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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
62	Non-binary	High School	Widowed	68,743	796	7,353	Business	Employed	17	Good	0.20336	null	null	West Amymouth	WY	Ghana	2	1	Low
61	Non-binary	Master's	Single	43,229	765	26,213	Business	Unemployed	7	Poor	0.355862	26,024	0	New Scott	WI	Morocco	4	0	Medium
19	Female	Bachelor's	Married	null	713	null	Home	Self-employed	17	Fair	0.430426	172,924	0	New Sarastad	PA	Czech Republic	2	1	Low
30	Non-binary	PhD	Single	57,850	710	32,881	Auto	Unemployed	18	Fair	0.295011	null	2	Powellfort	UT	Lao People's Democratic Republic	2	1	Low
54	Male	High School	Divorced	87,143	752	43,577	Home	Unemployed	10	Poor	0.102257	120,983	1	Colemantown	MS	South Georgia and the South Sandwich Islands	1	1	Low
48	Male	High School	Divorced	103,576	604	37,746	Auto	Self-employed	19	Fair	0.297906	161,919	3	South Josephport	AS	Nauru	3	0	Medium
33	Female	High School	Widowed	66,546	null	9,317	Business	Unemployed	15	Excellent	0.161464	297,201	null	North Davidtown	MA	Senegal	1	2	Low
59	Male	Master's	Single	32,857	693	44,060	Home	Unemployed	4	Excellent	0.319247	254,436	0	Michelestad	NH	Guernsey	null	2	Medium
29	Non-binary	Bachelor's	Divorced	35,900	752	49,891	Home	Self-employed	11	Poor	0.213566	126,761	0	South Rachelbury	RI	Namibia	2	0	Low
34	Non-binary	High School	Single	86,912	670	48,704	Auto	Employed	15	Excellent	0.244141	83,732	0	West Michael	MS	Cayman Islands	0	0	Low
65	Non-binary	Bachelor's	Married	null	752	10,116	Business	Unemployed	10	Excellent	0.161569	44,820	2	East Pamelaville	NY	Guam	4	2	Medium
67	Female	High School	Single	48,210	729	14,068	Auto	Self-employed	6	Fair	0.131805	221,948	null	West Curtistown	GU	Saudi Arabia	2	0	Medium
50	Non-binary	Bachelor's	Widowed	89,507	719	15,858	Home	Unemployed	12	Poor	0.36551	141,480	4	Lake James	AK	Netherlands	0	1	High
64	Female	PhD	Widowed	59,314	753	20,839	Business	Unemployed	11	Fair	0.293204	107,546	4	Brianland	NV	Bulgaria	0	0	Medium
25	Male	Bachelor's	Single	null	724	19,973	Business	Self-employed	16	Fair	0.263177	258,851	2	North Julian	WA	Denmark	4	1	Medium
54	Female	Bachelor's	Married	72,540	794	21,298	Personal	Self-employed	14	Excellent	0.235909	55,594	4	South Brian	FL	Nicaragua	null	2	Low
25	Female	High School	Divorced	57,193	749	43,771	Auto	Self-employed	8	Good	0.297762	173,604	4	Port Francisbury	SC	Belgium	3	0	Low
64	Female	Bachelor's	Single	50,034	718	46,672	Personal	Employed	16	Fair	0.200564	200,881	0	Cassidyton	NC	Gibraltar	0	1	High
57	Male	High School	Married	98,461	750	41,872	Auto	Employed	9	Good	0.41476	null	3	Carrilloland	CA	Tokelau	null	1	Low
64	Female	Bachelor's	Married	null	767	27,442	Home	Self-employed	1	Excellent	0.40317	263,912	1	North Amybury	NC	Serbia	3	0	Low
38	Non-binary	PhD	Divorced	71,714	729	16,805	Auto	Self-employed	13	Fair	0.458794	198,183	1	North Randy	MA	Bangladesh	1	0	Low
44	Non-binary	PhD	Single	null	798	48,976	Auto	Self-employed	5	Good	0.584601	59,634	3	Lake Carolfurt	ND	Jordan	4	1	High
18	Female	PhD	Single	44,767	772	11,642	Auto	Self-employed	17	Fair	0.588596	79,252	0	West Carolynberg	OK	Turks and Caicos Islands	1	1	Low
55	Non-binary	Bachelor's	Married	62,723	727	25,519	Business	Unemployed	9	Good	0.123379	58,851	3	Port Stephen	DC	Zimbabwe	null	0	Low
