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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
35	Non-binary	Master's	Widowed	82,805	654	40,031	Business	Employed	9	Poor	0.51834	290,927	4	Port Melissa	HI	United Kingdom	3	1	Low
56	Female	Master's	Married	105,970	785	20,876	Business	Unemployed	6	Excellent	0.293463	244,024	2	Fisherfurt	KY	Jamaica	2	0	Low
64	Non-binary	PhD	Divorced	43,485	734	25,878	Auto	Employed	4	Excellent	0.515976	120,485	2	West Gerald	OH	Gambia	3	2	Low
51	Male	PhD	Married	null	661	13,837	Home	Self-employed	14	Excellent	0.109218	46,197	0	Port Jameschester	ME	Slovenia	4	0	Low
20	Male	High School	Single	95,172	739	30,476	Business	Self-employed	15	Fair	0.562012	121,074	null	East Tamara	ND	United States of America	3	0	Low
27	Non-binary	Master's	Widowed	51,212	775	10,044	Business	Unemployed	8	Excellent	0.575882	94,067	2	North Cameronmouth	AS	Ethiopia	0	2	Medium
64	Male	Bachelor's	Widowed	53,236	682	14,357	Home	Employed	8	Good	0.361973	74,199	2	West Linda	NM	Palau	4	2	Low
45	Male	High School	Divorced	null	750	30,999	Personal	Employed	13	Poor	0.559655	250,966	3	Lake David	VI	Armenia	4	1	High
69	Female	Bachelor's	Single	26,566	795	15,385	Business	Unemployed	2	Excellent	0.146564	298,416	3	Danielletown	MI	Liechtenstein	3	1	Low
67	Non-binary	Bachelor's	Married	57,538	759	45,957	Auto	Employed	3	Good	0.501035	144,912	0	Lake Baileychester	VI	Paraguay	4	1	Low
61	Non-binary	High School	Widowed	null	667	19,335	Home	Unemployed	8	Good	0.356069	299,461	null	Shawburgh	AS	Mayotte	4	1	Medium
60	Female	Master's	Married	72,320	695	22,793	Business	Unemployed	13	Excellent	0.382695	null	4	West Nicholas	OK	Gambia	1	0	Low
67	Male	PhD	Divorced	98,349	688	23,761	Home	Unemployed	17	Excellent	0.469309	266,870	0	North Amanda	NY	Morocco	4	0	Low
48	Female	Master's	Widowed	38,642	698	11,524	Auto	Unemployed	2	Good	0.373499	294,140	3	East Cheryl	MI	United Kingdom	3	2	Low
60	Non-binary	High School	Single	107,102	749	22,557	Business	Self-employed	7	Poor	0.122884	275,745	3	Kimberlyside	FM	Heard Island and McDonald Islands	3	1	Low
64	Non-binary	High School	Single	55,902	null	null	Home	Employed	8	Good	0.343316	73,224	2	North James	NC	Tunisia	0	1	Medium
23	Female	High School	Single	110,724	746	6,011	Auto	Self-employed	9	Good	0.361241	36,257	1	New Kimberly	SD	Nauru	3	2	Low
19	Non-binary	Bachelor's	Married	71,534	786	19,705	Business	Unemployed	10	Poor	0.256567	107,324	3	New Christine	KY	Christmas Island	2	1	Low
38	Non-binary	High School	Widowed	104,084	609	42,676	Auto	Employed	7	Poor	0.494688	225,516	1	Oliviaport	NH	French Polynesia	0	1	Low
29	Female	PhD	Single	26,306	796	32,136	Home	Employed	12	Fair	0.163306	148,348	null	East Crystalfurt	CO	Uruguay	1	1	Low
62	Non-binary	Bachelor's	Single	36,163	667	26,940	Business	Unemployed	14	Good	0.277412	217,694	4	Hoovermouth	VI	Botswana	0	1	Medium
66	Female	Bachelor's	Single	75,499	606	15,175	Business	Self-employed	3	Poor	0.404582	null	4	Smithbury	WI	Honduras	1	1	Low
20	Male	Master's	Married	68,155	641	10,976	Business	Self-employed	1	Excellent	0.493747	285,175	2	Port Heathertown	OK	Ukraine	4	2	Low
34	Male	High School	Single	100,977	705	6,563	Business	Self-employed	6	Fair	0.197385	123,530	4	Port Kylemouth	VA	Bouvet Island (Bouvetoya)	3	2	Medium
