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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
33	Female	High School	Widowed	89,432	708	5,376	Business	Self-employed	2	Good	0.58393	281,393	0	Sandraport	UT	Moldova	2	0	Medium
28	Non-binary	Bachelor's	Widowed	52,969	null	15,229	Auto	Unemployed	7	Fair	0.16204	null	0	Mitchellhaven	NY	United Arab Emirates	null	0	Medium
21	Non-binary	PhD	Married	37,645	742	41,401	Personal	Employed	9	Fair	0.51137	68,960	3	West Brendaton	ID	Sao Tome and Principe	0	2	Medium
30	Non-binary	Bachelor's	Widowed	29,012	650	33,957	Home	Unemployed	11	Good	0.537111	213,222	2	Donnaberg	PR	Oman	0	2	Low
43	Female	Master's	Single	39,266	743	45,479	Auto	Self-employed	0	Poor	0.360677	117,821	0	Laurahaven	OR	Poland	4	0	Low
63	Non-binary	High School	Married	60,431	706	null	Personal	Self-employed	19	Fair	0.200217	160,877	null	South Megan	AZ	Guinea	4	0	Medium
33	Male	Master's	Married	49,865	781	11,438	Personal	Self-employed	17	Fair	0.38576	34,750	0	Jasonmouth	NJ	Guinea	0	1	Medium
26	Male	Bachelor's	Divorced	null	786	null	Home	Unemployed	14	Poor	0.272445	32,874	4	West Caitlinberg	IA	Aruba	2	0	Low
19	Male	High School	Single	71,048	655	11,867	Auto	Employed	6	Excellent	0.380782	235,771	3	West Caitlinstad	SD	Swaziland	null	0	Low
23	Non-binary	PhD	Divorced	47,257	677	12,034	Business	Self-employed	15	Poor	0.589085	202,475	4	Alyssashire	PA	Malaysia	4	2	Low
32	Non-binary	PhD	Married	85,633	758	28,777	Auto	Unemployed	4	Poor	0.254918	null	1	Dalemouth	SD	Philippines	null	2	Medium
37	Non-binary	High School	Divorced	46,190	null	null	Auto	Employed	0	Poor	0.211475	null	0	Joshuafurt	SC	Azerbaijan	null	2	Low
58	Non-binary	PhD	Widowed	83,620	660	30,823	Home	Employed	8	Good	0.454358	287,338	0	South Paul	RI	Equatorial Guinea	2	2	Low
31	Non-binary	PhD	Single	75,569	null	49,714	Home	Unemployed	12	Fair	0.581058	35,004	1	Kristinechester	LA	Honduras	3	1	Medium
28	Female	Bachelor's	Married	null	626	12,586	Personal	Employed	13	Excellent	0.13845	268,476	1	North Steven	NE	Guadeloupe	null	0	Medium
27	Male	Bachelor's	Single	65,061	780	32,287	Home	Unemployed	19	Fair	0.37377	26,293	4	Fishermouth	CT	Russian Federation	1	2	High
56	Female	High School	Married	null	764	23,394	Business	Self-employed	3	Fair	0.292754	125,387	0	North Jamiehaven	NE	United States Virgin Islands	0	2	Low
20	Female	High School	Divorced	108,388	726	37,203	Auto	Unemployed	13	Excellent	0.344062	195,802	4	East Megan	NM	Uzbekistan	0	2	Low
63	Male	Bachelor's	Single	111,740	null	21,037	Home	Self-employed	0	Fair	0.595141	294,754	1	Megantown	WV	Switzerland	2	2	Low
21	Female	High School	Single	46,013	759	null	Business	Employed	13	Good	0.284472	87,272	1	Kirkshire	UT	Tanzania	null	1	Medium
42	Male	Master's	Widowed	null	762	null	Home	Self-employed	8	Excellent	0.28736	37,080	2	Savannahhaven	AR	Guatemala	3	1	Low
53	Non-binary	Bachelor's	Divorced	36,011	null	7,485	Personal	Unemployed	0	Excellent	0.432034	null	0	Lake Teresastad	NC	Kazakhstan	1	1	Low
25	Non-binary	PhD	Single	null	790	31,696	Business	Employed	7	Fair	0.597768	null	2	West Johnside	VI	Gibraltar	4	1	Low
61	Non-binary	High School	Widowed	103,045	700	14,429	Personal	Self-employed	13	Poor	0.232854	124,965	null	Stephenbury	UT	Italy	2	2	Low
