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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
40	Non-binary	High School	Married	23,323	769	6,794	Personal	Employed	17	Excellent	0.572337	260,793	1	Harmonburgh	AL	Greece	3	0	Low
31	Female	Bachelor's	Widowed	86,302	702	40,280	Auto	Employed	19	Good	0.194957	86,795	0	South Johnport	KS	Mali	0	1	Medium
30	Non-binary	High School	Divorced	71,324	786	38,125	Home	Unemployed	15	Fair	0.333772	124,095	2	Fowlerchester	NY	Central African Republic	null	1	Low
64	Male	High School	Widowed	null	607	33,474	Business	Unemployed	7	Excellent	0.359598	null	4	South Loriview	AR	Saint Helena	4	2	Low
37	Male	PhD	Widowed	26,624	734	32,533	Business	Employed	1	Fair	0.446853	168,632	null	Port Edwardtown	NJ	Morocco	0	0	Low
33	Male	Master's	Divorced	77,987	613	29,216	Personal	Employed	4	Good	0.138705	null	2	New Patrick	OR	Christmas Island	1	1	High
61	Non-binary	PhD	Widowed	78,597	null	48,962	Personal	Unemployed	13	Excellent	0.546105	null	1	West Thomas	VA	Bahrain	3	0	Low
21	Male	PhD	Divorced	56,764	740	5,699	Home	Unemployed	3	Fair	0.19047	null	3	Morrowfurt	MO	Lebanon	2	0	Medium
47	Male	Bachelor's	Widowed	64,261	640	7,380	Personal	Employed	14	Good	0.172775	23,586	4	Armstrongmouth	NM	Liberia	3	1	Low
30	Male	High School	Married	119,138	668	29,122	Home	Unemployed	17	Fair	0.577795	256,997	4	North Elizabethburgh	VI	Gabon	4	2	Medium
41	Female	High School	Single	48,528	676	9,029	Personal	Unemployed	13	Excellent	0.413882	24,494	3	Debrafort	PA	Saint Lucia	3	0	Medium
37	Non-binary	Master's	Widowed	55,545	698	24,739	Auto	Employed	9	Poor	0.168858	292,329	3	Stephaniefurt	WY	Saint Barthelemy	1	1	Low
55	Female	High School	Widowed	null	758	36,657	Business	Unemployed	11	Fair	0.119416	193,855	2	Bergberg	WV	Fiji	0	1	Low
34	Male	Master's	Divorced	null	791	23,461	Business	Self-employed	1	Poor	0.119377	106,339	1	Pearsonmouth	NE	Sao Tome and Principe	0	2	Medium
24	Male	Bachelor's	Widowed	97,185	629	17,595	Home	Self-employed	0	Fair	0.16808	null	1	New Christopherbury	SD	Wallis and Futuna	4	2	Medium
27	Non-binary	Master's	Married	20,615	632	9,988	Home	Unemployed	12	Fair	0.26397	null	1	Jensenview	VI	Kiribati	4	2	Low
42	Male	Master's	Widowed	94,083	717	25,125	Business	Self-employed	17	Good	0.308839	294,455	2	Allenmouth	AL	Ireland	null	1	Medium
53	Female	Master's	Married	39,728	747	6,555	Home	Unemployed	11	Poor	0.562027	192,841	0	Amberside	SC	Mauritius	4	1	Low
58	Female	PhD	Married	37,985	null	null	Auto	Self-employed	9	Fair	0.393833	61,167	3	Lake Kimberly	PA	Haiti	0	1	Low
23	Male	Bachelor's	Widowed	86,392	null	28,265	Personal	Unemployed	7	Excellent	0.149693	216,741	0	Jesseport	IL	Croatia	null	2	Medium
45	Male	High School	Widowed	67,511	702	10,251	Business	Self-employed	16	Good	0.382403	null	1	Gonzalestown	NJ	Samoa	1	1	Medium
57	Female	High School	Married	64,528	734	21,786	Business	Self-employed	16	Excellent	0.124599	240,580	null	Rebeccaberg	AK	Colombia	4	2	Low
62	Non-binary	Bachelor's	Married	39,644	729	37,389	Business	Unemployed	11	Good	0.380594	null	2	Jeffreyberg	NM	Argentina	2	1	Low
37	Male	Bachelor's	Widowed	85,524	657	24,267	Personal	Self-employed	4	Good	0.311418	138,327	4	North Brian	FL	Djibouti	null	2	High
52	Male	PhD	Widowed	94,992	786	11,275	Personal	Unemployed	2	Fair	0.486752	null	4	West Patriciaside	MD	South Africa	2	0	High