45	Non-binary	Bachelor's	Divorced	44,474	726	20,948	Auto	Employed	17	Poor	0.167262	57,708	null	Michaelborough	NV	Ukraine	3	0	Low
64	Male	PhD	Widowed	94,426	711	28,099	Home	Self-employed	17	Good	0.144073	109,365	0	South Courtneyside	MP	Cuba	3	0	Medium
19	Non-binary	PhD	Divorced	69,002	750	20,783	Business	Unemployed	1	Excellent	0.537146	252,825	1	West Beverly	OR	Lebanon	0	0	Low
28	Non-binary	Master's	Married	86,553	678	10,544	Auto	Unemployed	2	Fair	0.169868	149,372	3	Ellisside	NC	Tuvalu	2	1	Low
21	Male	Bachelor's	Widowed	65,706	615	32,775	Auto	Unemployed	4	Fair	0.150337	193,065	3	Wilsonmouth	NC	El Salvador	3	0	Low
57	Female	Master's	Single	26,674	747	18,331	Business	Employed	5	Poor	0.395897	140,640	4	Timothyton	VA	Tunisia	2	0	Medium
23	Male	PhD	Single	116,854	711	31,583	Personal	Unemployed	12	Fair	0.318598	62,632	0	Pattersonmouth	CT	Honduras	null	1	Medium
37	Male	PhD	Single	24,403	668	null	Home	Self-employed	12	Excellent	0.56099	101,582	3	West Tammy	WI	Zimbabwe	4	1	Medium
33	Female	High School	Married	87,113	755	5,743	Business	Self-employed	5	Poor	0.452327	38,138	null	Lake Jodimouth	CO	Lebanon	0	0	Low
38	Male	Bachelor's	Divorced	108,789	799	32,307	Business	Self-employed	19	Excellent	0.347288	null	2	North Thomas	GA	Serbia	0	2	Low
68	Non-binary	Bachelor's	Single	113,057	719	22,227	Home	Unemployed	16	Fair	0.418677	null	null	Alexanderview	OH	Cayman Islands	null	1	Low
68	Non-binary	Master's	Divorced	46,162	null	19,616	Auto	Unemployed	10	Good	0.246903	276,979	2	East Michael	NM	Hungary	3	1	Low
23	Non-binary	PhD	Divorced	102,897	637	11,381	Personal	Self-employed	17	Good	0.410651	null	null	Lake Jenniferberg	UT	Korea	4	1	Low
40	Female	Master's	Single	69,040	682	49,344	Personal	Self-employed	11	Poor	0.33958	34,732	2	Jerryborough	MA	Saint Helena	3	2	Medium
26	Non-binary	PhD	Single	21,151	647	22,267	Business	Self-employed	8	Excellent	0.408625	227,410	null	North Mirandahaven	MI	Monaco	4	1	Low
59	Male	PhD	Widowed	43,731	785	36,107	Home	Self-employed	10	Poor	0.598909	166,812	2	South Charles	NC	Vanuatu	0	0	Low
42	Non-binary	High School	Widowed	48,615	630	23,655	Business	Unemployed	4	Excellent	0.444209	null	1	New Christine	ID	Libyan Arab Jamahiriya	0	1	Medium
30	Non-binary	Bachelor's	Divorced	65,957	null	21,732	Personal	Self-employed	15	Excellent	0.345635	170,856	2	Jessicatown	AS	Bosnia and Herzegovina	1	1	Low
21	Male	Bachelor's	Married	67,452	714	44,055	Auto	Employed	19	Poor	0.551607	258,684	3	South Marc	WY	Germany	null	0	Low
62	Female	Master's	Divorced	53,872	null	30,632	Auto	Employed	13	Good	0.117681	143,153	2	Johnview	NC	Pakistan	1	0	Low
32	Male	Bachelor's	Single	119,317	786	null	Personal	Employed	3	Poor	0.217967	279,783	3	Shannonport	AZ	British Indian Ocean Territory (Chagos Archipelago)	null	0	High
56	Female	High School	Single	90,540	717	36,175	Business	Unemployed	2	Fair	0.425708	279,568	2	Davidport	VT	Martinique	2	0	Low
61	Female	PhD	Married	null	602	35,617	Personal	Employed	6	Fair	0.137355	272,094	4	New Matthew	AS	Pakistan	1	2	Medium
57	Non-binary	Master's	Divorced	67,631	645	30,206	Home	Employed	14	Poor	0.248368	null	2	Lake Yolanda	MA	Norway	1	0	High
26	Male	High School	Widowed	118,286	694	null	Home	Unemployed	2	Fair	0.396852	240,114	4	East Michael	KS	Mauritania	2	0	Medium
