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train · 15k rows

Age int64 18 69	Gender stringclasses 3 values	Education Level stringclasses 4 values	Marital Status stringclasses 4 values	Income float64 20k 120k ⌀	Credit Score float64 600 799 ⌀	Loan Amount float64 5k 50k ⌀	Loan Purpose stringclasses 4 values	Employment Status stringclasses 3 values	Years at Current Job int64 0 19	Payment History stringclasses 4 values	Debt-to-Income Ratio float64 0.1 0.6	Assets Value float64 20.1k 300k ⌀	Number of Dependents float64 0 4 ⌀	City stringlengths 6 23	State stringclasses 59 values	Country stringclasses 243 values	Previous Defaults float64 0 4 ⌀	Marital Status Change int64 0 2	Risk Rating stringclasses 3 values
59	Non-binary	High School	Married	21,947	601	49,855	Business	Employed	13	Poor	0.109618	null	0	Lake Davidville	IL	Aruba	2	0	High
19	Non-binary	Master's	Widowed	41,053	null	40,632	Business	Employed	5	Excellent	0.478348	244,596	4	Melissafort	AZ	Maldives	1	2	Low
23	Female	Master's	Divorced	119,676	729	34,597	Auto	Unemployed	14	Fair	0.384817	159,925	null	North Jacobside	OR	Estonia	0	2	Low
43	Male	High School	Divorced	72,022	769	41,441	Auto	Self-employed	1	Poor	0.435408	199,104	1	South Darlene	MD	Congo	3	0	Medium
46	Non-binary	PhD	Widowed	93,285	661	13,948	Personal	Self-employed	6	Fair	0.409662	157,344	4	Port Matthew	NJ	Bahamas	0	0	Low
51	Male	Bachelor's	Single	75,775	702	29,721	Auto	Unemployed	2	Excellent	0.561599	null	0	Jacksonbury	PR	Lesotho	3	0	Low
20	Male	High School	Married	37,401	706	25,823	Business	Employed	10	Poor	0.367175	null	0	Estradamouth	TX	Colombia	2	0	Low
65	Female	High School	Single	21,772	658	14,270	Business	Self-employed	4	Poor	0.274529	152,895	2	Stevenstad	MS	Burundi	1	2	Medium
18	Female	Bachelor's	Divorced	39,513	649	32,814	Business	Self-employed	13	Fair	0.157448	42,090	0	Johnland	WV	Croatia	4	2	Medium
31	Non-binary	High School	Married	63,881	786	null	Business	Employed	8	Excellent	0.416315	211,865	null	East Briana	IL	Heard Island and McDonald Islands	1	1	Low
24	Female	High School	Widowed	55,895	null	35,028	Home	Employed	15	Excellent	0.245247	99,438	4	New Victor	FM	Uzbekistan	3	0	Medium
25	Non-binary	Master's	Divorced	65,331	763	null	Personal	Self-employed	0	Excellent	0.476683	null	2	Tiffanystad	AK	Isle of Man	3	1	Low
23	Non-binary	Bachelor's	Single	49,722	728	6,992	Home	Unemployed	6	Poor	0.583826	33,692	3	South Pamela	DE	Antigua and Barbuda	null	1	Low
45	Non-binary	Master's	Divorced	32,420	780	15,875	Auto	Unemployed	12	Fair	0.110264	267,734	2	Joseside	OH	Estonia	null	0	Low
64	Male	Bachelor's	Widowed	30,769	651	24,894	Auto	Unemployed	3	Excellent	0.344715	186,665	null	West Patrickchester	GU	Namibia	2	1	Low
45	Female	High School	Divorced	93,352	608	39,006	Business	Self-employed	19	Fair	0.55742	298,297	0	North Brandon	AS	Dominica	3	0	Low
43	Male	Master's	Single	113,417	null	31,643	Business	Self-employed	19	Good	0.466998	null	4	South Steven	OR	Palestinian Territory	2	1	Low
33	Non-binary	Bachelor's	Married	95,761	659	34,570	Business	Employed	2	Good	0.193725	255,743	2	North Sonyaburgh	CA	Saint Martin	null	0	High
21	Male	High School	Divorced	108,417	null	null	Auto	Employed	8	Excellent	0.350213	125,449	3	East Matthewmouth	TN	Nicaragua	2	0	Low
46	Female	Bachelor's	Widowed	null	696	22,427	Personal	Unemployed	10	Fair	0.106865	84,079	0	Marymouth	DC	Anguilla	3	0	Low
41	Female	PhD	Single	null	794	40,074	Personal	Employed	12	Good	0.18776	226,890	1	Port Melissaton	NJ	Netherlands Antilles	0	2	Medium
