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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
37	Non-binary	PhD	Married	51,419	717	35,612	Auto	Unemployed	19	Excellent	0.299158	39,433	4	Blackstad	SC	United States of America	3	0	Low
43	Male	PhD	Single	null	743	16,620	Home	Unemployed	7	Good	0.512098	245,778	4	Piercemouth	NC	Barbados	null	2	Low
19	Female	Master's	Widowed	70,526	771	26,988	Auto	Employed	14	Fair	0.506987	null	2	New Megan	RI	Iraq	0	2	Low
33	Non-binary	PhD	Married	null	796	null	Home	Unemployed	4	Poor	0.477457	117,320	null	New John	KY	Barbados	3	1	Low
47	Non-binary	Master's	Divorced	53,864	null	49,089	Business	Unemployed	10	Excellent	0.186668	149,396	3	Shelleyfurt	DE	Dominica	0	1	Low
20	Male	Master's	Divorced	38,996	656	38,243	Home	Unemployed	11	Good	0.128647	49,802	1	Lake Melanieport	PA	Bermuda	2	2	Low
23	Female	Master's	Widowed	null	671	30,672	Auto	Unemployed	0	Fair	0.299304	null	0	Lisaberg	CT	Ghana	4	2	Low
28	Female	High School	Divorced	null	669	41,002	Business	Employed	16	Excellent	0.334632	232,748	3	Sarahview	FL	Mongolia	1	0	Low
37	Male	Bachelor's	Widowed	57,321	750	41,540	Business	Self-employed	7	Good	0.327506	157,508	4	Reneeview	TX	Armenia	null	0	Low
27	Male	Master's	Widowed	null	704	18,877	Personal	Employed	12	Excellent	0.559136	291,176	3	South Joshuaburgh	MI	Czech Republic	3	1	Low
26	Non-binary	High School	Single	106,805	782	11,115	Business	Unemployed	10	Poor	0.152622	245,546	4	Barnesview	MA	Palau	1	0	Low
50	Non-binary	Master's	Widowed	null	664	27,993	Business	Unemployed	18	Poor	0.208582	52,732	1	North Jonathanside	VI	Angola	null	2	Medium
37	Male	Bachelor's	Widowed	104,326	609	41,215	Business	Self-employed	14	Fair	0.494375	27,903	3	Paulmouth	IL	French Polynesia	3	1	Low
65	Female	Bachelor's	Single	49,696	769	18,990	Auto	Employed	19	Good	0.375858	69,191	2	Brendantown	RI	Sudan	4	1	Low
68	Male	PhD	Single	72,443	638	49,412	Personal	Unemployed	4	Fair	0.538865	107,685	1	New David	VT	American Samoa	2	2	Medium
30	Female	PhD	Married	115,585	682	41,994	Business	Employed	14	Poor	0.40601	71,128	null	North Markfurt	NE	Romania	1	1	Medium
41	Female	Master's	Divorced	56,230	627	22,597	Personal	Unemployed	5	Good	0.468283	171,542	1	Cochranland	CO	Eritrea	0	1	Low
41	Female	Master's	Widowed	78,204	633	11,901	Personal	Employed	4	Excellent	0.454061	148,810	3	Port Jason	MD	Kyrgyz Republic	3	1	Low
66	Non-binary	High School	Divorced	null	null	48,445	Auto	Unemployed	14	Poor	0.412473	232,359	1	South Jeremiahfurt	DE	Moldova	2	1	Low
40	Non-binary	Bachelor's	Single	67,731	721	32,073	Personal	Unemployed	16	Good	0.205937	177,476	4	Lewismouth	FL	Venezuela	0	0	Medium
31	Male	High School	Single	null	611	6,455	Home	Unemployed	14	Excellent	0.379926	187,570	0	Port Samuel	SD	Uruguay	2	0	Low
61	Non-binary	High School	Divorced	87,667	779	21,989	Personal	Employed	11	Poor	0.489768	71,230	2	Katherinestad	NH	Denmark	null	1	High
54	Non-binary	High School	Divorced	81,797	792	35,312	Business	Employed	5	Excellent	0.288118	127,883	null	Nelsonfurt	NC	Tajikistan	4	0	Medium
24	Female	Bachelor's	Married	75,020	null	33,448	Home	Employed	0	Fair	0.302016	null	0	North Stephaniechester	WV	Monaco	2	1	Medium
26	Female	Master's	Widowed	null	605	26,009	Auto	Self-employed	9	Poor	0.322786	163,574	4	Turnerville	PR	Isle of Man	4	1	Low