67	Male	Bachelor's	Divorced	31,055	708	22,514	Home	Unemployed	5	Excellent	0.343349	null	0	North Cynthiaberg	NC	Equatorial Guinea	1	0	Low
26	Non-binary	High School	Married	null	772	34,253	Personal	Employed	10	Fair	0.484071	278,422	3	Teresaville	NH	Svalbard & Jan Mayen Islands	1	1	Low
49	Male	Master's	Divorced	36,876	770	9,627	Business	Employed	9	Poor	0.401273	117,397	1	West Valerie	GU	United Arab Emirates	0	0	Low
39	Female	Master's	Married	99,854	756	26,655	Home	Unemployed	14	Poor	0.185477	78,246	1	Hollymouth	AR	Puerto Rico	3	0	Medium
38	Female	Bachelor's	Married	47,848	612	42,154	Business	Self-employed	6	Excellent	0.329434	283,435	2	Vegamouth	SD	Palestinian Territory	null	2	Low
36	Male	Master's	Widowed	65,311	690	29,531	Auto	Unemployed	0	Poor	0.140744	262,281	null	New Jamesfort	ID	Mongolia	3	2	Low
46	Male	Bachelor's	Single	null	null	19,747	Personal	Employed	2	Fair	0.287719	65,994	1	Hensonfurt	UT	Kazakhstan	3	1	Medium
52	Female	Bachelor's	Married	93,030	752	42,161	Home	Unemployed	6	Fair	0.316317	null	0	Laurenville	HI	Chad	4	0	High
66	Non-binary	Master's	Single	44,719	767	17,057	Home	Unemployed	14	Good	0.520059	270,782	2	South Bryanside	MD	Guyana	2	2	Medium
40	Non-binary	Bachelor's	Divorced	34,342	715	47,931	Auto	Unemployed	15	Good	0.212688	null	4	Thomasport	FM	Martinique	3	0	Medium
23	Female	PhD	Single	86,376	681	29,525	Auto	Employed	1	Fair	0.346901	null	3	Lake Alberthaven	MH	Sao Tome and Principe	null	2	Medium
50	Female	Bachelor's	Divorced	78,513	774	46,355	Personal	Employed	4	Good	0.252278	273,548	0	Jennifershire	VT	Mauritius	2	0	Low
26	Male	PhD	Divorced	108,617	673	23,487	Business	Employed	1	Good	0.194176	null	2	East Rebecca	VI	El Salvador	4	2	High
57	Female	Bachelor's	Divorced	51,811	611	31,125	Business	Employed	14	Excellent	0.155332	136,504	2	Stephenstad	IA	Cote d'Ivoire	3	0	Medium
35	Male	High School	Single	104,583	610	38,846	Auto	Unemployed	17	Excellent	0.134835	142,488	4	Montesshire	CO	Bouvet Island (Bouvetoya)	2	2	Low
39	Male	Master's	Single	20,552	614	null	Home	Unemployed	12	Good	0.117706	201,032	2	Alvarezhaven	OR	North Macedonia	0	1	Low
57	Female	PhD	Divorced	null	723	37,473	Business	Employed	17	Good	0.39512	124,672	null	North Jill	WV	Myanmar	1	1	Low
68	Female	Bachelor's	Divorced	51,574	689	7,989	Auto	Employed	6	Good	0.218623	null	3	Lake Jason	AK	Rwanda	0	1	Low
27	Male	Master's	Single	25,051	753	null	Home	Employed	11	Fair	0.441813	111,013	0	Elliottchester	UT	Lesotho	1	1	Medium
42	Female	PhD	Widowed	76,333	null	16,532	Personal	Unemployed	15	Excellent	0.397165	169,902	4	New Jessicachester	MN	Wallis and Futuna	3	0	Low
46	Male	PhD	Single	97,450	790	48,858	Business	Employed	8	Excellent	0.188329	285,280	4	New Jillport	ME	Monaco	3	1	Low
58	Non-binary	High School	Divorced	50,608	767	29,793	Auto	Unemployed	13	Good	0.544211	251,972	4	Robertsfort	AZ	Libyan Arab Jamahiriya	1	1	Low
67	Female	Master's	Single	26,157	740	28,573	Home	Employed	0	Fair	0.537376	179,024	null	Owensbury	MA	Cocos (Keeling) Islands	0	0	Medium
23	Non-binary	PhD	Widowed	46,445	769	28,700	Personal	Unemployed	12	Excellent	0.539511	162,307	0	Aprilstad	MI	Honduras	4	2	Low
68	Female	High School	Single	null	625	13,775	Home	Employed	14	Excellent	0.372451	149,851	3	Brownburgh	AK	Bulgaria	3	0	Low
50	Female	Bachelor's	Widowed	67,972	738	22,500	Business	Employed	16	Fair	0.368112	156,964	3	New Perry	GU	Guinea-Bissau	3	2	Low