56	Female	Master's	Widowed	null	791	18,408	Personal	Self-employed	17	Excellent	0.292901	101,291	3	South Margaretland	TX	Singapore	null	0	Medium
30	Female	High School	Single	32,850	606	36,421	Home	Unemployed	5	Good	0.185968	75,563	3	Hawkinston	GA	Nauru	3	2	High
46	Male	High School	Divorced	33,767	null	9,042	Personal	Unemployed	10	Fair	0.373368	63,772	0	Tinaville	ME	Hungary	3	0	Medium
39	Male	Bachelor's	Divorced	null	608	35,741	Personal	Self-employed	12	Good	0.339118	null	3	North Chadmouth	NC	Sao Tome and Principe	0	0	Low
63	Non-binary	High School	Single	92,708	726	47,747	Auto	Unemployed	14	Excellent	0.303973	50,215	1	Bowmanstad	CT	South Georgia and the South Sandwich Islands	2	2	Medium
37	Male	High School	Widowed	null	634	32,552	Home	Employed	11	Poor	0.29599	236,430	2	North Jason	PW	New Caledonia	3	2	Low
49	Female	Master's	Divorced	null	782	29,940	Home	Unemployed	2	Excellent	0.587207	297,501	2	New Tonyshire	VT	Dominican Republic	4	2	Low
48	Male	High School	Married	48,677	666	14,437	Business	Unemployed	4	Poor	0.451675	54,528	2	Campbellborough	OH	Kuwait	1	0	Medium
53	Female	Bachelor's	Widowed	75,214	604	7,143	Home	Employed	11	Excellent	0.583321	251,735	0	South Andrewmouth	TX	Samoa	3	0	Medium
47	Non-binary	Master's	Single	24,747	null	6,344	Personal	Self-employed	16	Good	0.157295	286,200	3	Allenberg	NH	Cote d'Ivoire	4	0	Low
30	Female	Master's	Divorced	null	789	40,365	Auto	Unemployed	1	Good	0.535064	null	0	West Abigailfort	ME	Georgia	3	1	Medium
50	Non-binary	Bachelor's	Married	45,741	704	40,013	Business	Unemployed	16	Fair	0.115336	66,229	1	Lake Gail	RI	Jamaica	0	0	Low
54	Non-binary	Master's	Married	40,010	622	null	Personal	Employed	7	Good	0.450133	33,140	1	Robertbury	KY	Oman	1	0	Low
31	Male	High School	Single	22,599	726	19,482	Business	Self-employed	9	Excellent	0.379031	278,791	3	Smithberg	OK	Puerto Rico	4	1	Low
18	Non-binary	High School	Married	93,131	623	46,354	Personal	Self-employed	19	Poor	0.16918	256,138	0	Davisberg	TN	Senegal	0	2	High
26	Female	Bachelor's	Single	107,267	682	24,046	Home	Employed	12	Excellent	0.243226	143,508	null	Baileyshire	KS	Taiwan	4	0	Low
36	Female	Master's	Single	38,584	null	21,791	Auto	Employed	7	Good	0.597981	74,410	0	Amberton	WY	Vanuatu	4	0	Medium
28	Male	PhD	Married	null	747	36,652	Business	Self-employed	19	Poor	0.574573	null	3	North Tina	AL	Hungary	1	0	Medium
40	Female	PhD	Divorced	96,749	null	46,986	Business	Employed	5	Good	0.209667	136,478	3	Adamshire	PW	Serbia	null	0	Medium
57	Male	Bachelor's	Married	110,063	777	20,657	Business	Self-employed	16	Good	0.160965	34,508	3	North Danielhaven	CA	Palau	3	0	Medium
54	Non-binary	Bachelor's	Widowed	67,910	null	46,970	Auto	Unemployed	15	Fair	0.173738	139,386	1	Tylerstad	PW	Gibraltar	1	0	Low
43	Female	Master's	Divorced	24,033	712	30,337	Business	Self-employed	10	Excellent	0.461511	27,885	3	Thomaschester	MO	Lithuania	0	1	Medium
54	Female	High School	Single	116,342	752	null	Personal	Unemployed	16	Poor	0.247462	295,543	4	Meyersville	AK	Nigeria	3	0	High
61	Female	High School	Married	90,780	null	46,592	Home	Unemployed	9	Good	0.544401	159,138	4	Port Lauren	VA	Myanmar	4	2	Low
49	Male	High School	Widowed	96,313	626	31,628	Auto	Self-employed	17	Fair	0.527466	183,175	1	East Jeffreyborough	MH	Colombia	null	1	Low
63	Female	High School	Married	null	649	49,217	Auto	Unemployed	15	Good	0.395153	206,927	2	Michaelhaven	PR	Samoa	0	0	Low