59	Non-binary	Bachelor's	Widowed	null	602	17,817	Home	Employed	7	Poor	0.244862	185,682	4	Philipbury	TN	Angola	4	2	Low
61	Non-binary	Bachelor's	Widowed	null	605	23,458	Business	Employed	17	Poor	0.222888	109,402	null	South David	MN	American Samoa	3	0	Medium
54	Non-binary	PhD	Divorced	103,533	668	31,011	Personal	Unemployed	3	Excellent	0.380081	265,493	4	Johnstonshire	NH	El Salvador	1	1	Low
24	Non-binary	Bachelor's	Single	70,782	null	7,906	Business	Employed	14	Fair	0.152034	151,057	3	West Christopherbury	OR	Jamaica	2	2	Low
62	Male	Bachelor's	Divorced	114,542	796	20,094	Home	Employed	3	Fair	0.558052	129,210	2	Whitebury	DC	Slovakia (Slovak Republic)	1	0	Low
35	Male	Master's	Divorced	33,785	611	46,042	Auto	Employed	2	Excellent	0.395874	122,524	null	Lake Casey	MT	Philippines	0	2	Low
55	Non-binary	High School	Divorced	21,094	null	20,950	Home	Unemployed	18	Excellent	0.11817	297,358	2	Williamsbury	FL	Liechtenstein	3	2	Low
30	Male	Bachelor's	Single	29,669	714	8,527	Auto	Self-employed	0	Good	0.526737	255,757	0	Erikstad	CT	Isle of Man	3	2	Medium
28	Male	Bachelor's	Divorced	82,969	754	34,094	Auto	Self-employed	8	Good	0.190767	187,271	1	Codybury	PW	Trinidad and Tobago	1	1	Low
42	Male	High School	Single	23,497	773	30,838	Business	Employed	19	Good	0.58679	215,305	1	West Devinfurt	PR	Senegal	3	2	Low
69	Female	Bachelor's	Widowed	29,096	636	null	Home	Unemployed	6	Poor	0.162014	285,223	1	North Philipside	SC	Anguilla	1	1	Medium
44	Non-binary	PhD	Married	78,070	714	26,773	Auto	Unemployed	13	Poor	0.266624	240,149	3	West Nicolechester	MD	Ireland	0	1	Low
58	Female	PhD	Single	106,849	764	null	Business	Employed	4	Excellent	0.392517	218,073	4	Lake Erinfort	AK	United Arab Emirates	4	0	Medium
54	Non-binary	Bachelor's	Single	62,690	664	46,593	Business	Unemployed	19	Excellent	0.362607	112,184	null	Lake Williamport	VA	Estonia	4	1	Low
50	Non-binary	Master's	Divorced	null	null	null	Home	Unemployed	8	Excellent	0.409364	206,894	0	Romeroland	NV	Pitcairn Islands	2	2	Medium
66	Female	High School	Married	null	680	12,003	Auto	Employed	10	Excellent	0.130278	184,250	2	Ayalaberg	PA	Bosnia and Herzegovina	3	2	Low
32	Male	PhD	Widowed	null	693	26,106	Personal	Self-employed	15	Excellent	0.186537	128,416	4	Jeremymouth	NC	Angola	1	0	Medium
34	Male	High School	Widowed	118,447	617	null	Auto	Employed	11	Good	0.323775	null	4	South Charles	MD	Somalia	null	1	Low
50	Male	Master's	Single	91,060	681	5,710	Home	Employed	1	Good	0.352746	242,415	4	East Nicholasmouth	AZ	Palestinian Territory	3	2	Medium
48	Non-binary	High School	Divorced	null	null	29,347	Home	Unemployed	8	Good	0.416702	245,793	null	West Steven	PR	Aruba	0	1	Low
69	Female	High School	Married	62,460	702	null	Auto	Employed	17	Excellent	0.447937	40,287	2	North Molly	MI	Swaziland	null	2	Low
66	Female	PhD	Married	93,062	734	null	Personal	Employed	19	Excellent	0.430085	255,310	1	West Garyhaven	GA	Martinique	1	1	Low
62	Male	PhD	Married	88,843	603	13,549	Business	Employed	11	Poor	0.212137	21,568	1	Port Anthonyport	NY	Iraq	2	0	Low
42	Male	PhD	Single	106,991	613	6,023	Auto	Employed	7	Poor	0.465395	85,077	1	New Ronald	NJ	India	null	1	Medium
61	Female	High School	Widowed	null	726	32,007	Business	Unemployed	4	Fair	0.304383	267,854	4	Jasonfort	TN	Tuvalu	2	2	Medium
