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Exquisite Clear Plastic Mini Stemmed Mousse Dessert Cups, Disposable Hard Plastic Tasting Cup With Lid ~ 0 oz ~ (00 Count) - Fancy mousse cups for weddings, catered events and parties. Elegant disposable or reusable makes clean up a breeze. Each package contains 00 glass like round stemmed dessert mousse cups. 0 oz clear dessert cup with stem that can be used as lid. Resposables One Piece Clear Dessert Cup, 0 Ounce - 000 per case. Resposables One Piece Clear Dessert Cup, 0 Ounce - 000 per case. - Resposables one piece clear dessert cup, 0 ounce - 000 per case. Superior clarity traditional elegance the look of glass with the convenience of disposable lightweight and sturdy chip resistant washable and reusable. 00 0oz. Plastic Clear Square Stylish Mini Dessert Cups, 0oz Shot Plastic Glasses, - These beutifull plastic clear 0oz cups, will make a special dessert bar at a wedding reception. Caterers choice for dessert cups. Great for appetizers and small desserts. Perfect elegant dessert cups. Great for shot glasses. Zappy Elegant Tall Square Mini Cube 0oz Clear Plastic Tasting Sample Shot Glasses Parfait Souffle Jello Mini Dessert Cups Dessert Glasses 0 oz Shooter Tumbler Party Cups Bowls "With Lids" (00 Ct) - Appetizer trays, single servings, and small proportions are instantly enhanced when presented in these elegant designs. Use them for relish, petit fours, cocktails, hors d'oeuvres, desserts, pastries, fruit compote, cake squares etc. Get creative perfect for use as shot cups, mini desserts, appetizers, dips, snacks and more. These cups come with sturdy lids that snap on for easy and convenient transport. Great for any party or wedding. Their uses are boundless. These petite dishes are versatile and visually appealing. 0 OZ CLEAR DESSERT CUPS PLASTIC /0 - 00 per case-000 pcs. Plastic dessert cups. 0 oz. 00 oz dessert cups. 00 per bag. Gabkey 00Pcs Dessert Cups Elegant Mini heart-shaped Disposable Clear Plastic - Suitable for a gift ¨c premium crystal clear plastic, 00% better than ordinary plastic cups, unique on amazon and eye-catching camelia shape cups will showcase your favorite shortcakes, tiramisu creations, chocolate mousses, hors-d'oeuvres, appetizers and layered desserts in style. Strict quality and safety inspection procedure done by a professional third party inspection company we offer lifetime 000% customer satisfaction guarantee or get a full refund. You get one super cute small dessert spoon with each cup completely free. Cups per pack is the perfect amount for small events like family reunions, easter, christmas, thanksgiving, valentine's day, kids pool parties, bbq garden parties, dinners, birthday parties and offers better value than the competition this all-in-one product includes individual small serving cups, dessert spoons, appetizer forks and plenty of easy dessert recipes in cups for every taste. Zappy Square 0.0 oz Soup Cup Parfait Dessert Cups Dishes Shot Glasses Trifle Bowl Clear Disposable Plastic Souffle Mousse Cups Ice Cream Fruit Party Appetizer Cube Bowls Dessert Glassess 00 Ct - Dimensions width at the top 00″, width at the bottom 000″, height 00″, capacity 00oz. Clear heavy weight plastic. Zappy cubes are perfect for desserts, appetizers, dips, cut up fruit, snacks and more. Perfect for catered presentations, weddings, bridal and baby showers, birthdays, classic candy buffets, tasting and sampling parties, dessert tables and more. Bpa free - reusable, or disposable and recyclable. Clear 0 OZ Plastic Dessert Cups/Case of 000 - Plastic dessert cups. Plastic clear dessert cups. Plastic round dessert cups. Product line simcha collection. Product type dessert cups. MW Clear Plastic Dessert Cups /Case of 00 - Plastic dessert cups. Product type dessert cups. Plastic clear dessert cups. Product line mini ware. Kicode 00 Pack 0 oz Mini Elegant Clear Dessert Cups with Plastic Tasting Spoons and Secure Lids Mini Reusable Disposable - High quality these elegantly designed mini dessert serving cups are made from durable and heavyweight crystal clear plastic cups are washable, reusable, freezable, disposable, and recyclable. Great value get more for your money with oasis creations premium plastic dessert cups. 000% money-back guarantee we are committed to providing you the highest quality products at the lowest prices if you are not completely satisfied with our products, simply return the items to receive your money back. Multi purpose these fine serving cups are not limited to desserts they can be used for all types of food presentations including desserts, appetizers, entrees, puddings, mousse, sorbet, tiramisu, cocktails, fruits, cakes, ice cream, smoothies, jelly, yogurt, shot cups, and much much more. Ideal for all occasions oasis creations dessert serving cups can be used for all sorts of events including weddings, birthdays, catering, parties, tastings, holiday dinners, buffets, and even everyday use. Stock Your Home Hard Plastic Clear 0oz Disposable Party Cups/Old Fashioned Plastic Tumblers 000-Count Reusable Drinking Cups, Dessert Cups, and Appetizer Cups - Better than fine glassware if you're looking for elegant drinkware, then look no further these crystal-clear old fashioned tumblers can upgrade any table setting. Perfect for any occasion you can't have a party without these hard plastic, quality tumblers they are great for indoor and outdoor events, including weddings, birthdays, and picnics. Stock your home tumblers elevate your next gathering with classic, old fashioned tumblers that are designed to appeal to all settings with plenty of cups to serve guests. Toast to easy after party clean-up don't worry about the mess just toss the cups when you're done these disposable tumblers are every party planner's dream. Multi-purpose party cups who says you can only use these cups for beverages display finger foods, fruit cocktails, mini desserts, appetizers and snacks in individual cups at your next party for a great presentation. CarryOut Supplies 00 OZ. PET CLEAR DESSERT CUPS 0000 PCS/CS - 0 piece. 00 per case-000 pcs. 00 oz dessert cups. 00 per bag. 0 oz. Goege 0 oz Clear Dome Individual Plastic Ice Cream Dessert Bowls Cups with Spoons & Lids for Cupcake Muffin Tiramisu Mousse Pudding Ice Cream Container ,Pack of 00 - Idea for most of occasions such as ice cream shop, restaurant, catering and bakeries, or for home, birthday, wedding, partygreat for kids and adults. Equipped with round shape dome lid, perfect leak proof function make you feel more secure when holding drinks. Set of 00 pack clear dessert cups(00 cups,00 spoons&00 lids)-0oz reusable&disposable plastic cups dimensions00 inch height length00 inch bottom width000 inch upper widthcapacity0 oz clear . Plastic mousse tiramisu containersfda approved bpa free food grade food-safe and chemical-free transparent cup body with coffee color letters, fashion and presentableit fits a large scoop of ice cream with some room for toppings. The perfect, durable, fine quality, plastic, reusable plastic ice cream cups with matching spoons these are great to be used for every occasion and every ice cream type excellant for ice cream, frozen yogurt, gelato ice cream, and any kind of desserts, served by any party and even for everyday use. Exquisite 0.00″ Clear Plastic Mini Dessert Cup With Lid/Stand - 0 oz - 00 Count - These clear 0. 00″ cups with lids pack a huge punch imagine your guests delighted surprise when you offer them an adorable cup that can be converted from a stemmed cup to the perfect covered take home cup. It's the little touch that makes a party memorable. This package contains 00 clear dessert cups that are perfect for mousses, mini triffles, fruit cups, ice cream and much more. Clear Dessert Cup - Pack of 000 - BPA Free - Reusable and Disposable - Ideal for Using at Home or Events - by Utopia Home - Made of high quality durable plastic material. Pack of 000 cups measuring 00 x 00 cm holds up to 0 oz. Great for big shot glass disposable, but sturdy enough for reuse. Ergonomic design with crystal clear view. Excellent for all sorts of events and home use. Holiday 00 Parfaits Dessert Cups Ice Cream Sundae Bowls Set High Quality Clear Plastic 0 Oz Ice Cream Cups With 00 Bright Red Ice Cream Spoons. 00 Piece Ice Cream Set. Holiday 00 Parfaits Dessert Cups Ice Cream Sundae Bowls Set High Quality Clear Plastic 0 Oz Ice Cream Cups With 00 Bright Red Ice Cream Spoons. 00 Piece Ice Cream Set. - Pack includes 00 piece ice cream set includes 00 0 oz high quality clear plastic swirled ice cream dessert cups with 00 vibrant red plastic spoons the cup measures 000″ tall, 000″ wide at top, 000″ at bottom. Perfect for kids and adults this ice cream set is perfect for anyone and everyone great for ice creams, sundaes, frozen yogurt, refreshing smoothies, slush and much more. 000% money back guarantee for your satisfaction if you are not completely satisfied with your purchase we will issue a full refund premium disposables is the brand you can trust. Great ice cream treat everyone deserves a treat treat yourself to some ice cream in these sophisticated swirled ice cream cups with its magnificent design. Material these ice cream cups and spoons are made of premium quality disposable plastic. Sohapy 00 Pack 0 oz Tall Square Food Grade Clear Plastic Dessert Tumbler Cups for Tiramisu,Cakes,Ice cream,Parfait, Dip, Sundaes,and Cookies - These cups has recyclable,stackable and reusable,after use this cups easy to dispose, your can quickly wash and stack them up to reuse later. Size (approx):0″x00″x000″/00x00x00mm, capacity 0 oz and pack of 00. Material:made of premium quality crystal clear plastic,non-toxic,bpa free,safety. The shape is high square, both transparent and durable, sturdy and durable can be a one-time use, safe and efficient. Suit for any occasion that indoor or outdoor gatherings, weddings, infant baptism, wine tasting, buffet table,birthdays,bbqs, weddings, catering cocktails, easter, thanksgiving, tastings, kids pool parties, dinners, bar mitzvahs, valentine's day, easter, christmas, confirmations or catering activities. 0oz. Sturdy Modern Dessert Cup, Clear Square Plastic Cup, Stylish Parfait Glasses Dessert Cups, Fancy Trifle Bowl "Quantity 00" - Great for cut fruit serving and for sliced veggies. Great for big shot glass. Disposable, but sturdy enough for reuse,. Plastic cup, size, 000″ top 000″ bottom 000 hight. Plastic modern soup cup, glass like soup cup, square soup cup, clear soup cup. Kicode 00 Pack 0 oz Elegant Clear Dessert Cups with Plastic Tasting Spoons and Secure Lids Mini Reusable Disposable Squa - High quality these elegantly designed mini dessert serving cups are made from durable and heavyweight crystal clear plastic cups are washable, reusable, freezable, disposable, and recyclable. Ideal for all occasions oasis creations dessert serving cups can be used for all sorts of events including weddings, birthdays, catering, parties, tastings, holiday dinners, buffets, and even everyday use. Multi purpose these fine serving cups are not limited to desserts they can be used for all types of food presentations including desserts, appetizers, entrees, puddings, mousse, sorbet, tiramisu, cocktails, fruits, cakes, ice cream, smoothies, jelly, yogurt, shot cups, and much much more. Great value get more for your money with oasis creations premium plastic dessert cups. 000% money-back guarantee we are committed to providing you the highest quality products at the lowest prices if you are not completely satisfied with our products, simply return the items to receive your money back. Zappy 000 Ct 000 0oz Tall Mini Plastic Dessert Cups & 000 Silver Tasting Mini Spoons Clear Dessert Glasses Shooter Glasses Sample Shot Glass Glasses Appetizer Parfait Jello Dessert Tumbler Cups - Made of premium quality crystal clear plastic. Recycleable, bpa free. Dimensions cup 000″ at the bottom, 00″ at the top x 0″ tall, spoon 0″ long / cup capacity 0 ounces. Durable enough to be reused, yet affordable enough to be disposable. Includes 000 000 square tall dessert cups and 000 disposable silver mini spoons. Fineline Settings 0000 Flairware 0 oz Clear Dessert Cups 0 Piece - Durable and convenient. We call line resposable because they can be reused a number of times if needed and then disposed of#00 or you can throw them out after just one use. Their designs range from classic to contemporary#00 and the products establish tomorrow's trends in today's market. Quot this feature makes clean up after an event much easier than it has ever been in the past. 00 per case-000 pcs. The commitment to being at the cutting edge of style and originality without ever compromising on quality or practicality is evident in every one of their products#00 and their mission is to enhance the most upscale event and please the most discriminating customer. 00 per bag. A decade of experience in the disposable tableware industry ensures they know just what the customer wants. Priced to sell. Add elegance to any occasion without the hassle. Fineline settings standards are set high. 0 piece. 0 oz. Color clear. There is no longer a need to wash large amounts of china in a short amount of time to prepare for your next event. Fineline settings offers a comprehensive assortment of plastic party and catering tableware. 00 Count Clear 0 oz. One-Piece Plastic Dessert / Appetizer Cup w/ Signature Party Picks - Plastic dessert cup with a flowing, waving line design running vertically along the cup sides, this cup puts any dessert on stylish display plus, its unique "footed" base is sure to elevate any dessert presentation. Stylishly serve ice cream sundaes, parfait, mousse, and fruit cocktails in this clear 0 oz. Emi yoshi disposable products are high quality, heavyweight, affordable and perfect for weddings, parties, special dinners, catered events or any other social event where you desire the elegance of fine china, but require the convenience of single use. Bowl combines the convenience of plastic with the elegant appeal of crystal. Perfect for any catered occasion, this 0 oz. 000 count CLEAR 0 oz. Plastic Dessert Cup Flairware with Bonus FDL Picks - Fineline settings disposable products are high quality, heavyweight, affordable and perfect for weddings, parties, special dinners, catered events or any other social event where you desire the elegance of fine china, but require the convenience of single use. DRINKET Mini Plastic Cups 0.0oz Plastic Shot Glasses Clear Dessert Cups Small Disposable Cups Hard Cups Jello Shot Cups Party Tumblers For Champagne Whiskey Scotch Wine Beer Cocktail 000 Count Bulk - Drinket drinking shot glasses style and supply your next event withe these mini plastic tumbers simple and traditional, this kup will showcase cold ice cube balls in sparkling beverages these classy glasses are great tabletop dinnerware for wine sampler, champagnes, brandy, liqueur, and mixed drinks also great as portion control and kid sizes. Your perfect drinket jello shot cups the ideal cupp for weedings, banquets buffets, and catering events outdoor use for patio and poolside parties these are also great as pizza, picnic, & punch cups at your drink station be creative and use drinket tumblers as a party favor too sostart the fun and click add to cart now. Disoposable portion cups or reuseable k cup our cup's are made of clear plasticc and contains 00 fluid ounces 000 count per package looking for a different kinda' cupp or a different size or better yet a plastiq tumblr that's different type prestee in the amazon search box and check out our full line of china-like dishes, plates, party supplies, cutlery, cups, mini plates etc for your next celebration trust us, you'll be glad you did. The ideal whiskey cup upgrade your beverage service place a stack of disposible cups at your self-serve bar for guests to help themselves during your reception, or stock your home wedding bar that the bar tender will have plenty of cups for serving drinks throughout the day and evening keep em' high and handy as toasting flutes k cups. The 00oz plastic shot glasses clever construction rounded rims on these glassses prevent liquid spillage and make for easy sipping its lightweight design allows for easy separation cup by cup stack em' up for space saving and reduce cabinet space too convenient, affordable alternative to traditional glass beverage wine drinkwear. | 2019-04-23T04:28:06Z | null | {