30	Male	Bachelor's	Widowed	115,347	741	39,722	Auto	Unemployed	6	Good	0.283368	57,062	2	Soniaport	AK	Papua New Guinea	4	0	Medium
23	Non-binary	High School	Single	36,631	662	31,448	Business	Self-employed	9	Excellent	0.106909	170,014	2	Dianaview	AR	Wallis and Futuna	0	2	Medium
26	Non-binary	Master's	Single	88,555	775	9,826	Home	Unemployed	15	Good	0.183953	108,047	0	Lake Jerry	FM	Costa Rica	2	1	Medium
34	Female	Master's	Married	29,593	754	5,085	Home	Unemployed	3	Excellent	0.482597	291,261	3	East Andreashire	MO	Wallis and Futuna	1	1	High
38	Non-binary	Bachelor's	Single	30,932	649	7,551	Home	Self-employed	3	Good	0.182374	null	0	Alexaberg	NM	Christmas Island	1	2	Medium
28	Female	High School	Married	29,680	723	40,101	Auto	Unemployed	18	Excellent	0.495484	null	3	Thomasstad	AK	Mexico	1	0	Medium
61	Female	PhD	Divorced	87,323	754	47,284	Personal	Unemployed	2	Fair	0.590689	153,345	3	West Susan	NH	India	1	2	Medium
60	Male	PhD	Divorced	null	615	14,323	Personal	Unemployed	12	Fair	0.510016	136,014	4	Brewerland	ID	Malta	2	1	Low
69	Female	PhD	Divorced	28,177	754	35,199	Home	Employed	7	Excellent	0.421866	null	4	Jamesfort	NY	Saint Lucia	null	0	Low
63	Female	Bachelor's	Married	111,374	null	13,714	Home	Employed	5	Excellent	0.475355	null	null	South Ethan	PA	Saint Kitts and Nevis	3	0	High
67	Non-binary	Master's	Married	67,958	688	7,940	Personal	Employed	10	Excellent	0.339422	196,152	3	East Alexander	MT	Switzerland	null	2	Low
44	Non-binary	Master's	Married	80,021	740	25,715	Personal	Unemployed	13	Good	0.273569	57,779	null	Johnathanmouth	NH	Azerbaijan	0	0	Low
60	Female	High School	Single	null	684	19,073	Home	Unemployed	13	Excellent	0.323182	270,308	0	West Pamela	NY	Saint Kitts and Nevis	0	0	Medium
61	Male	PhD	Widowed	38,165	null	21,091	Business	Employed	9	Fair	0.429798	null	0	New Andrew	GA	Hungary	1	0	Low
35	Female	High School	Divorced	85,615	704	35,624	Business	Unemployed	11	Good	0.233938	112,215	1	Port Ashleyberg	WY	Romania	1	0	Low
45	Non-binary	Master's	Widowed	51,500	632	31,533	Business	Unemployed	4	Poor	0.310271	159,869	3	East Sydneyshire	IL	Aruba	null	1	Low
45	Male	Master's	Married	30,931	648	9,302	Business	Unemployed	8	Poor	0.231347	95,380	1	Walshview	FM	Tokelau	null	1	Low
46	Non-binary	PhD	Divorced	57,499	644	27,563	Personal	Employed	8	Fair	0.276221	214,826	0	West Austinville	ND	Guadeloupe	null	2	Low
49	Female	Master's	Married	75,342	796	24,894	Auto	Self-employed	12	Good	0.289429	205,606	1	South Brittneybury	VA	Canada	0	2	Low
43	Male	High School	Divorced	34,012	603	32,468	Personal	Employed	11	Excellent	0.550074	33,804	1	West Tammy	PR	Chile	2	1	Medium
35	Female	PhD	Widowed	37,918	667	null	Personal	Employed	2	Fair	0.247055	166,468	1	East Emilyville	AS	Maldives	2	0	Medium
19	Male	High School	Married	112,917	645	15,687	Auto	Unemployed	1	Poor	0.116376	102,844	1	Foxton	WA	Botswana	0	0	Low
34	Female	High School	Single	32,211	null	11,516	Business	Self-employed	6	Poor	0.196194	56,320	1	Markside	FL	Saint Barthelemy	null	0	Low
46	Female	High School	Married	80,941	630	46,577	Auto	Employed	11	Poor	0.293963	68,694	0	Gibsonbury	OR	Slovakia (Slovak Republic)	1	0	Medium
22	Female	PhD	Divorced	29,906	796	22,591	Auto	Unemployed	18	Poor	0.391526	266,130	null	Savannahbury	MD	United Kingdom	3	2	High
