text-gray-700"> |
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<i class="fas fa-check-circle text-green-500"></i> 有 |
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</td> |
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</tr> |
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</tbody> |
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</table> |
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</div> |
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<div class="mt-12 bg-blue-50 p-6 rounded-xl"> |
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<h3 class="text-xl font-semibold mb-4 text-blue-800">为什么选择平安教育金保险?</h3> |
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<div class="grid md:grid-cols-2 gap-6"> |
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<div class="flex items-start"> |
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<div class="bg-blue-100 p-2 rounded-full mr-4"> |
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<i class="fas fa-lock text-blue-600"></i> |
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</div> |
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<div> |
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<h4 class="font-medium text-gray-800 mb-1">强制储蓄</h4> |
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<p class="text-gray-600 text-sm">避免资金被随意挪用,确保教育专款专用</p> |
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</div> |
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</div> |
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<div class="flex items-start"> |
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<div class="bg-blue-100 p-2 rounded-full mr-4"> |
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<i class="fas fa-umbrella text-blue-600"></i> |
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</div> |
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<div> |
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<h4 class="font-medium text-gray-800 mb-1">风险保障</h4> |
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<p class="text-gray-600 text-sm">投保人豁免保障,即使家长发生风险,教育金计划不受影响</p> |
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</div> |
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</div> |
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<div class="flex items-start"> |
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<div class="bg-blue-100 p-2 rounded-full mr-4"> |
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<i class="fas fa-chart-line text-blue-600"></i> |
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</div> |
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<div> |
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<h4 class="font-medium text-gray-800 mb-1">稳健增值</h4> |
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<p class="text-gray-600 text-sm">保底收益+浮动收益,抵御通货膨胀</p> |
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</div> |
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</div> |
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<div class="flex items-start"> |
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<div class="bg-blue-100 p-2 rounded-full mr-4"> |
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<i class="fas fa-gift text-blue-600"></i> |
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</div> |
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<div> |
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<h4 class="font-medium text-gray-800 mb-1">额外权益</h4> |
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<p class="text-gray-600 text-sm">享受平安好医生、教育咨询等增值服务</p> |
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</div> |
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<h2 class="text-3xl font-bold mb-6">为孩子的初中教育做好准备</h2> |
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<p class="text-xl opacity-90 mb-8">现在规划,让孩子的升学之路更加从容无忧</p> |
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<div class="flex flex-col sm:flex-row justify-center gap-4"> |
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<i class="fas fa-calculator mr-2"></i> 教育金测算工具 |
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<h3 class="text-lg font-semibold mb-4">平安人寿</h3> |
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<p class="text-gray-400 text-sm">中国平安人寿保险股份有限公司成立于2002年,是中国平安保险(集团)股份有限公司旗下的重要成员。</p> |
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