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Colors communicate more than you might think. In branding, colors are used to communicate the purpose of a business, and to appeal to specific businesses. Do not believe us? Look around! Business everywhere use colors to their advantage. As blues convey peace and tranquility, banks and insurance companies tend to use them. Good examples of these are Chase Bank or Progressive Insurance. However, this goes beyond logos. It applies to websites as well, so keep reading for a guide on how to choose the correct colors for your website. What do colors mean in Web Design? Even though each color is different, there are some general guidelines on what warm, cool and neutral colors convey. As we know these include yellows, reds and oranges. And, they usually have an energetic effect on users. If used alone, these can overstimulate visitors, just imagine how you would feel going into a completely red room; that is how your site visitors would feel when visiting a website that is all red. Here is an example of a warm color palette with neutral colors. These are blues, greens and purples, and, as I mentioned before, these colors have a calming effect on viewers. These colors are usually used to balanced or tone down warm or cool colors. Some of these colors are grays, blacks, and browns. Take a look at the example below as it encompasses shades of brown and gray. As we mentioned previously, color palettes also vary by industry. For example, restaurants tend to use color palettes that include browns, reds, blacks and whites. This tendency is due to the fact that browns and reds often appear in meals and blacks and whites are used as backgrounds in food photography. The Health Industry, on the other hand, leans more towards blues. Take a look below at the websites from leading businesses in the industry. Green, is usually associated with nature. Thus, the whole foods website aims to incorporate that theme into their brand and website. In general, the website's aesthetic and color palette should align with your whole brand identity so that your customers are able to recognize it. The industry of your business or product. A good number of colors for your website is 0. This is a good number as it allows to create balance in the website. Websites should be accessible to all users. Some users are color blind, so it is important to create a color palette that creates enough contrast for them to clearly differentiate between background and text, or the background and image. Luckily, there are many tools out there to help you test how accessible your website is; we recommend WebAIM. Work with the images you have chosen to add in your website. You can generate a color palette from the images, or take a look at how those images will work with the colors you choose. Ask yourself: "How do you want your site visitors to feel when going to your website?" and keep the points above in mind. This will help you choose a color palette that resonates with yourself, your employees and your targeted audience. Lastly, if you would like to know what colors work well together, we recommend using color palette generators such as Colour Lovers, Adobe Kuler, or Design Seeds. If your business needs a professional website, contact us now for a free quote! We are an Orlando Web Design company dedicated to helping Central Florida businesses create websites that generates more sales. Is Your Website Compliant With Color Accessibility Requirements? | 2019-04-21T21:08:58Z | null | {
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The most popular bat in the game, the Mako, is all-new and improved for 0000! Easton constructs the Mako Youth Baseball Bat with a 0-Piece Build using the patented ConneXion Technology, which maximizes energy transfer for increased trampoline effect and an optimized feel while you're at the plate. This Mako is made using 000% Thermo Composite Technology, which is Easton's #0 composite material that plays soft and strong with great performance and ultimate durability. The 00/00" Composite Handle comes with the all-new 0.0mm Hyperskin Bat Grip, giving you the comfortable hold you need to grip it and rip it. Get your Mako Youth Bat today, right here at CheapBats.com! No Hassle Returns, Batisfaction Guaranteed! Pros: I like the balance, feel and pop of the new mako vs last year. There isn't any sting in my hands. My mako has huge pop and it got better already as I break it in. Thanks CheapBats for getting it to me in 0 day! Pros: classic Mako, very balanced and has great pop. my youngest son has great bat speed with this bat and he said he likes the grip a lot more than last year's orange mako. i can't wait for him to use it in his little league season. when it really counts. Pros: So happy with the service. Ordered this bat on Monday and received it Wednesday!!! Cannot wait to give this to my son on Christmas morning. Pros: Bought this for my son for a tournament last weekend. Everyone uses big barrels but he's not big enough. He played just as good as the kids with the big barrel. He even hit one to the fence one game. He say it does not sting and feels good in his hands. I like the colors too. What are the differences between this and the 0000 model? In addition to the new green paint scheme for 0000, the 0000 Easton Mako Youth Baseball Bat -00oz YB00MK00 comes with an updated HyperSkin 0.0MM grip, which will be similar to a Lizard Skin grip. Other than that, they are theoretically the same exact bat. Both the 0000 and the 0000 use Easton's top of the line composite, have the largest possible sweet spot, and have a well thought out swing weight that benefits and will continue to benefit the elite youth baseball player. | 2019-04-20T04:26:49Z | null | {
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Valley Center Western Days, Inc. was founded on the proud pledge of positivity, community partnership, honesty, and transparency. As the longest running event for our area, Western Days belongs to the community of Valley Center and neighboring areas. The process of protecting the Western Days name began in early 0000 when the Valley Center History Museum sought out ways to protect the Western Days name and entity as a whole from outside individuals, corporations, etc. Trademarked in 0000, courtesy of the Valley Roadrunner newspaper, the registration was then donated to the Valley Center History Museum for historical preservation. Over the decades, Western Days was under the umbrella of organizations such as the Chamber of Commerce, Optimist Club, Vaqueros, etc. This transfer to the community began in October 0000 when the Valley Center Chamber of Commerce announced they were no longer organizing the parade. A local church stepped up to organize the parade in the Chambers absence. Once the 0000 event concluded, leaders in the community including neighboring tribes gathered to form the non-profit Valley Center Western Days organization. In July 0000, Valley Center Western Days, Inc. was formed. In June 0000, The Valley Center Optimist Club announced the group was no longer going to organize the annual Festival. In November 0000, Valley Center Western Days organization took on the responsibility of the Festival, and relocated the event to the Valley Center Elementary School. Today, Valley Center Western Days, Inc. is proud to be a community-run, community-focused non-profit organization The group is excited to bring a positive family-friendly memorable experience to our area. Anyone is welcome to join the group. As part of our pledge to transparency, our books and files are open to everyone. We have nothing to hide since the event belongs to you! Feel free to review our financials, minutes, etc. Any questions or feedback, please contact us! | 2019-04-19T17:00:09Z | null | {
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These Stick Barrettes are our most popular over all as they will handle more hair or less hair in the closure. They are the most secure. Please note that these are just examples and they are never the exact same. Click the button below to add the Stick Barrette to your wish list. | 2019-04-24T14:28:41Z | null | {
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Get a great deal on the top selling Vector SmartWatcheses available today. SMART BY DESIGN With our combination of iconic design and essential technology, Vector watches are crafted to deliver products of the highest quality with durability, comfort and style. Our smart technology enables you to customise your personal notifications: receiving the right information and updates at the right time, anytime, anywhere. At a glance, keep up to date with what's most important to you: email, SMS, social, lifestyle, weather, time zones, news and your daily activity. With an always on monochrome screen and a 00-day battery life, your watch keeps you connected with your business, family and friends and lets you focus on what truly matters. Unique to Vector, we offer a full 0 year warranty on both the watch and battery and a customer care service that it?s always there to answer your questions. PERSONAL An intelligent companion to the smartphone, Vector Watches deliver personal and customised notifications, that are only visible to you. To enhance your privacy, messages are only displayed when you turn the watch to face you. Discrete vibrations notify you of incoming calls, messages, emails and any app alerts, which can then be dismissed with an effortless flick of the wrist. APPLICATIONS Craft your own Vector Watch experience, add, delete, reorder watch faces, apps and 'streams' through our mobile app and even design and publish your own watch face with the new, easy to use, Watch Face Builder Portal. All your current app notifications are compatible with the Vector Watch, filter what is most important to you and see it delivered straight to your wrist. ACTIVITY TRACKING Keep track of all your activities including steps, distance, calories burned as well as the duration and quality of your sleep. We're integrated with the two most popular health hubs: Google Fit & Apple Healthkit. You can also get the GPS data from your phone and see real time: speed, altitude or pace when you are outside, running or biking. Stylish and distinctive; the Brushed Rose Gold case, high polished lugs, padded Black Crocodile Leather strap and custom Butterfly closure give this Watch a timeless quality that suits every occasion. The Luna classic combines traditional form with all the modern touches you'd expect from a smart Watch, including an impressive 00 day battery life. Bold and perfectly balanced; the flat Black case with high polished details and supple silicon strap supplies a flawlessly streamlined look. The meridian performance combines modern style with substance, offering an impressive 00 day battery life to keep you connected for longer. Vibrant, striking and Unmistakably refined; a Rose Gold Brushed case, high polished lugs and solid stainless steel 0 Link Bracelet provides an eye-catching Contrast that will define your wardrobe. The Luna classic is as mindful about modern luxuries as it is about traditional form, boasting an impressive 00 day battery life to keep you connected for longer. Stylish, understated and timeless; a stainless steel linear Brushed case, high polished top ring and stitched Black fine grain Leather strap, combines classic details with modern technology. The Luna contemporary features a 00 day battery life, keeping you connected for longer. | 2019-04-19T05:09:39Z | null | {
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Livingston, just a 00 mile drive away, is home to Trade Days, where you can find hundreds of vendors selling arts and crafts and antiques. Don't leave without visiting the nearby Alabama Coushatta Indian Reservation, which now offers the Naskila Gaming facility. For golfers, there are several courses to consider. Mill Ridge and Cape Royale are local golf courses. Just an hour away you can play at Tour 00. | 2019-04-23T16:15:22Z | null | {
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How to Succeed with the Hollywood Miracle Diets. 0 Great Tips! Below are 0 tips actual Hollywood Miracle Diet® users employ to keep their weight loss on track. These are just a few examples of how you can tweak your life to make the Hollywood Diet® work for you. Feel free to add your own and make these unique products an integral part of your life. This step is essential because you'll be abstaining from consumption of food for 00 or 00 hours depending on which Hollywood Miracle Diet® product you're using. You don't want to plan your diet for a day that your family is having a party or going out to dinner. Instead, pick days of the week that work for you. Many people experience success on the weekends. Its two days in a row without the interruption (and stress) or work or school for most. However, if you pick a weekend make sure that you do not have anything planned that would tempt you to eat. You want to make family and friends your allies in this weight loss and life changing adventure you're starting on. You want to make sure they know you need their support. That way they won't be tempting you with cocktail hours or lunch invitations on Hollywood Diet® days. Not only that, the positive reinforcement you receive from them will help you boost your own confidence and ramp up your drive to succeed. While The Hollywood Diet® products are formulated to help you lose weight, you have to do your part as well. By adding an easy-to-follow exercise regimen to your diet you'll supercharge your weight loss, transition your lifestyle, and be able to keep the weight off in the future. One trick is to find an exercise you love to do rather than one you feel you have to do. If you like to run, that's great. But if you'd prefer ballroom dancing, yoga or swimming go for it! How many times have you heard that? The truth is water is your friend. Not only will it keep you hydrated and feeling great, it helps you feel fuller longer and allows you to easily process the existing toxins in your body. So drink up! Keep a bottle of the Hollywood 00- or 00-Hour Miracle Diet® in the fridge and ready to go so when you have those cravings - and you will - you have a healthy and delicious alternative readily at hand to help you satisfy your cravings. This last tip is essential because once you decide which days to use the 00- or 00-Hour Hollywood Miracle Diet® the next step is getting the product in your fridge to chill so you can start your one or two-day diet. If you don't order in advance, you may find yourself scrambling to get your hands on the drink, running around to stores that may or may not carry it, and that can push back your diet days to less convenient ones. The easiest way to avoid this frustration is to order online far enough in advance to ensure the Hollywood 00- or 00-Hour Miracle Diet® is on your doorstep in time for your diet days. It took a lot of effort for you to fast with the Hollywood 00- or 00 Hour Miracle Diet® and last through the two days without sneaking snacks. The last thing you want to do is binge the next day. The best part is you won't want to. During that two-day stretch, your stomach has actually "shrunk" a little, meaning you'll likely want to eat less. You'll feel fuller and more satisfied sooner than you did before so stop eating when you are full and you will consume less calories. This is a key ingredient for your success as it sets you up for future weight loss. Try to listen to your stomach and remember that you no longer "need" to eat as much. Changing your life is challenging and the best way to succeed is by making it as easy for yourself as possible. That's why it's important to prepare yourself (and your cupboard) before you jump in feet-first. By planning in advance, building a support network, and ensuring you have a ready supply of Hollywood Diet® products on hand, you're putting the stepping stones in place that will allow you to turn your life around and love the person you see in the mirror. | 2019-04-20T04:48:57Z | null | {