51	Male	PhD	Single	109,447	null	37,192	Personal	Unemployed	9	Good	0.552611	null	0	North Sara	PA	Tokelau	0	1	Low
56	Non-binary	Bachelor's	Married	27,546	742	22,015	Auto	Employed	1	Fair	0.409212	224,150	1	Erinborough	FM	Palestinian Territory	2	1	Medium
47	Female	PhD	Single	81,526	623	20,970	Auto	Self-employed	10	Excellent	0.109222	254,961	4	Jeremyton	VA	Albania	4	1	Low
63	Non-binary	High School	Married	54,571	653	37,862	Auto	Unemployed	9	Fair	0.537434	144,914	4	Beanmouth	MN	Estonia	2	2	Low
22	Non-binary	High School	Widowed	null	623	26,140	Personal	Self-employed	6	Good	0.466826	null	null	South Jenniferfort	ME	Austria	1	1	Medium
44	Male	Master's	Single	112,480	783	44,943	Personal	Employed	0	Excellent	0.460562	null	3	New David	CO	Guadeloupe	0	2	Medium
55	Non-binary	High School	Married	104,462	623	29,825	Home	Self-employed	4	Fair	0.11069	126,432	1	South Andrew	CA	Uganda	2	1	Medium
20	Non-binary	Master's	Widowed	null	646	20,223	Home	Employed	5	Poor	0.330594	173,728	2	Johnsonbury	GA	Angola	4	0	Medium
18	Male	Master's	Widowed	28,758	688	45,214	Auto	Employed	12	Excellent	0.373077	250,275	4	Conradside	TN	Bangladesh	3	1	Low
67	Non-binary	PhD	Single	101,380	null	14,006	Business	Self-employed	8	Good	0.219886	204,469	3	Scottmouth	ND	Hong Kong	4	2	Low
33	Male	Master's	Widowed	null	611	22,925	Home	Employed	18	Good	0.44904	122,951	3	Lake Valerieton	IA	Moldova	0	0	Low
64	Male	Bachelor's	Single	70,241	735	24,082	Home	Unemployed	3	Poor	0.256425	182,365	4	Mckeeburgh	OH	Bermuda	0	2	Low
45	Female	Master's	Widowed	110,027	794	7,917	Personal	Self-employed	11	Fair	0.255074	106,182	1	North Madelinemouth	CT	Estonia	3	1	Low
49	Male	Master's	Widowed	64,405	624	30,814	Business	Self-employed	10	Good	0.194746	null	4	New Karen	KS	Tunisia	0	2	Medium
35	Female	PhD	Divorced	43,461	729	null	Home	Employed	3	Fair	0.21279	228,871	null	Monroeton	DE	Lithuania	3	1	Low
52	Non-binary	Master's	Married	111,190	707	33,980	Personal	Employed	0	Fair	0.320332	111,757	2	Thompsonville	CA	United Kingdom	2	2	Low
62	Female	PhD	Divorced	24,739	736	null	Business	Self-employed	15	Fair	0.135633	133,940	3	Anthonyport	TX	Papua New Guinea	0	2	High
56	Female	PhD	Widowed	63,835	739	6,294	Personal	Unemployed	11	Fair	0.186422	289,269	4	Riosview	UT	Ireland	4	0	Low
48	Female	Master's	Divorced	34,155	666	32,011	Auto	Employed	4	Excellent	0.279241	null	2	Port Kevin	HI	Bahrain	null	0	High
54	Non-binary	Bachelor's	Single	29,114	659	37,021	Personal	Unemployed	18	Poor	0.250901	42,391	3	Kristenhaven	FM	Macao	3	2	Low
27	Male	Bachelor's	Widowed	null	null	37,967	Auto	Unemployed	9	Good	0.266734	135,227	0	Wallsville	AS	Saint Helena	2	1	Medium
35	Female	PhD	Divorced	106,766	707	12,102	Auto	Unemployed	8	Good	0.226955	null	null	Michaeltown	IL	Slovenia	1	2	Medium
26	Male	Bachelor's	Married	null	691	31,453	Personal	Unemployed	3	Fair	0.206905	null	null	Douglasberg	ND	Ghana	4	1	Low
61	Non-binary	Master's	Single	108,377	691	null	Personal	Unemployed	2	Poor	0.104862	146,716	3	New Michealshire	CT	Central African Republic	2	2	Low
66	Male	Master's	Widowed	37,545	747	9,919	Business	Unemployed	1	Good	0.257897	180,382	3	Dixonview	GU	British Indian Ocean Territory (Chagos Archipelago)	2	0	Low
21	Female	PhD	Married	null	634	12,181	Business	Self-employed	1	Poor	0.403848	null	null	Nicholasside	OH	Ukraine	1	0	Low