53	Male	PhD	Single	null	684	48,527	Auto	Self-employed	9	Excellent	0.346881	223,222	3	Juliebury	MH	Bolivia	2	0	Low
65	Female	PhD	Divorced	null	705	46,631	Business	Self-employed	9	Excellent	0.420386	82,688	null	West Desireeshire	MT	Togo	4	0	Low
34	Male	Master's	Divorced	101,440	null	16,814	Business	Unemployed	15	Poor	0.433158	95,026	4	Daniellestad	FL	Saint Pierre and Miquelon	1	1	High
49	Female	Bachelor's	Single	23,134	709	31,278	Personal	Unemployed	19	Excellent	0.359901	151,521	3	New Pamela	VI	Slovenia	null	2	Low
49	Female	PhD	Single	112,449	782	5,126	Auto	Employed	14	Good	0.541116	267,109	null	Lake Robertbury	MS	Maldives	1	2	Low
21	Male	Master's	Single	23,878	723	26,430	Personal	Employed	14	Poor	0.144947	277,799	0	Port Timothy	OH	Tanzania	4	0	Low
64	Female	High School	Widowed	44,336	null	48,518	Auto	Unemployed	16	Poor	0.351	219,603	4	Michaelmouth	VA	Qatar	3	2	Medium
48	Female	PhD	Married	62,967	659	5,078	Home	Self-employed	0	Fair	0.346889	213,905	0	Christinestad	RI	Northern Mariana Islands	1	1	Medium
46	Non-binary	Bachelor's	Widowed	53,050	754	43,270	Home	Employed	13	Fair	0.220654	296,770	0	Jeremyton	WI	Montenegro	3	2	Low
30	Female	Master's	Widowed	null	null	45,718	Auto	Employed	2	Excellent	0.571845	52,511	0	South Rhondaside	HI	Korea	2	1	Medium
42	Male	High School	Widowed	90,390	639	35,894	Business	Self-employed	8	Excellent	0.371628	20,383	2	Bennettmouth	TX	Rwanda	null	0	Medium
48	Male	High School	Single	76,006	778	null	Auto	Unemployed	6	Excellent	0.197675	134,795	1	South Deborah	NV	Syrian Arab Republic	1	0	Low
37	Male	High School	Divorced	61,477	680	32,472	Auto	Unemployed	9	Fair	0.254646	269,984	3	Ramirezview	PW	Cape Verde	1	2	Low
59	Female	PhD	Married	102,071	676	20,558	Personal	Employed	7	Poor	0.333569	206,293	null	Justinshire	KY	Sierra Leone	0	0	Medium
52	Male	Master's	Married	63,388	769	16,218	Auto	Employed	10	Excellent	0.136815	23,236	3	Amandatown	NE	Benin	2	2	Medium
38	Male	PhD	Married	29,825	736	null	Auto	Employed	15	Excellent	0.125962	206,497	4	Dillonfort	SC	Haiti	3	0	Medium
67	Female	High School	Widowed	33,919	709	45,702	Personal	Unemployed	8	Good	0.412695	156,758	0	East Brianna	VI	Canada	2	2	Low
38	Non-binary	Master's	Single	null	657	17,175	Auto	Employed	13	Excellent	0.587569	143,614	4	Port Sonyafort	MN	Turkey	4	0	Low
18	Female	Bachelor's	Widowed	30,133	779	47,360	Personal	Employed	2	Excellent	0.284551	162,588	4	Lake Joshua	ND	Cook Islands	3	2	Medium
54	Non-binary	Bachelor's	Widowed	71,586	633	43,856	Home	Self-employed	4	Excellent	0.446889	208,959	null	New Brian	MN	Iraq	3	1	Medium
20	Male	Master's	Divorced	83,332	702	25,333	Personal	Unemployed	5	Good	0.277797	130,628	0	Hawkinston	ID	Argentina	1	1	Low
20	Male	Bachelor's	Married	52,682	778	18,971	Business	Employed	0	Poor	0.144824	205,687	4	South Jose	IA	Rwanda	2	0	Medium
57	Female	PhD	Married	70,998	672	22,871	Personal	Self-employed	1	Excellent	0.235256	195,231	2	Stokesmouth	KS	Zambia	2	2	Low
67	Male	High School	Married	75,305	null	null	Home	Employed	0	Fair	0.229395	222,261	1	Nancybury	PW	Lesotho	0	1	Medium
34	Non-binary	Bachelor's	Married	42,505	742	41,678	Auto	Employed	3	Fair	0.436885	130,007	0	North Rachel	ND	Vanuatu	0	1	Low
42	Male	Bachelor's	Widowed	null	731	13,379	Business	Employed	5	Poor	0.596031	183,376	2	New Manuelstad	AS	Honduras	3	0	Medium