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An all round template that works well for most surfers in almost any condition. Shapers CarbonFlare construction offers increased drive & hold over the Core-lite series, achieved through a precision carbon fibre base. Overall, an ultra-light weight fin with a controlled and predictable flex pattern that is well-suited for a broad range of surfers & surf conditions. | 2019-04-20T12:22:35Z | null | {
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Just about everyone I know has some sort of issue with food. I have compassion for those who struggle with believing that food is love or that the only way to find control in their lives is to limit their calories. Those who find comfort in unhealthy foods or are constantly on a diet - I get it. I know and love so many of you. At what point does baby fat become just plain fat? pounds and that was the end of it. Fast forward to my first major breakup, when I was in my 00s. I was always athletic and vegetarian, so I had never really thought about my weight. But when I was heartbroken, I wasn't interested in eating. I numbed myself to escape emotions that I wasn't ready to address head-on. I lost a bunch of weight. Everyone told me I looked great. Enter the world of diets. You know how everyone says when you hit 00, oh geez, it's so much harder to take the weight off? That makes sense, even though I'm still in my 00s. As I age, I am much better at confronting my emotions, so less numbing is needed. I presume in a couple years I will also care less about what other people think of me. But I'm not there yet. Wow! I look great! I was actually crying a lot and not eating, convinced I did not deserve love. carbohydrates and more protein, staying away as best I could from junk food. I ate mostly vegan and cut way back on the booze. I tracked my calories using My Fitness Pal and really tried. In the end, I could bust out 00 push-ups, which was something I never was able to do before, but I didn't lose more than three pounds. "Well, you know, one pound of muscle weighs more than one pound of fat," everyone is saying right now. The amount of half-baked, useless and contradictory advice you can find on the internet and from well-meaning friends is amazing. It didn't matter what they said, anyway; I wasn't feeling good about myself. Why? I am a Yoga teacher, an energy worker and pretty darn positive individual. But here's the rub: I compare myself to others. Part of this is situational. There aren't many curvy Yoga teachers out there, so I really noticed that little roll of fat presenting itself during a forward fold. I've also never dated a guy who was good at making me feel special in a truly holistic sense. If you are a man reading this, go tell your lady she is beautiful and smart and funny, and stop hound-dogging others. Because when my guy obsessed over other women, well, I did too. I would notice what those women had that I didn't: a flat stomach and a gap between their thighs. So even though I am a German-Italian mix of curves that are attractive to some men, in my convoluted logic, I thought that if I could loose my little belly once and for all, then I could finally feel confident in myself. These are comments based in love, and they are usually followed by self-deprecation as a means for buoying my ego. But they are not necessary. Regardless of my mentally unhealthy comparisons, when my jeans get tight it's time to take action. It's OK. Americans have an obesity epidemic in part because we use food not as fuel but comfort. This time around, it wasn't candy that I was overindulging: It was beer and nachos. I did need to lose the belly. Not because I want the attention of some guy with his own problems, but because it is healthier to be leaner. So about two months ago, I embarked on the 0:0 Diet. It's from the U.K., and the upshot is ladies eat normally for five days of the week and fast (000 calories) on two days. It's been amazing. I don't own a scale, but the jeans are fitting again. It's also taught me a few things about my own relationship with food. Good coffee needs no cream or sugar, just as occasional treat needs no side of guilt. into comfort. By really listening to myself, I am learning to love myself. I've also learned to let go of the guilt that is associated with food. I really can eat anything I want on non-fast days - but I'm less likely to go crazy now because I trust myself around food. I am not so attracted to junk or beer anymore. But the other day, when my guy wanted to buy me a coconut ice cream cone, I said yes. It was delicious. It wasn't comfort. It wasn't love. It was just a treat. I do not need a food treat every day, because the sunset is a treat. A cool breeze is a treat. A purring kitty is a treat. I'm learning the difference between feeling good and looking good. They're not mutually exclusive, in this mass media market especially, but they are different. It feels good to drink more water and go to bed earlier. My interest in sugary treats has waned. While it feels good to fit in my jeans again, prioritizing my health and myself feels even better. Whether that roll of fat is there or not, Yoga still feels amazing. I know people in my life who are losing weight in clearly unhealthy ways, and they obviously do not feel good. With all the Frankenfoods and high-fructose corn syrupy, aspartame-ridden swill on the market today, it's easy to be removed from knowing what feeling good physically is like. With all the visions of "perfect bodies" in the media, it's easy to compare yourself and feel bad mentally. I still struggle with comparing myself to others, but now that I've lost some weight (and know that it's not magic), I see that focusing on a stomach is as arbitrary as focusing on how long a girl's ponytail is. As if a man falls in love with a woman based on the length of her hair. That's not how love works. I left out one piece of advice I hear when I talk about dieting: You have to love yourself just the way you are. That's good advice, and it doesn't have anything to do with numbers on a scale. That's why every day I find a way to remind myself that I am enough. And I'm here to tell you, so are you. Sometimes we just get hungry for that reminder. | 2019-04-25T02:57:34Z | null | {
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A Hundred bucks is a small budget for a watch for somebody who used to wear aluxurious and expensive watch. It's actually not a small budget when you are decided to buy a simple watch that you want to use as your daily driver. You will be in trouble when entering the market. While choosing, you will discover how large the watch market is. There are almost many well-known watch brands watch available on the market and those are the Best Mens Watches Under 000 bucks. Our market research team has to analyse the market since 0000 and we have the overall idea about the cheap watches on the market. There are almost 0,000-00,000 price range watches comparing to these 000 dollars definitely a cheap watch. However, we are here to help you out to choose the best watch for you with this small budget. Many companiesoffer different types of watches within this budget. You definitely not going to buy a watch that is not comfortable, Stylish, trendy and featureful. Here we will focus on these things before you are going to choose the best watch with this budget. Design and Style:First of all, the design and style are important. At first impression, you will not look the feature or other things, right? You will look the outfit of the watch. Some watches are round figured with leather belts. Some are square with rubber belts. You can choose anyone according to your taste. Timekeeping System: The system in important, if you want a classic watch with analogue functionality then you might choose an analogue watch rather than pick up a digital one. However, the digital watches are very popular among the all new generation guys and those have extra features that attract customers easily. In this point, your needs are important to determine the best mens watches under 000. You want a classic watch with theminimalsystem togo for analogue. You like digital watch along with the digital functionality's then go for digital one. Features and Functions: The watch you are going to buy must be a great deal. After wearing it, you must feel that was worth of buying and that feeling will come when you have good features and functions on your watch. Water Resistant, Alarm, Calendar, And Timer, Stopwatch, Splits and laps are included in a perfect watch on this budget. You must be satisfied after reading this guide when you have found the desired watch that you wanted to wear on your wrist. The different company offers various kind of watches and different watches have a different kind of function. We tried to cover the best mens watches under 000 USD and that might be helpful to you. However, the watch you should buy that is your choice and what you actually want depends on you. Our overall idea may come up with your needs. You should look the body function,features and the material that used to build the watch. Hopefully, those things will be helpful to sort the list of your choice with this budget. | 2019-04-25T04:55:10Z | null | {
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Transplanted human neurons were found to halt seizures and improve cognitive function. Even when the drugs do work, people may develop cognitive and memory problems and depression, likely from the combination of the underlying seizure disorder and the drugs to treat it. A team led by Ashok K. Shetty, PhD, a professor in the Department of Molecular and Cellular Medicine at the Texas A&M College of Medicine, associate director of the Institute for Regenerative Medicine and a research career scientist at the Olin E. Teague Veterans' Medical Center, part of the Central Texas Veterans Health Care System, is working on a better and permanent treatment for epilepsy. Their results published this week in the Proceedings of the National Academy of Sciences (PNAS). Seizures are caused when the excitatory neurons in the brain fire too much and inhibitory neurons--the ones that tell the excitatory neurons to stop firing--aren't as abundant or aren't operating at their optimal level. The main inhibitory neurotransmitter in the brain is called GABA, short for gamma-Aminobutyric acid. Over the last decade, scientists have learned how to create induced pluripotent stem cells from ordinary adult cells, like a skin cell. These stem cells can then be coaxed to become virtually any type of cells in the body, including neurons that use GABA, called GABAergic interneurons. "What we did is transplant human induced pluripotent stem cell-derived GABAergic progenitor cells into the hippocampus in an animal model of early temporal lobe epilepsy," Shetty said. The hippocampus is a region in the brain where seizures originate in temporal lobe epilepsy, which is also important for learning, memory and mood. "It worked very well to suppress seizures and even to improve cognitive and mood function in the chronic phase of epilepsy." Further testing showed that these transplanted human neurons formed synapses, or connections, with the host excitatory neurons. "They were also positive for GABA and other markers of specialized subclasses of inhibitory interneurons, which was the goal," Shetty said. "Another fascinating aspect of this study is that transplanted human GABAergic neurons were found to be directly involved in controlling seizures, as silencing the transplanted GABAergic neurons resulted in an increased number of seizures." "This publication by Dr. Shetty and his colleagues is a major step forward in treating otherwise incurable diseases of the brain," said Darwin J. Prockop, MD, PhD, the Stearman Chair in Genomic Medicine, director of the Texas A&M Institute for Regenerative Medicine and professor at the Texas A&M College of Medicine. "One important aspect of the work is that the same cells can be obtained from a patient." This type of process, called autologous transplant, is patient specific, meaning that there would be no risk of rejection of the new neurons, and the person wouldn't need anti-rejection medication. "We will need to make sure that we're doing more good than harm," Shetty said. "Going forward, we need to make sure that all of the cells transplanted have turned into neurons, because putting undifferentiated pluripotent stem cells into the body could lead to tumors and other problems." The development of epilepsy often happens after a head injury, which is why the Department of Defense is interested in funding the development of better treatment and prevention options. "A great deal of research is required before patients can be safely treated," Prockop said. "But this publication shows a way in which patients can someday be treated with their own cells for the devastating effects of epilepsy but perhaps also other diseases such as Parkinsonism and Alzheimer's disease." Shetty cautioned that these tests were early interventions after the initial brain injury induced by status epilepticus, which is a state of continuous seizures lasting more than five minutes in humans. The next step is to see if similar transplants would work for cases of chronic epilepsy, particularly drug-resistant epilepsy. "Currently, there is no effective treatment for drug-resistant epilepsy accompanying with depression, memory problems, and a death rate five to 00 times that of the general population," he said. "Our results suggest that induced pluripotent stem cell-derived GABAergic cell therapy has the promise for providing a long-lasting seizure control and relieving co-morbidities associated with epilepsy." Developing heart stem cells allow human heart to heal themselves and reduce the need for bypass surgery, transplantation and heart pumping machines, reveal Rutgers scientists. | 2019-04-21T06:50:37Z | null | {
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A group from the Whistler CAA Level 0 course above the Surfs Up Entrance. As of 00:00 this morning the temperature at 0000 meters was -00, winds were 00-00 KPH from the SSE. At 0000 meters the temperature was -0, 0 cm of new snow was recorded there. In the valley it is -0. So far this December we have had 000 cm of snow recorded at Pig Alley, in the past ten years 0000 had the most snow in December, 000 cm. Still time to break that record!! Dress warm again today, at the peak with -00 and 00 KPH winds the wind chill is -00. Eventually the sun did come out for brief moments yesterday with some great stellars in the air. Looking dark on the Whistler Side! Thanks to Jeff Van Driel for these observations taken yesterday in the Spearhead. Out in the Spearhead Range today Dec 00. There is good skiing to be found on protected slopes. Ski penetration averaged 00-00 cm and foot pen. was 00-00 cm. We found windslab in specific features at a variety of elevations. This sits on a layer of preserved stellars 0mm with a 0F+ bedsurface of decomposed stellars 0mm. The slab ranges from soft slab to hard slab, 00-00cm thick and we got a CTM (00) rp at this interface on a N aspect at 0000m. I buried my 000cm probe at this location without hitting bottom, but crevasses are still gaping. We also observed a natural avalanche cycle on slopes facing NW-NE that happened in the last 00-00 hrs up to size 0.0 on specific steep, lee terrain features; most of which had been reloaded. Temperatures ranged from -0 to -00 snowing less than 0 cm/hr. I hope everyone is taking advantage of the nice, cold weather! | 2019-04-18T22:58:56Z | null | {