66	Female	Master's	Married	75,430	646	null	Personal	Self-employed	13	Excellent	0.122507	79,951	4	South Chase	AS	Cote d'Ivoire	3	0	Low
40	Female	Bachelor's	Married	62,348	607	34,428	Auto	Employed	1	Good	0.16523	null	2	West Jefferyshire	OK	Ghana	4	0	Low
44	Non-binary	PhD	Divorced	40,317	657	null	Auto	Self-employed	16	Good	0.333908	29,725	0	Watsonchester	MS	Czech Republic	2	0	Medium
56	Male	Bachelor's	Divorced	96,169	684	48,538	Auto	Self-employed	3	Good	0.131963	206,729	3	Walkermouth	PR	Egypt	null	2	Medium
60	Female	PhD	Single	44,671	666	41,510	Personal	Self-employed	17	Excellent	0.39912	194,662	4	Port Nicole	DE	Gabon	4	0	Medium
26	Female	High School	Widowed	115,661	null	11,277	Auto	Self-employed	5	Good	0.161942	256,945	2	Wangchester	GU	Chile	3	2	Medium
32	Non-binary	Bachelor's	Widowed	92,613	657	25,246	Home	Self-employed	18	Good	0.237465	209,605	3	Lake Michael	MS	Bouvet Island (Bouvetoya)	4	2	Low
52	Non-binary	High School	Single	null	676	23,044	Personal	Employed	5	Good	0.305078	209,004	4	New Maryfort	SD	Mexico	null	1	Medium
38	Female	PhD	Married	56,784	742	null	Business	Self-employed	12	Poor	0.110264	43,616	4	New Michelefurt	GU	Tuvalu	2	1	Low
69	Female	Master's	Divorced	98,819	777	27,188	Business	Employed	6	Good	0.172524	247,889	4	Cunninghamview	CT	Macao	1	1	Medium
18	Male	Bachelor's	Single	49,607	717	23,696	Auto	Employed	18	Good	0.286194	272,816	2	Weekston	NV	Venezuela	0	2	Low
64	Non-binary	High School	Divorced	77,402	693	32,287	Auto	Employed	6	Fair	0.220414	211,500	2	Jeanetteport	IA	Lesotho	2	1	Medium
57	Non-binary	Bachelor's	Married	null	610	45,860	Business	Unemployed	5	Poor	0.176988	143,083	2	Gibbsport	AK	United States Virgin Islands	1	2	Low
29	Male	Master's	Divorced	110,810	null	12,600	Business	Self-employed	9	Fair	0.435045	258,706	4	Michelleville	NM	Vanuatu	0	2	Low
47	Non-binary	PhD	Widowed	null	714	22,189	Personal	Employed	0	Poor	0.470046	49,985	null	Karenfurt	ME	Senegal	null	2	High
66	Male	PhD	Married	36,652	795	9,067	Business	Unemployed	2	Fair	0.431629	null	null	Rodriguezshire	NC	Ecuador	1	2	Low
46	Male	Master's	Single	116,794	740	35,865	Personal	Employed	13	Fair	0.508111	null	2	Lake Brandon	IN	Spain	1	1	Medium
35	Male	High School	Widowed	30,058	728	38,007	Home	Unemployed	16	Good	0.312127	194,985	2	Rogersstad	MO	United Kingdom	1	2	Medium
44	Male	Master's	Single	59,860	697	21,182	Business	Employed	10	Good	0.517313	null	2	Riversport	WY	Sierra Leone	0	0	Medium
40	Female	PhD	Divorced	113,949	720	42,711	Auto	Unemployed	2	Poor	0.421506	255,839	2	Ashleybury	MA	British Virgin Islands	3	1	Low
29	Female	Bachelor's	Widowed	40,886	710	10,286	Personal	Unemployed	8	Fair	0.10076	147,291	4	Rushton	AL	Nauru	3	1	Low
46	Female	Bachelor's	Married	87,551	791	49,066	Home	Employed	13	Poor	0.480175	234,639	3	Port Amy	ID	Paraguay	1	0	Low
33	Male	High School	Widowed	99,304	624	41,842	Personal	Employed	13	Good	0.251415	273,272	1	East Tylershire	FM	Japan	1	1	Low
64	Female	Bachelor's	Single	null	754	28,403	Personal	Unemployed	10	Good	0.164192	80,931	1	East James	NJ	United Kingdom	1	0	Low
49	Male	PhD	Widowed	92,307	713	37,700	Personal	Unemployed	9	Excellent	0.445768	92,061	4	Westville	SC	Saint Martin	0	2	Medium

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