57	Female	High School	Divorced	79,954	736	11,101	Home	Employed	18	Excellent	0.160181	134,029	null	East Christopherchester	NE	Saudi Arabia	1	2	Low
44	Female	Bachelor's	Widowed	77,391	772	49,111	Personal	Unemployed	2	Fair	0.327175	191,538	4	Roseshire	MD	Chile	2	0	Low
50	Male	Bachelor's	Married	37,977	766	7,575	Auto	Employed	0	Good	0.271377	null	0	Anthonyside	TX	Norway	null	2	High
52	Female	Master's	Widowed	97,354	767	27,971	Business	Self-employed	9	Good	0.403623	102,773	0	Wilsontown	ID	Grenada	3	1	Medium
33	Non-binary	High School	Married	108,636	787	36,905	Home	Self-employed	19	Good	0.299622	78,540	0	Meyerton	FL	Congo	3	1	Low
30	Female	Bachelor's	Widowed	71,464	695	44,618	Home	Employed	15	Poor	0.513274	111,807	4	Curryton	PR	Brazil	3	2	Low
23	Non-binary	High School	Widowed	93,920	798	null	Home	Self-employed	5	Excellent	0.586742	52,241	2	West Andrew	FM	Uzbekistan	null	1	Low
34	Non-binary	PhD	Married	66,209	651	null	Business	Employed	4	Fair	0.138288	null	null	Brendanmouth	NY	Martinique	1	0	Medium
20	Male	Master's	Single	82,546	661	38,720	Auto	Self-employed	12	Fair	0.514461	273,390	1	North Jessicaton	ID	Bhutan	3	2	Medium
49	Female	High School	Widowed	59,931	682	27,398	Business	Employed	16	Poor	0.29583	143,003	0	North Joshua	RI	Saint Lucia	3	1	Medium
51	Non-binary	Master's	Widowed	31,301	689	39,341	Auto	Self-employed	17	Excellent	0.117692	292,352	null	South Henry	FL	Rwanda	4	2	Low
56	Non-binary	Master's	Single	39,623	656	12,397	Business	Employed	13	Excellent	0.462406	77,154	2	Williamborough	KS	Micronesia	1	2	Low
31	Non-binary	High School	Single	93,162	655	null	Auto	Employed	12	Poor	0.265968	247,860	0	Turnerport	MA	United Arab Emirates	0	2	Low
48	Male	Master's	Divorced	80,896	654	39,195	Business	Employed	4	Excellent	0.576507	45,644	1	East Carolyn	MA	Brunei Darussalam	null	0	Medium
57	Male	PhD	Single	null	763	44,051	Auto	Employed	11	Good	0.494788	159,711	1	New Kevin	AS	Eritrea	4	0	Low
57	Male	Bachelor's	Single	102,633	695	39,459	Business	Employed	11	Excellent	0.252981	73,857	2	Jeffreymouth	AK	Malaysia	2	0	Low
59	Female	High School	Married	118,247	676	null	Auto	Employed	11	Fair	0.284792	242,176	3	South Alyssa	WI	Saint Barthelemy	0	1	Low
54	Non-binary	High School	Widowed	75,256	693	39,907	Personal	Unemployed	7	Good	0.226728	null	4	West Jenniferton	CT	French Southern Territories	4	2	Low
65	Male	PhD	Married	45,568	665	31,207	Home	Employed	7	Fair	0.302621	73,133	null	Edwardsshire	ND	Guernsey	3	0	Medium
50	Non-binary	Bachelor's	Single	99,044	643	null	Auto	Employed	8	Poor	0.572202	null	4	East Christopherton	MP	Jordan	0	0	Low
39	Female	Bachelor's	Married	107,231	null	null	Personal	Employed	16	Fair	0.567169	242,116	0	East Rebeccaberg	OR	Haiti	1	0	High
22	Non-binary	Master's	Married	113,366	744	31,220	Business	Self-employed	1	Poor	0.565483	233,376	1	Brownbury	WI	Djibouti	2	2	Medium
48	Male	Master's	Married	107,180	689	29,822	Business	Self-employed	15	Good	0.196659	23,808	0	South Andrewberg	SD	Puerto Rico	2	2	High
39	Non-binary	Master's	Widowed	40,654	704	32,846	Business	Self-employed	11	Fair	0.143716	57,536	0	Liview	PA	United States Minor Outlying Islands	2	2	Low
34	Male	PhD	Divorced	107,972	null	7,560	Business	Employed	18	Poor	0.502588	218,268	3	Olsentown	MS	Tonga	3	2	High

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