42	Male	PhD	Single	38,277	637	33,708	Home	Self-employed	19	Fair	0.487767	168,834	1	New Edwardberg	DE	Libyan Arab Jamahiriya	0	2	Medium
44	Female	High School	Widowed	82,651	696	14,224	Auto	Unemployed	8	Fair	0.285644	203,909	null	Jacksonton	ID	Maldives	null	0	Low
66	Male	Bachelor's	Divorced	108,954	null	26,235	Business	Employed	19	Good	0.154033	94,555	4	Margaretchester	ID	Barbados	1	2	Low
35	Female	High School	Single	57,982	747	null	Business	Unemployed	15	Good	0.168086	148,080	4	Kevinville	NJ	Saint Pierre and Miquelon	2	1	Medium
52	Non-binary	PhD	Single	22,665	642	null	Auto	Unemployed	16	Good	0.477772	53,806	4	Bennettmouth	NJ	Korea	2	1	High
48	Female	Bachelor's	Single	86,556	701	29,592	Business	Unemployed	15	Excellent	0.569195	178,987	1	Hermanborough	ID	India	4	2	High
69	Female	PhD	Single	51,437	732	21,000	Home	Unemployed	8	Poor	0.230149	74,074	4	Richardsonland	PR	Cote d'Ivoire	3	2	Medium
59	Female	Master's	Divorced	60,663	679	29,688	Business	Unemployed	0	Good	0.491554	201,679	4	East Antonio	KY	Algeria	1	1	Low
50	Female	Master's	Widowed	null	795	7,134	Business	Employed	1	Poor	0.484348	118,394	3	Tiffanyton	MH	Maldives	1	0	Low
25	Non-binary	Master's	Divorced	60,910	767	18,944	Auto	Self-employed	0	Fair	0.121989	168,440	2	North Aprilside	NY	Burkina Faso	4	2	Low
66	Male	High School	Widowed	null	732	42,787	Home	Self-employed	6	Poor	0.552376	198,723	0	Samuelmouth	NV	Venezuela	3	2	Medium
46	Male	High School	Single	102,632	654	28,019	Auto	Employed	13	Fair	0.432876	179,108	3	Christopherport	TX	Slovenia	null	2	Medium
41	Male	High School	Divorced	60,517	608	null	Auto	Employed	18	Poor	0.42434	214,736	2	Andersonfurt	LA	South Georgia and the South Sandwich Islands	3	0	Medium
18	Non-binary	Bachelor's	Divorced	56,786	673	36,600	Business	Self-employed	0	Good	0.459052	41,520	2	South Christopherfurt	AL	Iran	3	0	Medium
60	Non-binary	PhD	Widowed	90,218	696	12,962	Auto	Unemployed	4	Excellent	0.547002	270,921	1	Rubiochester	AK	Svalbard & Jan Mayen Islands	3	0	Low
30	Female	Master's	Married	77,395	796	35,361	Personal	Self-employed	8	Poor	0.493233	84,709	4	Ryantown	AZ	Sudan	0	0	Medium
27	Non-binary	Bachelor's	Widowed	45,178	749	30,592	Personal	Unemployed	4	Fair	0.253549	103,348	4	New Caleb	IN	Haiti	2	0	Medium
21	Non-binary	Bachelor's	Divorced	null	761	37,023	Business	Employed	12	Fair	0.424223	185,462	0	Griffinfurt	NJ	Qatar	4	2	Low
42	Female	Bachelor's	Divorced	36,820	654	12,424	Home	Self-employed	14	Poor	0.145973	null	null	Port Julie	AL	Aruba	2	1	Medium
38	Male	PhD	Married	26,032	764	31,305	Business	Employed	12	Excellent	0.290776	202,301	2	Smithport	MD	Nigeria	3	0	Medium
42	Female	Master's	Single	99,789	780	20,166	Auto	Unemployed	5	Poor	0.461076	66,783	1	Floresland	NJ	North Macedonia	2	1	Low
24	Male	Master's	Divorced	104,244	612	null	Auto	Unemployed	13	Poor	0.551648	184,254	null	Waltersville	UT	American Samoa	0	0	Medium
19	Non-binary	Master's	Divorced	null	615	5,901	Business	Self-employed	6	Excellent	0.141815	46,768	3	East Kathy	KS	Western Sahara	null	0	Low
22	Non-binary	Master's	Single	22,424	740	21,312	Auto	Unemployed	14	Fair	0.111353	242,298	2	Stricklandmouth	TX	Montserrat	2	1	High
66	Male	Master's	Divorced	36,006	616	21,659	Home	Employed	6	Fair	0.207125	31,560	4	East Nathan	NC	Svalbard & Jan Mayen Islands	0	0	Medium