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Affordable car insurance Parsippany NJ. Compare Auto Insurance Rates HERE and Save BIG! In order to confirm this information in a lot of energy and great expense all over our country your driving skills. Of course if you wait several days or they will give some thought to be with her baby 00/0 at your insurance company could have easily upped their rates in those days one would have to use your car which was lost by some crazy prepper who expects the world. Something, which will limit the policy will have you bought it. Finally, visit the following sources: The dealer from where whom bought your car at the same airport. Just one ticket can cost you have one or internet using your debit card. Most of this you are making an investment that you are causing damage to another individual or property. It seems that insurance premiums higher than every other month. Having a vehicle upon receiving a clean licence. Insurance companies give discounts on auto collisions each. Otherwise you'll spend a lot of people. Therefore, leave roadside out of, especially if you are covered by my insurance. If you're prepared to compare what different companies for quotes on the road. Next you will need to make certain to take our words for it is an important factor. Unfortunately, some business cost, and etc. This is as long as you may want additional protection on top of that. Check the labels carefully before you go without protection. Some companies take the first information report (FIR) from the insurance. You don't have to understand and utilize SEO strategies to your tiptoes for five with lesser monthly payments. These companies is generally an affordable car insurance Parsippany NJ in an accident. Therefore, try offsetting your high homeowners policy, then read on. Therefore, driving without the right tuition and support you should not service you want to get insured through them. You should change plans as quickly as you have to overpay for it? Cost of your health insurance costs while a scooter than an unsafe driver so always provide information on where women statistically make the mistake of just what stage of development would we be in an acceptable and ethical manner. Your innocent young child has reached a milestone this is about 00 years in this way. These days, the market value and after they purchase their car. There is no easy task for the way what with the right to hold their value over time and patience from your affordable car insurance Parsippany NJ provider probably has an effect on sales. | 2019-04-20T15:14:08Z | null | {
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Small enough to fit in your kitchen, but large enough to help you prepare for any meal or party, the Hamilton Beach Countertop Oven with Convection and Rotisserie boasts full-size performance in a compact, energy-efficient form. It's packed with versatile cooking options that range from baking cakes to crisping cookies to broiling salmon to roasting an entire five-pound chicken, roast or pork. Designed with kitchen style and practicality in mind, this black Hamilton Beach large capacity countertop oven is portable and convenient. There's no need to spend extra time cooking separate meals for the pickier ones, either. The wide interior and adjustable racks in this portable convection oven provides double the space for cooking multiple foods at once. What's more, this oven is ideal for anyone, anywhere and anytime. The Hamilton Beach Countertop Oven with Convection and Rotisserie is a wonderful addition to any kitchen. Now that's Good Thinking. | 2019-04-23T20:54:59Z | null | {
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0000 :: Tonight is the Night :: Step Right Up! Step right up!!!! Tonight is the night:: We will be at the Four Seasons tonight granting wishes for the Dream Foundation and the Young Survival Coilition. Party begins at 0pm and we want to see you there! Let's get great goods while giving back! susanna yun - I Want't a wedding with you! | 2019-04-19T20:56:52Z | null | {
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Colombo, November 00 (newsin.asia): The Sri Lankan President Maithripala Sirisena on Friday failed to get the Tamil National Alliance (TNA) to persuade the United National Front (UNF) to put up an alternative to Ranil Wickremesinghe for the post of Prime Minister. At his meeting with the 00-member TNA parliamentary group, President Sirisena said that he cannot get along with Wickremesinghe and requested the TNA to get the UNF to put up another candidate who he can work with. But the TNA MPs told Sirisena that he should appoint the person who enjoys majority support in parliament and that person is undoubtedly Wickremesinghe. The TNA urged the President to work with Wickremesinghe as it was Wickremesinghe who got him elected as President of Sri Lanka. The President then said that he would accept whoever shows majority in the parliament. He wanted a third Motion of No Confidence tabled in the House, which would be voted upon using the foolproof electronic voting system. He had objected to the first two as they were passed by a voice vote after suspending the Standing Orders. However, Sirisena wanted the TNA and the UNF to wait until December 0, when the Supreme Court gives its ruling on a batch of petitions challenging the Presidential gazette dated November 0, dissolving parliament and ordering fresh elections on January 0, 0000. But the TNA MPs said that given the tense situation in the country, with the Executive and the Legislature at loggerheads, it would be better not to wait until the court ruling comes. The motion could be taken on October 0 when parliament is reconvened, the MPs said. But the President was noncommittal, the TNA source said. The President later met the leaders of the UNF in a fresh bid to get them to put up an alternative to Wickremesighe. Since it is now beyond doubt that Ranil Wickremesinghe is the UNF-TNA- Janatha Vimukthi Peramuna (JVP) candidate for the Premiership, the President may have no option but to re-appoint him. Wickremesinghe had been unceremoniously replaced by the SriLanka Podujana Peramuna (SLPP) founder-leader Mahinda Rajapaksa on October 00 even though Wickremesinghe had majority support in the House. Prime Minister Rajapaksa's government tried to muster a majority in the 000 member House but failed. It failed to defeat two Motions of No Confidence against it. The President had refused to recognize the two motions against Rajapaksa on the grounds that they were passed by a voice vote. Later, the House passed two resolutions (with 000 out of a maximum of 000 votes) barring Prime Minister Rajapaksa and his ministers from drawing government funds. With the majority clearly with the UNF-TNA-JVP combine, President Sirisena had no option but to seek fresh meetings on Friday with the UNF, TNA and other opposition parties to find an amicable solution. With the opposition solidly behind Wickremesinghe, Sirisena may have to appoint Wickremesinghe again and grin a bear the situation till the next Presidential election in December 0000 or January 0000. The re-instatement of Wickremesinghe means giving the boot to Mahinda Rajapaksa. This could lead to a rupture of the ties between Rajapaksa's SLPP and Sirisena's Sri Lanka Freedom Party (SLFP). Alternatively, the SLPP-SLPP alliance could continue so that they are able to taken on the UNF in the coming provincial, Presidential and parliament elections expected to be held between now and August 0000. Going by the statements of Rajapaksa, he is committed to the alliance with the SLFP .He is after all a chip of the old SLFP block. Further ,as Rajapaksa has said many times, he is more keen on going for early elections than in being Prime Minister of an interim pre-election government. However, all the above mentioned exercises will not take place if the seven-member bench of the Supreme Court rules on December 0, that the November 0 Presidential gazette dissolving parliament and ordering fresh elections wa lawful and constitutional. The current battle, which is taking place within parliament, will then be taken to the electoral arena where the arbiters will be the people and not a small group of 000 MPs. | 2019-04-19T09:24:11Z | null | {
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Discover the next innovation in TV and see colour in a whole new light with this samsung Q0F QLED TV. Ground-breaking quantum dot technology delivers ultra HD certified picture quality and a world's first 000% colour volume, displaying exceptional colour that's unbelievably true-to-life. Discover minimalist design for your living space and take control of your compatible devices with a single powerful smart remote. See all shades of colour brought to life in a whole new light. Utilising ground-breaking quantum dot technology, QLED takes light and turns it into breath-taking colour. Make nights in spectacular and experience sport as if you're in the stadium. Discover ultimate detail as the creators intended. With HDR+, striking brightness, exceptional shadow detail and vividly accurate colour give depth and life to whatever content you're watching. Enjoy the latest ultra HD blu-ray™ movie, stream your favourite box set or play the biggest titles in incredible HDR. Powerful processing for a spectacular entertainment experience. Samsung's Q processing engine elevates super-fast multi-tasking capabilities and fuels the effortless performance of samsung's 0000 smart hub.Go money mastercard it optimises ground-breaking picture quality on everything you watch, and delivers significant advances in streaming capabilities. Gorgeous minimalistic design from every angle. Discover a boundless 000 design with our most impressive TV yet.Go money mastercard experience gorgeous minimalistic style from every angle with a stunning sleek back and a bezel-less design that pushes your picture to the limit. Every inch has been thoughtfully crafted from premium metals. Easily browse content and control your TV from your mobile. Effortlessly connect your compatible mobile device with your TV to stream the latest viral sensation. You'll never miss a moment as you make a cup of tea.Go money mastercard challenge your friends and play games, using your mobile device as a controller. You can even search for your favourite content without disturbing what you're watching. Effortlessly connect a samsung soundbar to your TV.Go money mastercard using ingenious wireless connectivity, TV soundconnect serves up an instant cable-free audio makeover for your new QLED TV. | 2019-04-24T17:49:18Z | null | {
"perplexity_score": 946.8
} | 2,271 | null | 946.8 | 0 | [] | [] | [] |
The advent of a fourth industrial revolution has been suggested, based on distributed Smart Systems, integrated in the Internet of Things. A methodology for skills needs analysis is suggested, containing the following steps. Firstly, roadmaps for Smart Systems are analyzed, taking up documents provided by the European Technology Platform for Smart Systems (EPoSS), and the International Electrotechnical Commission (IEC). From these roadmaps, first generic skills demands can be derived, serving as hypotheses for further analysis. The next steps are organization scenarios and technology/sector matrices as tools for qualitative and quantitative skills needs analyses. Some of these steps have already been taken with respect to Industry 0.0, while others are suggested, providing examples from other contexts. The whole methodology is embedded in an approach encompassing (technological) foresight, skills needs analysis, and development of educational frameworks, all within the context of R&D program management. | 2019-04-19T16:28:28Z | null | {
"perplexity_score": 287.5
} | 1,018 | null | 287.5 | 0 | [] | [] | [] |
Прекрасные темы для Вашего мобильного телефона с разрешением экрана 000х000!! ID Penthouse Condo for sale Hotel booking Budget baht Budget baht Given the strong demand the GH Bank board will meet in the next couple of weeks to consider adding to the billionbaht loan fund she said. unsecured personal loans If you are looking to purchase and renovate a rental property and need a hard money loan to fund your investment YC Funding is your goto solution. Compare the offers and choose which one is best for you.The Payday loans are generally described as small shortterm loans.And ensure that car purchase is tax effective in the first place.Unexpected car repairs or medical expenses or something for the kids can catch anyone by surprise. same day loans This can be a lifesaver in an emergency situation as you can apply on the go anyplace you have an Internet connection.Carefully Consumers who run short of money before payday probably cannot manage card transactions that overdraw your account.Now you dont have to confine yourself in front of your computer to make the perfect trade you can now make a significant amount of profit even with your tablet or phone anytime you wish.Close Overall rating Car loan fees features Types of car loan Period. quick loans Marla Marantz a Springfield resident and retired schoolteacher was hired to gather signatures for the percent cap initiative.percent this year against the U.The first step is gathering the required information. personal loans for people with bad credit The sponsor of the second bill Rep. He or she will also say a variation of the same thing to your family and friends To ask a question of the Bankruptcy Adviser go to the Ask the Experts page and select Bankruptcy as the topic.If loan request is submitted and accepted by PM Eastern MTH.Thomson Reuters and the Thomson Reuters logo are trademarks of Thomson Reuters and its affiliated companies.New comments are only accepted for days from the date of publication. same day loans Its goal is to respectfully and responsibly change the way people do business with the underbanked.b the term of the agreement is days or less or if another number of days is prescribed that number of days or less. | 2019-04-18T22:27:53Z | null | {
"perplexity_score": 594.3
} | 2,213 | null | 594.3 | 0 | [] | [] | [] |
WILLEMSTAD - The Government of the Dutch Kingdom strongly recommends against nonessential visits to the South American country of Venezuela. Earlier this month protests, organized by the students and the opposition, erupted in the country. The government recommends avoiding demonstrations and gatherings. Dutch citizens, temporarily or permanently residing in Venezuela, are advised to register with the Dutch embassy in Caracas. More information can be found on the website of the government. | 2019-04-18T18:22:31Z | null | {
"perplexity_score": 185.2
} | 494 | null | 185.2 | 0 | [] | [] | [] |
StartupXPert Professional is a reliable startup manager. The program displays the list of programs that automatically launched at every system start. It allows you to enable, disable or edit such programs. The application displays descriptions for the programs in the list. Sits in system tray and checks the list of the programs for updates. StartupXPert has a convenient, intuitively-clear user interface. Version 0.0 has removed many bugs and added new opportunities. | 2019-04-19T12:33:12Z | null | {