32	Non-binary	Master's	Married	null	788	16,070	Home	Unemployed	15	Good	0.583976	87,829	2	North Aliceville	CO	Nepal	2	0	Medium
45	Non-binary	Master's	Widowed	null	607	26,597	Business	Unemployed	15	Excellent	0.207588	209,170	3	Annamouth	OK	Netherlands Antilles	2	1	Medium
38	Non-binary	Bachelor's	Divorced	null	782	19,272	Home	Employed	5	Poor	0.403079	137,204	1	Lake Saramouth	DC	Isle of Man	1	0	Medium
43	Female	Master's	Widowed	94,155	null	8,100	Personal	Employed	14	Poor	0.231184	137,176	null	Aaronmouth	TX	Swaziland	0	2	Low
52	Male	Master's	Divorced	33,880	732	26,566	Auto	Employed	1	Poor	0.440506	null	2	New Taylor	MN	Saint Vincent and the Grenadines	3	2	Low
51	Male	High School	Widowed	97,365	750	32,245	Auto	Self-employed	11	Good	0.44236	105,425	3	North Danielleville	IA	Greenland	4	1	High
57	Female	PhD	Divorced	79,119	623	28,854	Personal	Self-employed	18	Good	0.220772	91,994	2	East Wesley	MS	American Samoa	3	1	Low
54	Male	PhD	Single	41,760	604	21,428	Auto	Self-employed	17	Poor	0.598592	105,773	3	New Jameschester	ND	Vanuatu	null	0	Low
55	Male	Bachelor's	Single	107,562	638	null	Business	Employed	6	Good	0.362285	153,378	0	East Molly	AZ	Cambodia	0	0	Low
53	Female	PhD	Divorced	93,306	700	43,755	Business	Unemployed	3	Poor	0.596965	295,872	null	New Alexanderbury	MD	Togo	2	1	Low
45	Non-binary	Master's	Widowed	66,435	761	31,704	Auto	Self-employed	16	Poor	0.264913	142,200	4	Scottborough	UT	Germany	4	2	High
23	Non-binary	Bachelor's	Single	null	null	37,837	Business	Employed	3	Poor	0.294745	251,973	2	Tylerland	GA	Switzerland	1	2	Medium
68	Non-binary	Master's	Married	32,359	null	27,106	Home	Employed	11	Excellent	0.259997	139,957	null	Prattport	FM	San Marino	3	1	Low
54	Male	Bachelor's	Divorced	109,930	714	6,699	Home	Employed	19	Excellent	0.473014	59,352	2	Lopezland	AR	Colombia	null	2	Medium
65	Female	Master's	Widowed	76,241	null	45,129	Personal	Unemployed	2	Poor	0.305503	118,383	0	Ashleyton	NM	Antarctica (the territory South of 60 deg S)	null	0	Low
18	Female	High School	Single	37,301	751	null	Business	Employed	11	Fair	0.343203	165,021	null	Port Kristenburgh	MO	Ukraine	0	0	Medium
19	Non-binary	Master's	Widowed	45,957	605	null	Home	Employed	4	Fair	0.312097	null	null	South Sarahchester	WV	Korea	3	1	Low
23	Male	Master's	Married	81,800	769	7,473	Personal	Employed	11	Poor	0.525356	162,787	3	Christyview	ME	Panama	4	2	High
21	Female	PhD	Widowed	78,942	788	29,587	Home	Self-employed	2	Excellent	0.317029	149,053	2	Michaeltown	AZ	Indonesia	4	2	Low
64	Male	PhD	Divorced	68,990	null	45,801	Business	Employed	13	Good	0.488328	265,330	null	South Samuelton	MP	Uruguay	1	0	Low
23	Male	PhD	Widowed	53,617	701	22,306	Auto	Employed	17	Good	0.216925	98,231	2	Ianside	AZ	Brunei Darussalam	1	1	Medium
27	Non-binary	Master's	Single	94,904	753	41,311	Business	Self-employed	18	Good	0.509817	264,314	1	Mendeztown	OH	Samoa	null	2	Medium
24	Male	Master's	Widowed	24,076	667	44,895	Personal	Employed	18	Good	0.170937	null	1	North Sherry	MT	Belgium	2	0	High
55	Female	Bachelor's	Divorced	80,666	604	null	Business	Unemployed	9	Excellent	0.305335	70,269	3	East Nicoleport	VI	Cayman Islands	null	1	Low
24	Male	PhD	Divorced	34,819	null	7,053	Personal	Employed	14	Poor	0.580623	224,975	null	South Albert	WI	Portugal	0	2	Medium
61	Male	Master's	Married	75,692	701	22,409	Business	Unemployed	12	Poor	0.588586	123,051	null	South James	AR	Vietnam	2	2	Low