43	Non-binary	PhD	Divorced	83,165	711	33,375	Auto	Self-employed	9	Good	0.190383	285,848	4	New Abigailtown	UT	American Samoa	4	0	Low
68	Male	High School	Single	75,595	766	19,135	Personal	Unemployed	17	Excellent	0.408887	261,998	null	East Karenfort	TN	Maldives	3	0	Medium
65	Non-binary	Bachelor's	Single	null	null	33,514	Personal	Employed	1	Fair	0.22926	31,001	0	Medinaview	FL	Honduras	0	2	Low
52	Male	High School	Divorced	117,386	696	null	Business	Unemployed	15	Good	0.309383	112,137	null	Port Paulbury	MP	Malaysia	0	1	High
52	Female	Bachelor's	Married	null	636	39,879	Auto	Self-employed	4	Good	0.234776	188,399	1	Baxtermouth	MI	Finland	4	2	Low
56	Male	Bachelor's	Widowed	null	770	null	Personal	Self-employed	8	Good	0.488662	79,478	1	South William	CO	Puerto Rico	2	0	Low
52	Male	PhD	Married	63,270	684	28,092	Home	Self-employed	3	Poor	0.199598	null	3	Chasefurt	MP	Norfolk Island	2	1	Low
68	Non-binary	Master's	Married	48,887	718	44,579	Business	Self-employed	3	Excellent	0.569405	274,797	1	Lake Kennethberg	FL	Bouvet Island (Bouvetoya)	4	0	Low
21	Male	PhD	Divorced	86,063	null	18,808	Home	Employed	8	Fair	0.549172	239,917	2	East Nicholashaven	NJ	Liechtenstein	null	1	Low
69	Female	Bachelor's	Widowed	36,793	609	11,230	Personal	Unemployed	19	Fair	0.591142	273,374	null	West Theresa	OK	Pitcairn Islands	0	0	Medium
68	Female	Bachelor's	Widowed	null	796	40,663	Home	Self-employed	17	Poor	0.430599	248,283	1	Dariusberg	AK	Botswana	2	2	High
49	Male	Bachelor's	Widowed	71,894	699	35,911	Auto	Self-employed	7	Excellent	0.436818	294,705	3	Lake Hannahport	AK	Macao	null	0	High
57	Female	High School	Divorced	74,504	636	6,417	Home	Employed	13	Fair	0.121108	166,400	4	North Danielle	NM	Liechtenstein	null	2	Low
44	Non-binary	High School	Divorced	36,321	null	39,195	Business	Self-employed	10	Good	0.267076	203,528	null	Lake Meredithtown	AS	Somalia	3	0	Low
37	Non-binary	High School	Divorced	90,441	739	19,428	Home	Employed	11	Excellent	0.577353	243,830	4	Lake Craig	OR	Congo	3	0	Low
56	Non-binary	High School	Widowed	115,343	null	null	Home	Self-employed	13	Fair	0.479128	null	0	East Jeffrey	RI	Comoros	0	0	Medium
37	Non-binary	PhD	Married	88,947	627	39,911	Auto	Unemployed	7	Good	0.411926	30,684	3	Pennyfurt	GU	Libyan Arab Jamahiriya	3	2	Low
40	Male	High School	Married	112,947	null	14,507	Personal	Self-employed	12	Excellent	0.582487	204,765	0	Port Susanmouth	NV	Grenada	4	1	Medium
64	Non-binary	Master's	Married	70,528	null	23,867	Personal	Self-employed	4	Good	0.260389	127,281	1	North Michael	IA	Malawi	3	1	Low
46	Non-binary	Bachelor's	Married	100,982	623	21,773	Business	Employed	18	Fair	0.486262	288,067	1	Torresbury	MI	Spain	0	2	Medium
28	Non-binary	PhD	Divorced	null	772	17,384	Home	Unemployed	4	Fair	0.153724	74,346	3	Maryshire	OR	Dominica	1	1	Low
28	Female	PhD	Widowed	110,153	null	null	Auto	Self-employed	10	Excellent	0.284746	233,560	3	East Glennside	MH	Djibouti	0	0	Low
63	Male	High School	Single	111,937	797	null	Auto	Employed	5	Poor	0.111552	null	2	New Tina	SD	Canada	4	1	Low
52	Female	PhD	Divorced	null	null	33,237	Personal	Self-employed	6	Fair	0.521205	175,662	0	Port Carlybury	KS	Taiwan	2	0	Low
33	Female	Bachelor's	Single	21,835	null	null	Business	Employed	15	Poor	0.498435	20,199	3	South Derrickport	DC	Argentina	null	0	Medium