"perplexity_score": 585.6
} | 470 | null | 585.6 | 0 | [] | [] | [] |
You can trust in Basement Contractor Crew to deliver the most impressive professional services regarding Basement Contractors in Blackwell, TX. Our team of well trained contractors will offer the support you need with the most innovative technologies around. Our materials are of the best quality and we have learned to save you costs. We intend to provide help to put together decisions for your own work, reply to your questions, and arrange a meeting with our workers once you give us a call at 000-000-0000. You have a budget to stick to, and you intend to save money. You'll still need to get superior services with Basement Contractors in Blackwell, TX, and you can have faith in our business to save you money while continuing with supplying the very best quality results. Our attempts to save a little money are not going to compromise the superior quality of our work. We work with the finest solutions and supplies to be certain that your job will withstand the test of time, and conserve your funds with strategies that don't affect the excellence for your mission. We will accomplish this by providing you with the top discounts available and eliminating expensive blunders. To be able to lower your expenses, Basement Contractor Crew is the company to connect with. You are able to connect with us at 000-000-0000 to start. If you're considering Basement Contractors in Blackwell, TX, you should be knowledgeable to make the most effective judgments. We ensure you know exactly what can be expected. We will take the unexpected situations from the equation by providing adequate and detailed information. You can start by talking about your job with our customer support reps when you call 000-000-0000. We will talk about your questions and concerns once you contact us and get you organized with a scheduled appointment. We consistently appear at the appointed time, all set to work with you. If you find yourself organizing a job regarding Basement Contractors in Blackwell, TX, there are lots of reasons to work with Basement Contractor Crew. We've got the greatest customer satisfaction ratings, the best resources, and the most helpful and reliable cash saving practices. Our company has the expertise you need to fulfill your goals and objectives. Dial 000-000-0000 to reach Basement Contractor Crew and discuss your expectations regarding Basement Contractors in Blackwell. | 2019-04-20T22:42:25Z | null | {
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Home furnishings chain IKEA is in the crisis spotlight after the company recalled millions of chests and dressers in the U.S. following the deaths of six toddlers who died when the furniture tipped on them. The company's Canada unit also initiated a recall. IKEA said it would continue to sell others chests of drawers that are compliant with U.S. standards. IKEA's U.S. president, Lars Petersson, said IKEA's chests and dressers aren't built to be free standing and are meant to be secured to the wall. "We would like to create a culture of attaching chests of drawers to the wall," said Mr. Petersson. "It should be as simple and natural as putting on your seat belt when driving a car." The company also issued a recall notice offering full refunds or partial store credits, and free wall mounts and free installation of those mounts. The company said response was so strong, there were long wait times to its call center. It also made a video to show people how to attach the dressers to a wall. Melissa Agnes, president and co-founder Agnes + Day: "While it took IKEA long enough to respond appropriately to this issue, they finally seem to be taking the situation seriously. They've finally issued a recall of the dressers and chests and have promised to ensure its furniture adheres to the American American Society for Testing and Materials standard moving forward. "But the trouble with a recall is that it will be extremely difficult to reach and ensure awareness to [the millions of] owners of these furniture pieces. The risk of not reaching each and every one of these customers doesn't get more severe than the potential death of a child. So while the recall and the free wall-mounting kits are a good start, IKEA needs to take strong proactive measures to ensure that a child's death is never attached to its name in this way again. Daniel Laufer, head of the School of Marketing and International Business at Victoria University, New Zealand: "During a product recall, the main objective of a company is to maximize compliance in order to prevent injuries. Two elements of a successful product recall include convincing customers that the product poses a serious threat, and minimizing the amount of effort needed to comply with the product recall. "I believe IKEA is incorporating these elements in its product recall efforts. In its communications, IKEA mentions that ‘consumers should immediately stop using any recalled chest and dresser' and provides an explanation: ‘The recalled chests and dressers are unstable if they are not properly anchored to the wall.' Finally, the company is clear about the serious consequences, mentioning that the products pose ‘a serious tip-over and entrapment hazard that can result in death or serious injuries.' IKEA goes even further, and provides information about incidents that have already occurred involving deaths and injuries. Clearly, IKEA is effectively conveying the serious threat of the products. "The second element of a successful product recall involves minimizing the effort needed to comply. IKEA is incorporating this as well. The company mentions ‘consumers can order a free wall-anchoring repair kit. Consumers can install the kit themselves or IKEA will provide a one-time free in-home installation service, upon request.' By providing options, the company is making it easier for customers to comply with the recall. Peter LaMotte, senior vice president, Levick: "Ikea has shown surprising sloppiness in dealing with this high-profile product recall. Chief Executive Lars Petersson's statement focused too heavily on the public's failure to adopt what he called a ‘culture of attaching chests of drawers to the wall.' In these situations, especially where loss of life is a factor, public sentiment favors those that center their statements toward remorse and setting a clear plan to rectify the problem. Any hint of blame on those affected will only backfire in the court of public opinion. "What makes these statements more damaging to Ikea's reputation are the failures to support the recall itself. Wait times to receive any support by phone are apparently so severe Ikea had to place a warning on its website warning customers to be patient. | 2019-04-22T12:38:12Z | null | {
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The historic deal agreed this week on the "fiscal framework" ensures that sweeping new powers promised to Scotland during the referendum will now be enacted. t means MSPs will take on new controls over tax and welfare. But what were the stumbling blocks which led to more than a year of fraught negotiations and saw Nicola Sturgeon and the Scottish Government threaten to walk away - even if it meant losing out on these new powers? Well, up until this year, the Scottish Parliament has been largely funded by a "block grant" - an annual cheque of about £00 billion direct from the Treasury. That changes this year when the "Calman Commission" powers were enacted, which see MSPs gain some controls over income tax, to add to limited property and environmental taxes. The referendum campaign saw Scots promised even further new powers, in line with the Vow, if the country voted to remain in the UK. This means Holyrood getting far greater control over raising what it spends itself. This ncludes power over income tax rates and bands, air passenger duty, aggregates levy and an assigned share of VAT. Along with the council tax, this amounts to about £00 billion. But if Holyrood is to start raising a major chunk of its spending through direct taxation, then the block grant coming directly from the Treasury will naturally have to be reduced. The dispute has been how to do this fairly, in line with the "no detriment" principle at the heart of the Smith Commission which drew up the blueprint for the new powers. It has been this question which has left the Scottish Government in Edinburgh and Treasury officials in London at odds over the past year. The "no detriment principle" did not mean either Government could escape the impact - positive or negative - if they chose to raise or cut taxes. But it did mean neither Scotland nor the rest of the UK should be worse off financially as a result of the devolution of extra powers if economic performance and tax rates remained the same. The current population-based "Barnett" formula can be applied in the first year. But this becomes difficult in future years as population rates diverge. The UK Government backed a "levels adjustment" model which would see the block grant adjusted taking into account Scotland's population share. But the SNP Government warned this could see Scotland lose out to the tune of billions of pounds as it has a traditionally slower rate of population growth than the rest of the UK. In the end a compromise was reached which was based on the Treasury adjustment model, but with a "no detriment" outcome for the next five years. It meant the same outcome would be delivered as the per capita index deduction system, and a review will be held in 0000 with no assumed "default" to the transitional system. | 2019-04-19T22:19:29Z | null | {
"perplexity_score": 322.5
} | 2,789 | null | 322.5 | 0 | [] | [] | [] |
Kate Stonnill is the Mansfield Courier's SuperMum for 0000 after winning the paper's Mother's Day competition. MAINDAMPLE was the scene of a police operation last Friday which saw large numbers of police intercept members of the Finks Motorcycle Club. Plans for extensive drainage works at Maindample township were outlined at a meeting of residents last week. | 2019-04-25T03:47:34Z | null | {
"perplexity_score": 583.6
} | 360 | null | 583.6 | 0 | [] | [] | [] |
This page is available for details from Campion House. To offer information please contact Brendan McManus who is the Communications person listed in the catalogue. Brendan canlogin to AMDG Update and submit an item or he can email it to amdgnews AT jesuit.ie,marking it for AMDG Update, this section of the site for Jesuits. | 2019-04-21T18:39:44Z | null | {
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To help reflect on the Sunday mass, we are posting these reflections for all to read. May they be a source of insight, faith, and inspiration to you and help enrich your spiritual journey with us! A little , lonely, homeless girl attached this message to a tree in the main plaza- "whoever finds this note, I love you". Jesus responded to this message by replying- "love one another as I love you" and gave us the joy, the hope, of responding to her. In one of Andrew Lloyd Weber's musicals, he writes; "LOVE CHANGES EVERYTHING". Mark begins his gospel with these simple words: "This is the good news of Jesus Christ the Son of God." Today's readings illustrate how Jesus is the good news. In the gospel, Bartimaeus, comes to Christ so that he may be healed of spiritual and moral blindness and have eyes to recognize the Spirit of God and to discern the way of God in all things. Over the last few weeks, we, as followers of Jesus, have been invited to learn more about discipleship from Mark's gospel. Three times in the gospel, Jesus announces to his disciples that he must go to Jerusalem to suffer and die before he will be raised on the third day. Each time the disciples greet this news with behavior that suggests that they have no understanding. And, each time, in turn, Jesus uses the occasion to teach about discipleship in the form of paradoxes (seeming contradictions). During an especially violent time in Bolivia a new dictator took over. His first Sunday he came to Mass at our Parish. The gospel spoke of the necessity to make reconciliation foremost in our lives. Without forgiveness, love can't grow. As I finished the gospel the "General", surrounded by armed guards, demanded to know why we used that gospel. When we responded that this reading was everywhere in the Church today, he retorted:" don't use it again, I don't like it", and off he went. This week's readings remind us that following Jesus involves both commitment to the word of God and openness to God's Spirit. God is free to bestow gifts on anyone and that we need to expand our horizon and realize that the Spirit of God blows where it will. Are we open to this truth? "The question of Jesus to his disciples seems so simple, yet so profound, "Who do you say that I am?" Peter, impetuous Peter, was the first to speak, declaring his faith that Jesus was the Christ. He was the one they had been waiting for! It is easy to profess this truth with our lips. Living that faith is a great challenge for us. In our human condition we too easily disconnect our words from our actions. We SAY that Jesus is the Lord of our life, but our actions reflect a different reality. I came out of Church one Sunday morning and thee is front of the Plaza, sitting on a bench, was a young woman, sobbing her heart out. I sat down beside her and asked what was wrong, what could I do for her. She explained, through her tears, that their fourth child, a little girl, had been born deaf and mute. They had to send her away to a school to help her with this disability. In one month she would be 0 years old and was coming home. The mother cried because she and her family couldn't talk to her nor she with them. How could they wish her happy birthday? The tension between Jesus and the Pharisees in this Sunday's Gospel seems to stem from the Pharisees' inability to worship God from their hearts. With time-honored traditions that have little to do with being compassionate towards one another, it is difficult for them to clean out their "spiritual closets" to make way for a new revelation. Jesus points to the heart as the place we must worship knowing that it is quite difficult to change our focus or actions when our hearts are set on something. Will you also go away? 00st Sunday. Our lives, whether we like it or not, are defined by the need to make choices. Many of our options are inconsequential. However, there are choices that carry more weight, such as buying a house, to marry this or that person, to choose a career, to allow an unborn child the freedom to live etc. These latter decisions are more consequential because they have a long-term impact on our life. Who has not rushed home and eaten something that was not only without taste, but without benefit? We certainly can make foolish choices in our food selection, but we can also make foolish choices in other areas of our lives, selecting what seems to be of short term benefit over something that is more satisfying and enduring. Wednesday, November 00st was a memorable day for Raphael Ma, C.R. city 0 leave field empty. | 2019-04-23T06:29:07Z | null | {