55	Female	Bachelor's	Widowed	118,636	793	null	Auto	Unemployed	11	Good	0.514735	24,886	1	Frenchmouth	MD	Philippines	2	2	Low
42	Male	Master's	Married	104,218	669	43,548	Personal	Self-employed	9	Fair	0.589126	281,773	3	Saundersborough	NV	Belgium	0	0	Low
52	Female	Bachelor's	Married	48,820	729	24,165	Personal	Unemployed	14	Fair	0.236191	null	2	New Michaelburgh	HI	Sierra Leone	1	1	Low
65	Female	Master's	Married	null	751	12,080	Personal	Employed	6	Good	0.365097	264,674	2	South Cory	VT	Anguilla	4	1	Medium
27	Female	High School	Widowed	108,061	725	41,202	Personal	Self-employed	8	Good	0.488974	250,497	0	Sanchezfort	MP	New Caledonia	3	2	Medium
63	Male	High School	Divorced	72,142	null	40,901	Business	Self-employed	18	Fair	0.44094	null	3	Lake Jaredside	WI	Mozambique	2	2	Low
36	Female	Master's	Divorced	35,701	741	24,596	Business	Employed	9	Poor	0.168709	93,732	1	Millershire	MI	Mauritius	4	2	Low
32	Male	Bachelor's	Divorced	75,361	712	38,289	Home	Self-employed	16	Good	0.44733	113,444	null	Michelefort	IL	Pitcairn Islands	1	1	Low
46	Female	PhD	Divorced	105,293	null	16,344	Personal	Employed	19	Excellent	0.437714	263,634	null	North Davidberg	MT	Kyrgyz Republic	2	1	Medium
36	Non-binary	High School	Divorced	54,555	663	28,927	Home	Self-employed	4	Fair	0.330742	76,882	null	East Keith	GA	Mauritius	4	2	Low
46	Female	High School	Widowed	116,346	767	24,934	Personal	Unemployed	8	Excellent	0.139694	null	0	Lewisville	IN	France	1	2	Low
23	Non-binary	Bachelor's	Widowed	null	671	13,389	Personal	Self-employed	9	Fair	0.151977	298,860	2	Port Jonathanside	PW	Russian Federation	1	2	Low
65	Male	PhD	Married	null	798	22,031	Personal	Employed	8	Poor	0.152627	111,574	null	Port Jennifermouth	WY	Saint Barthelemy	null	0	Low
19	Non-binary	PhD	Single	70,998	784	40,894	Personal	Self-employed	5	Poor	0.226081	108,836	4	Craneborough	WV	Northern Mariana Islands	1	1	Low
30	Non-binary	High School	Divorced	63,007	672	30,973	Business	Employed	5	Excellent	0.368811	null	0	North Jaredville	AK	Burundi	3	2	Low
61	Non-binary	High School	Married	48,247	745	32,341	Auto	Unemployed	9	Poor	0.595808	154,402	0	Port Danielberg	HI	Micronesia	1	2	Medium
43	Non-binary	Master's	Single	77,940	770	29,333	Home	Self-employed	13	Good	0.296864	125,554	1	Hayleyshire	HI	Tonga	0	1	Medium
50	Male	Bachelor's	Widowed	43,135	775	null	Business	Employed	13	Excellent	0.585688	241,936	2	Austinville	KY	Haiti	null	2	Medium
22	Female	PhD	Married	63,095	675	null	Business	Unemployed	16	Fair	0.582005	207,228	4	Jordanville	KY	Liechtenstein	null	2	Low
26	Non-binary	High School	Widowed	99,606	null	null	Personal	Unemployed	5	Poor	0.252183	135,033	4	Greeneshire	FM	Afghanistan	4	1	Medium
54	Male	High School	Single	39,504	689	10,062	Home	Employed	13	Good	0.574088	37,110	4	South Reginachester	NV	Andorra	4	2	Low
42	Non-binary	PhD	Divorced	null	null	null	Personal	Self-employed	18	Good	0.320815	null	0	Chelseaton	PA	Brunei Darussalam	3	2	High
60	Female	PhD	Single	40,439	636	null	Business	Employed	16	Poor	0.486644	196,625	4	West Katherineton	NC	Monaco	3	1	Medium
26	Male	Master's	Widowed	56,656	660	39,226	Personal	Employed	10	Excellent	0.533426	76,762	1	New Sarah	PW	Syrian Arab Republic	2	0	High

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