25	Non-binary	Master's	Single	21,110	689	23,413	Personal	Employed	7	Poor	0.136484	null	0	Port Angieland	RI	Trinidad and Tobago	0	0	Low
30	Non-binary	Master's	Divorced	92,083	678	7,894	Auto	Employed	2	Good	0.488052	271,491	4	Stewartburgh	AL	Korea	1	2	High
50	Female	PhD	Divorced	null	null	32,355	Business	Employed	16	Good	0.246791	270,395	1	Edwinstad	NJ	Saint Helena	2	1	Low
65	Female	Master's	Widowed	67,656	713	13,980	Home	Employed	15	Fair	0.226557	223,173	1	West Carlafort	MD	Algeria	1	0	Low
57	Non-binary	PhD	Divorced	null	700	16,450	Business	Unemployed	2	Fair	0.577081	181,411	0	Kyletown	AS	Nepal	2	0	Low
46	Male	High School	Single	97,248	732	11,983	Home	Unemployed	4	Poor	0.445872	164,329	3	Ramirezberg	MT	Belgium	1	2	Low
69	Female	High School	Widowed	54,457	648	29,807	Business	Unemployed	2	Fair	0.294419	144,738	3	Port Katherine	MS	Wallis and Futuna	3	2	Low
59	Non-binary	PhD	Divorced	56,253	641	40,810	Personal	Self-employed	3	Good	0.397781	null	3	Lake Scott	MA	Mozambique	0	0	Low
56	Female	High School	Widowed	78,465	714	29,437	Auto	Unemployed	2	Excellent	0.470536	261,230	3	Port Spencerton	VI	Denmark	2	1	Low
30	Male	High School	Single	null	694	10,535	Business	Self-employed	5	Poor	0.382453	201,807	0	East Lisa	CA	Liechtenstein	2	1	Low
60	Male	PhD	Widowed	75,178	770	37,821	Personal	Self-employed	15	Fair	0.48636	296,981	3	West Kelly	NM	Mongolia	4	2	Medium
31	Male	PhD	Widowed	76,795	686	18,963	Business	Unemployed	6	Good	0.484198	273,118	2	Johnburgh	UT	South Georgia and the South Sandwich Islands	3	1	Low
57	Female	PhD	Widowed	52,532	729	null	Personal	Employed	4	Excellent	0.448876	null	4	Jenniferburgh	AS	American Samoa	3	1	Low
19	Female	High School	Divorced	56,748	717	39,405	Auto	Employed	3	Poor	0.256897	104,006	null	West Samuelmouth	UT	Panama	4	1	Low
43	Non-binary	Master's	Widowed	null	null	6,962	Auto	Unemployed	8	Poor	0.502021	148,061	1	Lake Josetown	ME	Turkey	null	0	Low
49	Female	High School	Single	106,058	785	38,633	Personal	Unemployed	9	Poor	0.131832	141,037	3	Port Jonathanmouth	MH	Antigua and Barbuda	null	1	Low
33	Female	Bachelor's	Single	48,386	null	35,747	Auto	Unemployed	7	Excellent	0.163904	null	null	North Catherine	DC	British Indian Ocean Territory (Chagos Archipelago)	0	0	Medium
28	Female	Master's	Widowed	30,712	622	6,708	Business	Unemployed	4	Excellent	0.129426	260,402	2	Vegahaven	OK	Saint Lucia	4	2	Low
28	Male	PhD	Single	80,857	702	11,027	Personal	Employed	16	Excellent	0.495677	76,012	0	Nelsonville	ID	Cameroon	0	2	Low
42	Female	Bachelor's	Single	79,596	null	49,689	Home	Self-employed	1	Excellent	0.345894	31,391	0	Port Raymondfort	NJ	Brazil	1	1	Medium
37	Female	High School	Widowed	87,703	797	29,039	Business	Self-employed	13	Poor	0.166712	94,698	2	North Guy	LA	Kiribati	1	2	Low
46	Female	Bachelor's	Widowed	36,092	754	28,261	Business	Employed	10	Excellent	0.362071	260,294	1	Campbellburgh	NV	Iran	1	0	Medium
57	Non-binary	High School	Widowed	28,058	706	19,700	Auto	Unemployed	2	Poor	0.406162	134,807	1	Shannonview	MD	Uganda	2	0	Medium
43	Male	Bachelor's	Widowed	43,867	794	44,806	Auto	Employed	5	Fair	0.371758	266,335	3	Henryside	MP	France	3	0	Medium
54	Female	Bachelor's	Widowed	47,571	716	37,115	Business	Self-employed	13	Good	0.417329	120,797	null	South Daniel	WA	Russian Federation	0	0	Low