34	Male	Master's	Widowed	74,345	703	null	Business	Self-employed	14	Fair	0.411361	103,663	3	Carlsonmouth	KY	India	2	0	High
55	Female	High School	Single	68,634	646	32,226	Personal	Unemployed	4	Poor	0.574331	207,109	0	Lake Charlesburgh	VT	Cocos (Keeling) Islands	null	2	Low
66	Male	High School	Married	null	674	11,236	Personal	Self-employed	11	Good	0.231596	69,165	3	Jenniferhaven	NV	Zimbabwe	1	1	Low
54	Male	High School	Single	116,621	null	20,748	Business	Self-employed	2	Fair	0.45778	172,010	0	Alexisburgh	NH	Netherlands	null	2	Low
46	Non-binary	High School	Married	null	676	42,783	Business	Unemployed	2	Poor	0.248308	30,754	2	Lake Richard	KS	Tajikistan	null	1	Low
38	Non-binary	PhD	Married	74,808	666	null	Business	Self-employed	18	Good	0.446556	249,689	1	North Ryan	AL	Panama	null	1	Low
66	Female	PhD	Single	null	629	19,143	Business	Employed	1	Poor	0.50657	20,468	4	Johnsonchester	MS	Slovakia (Slovak Republic)	3	0	Low
21	Non-binary	Bachelor's	Single	77,290	644	27,458	Personal	Self-employed	7	Excellent	0.494647	289,585	null	Rasmussenbury	WY	Grenada	0	1	Low
45	Male	High School	Widowed	108,589	752	15,134	Business	Unemployed	17	Excellent	0.438009	127,119	3	West Juanfort	MP	Trinidad and Tobago	4	1	Medium
36	Male	Bachelor's	Divorced	34,937	null	47,933	Business	Employed	0	Good	0.462036	249,825	3	Dustinmouth	DE	Taiwan	0	1	Low
69	Non-binary	PhD	Widowed	107,057	784	7,751	Auto	Self-employed	5	Excellent	0.407903	null	0	Karlastad	MO	Norway	3	2	Medium
27	Female	Bachelor's	Widowed	40,337	798	38,482	Business	Unemployed	13	Good	0.338684	175,221	3	Nelsonstad	DC	Algeria	4	1	Medium
67	Non-binary	High School	Married	82,232	787	9,632	Auto	Unemployed	15	Good	0.258821	208,576	null	Lindseyhaven	KY	Ethiopia	2	2	Medium
36	Male	High School	Married	60,878	601	15,320	Business	Employed	12	Good	0.204996	55,921	null	Lake Susanstad	PA	British Virgin Islands	1	1	Low
50	Female	Master's	Widowed	48,924	677	44,565	Home	Employed	1	Fair	0.281736	25,856	0	Port Holly	UT	Madagascar	null	1	Low
65	Male	Master's	Widowed	39,514	724	41,539	Business	Employed	9	Poor	0.341128	250,680	0	Lake George	WI	Nepal	0	0	Low
31	Female	Master's	Single	49,350	781	40,340	Auto	Unemployed	14	Poor	0.215934	63,303	0	East Rebeccaberg	PR	Korea	4	2	Medium
45	Male	PhD	Married	55,575	null	23,302	Business	Unemployed	11	Good	0.540969	227,912	4	South Sean	PW	Iraq	1	2	Low
52	Non-binary	High School	Married	30,934	657	null	Auto	Self-employed	13	Poor	0.147962	152,423	0	Davenportfurt	MS	Croatia	4	0	Low
63	Male	Master's	Married	29,966	null	22,928	Personal	Employed	15	Good	0.148148	194,473	null	Teresashire	NM	Croatia	3	0	Low
24	Female	Bachelor's	Married	37,878	691	29,714	Auto	Unemployed	14	Good	0.319853	271,225	0	Kirstenton	NV	Italy	null	1	Low
32	Female	High School	Married	93,251	793	null	Auto	Unemployed	16	Excellent	0.365667	162,498	0	West Nicholas	NM	British Virgin Islands	0	1	Low
67	Female	Master's	Married	null	705	41,379	Personal	Unemployed	2	Fair	0.400843	null	2	Davidside	AZ	Tunisia	4	1	Low
20	Female	Bachelor's	Widowed	97,093	788	44,518	Auto	Employed	4	Fair	0.237181	270,355	2	North Steven	GU	Bahrain	4	0	High
38	Female	Bachelor's	Widowed	71,362	781	14,192	Personal	Employed	1	Poor	0.271037	123,901	null	Hannahland	NM	Svalbard & Jan Mayen Islands	null	0	Medium
58	Non-binary	Bachelor's	Widowed	null	615	11,276	Business	Self-employed	2	Excellent	0.125589	209,412	0	Patrickchester	TN	Marshall Islands	0	1	Low