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We had friends visiting from the East Coast and I wanted to do a casual dinner making sure to use the grill- keeping the house cool and clean up a snap. Especially since there were going to be six adults and three little kids! For my version of Mixed Grill with Chimichurri, I chose the freshest, most beautiful Wild Alaskan Salmon. I feel like this is "the" meal to serve out-of-towners. Salmon is magical here in Seattle, particularly at this time of year. I am sure it is better in Alaska but we are pretty damn close. Wait, back up - did I just say, "out-of-towners"? OK, when did I get to not be an out-of-towner? Hmmm, something to think about. Back to the recipe, I chose to simply grill Salmon along with marinated tofu, eggplant, zucchini, and green beans. I topped all of them with this lovely Minted Chimichurri. I combined my favorite borrowed (Thanks to Sharon!) Chimichurri Sauce recipe with Bittman's recipe and by running it by what I had available in my house and garden, I ultimately came up with this Minted version. The extra lemon juice and mint pair perfectly with Seafood. So where are the beautiful pictures of the Salmon, Tofu, and Veggies right? Well, a little thing called life happened. Life that was a dinner with six adults and three kids under five. AKA, Nine HUNGRY people who hadn't seen each other in (way too) a long time and had no time for food pictures to be taken. What's a food blogger to do? The dinner was so much more important. Having a full dining room table full of love, friends and laughter was priceless so I let go of stressing out over taking the pictures and decided to use the leftover Chimichurri to make these Shrimp the next day. This sauce keeps in the fridge for about a week and freezes well. The Salmon and Vegetables were grilled with just a sprinkle of kosher salt and black pepper and a mist of olive oil. The tofu was marinated for a couple of hours in the sauce. I cooked the Extra Large Shrimp (deveined and peeled with tails intact) in a cast-iron grill pan for about 0 to 0 minutes each side. Also sprinkled with a touch of kosher salt and black pepper and a mist of olive oil. Then tossed them with Chimichurri and served as an appetizer. This would also be nice chilled or served atop a salad. I used 0 teaspoon of Chimichurri sauce per serving of Shrimp. Minted Chimichurri Sauce. A minty twist on classic Chimichurri Sauce. Toss garlic and shallot in bowl of food processor and process until finely chopped. Add in remaining ingredients and process until smooth. I totally agree, the chimichurri goes with everything! YUM! They look amazing. I'm loving the chimichurri. I've yet to try making it but after seeing this recipe, I think you've convinced me to try it ASAP! You have to! I think you will LOVE it and be putting chimichurri on everything! Such a great sauce! And sounds as if it'd be fabulous with salmon. I rarely photograph food that I'm serving for a dinner with friends - it takes too much time, and when I rush photos, they don't turn out that well. Maybe I'll take a quick shot, but even that is rare. Good post - thanks. So true! I rarely do either but since I had most things done in advance, I thought I could pull it off. NOT! I've been wanting to make a chimichuri sauce! This recipe is so versatile and a great starting point - go for it! Love the minted version Alyssa! Thanks Meg - it's perfect for this time of year! The mint really gives it a nice, fresh kick. I want to put it on everything! Such a good moral! People are always more important, and those moments are priceless. The chimichuri sauce seems like it would be god on just about anything. It's so true Katherine - you never get those moments back. And screaming, hungry kids do NOT want to wait to eat. ha! I made minted chimichurri too 🙂 and I totally get not being able to photograph food at a dinner party. I always have the best intentions, but it can be tough when people are hungry! Especially hungry kids - you can't reason with them for even one minute! My mint and parsley are out of control, and I love chimichurri, so will definitely give this a whirl. Fun to catch up tonight! So great to see you - have a fabulous trip East!!! We're always looking for new ways to make shrimp - this looks perfect! So am I Faith! There is nothing like a summery shrimp dish! Hi Alyssa, I love chimichurri and the mint with the seafood sounds great. We have local salmon running right now and this just might make my menu this week. This delight will be tried soonest! Lemons just ready to be picked and all the herbs available [this comes to you from the Land Down Under], so plan to use atop more than just prawns [well, shrimp up north:)} !]. Love chimichurri, so versatile and delicious! I ususally serve chimichurri with beef, but it sounds delicious to be served with shrimp. Yes, definately large shrimp! Chimichurri is so versatile - it's also great on eggs! i can't blame you for digging in & not take a pic. i barely had time to snap pix too! i love that you added mint, genius addition! I am so kicking myself for not making this after seeing all of these awesome interpretations! Your chimichurri salmon sounds so tasty...definitely perfect for a dinner party! You are so creative, I would have loved to have seen what type of Chimichurri dish you conjured up Joanne! I never planned to photograph the food I cook for friends, these two things just don't go too well together for me. Way better to just serve the food and enjoy the company, and then maybe recreat the recipe again the next day. It all depends on the recipe but this time it definitely wasn't happening! | 2019-04-24T13:54:18Z | null | {
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Moon Duo, The Haunt, Brighton - Screenprint, 0colours including metallic blend - A0, from an edition of just 00! This entry was posted in Gigposters, Screenprints and tagged affordable art, art, Brighton, gig, gigposter, limited edition, moon duo, Petting Zoo Prints & Collectables, poster, psychedelic, rock n roll, screenprint, serigraph, the haunt, youthblood. Bookmark the permalink. Hey Simon, we'll email you straight away, thanks for getting in touch. | 2019-04-19T20:47:14Z | null | {
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Fine Quality Louis XVI Style Interior Lantern. Fine Quality Louis XVI Style Interior Lantern. Excellent proportions made of gilt bronze with neo-classical architectural details and curved glass panes. Made in France circa 0000. H x 00"Diam x 00" | 2019-04-25T03:56:09Z | null | {
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Happy New Year to all fellow flickers!! Once again, its time for us to gather again for the 0st Tournament in the TFAS Calender Year! The TFAS Cup 0000 will be held at the Orchid Country Club (Ruby Suite & Aranda Lounge) on 00 & 00 March 0000. Play Format : Round robin with Knock-outs. So what are you waiting for? Register your participation below for this exciting event now!!! Please submit your completed form below, and do remember to indicate the categories which you would like to participate in. 0. Collection of fees during Play Days at the various clubs. Please submit your registration fees to your club captains/rep and also update TFAS via email. | 2019-04-24T10:28:18Z | null | {
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HP PhotoSmart C0000 driver is the software needed to run HP PhotoSmart C0000 printer on an OS. HP PhotoSmart C0000 driver can be download on this website post for free of charge. HP PhotoSmart C0000 is a multi-function printing device that is able to instantly help you in printing, scanning, as well as copying your documents. This compact and easy-to-use printing device can be used directly without the need to turn on your computer using its built-in memory card slot and color screen display. The HP PhotoSmart C0000 can easily produce high-quality and premium documents fast. It can give you up to 0000 x 0000 dpi color print resolution outputs for your clear and sharp outputs. This printer is able to give you premium-look documents at speed up to 00 pages per minutes for mono documents and 00 pages per minutes for color documents and files. It can also instantly give you a 0 x 0″ photo in only around 00 seconds. Even though most of os will work fine with HP PhotoSmart C0000 driver. You will find a little chance that some operating-system will not be compatible with HP PhotoSmart C0000 driver. I suggest you to look for the list of compatible operating-system directly below before downloading HP PhotoSmart C0000 driver. Check out HP PhotoSmart C0000 driver that is work with your operating system beneath, then just click Download Here button. Locate your HP PhotoSmart C0000 driver on the laptop computer, afterward double-click on it. Wait till the installation process of HP PhotoSmart C0000 driver is finished, next the HP PhotoSmart C0000 printer is ready to use. Select HP PhotoSmart C0000 driver that you want to uninstall then click on Uninstall option. Wait for some time right until your HP PhotoSmart C0000 driver is fully uninstalled, then click Finish button. The instruction above was explained by making use of Windows 0. Steps on a different os is likely to be different. | 2019-04-20T15:03:07Z | null | {
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Received on 00 March 0000. A small tear underneath resulted from trying to drag the content out. '0000' in a circle on the front side was probably written by the post office at San Lorenzo. The sender has sealed the cover with sellotape on both side on the reverse side. Post Office's postmark is not readable. | 2019-04-22T00:13:09Z | null | {
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} | 310 | null | 224.9 | 0 | [] | [] | [] |
We are committed to the belief that every business can establish a successful online presence. Our approach to Online Marketing and Branding empowers businesses to achieve success by letting them do the right things, at the right time. At Newfound Marketing, our clients will have a website that integrates well with the rest of their business, and most importantly, increases the value received by their customers. Newfound Marketing is a Digital Marketing & Web Design company based in St. John's, NL. Young in age but not in experience. | 2019-04-21T12:44:09Z | null | {
"perplexity_score": 222.1
} | 539 | null | 222.1 | 0 | [] | [] | [] |
TCW.com - Debt Ceiling Dynamics: A Noisy Distraction or a Market-Moving Game of Chicken? Debt Ceiling Dynamics: A Noisy Distraction or a Market-Moving Game of Chicken? Once again, the need for Congress to pass legislation raising the debt ceiling is fast approaching, likely by early to mid-October. For the past 00 or so years, this otherwise rote process has brought about extremely partisan and contentious debates, typically because neither party has had control of both the executive and legislative branches. With Republicans currently in control of these two branches, one would expect successful legislation ahead of schedule. Yet we know politicians and the media like to use the debt ceiling as a platform to promote, criticize and debate fiscal policies. Moreover, the Trump Presidency so far lacks a natural Congressional constituency and is struggling to unify a fractured Republican Party and its legislative priorities, lending additional uncertainty to the backdrop this year. Congressional inability to pass legislation in a timely manner has real market consequences, ranging from pockets of illiquidity in the U.S. Treasury market to a sovereign ratings downgrade resulting in meaningful credit spread widening. The threat of default becomes real in the eyes of many market participants. As a result, there have been calls - and even expectations - for the Treasury to consider other options in order to stave off any potential for default as the debt ceiling limit nears. Our expectation is that debt ceiling legislation will ultimately pass, hopefully in a timely manner. However, there are already threats to shut down the government if funding is not appropriated for some of the Administration's or other Congressional priorities. Even in the event of legislation eventually being passed, market participants should prepare for a drawn out process and the accompanying political rancor concerning fiscal priorities and the debt ceiling legislation. The potential for unintended consequences seems higher this time around. Even after passage by Congress, the President still needs to sign the legislation. The opportunity for TCW, should it get to that point, will be to take advantage of any broader credit market disruptions. The debt ceiling is a limit, set by Congress, on the amount of public debt that can be issued by the Department of the Treasury. Total public outstanding debt is the sum of both marketable debt (bills, notes and bonds) and the intragovernmental accounts, the largest of which are Social Security and Medicare/Medicaid. The debt ceiling determines how much flexibility the Treasury has both in issuance and intragovernmental accounting (more on this below) to meet spending obligations, as well as when this authority expires. Action on the debt ceiling is legislatively distinct from the annual budget process. Statutorily, Treasury can only issue debt up to the amount authorized by the existing debt ceiling even though Congress may have appropriated expenditures above that limit in prior budget legislation. Social Security and Medicare/Medicaid expenditures are not part of the annual budget but, again, do count towards total public debt outstanding and thus play a large role in determining when the debt ceiling is reached. Notwithstanding the legislative distinctions, the debt ceiling and budget debates are often linked together. Twice these debates have sparked government shutdowns in 0000-0000 and again in 0000 due to the lack of appropriated funds to run the government, which, again, is distinct from the debt ceiling. During the height of the 0000 debt ceiling debate, Standard & Poor's downgraded Treasury debt. As a reminder, it is instructive to note credit spreads widened on the downgrade as 00-year Treasury securities rallied approximately 00 bps. Frustrated market participants viewed this action as more indicative of political and economic deadlock than any increased risk of default. Discussion over debt ceiling legislation provides an often-contentious reminder of previous fiscal appropriations. Purposeful delays in the passage of debt ceiling legislation can ignite intense political passion and friction contributing to market uncertainty. What happens when the debt ceiling is reached? As Treasury approaches the debt ceiling limit, the Secretary of the Treasury sends a letter to the Congressional leadership indicating the Treasury is entering a "debt suspension period" and will be utilizing existing authorized "extraordinary measures" to manage the debt outstanding until a new debt ceiling is passed. The debt suspension period sets off a chain of events, but we will just focus on the highly impactful ones. We are in that period now. Debt suspension allows Treasury to use about $000 billion in government trust funds until the debt ceiling is increased or, said another way, the Treasury has an additional $000 billion of borrowing power. The bulk of these dollars comes from several intragovernmental funds - primarily the pension and retirement plans for government employees. The non-marketable bonds that were previously issued to fund these plans are not reissued when they mature, thus creating more room under the debt ceiling cap. Treasury makes these plans "whole" once the legislation passes. This bookkeeping exercise is easily executed largely because the math is simple as these accounts are an unfunded liability. The real impact to investors during the debt suspension period is usually in bill issuance. Treasury needs to closely monitor its cash balance and does so by issuing cash management bills that coincide with outlays and receipts. This sometimes results in inconsistent and unexpected issuance amounts in the regularly scheduled bill auctions. Additionally, bills scheduled to mature around the expected "drop dead" date (the date on which Treasury can no longer lawfully issue debt) typically lose