48	Female	Master's	Widowed	50,158	727	null	Personal	Self-employed	13	Fair	0.507141	null	0	West Johnathan	MH	United Arab Emirates	null	0	High
41	Female	Bachelor's	Married	25,257	612	10,593	Business	Self-employed	16	Excellent	0.267149	298,459	0	East Amy	VT	Sierra Leone	1	1	Medium
18	Female	High School	Widowed	null	723	20,770	Business	Employed	12	Poor	0.292981	234,765	1	Mackenziehaven	PW	Rwanda	1	1	Medium
35	Non-binary	PhD	Widowed	72,527	null	47,103	Personal	Employed	13	Fair	0.572702	35,455	3	Davisfurt	OH	Netherlands	1	2	Low
69	Non-binary	High School	Divorced	null	650	7,464	Personal	Employed	7	Fair	0.295579	194,063	0	New Victoria	AR	Hong Kong	0	0	Low
26	Male	Bachelor's	Single	null	754	null	Business	Unemployed	11	Good	0.429428	null	3	New Kyle	VI	Kiribati	2	2	Medium
28	Female	High School	Widowed	null	null	null	Auto	Employed	16	Excellent	0.207344	110,335	3	Port Gabriella	IL	Spain	null	0	Low
33	Female	PhD	Widowed	110,510	793	13,459	Home	Employed	1	Good	0.114749	201,086	null	Wilsonberg	MA	Antigua and Barbuda	0	2	Low
31	Non-binary	Master's	Married	44,102	623	37,103	Home	Unemployed	8	Poor	0.481441	155,667	1	Lake Michael	MT	Palau	0	1	Low
57	Male	High School	Single	71,070	718	29,900	Personal	Employed	10	Good	0.541539	68,040	2	North Donnafurt	AK	New Caledonia	0	1	Medium
57	Female	Master's	Divorced	36,143	798	41,501	Home	Employed	7	Poor	0.359185	35,926	0	East Kaitlyn	CT	Saint Vincent and the Grenadines	3	0	Low
27	Male	Bachelor's	Widowed	null	633	6,899	Home	Unemployed	10	Fair	0.249046	252,410	1	Juliemouth	VA	Kiribati	2	0	Medium
67	Non-binary	Bachelor's	Married	93,177	702	38,224	Personal	Employed	7	Excellent	0.160168	25,319	2	East Stephanie	AZ	Saint Pierre and Miquelon	3	0	Low
34	Male	High School	Single	null	788	30,346	Auto	Self-employed	7	Poor	0.538804	299,895	0	Port Eugeneport	FM	Spain	2	1	Low
69	Male	PhD	Widowed	68,392	null	9,923	Business	Unemployed	10	Poor	0.378653	30,938	2	Goodmanfurt	NC	Paraguay	null	0	Medium
36	Female	Master's	Single	71,466	702	17,167	Business	Employed	14	Excellent	0.33456	null	4	East Samuelland	WI	South Africa	4	2	Low
52	Male	High School	Single	48,887	null	5,626	Personal	Employed	1	Fair	0.415006	188,572	4	West Jamieshire	MN	Gibraltar	1	1	Low
51	Male	Master's	Married	76,488	null	26,306	Personal	Unemployed	8	Poor	0.514855	null	null	East Richardland	OR	Australia	2	0	Low
23	Male	PhD	Single	60,416	769	32,277	Business	Employed	7	Good	0.395338	null	0	Port Richard	DE	Maldives	3	2	Low
40	Non-binary	Bachelor's	Widowed	59,767	null	46,834	Personal	Self-employed	6	Fair	0.463206	278,136	1	Mckeefurt	FL	Bolivia	null	0	High
39	Male	PhD	Widowed	31,170	643	10,275	Home	Unemployed	15	Fair	0.162036	null	0	New Douglasborough	GU	Djibouti	4	2	High
40	Male	Bachelor's	Single	61,721	786	17,712	Home	Self-employed	10	Excellent	0.413554	179,807	4	Saraview	GA	Christmas Island	null	1	Low
18	Non-binary	PhD	Single	62,135	null	12,879	Business	Employed	17	Poor	0.308985	245,475	4	Huffmanton	RI	Yemen	3	0	Low
54	Male	PhD	Widowed	77,439	679	15,616	Business	Self-employed	15	Good	0.153794	null	4	Alexanderland	UT	Cook Islands	2	0	Low
33	Female	Master's	Married	47,182	null	18,546	Personal	Self-employed	3	Excellent	0.422721	23,274	4	East Valerie	CT	Slovenia	0	2	Medium

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