26	Male	High School	Divorced	107,181	638	42,109	Business	Employed	9	Good	0.465233	171,978	3	Thompsonmouth	IL	Saint Lucia	null	0	Medium
67	Female	Master's	Widowed	65,635	null	39,237	Auto	Employed	9	Poor	0.595099	184,685	4	Lozanoberg	NC	Panama	3	1	Medium
20	Non-binary	PhD	Divorced	null	null	20,836	Personal	Employed	18	Excellent	0.332551	255,204	4	East Ryantown	OK	Suriname	2	0	Low
20	Non-binary	High School	Divorced	null	682	39,175	Auto	Self-employed	7	Poor	0.559174	34,855	3	Robertfurt	LA	Jordan	0	1	Low
52	Non-binary	Master's	Single	100,431	634	5,959	Personal	Self-employed	8	Fair	0.462162	null	4	Hallton	GU	Czech Republic	null	1	Medium
54	Male	PhD	Divorced	86,833	674	19,395	Home	Employed	8	Excellent	0.437032	105,210	2	Sharihaven	GU	Cameroon	3	2	Medium
57	Female	High School	Widowed	119,846	787	40,069	Auto	Unemployed	3	Poor	0.478697	50,122	1	New Chadborough	MH	Greece	1	1	Low
60	Male	PhD	Widowed	63,086	747	15,542	Personal	Employed	15	Excellent	0.378182	173,880	0	South Chad	NV	Antarctica (the territory South of 60 deg S)	4	2	Medium
24	Male	PhD	Divorced	62,628	767	null	Home	Employed	13	Good	0.397217	95,257	0	Pattersonton	AS	Cape Verde	0	0	Low
41	Non-binary	Bachelor's	Married	32,202	null	49,866	Home	Unemployed	5	Poor	0.268324	261,214	1	Davilaborough	GU	Tuvalu	1	0	Low
37	Male	Master's	Divorced	102,526	732	17,417	Home	Unemployed	11	Good	0.388613	134,886	2	Port Michaelberg	AZ	Hungary	null	2	Medium
43	Male	Bachelor's	Divorced	86,092	737	15,249	Auto	Employed	18	Excellent	0.22264	292,488	1	Shieldston	CA	Saint Lucia	null	1	High
53	Female	PhD	Single	63,739	null	6,658	Home	Employed	3	Good	0.201903	266,685	0	Lake Dawntown	MD	Cyprus	null	2	Low
56	Non-binary	High School	Single	109,142	765	39,026	Personal	Self-employed	6	Poor	0.505575	90,502	2	East Laura	MI	Jersey	4	1	Low
57	Non-binary	High School	Divorced	119,201	null	34,482	Business	Self-employed	7	Poor	0.382628	129,807	2	West Hannah	NJ	Fiji	3	1	Low
49	Non-binary	Master's	Divorced	77,228	778	32,132	Business	Employed	18	Fair	0.34446	260,604	3	Lawsonland	WI	Mayotte	0	0	Low
48	Female	High School	Divorced	44,437	626	28,409	Home	Self-employed	8	Poor	0.417903	null	2	New Amanda	NJ	Mayotte	3	1	Low
41	Male	Bachelor's	Married	null	757	47,313	Personal	Employed	14	Fair	0.562651	157,902	0	Owensberg	KS	Guatemala	3	2	High
21	Male	PhD	Single	null	730	41,903	Personal	Employed	11	Fair	0.429017	243,197	3	Lake Michael	SD	Moldova	4	0	Low
18	Non-binary	Bachelor's	Married	24,441	720	null	Home	Unemployed	19	Fair	0.11074	104,993	3	Michaelborough	ME	Iraq	2	2	Low
31	Male	Bachelor's	Widowed	83,115	620	9,761	Personal	Self-employed	8	Fair	0.158408	null	null	West Georgestad	AZ	Maldives	4	0	Low
47	Female	High School	Divorced	58,560	603	39,433	Home	Self-employed	3	Poor	0.293068	null	2	North Jasminemouth	LA	Bahamas	0	2	Low
42	Non-binary	Master's	Divorced	null	744	22,845	Auto	Self-employed	9	Fair	0.52254	282,872	1	North Stephenfort	MI	Korea	0	1	Low
39	Male	High School	Widowed	74,715	null	41,596	Auto	Employed	11	Good	0.225349	192,765	null	Ortizstad	WY	Lebanon	0	2	Low
43	Female	Master's	Married	59,585	777	null	Home	Employed	2	Poor	0.159998	166,320	1	Hannahland	DE	Zambia	2	0	Medium
63	Non-binary	Bachelor's	Single	null	617	28,442	Home	Self-employed	14	Fair	0.359829	null	null	Gonzalesview	AL	Marshall Islands	null	2	Low
60	Female	Bachelor's	Single	36,318	681	7,666	Auto	Unemployed	3	Fair	0.397677	20,310	0	Maryshire	AL	Somalia	4	1	High

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