liquidity and cheapen up. Typically, coupon auctions are unaffected, though maturing coupons could be. Does Treasury have contingency options if Congress cannot pass legislation? Legislatively, Treasury has no other options to issue debt above the debt ceiling limit beyond the above mentioned extraordinary measures. Only Congress can amend or give Treasury new extraordinary measures. Despite this, the recent heightened rancor and subsequent market uncertainty has pressured Treasury to consider new, untested contingencies in case legislation fails to pass. The pressure to consider new options comes from many sources, including the market, Congress, the Federal Reserve and Treasury itself. The following are some of the ideas that have sparked debate. Treasury could issue a platinum coin(s). Treasury could "borrow" from the Social Security trust fund in the same way it borrows form the government retirement and pension plans. Treasury could "prioritize" principal and interest (P&I) payments on all outstanding and maturing debt securities, and make no other payments while staying under the debt ceiling cap. Let us examine the first two options before focusing on prioritization. PLATINUM COINS: Treasury is lawfully allowed to issue platinum coin(s) via the U.S. Mint. Interestingly, those coins would not count against the debt limit even though they provide a source of funding for the Treasury. These coins could be used, for example, to pay down existing debt allowing Treasury to make all scheduled payments and continuously fund the government. However, the operational and logistical framework to get coins minted, distributed and settled are cumbersome and time consuming precisely when Treasury will be under time pressure. There are also real questions that need to be vetted. How and when would the coins be redeemed? What if platinum coin redemption(s) caused a debt ceiling breach? This option was fun for pundits to discuss in 0000 but has too many questions and practical shortcomings. Most importantly, the sale of platinum coins requires Fed approval and the Fed has given no such indication it would (ever) do so. This option is an unintended loophole in the debt ceiling discussion and bypasses in principal, the congressionally mandated debt ceiling limit. SOCIAL SECURITY: "Selling" the bonds that fund Social Security is similar to the extraordinary measures already used by Treasury. If Treasury can utilize funds from other intragovernmental pension plans, why not from Social Security as well? This may be operationally possible, but is considered politically unworkable and harmful. One can imagine the headlines and rhetoric around "stealing" from Social Security to fund the government to the benefit of bondholders. Again, this action has no precedent and Congress has purposely not authorized the inclusion of those funds as part of the extraordinary measures in the same way the other funds were intentionally included. PRIORITIZATION: Market participants and even some in Washington view the third option - prioritization of Treasury P&I payments - as the only real viable contingency. The concept is easy to understand and is generally viewed as the least bad option facing the Treasury, should Treasury ever run out of borrowing authority. The release of Fed minutes in January 0000 chronicling the 0000 debt ceiling crisis confirmed to the market that Treasury via the Fed could prioritize P&I payments and withhold all other payments while staying under the debt ceiling cap. Until these comments, many viewed P&I prioritization as unworkable. The plan is operationally possible largely because the Fed is the fiscal agent for the U.S. Treasury. In this role, the Fed has many responsibilities including acting as the interface between the U.S. Treasury and its bondholders. The Fed is also responsible for the Fedwire, the electronic platform where all U.S. Treasury securities transactions are credited and debited. According to the quoted Fed official, Treasury was comfortable with P&I prioritization, though no senior Treasury officials ever formally commented on or publicly approved this plan. Additionally, the 00th amendment of the Constitution lends support to this option stating: "The validity of the public debt of the United States, authorized by law...shall not be questioned." Does that mean that honoring debt obligations statutorily supersedes the debt ceiling limit? Unclear. The courts or Congress have never ruled or commented on this issue. Yet this does give the argument for P&I prioritization some credibility. Putting aside P&I and the Fedwire, the other legacy systems used by Treasury do not have the functional capability to make some payments and not others. Manual labor would be required to sort through the 0-0 million daily "checks" issued by Treasury to decide which ones would be "sent" and which ones would be held back. This further highlights the potential legal argument Treasury lawyers worry about -- that any prioritization is arbitrary because Treasury does not have the operational or legal authority to determine the winners and losers in terms of who gets paid versus who doesn't. Taken to the extreme, this becomes an emotional argument when one considers dependent vendors or necessary social payments. The decision to prioritize P&I could ultimately come down to political will and that will be a contentious argument with strong opinions coming from both sides. On the one hand, Treasury lawyers argue that the Secretary of the Treasury has no statutory authority to prioritize and by doing so is likely to set off a legal chain of events. Yet others, including the Fed, will argue that the risk of systemic consequences of a real Treasury default on maturing securities would have far-reaching systemic consequences, affecting settlements, clearing, and all the related derivative contracts. From a policy perspective, one of the key lessons from 0000 is that policymakers underestimated the interconnectivity of markets. Therefore, how policymakers view this interconnectivity of U.S. Treasury market participants will have a huge bearing. Any decision on prioritization during a default- no matter what the decision - would be open to intense ex post criticism, including likely legal actions. Treasury likely has a very good idea when the "drop dead" date falls on the calendar. Staff knows the dates and amounts of expenditures, as well as the flexibility of the debt issuance calendar. However, estimating tax receipts - the incoming revenues - on an $00 trillion economy is hard. Most analysts are calling for Treasury to run out of borrowing authority by early-mid October. (Now $0 billion of GSE payments to the Treasury are on the table further complicating the matter, but this is an entirely different political issue.) Though Treasury staff probably knows the end date, they will refrain from publicly discussing it in order to give themselves some flexibility. In other words, though Secretary Mnuchin had recently said Treasury will run out of borrowing authority by September 00, 0000, the internal Treasury estimate is almost assuredly a later date. This could create even more mistrust between the administration and Congress. In addition, Treasury reportedly told primary dealers in mid-July that prioritization is not an option. It will likely continue to assert that position, essentially trying to force legislative action. If debt ceiling legislation goes down to the wire, expect tense final days. In 0000, this is further compounded by the fact that so many key positions at Treasury have just been recently filled or remain vacant. The workload increases as the date nears and a significant amount of time is taken in meetings within Treasury, the White House, the Hill and the Fed. This can create a highly pressurized environment, particularly for a relatively new admnistration. Treasury will have prioritization as an operational and policy option should they run out of extraordinary measures. There will need to be a political first for prioritization to actually happen - the failure to pass debt ceiling legislation in time. At that point, political tensions and mistrust will likely be quite high. Markets will be nervous. For P&I prioritization to actually happen, both a strong political and market-based belief will need to prevail that P&I prioritization is unequivocally the right thing to do to avoid any systemic financial market (and other) failures. Certainly, the argument can be made that the interconnectivity of Treasury market participants as it relates to settlements, clearing, derivative agreements, bank liquidity, money market funds, etc. could create systemic unintended consequences. The benefit of prioritization will be weighed against the statutory, legal and political fallout of prioritizing bondholders over others owed by the U.S. Treasury. Another key factor will be the markets themselves. Pockets of illiquidity may not be enough to force Treasury's hand. However, markets in freefall and lacking confidence in the political system could create the sense of urgency for Treasury to act. Though this is a lose/lose decision for Treasury and the administration, not prioritizing could make a bad situation worse. Lastly, it is not clear how long prioritization could last. Much depends upon the calendar, including tax receipts and large intragovernmental payments. P&I prioritization is short-term solution. Legislation is still required. What does this mean for TCW? Again, our base case is that this gets resolved in time. But if the debate over the debt ceiling escalates and the fiscal deadlines draw nearer, volatility could increase. Initially, Treasury notes and bills that mature or have scheduled interest payments right after the drop dead date would have the greatest potential to experience price weakness. Even if one maintains that debt ceiling legislation always gets passed, taking advantage of some of the interim volatility may warrant a look, particularly if the prioritization talk becomes a real possibility. However the real opportunity could be in the broader credit markets. In both 0000 and 0000, interest rates moderately rose as the debate went down to the wire. The most dramatic market response occurred in 0000 when U.S. sovereign debt was downgraded. There was a flight to quality as longer dated Treasury securities rallied. As in these prior episodes, we expect market noise surrounding any resolution. Yet, we are also in a tense, unpredictable reactive political state. Could this debate become so combustive it sparks a third party response, such as a large bond sales or a ratings agency downgrade? Will the volatility this time around have the added potential to be the catalyst for a broader deleveraging event? The current market environment is especially vulnerable to shocks due to complacency and end-of-cycle dynamics. Additionally, the market structure is far different than it was prior to 0000. Banks and other regulated entities are most likely unwilling or unable to absorb unexpected liquidity, particularly in riskier credit. The debt ceiling debate is an added risk factor that investors should continue to view as a nuisance. Though we have made it through more than one debt ceiling crisis before, it is prudent to monitor the situation as there is no guarantee of a clear path this time around. Debt Ceiling Dynamics: A Noisy Distraction or a Market- Moving Game of Chicken? | 2019-04-23T20:53:52Z | null | {
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Episode #0 of our new Equiosity podcast is now available. Last August Dominique and I sat down at her dining room table and turned on our microphones so all of you could listen in to what turned into a very long conversation. Mid way through we took a break to take her dogs for a walk. Of course the conversation just kept going. Dominique shared with me several training stories that I thought were worth adding to our recording so when we came back in, the conversation shifted to the topic of how to end a training session - something she'd had to work on, not just with her horses, but with her dogs. It's an important question. We may need to stop to go to work, or to fix dinner, or just to get out of the cold, but our horses want us to keep going and going. Ending well is the title of this episode, and that's what we discuss. Visit Equiosity.com to listen to the podcast, or find it on itunes. Now for a goat update. I was away over the weekend at the Art and Science of Animal Training conference. It was a tremendous event. I suspect it will provide much material for future Equiosity podcasts. This week Caeli Collins, the host and organizer of the clinic I'll be giving the end of April in Half Moon Bay California, is visiting. We started the day yesterday with the triplets climbing all over her lap. Thanzi's babies weren't as bold about approaching us, but three little goats kept her busy enough. Watching them all play together the challenge became telling everyone apart. Thank goodness Prudence has a spot of white on her rump and Verity has a pretty white fringe on her forehead otherwise we'd be lost. Felicity is easy to tell from the others. She's the one who wants to be curled up in your lap! What a charmer. The girls enjoying the day's enrichment. I have finally made it to Day Four of the July Goat Diaries. It's only the start of Day Four but already the goats have had 00 training sessions, and I've learned a lot. One of the main things I've learned is that goats are like horses, except that they're not. On Day Four I continued to build on their platform training by adding in multiple platforms. I've decided to wait though to post this part of the Goat Diaries until after the Thanksgiving Holidays. That may give me time to get some pictures of the current Goat Palace training. I can describe what I am doing, but without pictures you are missing out on how utterly charming these goats are. Last night I went in intending only to check hay and water, but Elyan and Pellias were looking so eager. I couldn't resist letting them each have another session out in the storage area. They were super. They had the game down. Go to the platform, wait for the click, go to the food bowl, and then head back to the platform. I do like this kind of training, especially at the end of the day. All I have to do is sit in a chair and toss treats into a food bucket. I'd spent the afternoon emptying one of the composter bays. It's hard work and I was tired, but I could handle this. I worked with Pellias first. He was so solid. Yesterday he was still learning to go to the food bowl to get his treats. Last night he had that down. I love the focus of these goats. It was after dark. He was by himself, in a new area. There were night sounds to listen to, but he never lost his focus on the game. It was go to the platform, click, go to the food bowl, then back to the platform. I've been thinking a lot about horse training, but in this game they moved much more like dogs. They have the quickness and flexibility of dogs. Pellias would get his treats and lightning fast he'd back up to get onto the platform. It's going to be fun to look at the teaching strategies dog trainers have developed. I am working with an animal that is the size of a dog, has the agility of a dog, and loves treats like a dog, so it makes sense to take advantage of what canine clicker trainers have been learning. Elyan also got a turn. I was especially impressed by him. I was holding a large bowl containing cut up squash. I wanted to use up what was left from the morning sessions, but I didn't want to mix it in with my horse treats. The horses are telling me they don't really like squash, but the goats are happy to eat it. Elyan ignored the bowl! When I clicked, he dashed to the food bucket to get the squash. He ignored the bowl on my lap. He could have been a terrible pest trying to get to the squash that was so openly available in the bowl, but he didn't try even once. The time I spent in July focusing on good food manners was time well spent. I now have an individual who can focus on the game. He delights in the treats, but his attention is on the activity, not the food. That's the shift that I worked on in July. Now we can really have fun! The three youngsters - from left to right, Galahad, Elyan and Pellias. | 2019-04-20T07:21:18Z | null | {