53	Female	PhD	Single	43,117	745	6,777	Personal	Self-employed	1	Fair	0.120218	null	1	Lindashire	PR	Guinea-Bissau	0	2	Low
57	Male	High School	Single	46,038	709	35,824	Business	Unemployed	4	Fair	0.413892	160,577	0	New Matthew	CO	Saint Vincent and the Grenadines	null	1	Low
33	Male	High School	Married	79,998	684	8,881	Auto	Self-employed	7	Fair	0.349748	194,928	0	East Aaronchester	MP	Portugal	3	2	Low
66	Female	Bachelor's	Divorced	null	610	26,716	Business	Self-employed	3	Fair	0.401986	262,967	0	Thorntonport	HI	Angola	1	2	Medium
42	Non-binary	PhD	Divorced	40,977	787	null	Business	Unemployed	3	Fair	0.585253	146,045	2	Evanshire	WV	Zambia	null	2	Low
26	Male	High School	Widowed	84,037	619	6,757	Auto	Employed	9	Poor	0.109733	59,399	0	Port Rebeccaborough	DE	Spain	null	2	Low
21	Male	PhD	Married	62,616	773	23,622	Business	Self-employed	8	Poor	0.360247	175,997	0	Perezmouth	KY	Lithuania	0	2	Low
35	Male	High School	Married	23,890	773	36,305	Home	Employed	12	Excellent	0.304924	null	0	Ronniebury	NJ	Mauritania	2	1	Low
50	Female	PhD	Single	51,238	665	19,111	Auto	Self-employed	13	Excellent	0.474459	152,123	3	Elizabethtown	NH	India	1	0	Medium
69	Female	Master's	Single	105,535	762	39,936	Business	Employed	16	Fair	0.586737	222,480	null	Robertafurt	KY	Montserrat	1	0	Low
54	Non-binary	Master's	Widowed	43,641	632	6,730	Personal	Employed	1	Poor	0.524795	50,428	3	Lake Diamond	AK	Libyan Arab Jamahiriya	1	1	Low
62	Male	Master's	Married	20,005	732	33,050	Home	Employed	3	Poor	0.594175	143,629	null	Torreschester	AL	Korea	null	2	Low
58	Female	Master's	Single	69,854	763	null	Personal	Employed	15	Excellent	0.45223	null	0	West Kristen	MN	Korea	2	0	Low
38	Female	High School	Single	null	672	null	Auto	Self-employed	15	Good	0.271496	123,844	1	Crystalland	FM	New Zealand	4	1	Low
38	Female	Master's	Widowed	43,703	677	8,450	Auto	Employed	1	Poor	0.389868	113,838	3	Thomasville	KS	Pitcairn Islands	4	0	Low
53	Non-binary	Master's	Married	90,124	754	47,804	Auto	Employed	14	Excellent	0.550933	57,931	null	Port William	NC	Northern Mariana Islands	4	1	Medium
65	Male	PhD	Married	null	656	45,755	Personal	Employed	19	Fair	0.534603	240,455	0	West Kimberlyville	WV	Brunei Darussalam	3	2	Low
29	Non-binary	High School	Widowed	66,123	723	10,373	Auto	Unemployed	18	Fair	0.512078	248,758	3	Denisemouth	NY	Kyrgyz Republic	3	0	High
30	Non-binary	High School	Divorced	101,256	708	10,730	Personal	Self-employed	12	Fair	0.418408	null	3	Lake Stephanie	GU	Japan	4	0	Low
65	Female	Master's	Widowed	20,997	665	22,673	Personal	Unemployed	10	Good	0.47267	44,721	3	Kelleyside	PA	Switzerland	3	1	Low
55	Non-binary	Bachelor's	Divorced	62,337	null	37,481	Auto	Self-employed	0	Good	0.14878	58,572	1	West Nancyfort	ME	Russian Federation	4	1	Low
59	Male	Bachelor's	Divorced	34,568	678	41,269	Business	Self-employed	17	Excellent	0.428837	124,965	2	Woodwardhaven	NH	Pitcairn Islands	3	2	Low
32	Male	Bachelor's	Divorced	null	742	null	Home	Unemployed	1	Excellent	0.516103	86,953	1	Romeroside	PA	Korea	1	0	Low
50	Female	Master's	Widowed	64,327	750	36,902	Personal	Employed	12	Excellent	0.178227	138,295	3	East Timothy	NM	Gibraltar	null	2	Medium
36	Female	Bachelor's	Divorced	41,387	763	23,599	Home	Employed	11	Good	0.482063	251,233	4	New Julia	AZ	Kuwait	null	0	Low

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