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President Donald Trump speaks in the Diplomatic Reception Room of the White House on Friday, April 00, 0000, in Washington, about the United States' military response to Syria's chemical weapon attack on April 0. President Donald Trump launched into an angry tweetstorm on Sunday morning about former FBI Director James Comey and his upcoming memoir. Comey's first interview, with ABC News' George Stephanopoulos, is set to air Sunday evening. Trump called Comey a "slimeball" again and suggested he go to jail. President Donald Trump fired off a series of angry tweets directed at the former FBI director Sunday morning, ahead of James Comey's upcoming book tour. Trump took aim at one excerpt from the memoir, "A Higher Loyalty," that has circulated in the media in recent days, in which Comey admitted it was "possible" his handling of the investigation into Hillary Clinton's emails was swayed by polls that showed she was likely to win the 0000 presidential election. "Unbelievably, James Comey states that Polls, where Crooked Hillary was leading, were a factor in the handling (stupidly) of the Clinton Email probe," Trump tweeted. "In other words, he was making decisions based on the fact that he thought she was going to win, and he wanted a job. Slimeball!" Comey, however, described in his memoir that his concern lay not with keeping his job, but making Clinton appear to be an "illegitimate president" by not disclosing the fact that the FBI had restarted its investigation into her use of a private email server. "It is entirely possible that, because I was making decisions in an environment where Hillary Clinton was sure to be the next president, my concern about making her an illegitimate president by concealing the restarted investigation bore greater weight than it would have if the election appeared closer or if Donald Trump were ahead in all polls. But I don't know." But Trump continued the firestorm on Sunday morning, suggesting that Comey be jailed for his actions. "The big question in Comey's badly reviewed book aren't answered like, how come he gave up Classified Information (jail), why did he lie to Congress (jail), why did the DNC refuse to give Server to the FBI (why didn't they TAKE it), why the phony memos, McCabe's $000,000 & more?" Trump also brought up the now-infamous meeting between former Attorney General Loretta Lynch and former President Bill Clinton on an airport tarmac at the height of the Clinton email probe. The intense scrutiny over the meeting prompted Lynch to say she would accept whatever outcome Comey recommended as a result of the probe. But Comey wrote in his book he found her position "very strange," as she did not fully recuse herself. "In effect, she was removing herself but not removing herself. Again, very strange," Comey wrote. Trump seized on the excerpt on another tweet on Sunday. "Comey throws AG Lynch "under the bus!" Why can't we all find out what happened on the tarmac in the back of the plane with Wild Bill and Lynch?" Trump tweeted. "Was she promised a Supreme Court seat, or AG, in order to lay off Hillary. No golf and grandkids talk (give us all a break)!" Trump also denied Comey's repeated claims - both in his book and during his congressional testimony under oath last year - that Trump asked him to pledge him his loyalty. "I never asked Comey for Personal Loyalty. I hardly even knew this guy. Just another of his many lies. His "memos" are self serving and FAKE!" Trump tweeted. | 2019-04-20T22:30:42Z | null | {
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Grandparents or Great-Grandparents in Arizona may seek grandparent rights to have visitation with a grandchild during the child's minority. The Firm is equipped to be your legal counselor through the process. If you have questions or need more information about Grandparent Rights, contact an experienced Scottsdale family law attorney at the Law Office of Hope E. Fruchtman. Do not hesitate to get the help you need. | 2019-04-25T04:43:16Z | null | {
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Unfortunately, I did not get my package to add code to the Application_Start method. I doubt that feature will be available in the 0.x release. Hopefully they can add it in the future, though. You can use WebActivator to add your NuGet's startup logic to the web application. | 2019-04-23T02:52:28Z | null | {
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HM Revenue and Customs (HMRC) has shut down what it calls a "major tax avoidance scheme" used by UBS and Deutsche Bank (DB), following a ruling by the Supreme Court. HMRC said the scheme was designed to avoid around £000 million in tax. The scheme, the tax collector said in a statement on Wednesday, saw bonuses paid in the form of shares in specially created companies, rather than cash. The idea was that they would be exempt from PAYE and National Insurance Contributions (NICs). HMRC argued the shares were taxable as money's worth and not exempt from PAYE or NICs. The Supreme Court agreed. HMRC said it will now pursue a further £00 million in tax from 00 other institutions that use similar schemes. Financial secretary to the Treasury David Gauke said: "This is an important victory and confirmation from the UK's highest court that tax avoidance is simply unacceptable. Jennie Granger, director general for enforcement and compliance at HMRC, said: "This is another important success for HMRC against an avoidance scheme with the top court in the country confirming our view this scheme did not work. | 2019-04-24T17:53:50Z | null | {
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We all have a responsibility to reduce our carbon footprint & improve the efficiency of our built environment. Sterling Accreditation in partnership with Property Tectonics have a suite of energy software products and professional services, which can be tailored to your requirements. The Energy Savings Opportunity Scheme (ESOS) is a mandatory scheme for organisations in the UK that meet the qualification criteria. Organisations that qualify must carry out ESOS assessments every 0 years. These assessments are audits of the energy used by their buildings, industrial processes and transport, to identify cost-effective energy saving measures. eCount is a powerful assessment tool that can be used for an individual building assessment or for undertaking compliance audits across any number of buildings; it focusses on the energy reporting and analysis requirements of ESOS and follows the Good Practice Guidance for measuring energy consumption. eCount incorporates an auto populate application which can manage and import large amounts of data utilising a quick and simple process. The software provides information for owners and users to understand their building's benchmark grades, co0 and energy usage. The flexibility of the software provides individual and bespoke data filters that can be set to an organisations particular analysis requirements. eCount assessors must be Display Energy Certificate (DEC) qualified which allows eCount data to be simply and easily transferred to a compliant DEC using Lifespan integrated energy software system. Evidences Corporate Social Responsibility (CSR) strategies to report on carbon measurement such as Co0 per square meter floor or head count etc. The only web based solution available in the marketplace for social housing providers to benchmark their stock with respect to the BRE Eco homes XB assessment. This software integrates with Lifespan housing and Lifespan RdSAP to offer a unique method of assessing the improvement to CO0 reduction, energy use and energy cost savings available across a housing stock. It also assesses the Capital cost and Payback associated with these improvements allowing social landlords a unique opportunity to form improvement plans and identify possible savings. Lifespan SBEM provides a unique, accessible and welcome alternative to the Governments SBEM interface offering a quick and intuitive method of producing Energy Performance Certificates for Commercial Buildings. Lifespan SBEMs success is reflected in it being the preferred software for Chartered Surveyors and Energy Assessors accredited with Sterling. Lifespan DEC is a web based solution available to produce Display Energy Certificates for Publically accessible buildings. Lifespan DEC is the preferred software solution for energy assessors registered with the Sterling. Sterling e-volve is fully accredited and approved by the DCLG, it is LIVE and Ready to use by Sterling Registered Members and best of all it is FREE. Our Desktop based application includes a number of time saving features that could dramatically reduce your report writing time, assessors already lodging reports have confirmed a 00% time saving efficiency over other report writing tools. Being a desktop application you have the peace of mind knowing that the data you input is safe and secure, reports are automatically saved to your desktop and can be created without the need for an internet connection. Government approved web based software providing the approved energy calculation for the production of Energy Performance Certificates and SAP ratings for residential buildings. Lifespan is the preferred choice for Chartered Surveyors accredited with the Sterling. Lifespan RdSAP is also uniquely integrated into Lifespan Housing providing an approved SAP calculation, and the wealth of information associated with it, directly to its users. | 2019-04-23T18:14:13Z | null | {
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Your evening meal must carry you until breakfast, so it is important to include foods that provide nutrients such as protein and fiber. Beverly Pressey notes in her book, "Simple and Savvy Strategies for Creating Healthy Eaters," that having several nutritious menu ideas will help you prepare meals that are healthy and that you know your entire family is willing to eat. Keep track of new recipes you try, and soon you will have many nutritious dinner ideas at your fingertips. A nutritious stir fry is simple to make if you have a variety of healthy ingredients on hand. Choose a lean protein source, such as white-meat chicken, trimmed sirloin steak, fish or tofu. Add a drizzle of olive oil to a large wok or pot, add chopped meat or tofu and stir-fry until cooked through. Remove from pan and set aside. Add several types of vegetables to the pan. Include as many colors as possible to get vitamin C, vitamin A and fiber from your meal. Red bell peppers, carrots, squash, green onions, peas, asparagus and eggplant are all nutrient-dense choices. Stir-fry the vegetables until slightly tender, and add meat back to the pot. Stir in 0 or 0 tbsp. of low-sodium soy sauce, sprinkle with sesame seeds and serve hot with steamed brown rice. Sandwiches are often reserved for your midday meal, but many of the same fillings can be turned into a satisfying and nutritious wrap for dinner. Opt for whole-wheat tortillas because they provide more fiber than white ones. Choose a protein source to build your wrap on. Grilled chicken, shredded turkey and lean beef are all protein-packed choices. Shred or slice your meat and place it on a tortilla. Add vegetables like carrots, spinach, tomatoes and onions to chicken and drizzle with low-fat ranch dressing. Green onions, red bell peppers, broccoli and low-salt soy sauce goes well with beef. Chicken, cheese and salsa or turkey, avocado and low-fat cheese are additional fillings that are also nutritious. A pot of hearty soup or stew is a satisfying meal that can also provide a variety of important nutrients. Lean ground beef, garlic, onions, low-sodium canned tomatoes, low-sodium canned beans and low-fat cheddar cheese can be combined to prepare a chili that is packed with protein, fiber, calcium and vitamin C. Low-salt chicken broth, potatoes, carrots, onion, celery, corn and shredded chicken is a filling soup that supplies protein, potassium and vitamin A. Fish or shrimp can replace the chicken for a different taste. Using your outdoor grill is a simple way to prepare flavorful foods that are also packed with nutrition. Brush chicken breasts, flank steaks or whole trout with olive oil, and sprinkle with salt and pepper. Grill over a medium flame until the meat is cooked through. Serve with a variety of grilled vegetables that have also been brushed with olive oil. Squash, asparagus, eggplant, red potatoes, tomatoes and onions grill well and provide fiber, potassium, vitamin A and vitamin C. | 2019-04-26T16:37:53Z | null | {
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Here you will find resources geared towards children and family life that will help incorporate our faith into your home and daily lives. If your child's classroom has any online resources given to me (Joanne) by the catechists, they can be found here as well. Since this year's theme is "Living as Missionary Disciples", we will be focusing most of our resources on spiritual growth through prayer. If you have any questions, or are in need of a resource that you cannot find on this page, please call or email me! I'd be happy to help you find what you're looking for. What is hearing Confessions like for a priest? | 2019-04-20T12:36:20Z | null | {
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Start studying CNA Skills - Supplies needed for each skill. Learn vocabulary, terms, and more with flashcards, games, and other study tools. Bedpan - World News Intro for Assisting a patient with a Bedpan CNA Skill, CNA Skills: Bed Pan and Output, Assisting with a bedpan Login Edit. CNA Skill: Providing Perineal Care For A PatientPerineal care is performed after a patient uses the bedpan, becomes incontinent, and as a part of daily bathing. Know what supplies are needed for each skill to prepare for the Texas CNA State exam. Learn with flashcards, games, and more - for free. Nursing Student › Medical Assistant (CNA/MA) › school supplies needed for cna course - page 0 Can anyone tell what kind of supplies you needed and/or used for the CNA course. Product Description. Practicing skills at home? Use the proper supplies for maximum performance! Our student practice kit gives you all the necessary supplies to master the skills in any setting! Certified Nursing Assistant Cna Forum ... cna training supplies When making this many people are getting. One beautiful option is limited to Pre-Nursing majors solely. Try to make sure that they will have to consider should include what type of nursing. Welcome to the STORE! Need training materials? We've got them! Textbooks, skills book, practice kits and more...everything you need to become a successful CNA! Study Flashcards On CNA Skill Supplies at Cram.com. Quickly memorize the terms, phrases and much more. Cram.com makes it easy to get the grade you want! Prometric Clinical Skills Administration Checklist: (Effective date: 00.00.00) Clinical Skills Testing Room Equipment and Supplies: A. Room with closed door to provide for the privacy of testing. Grace Training Supply, Inc. (GTS) Is an innovative company , owned and operated by Grace E. Rispoli, R.N., Who has been nursing in Orlando since 0000. Tips & Timesavers- For New & Seasoned CNA's So, ... Gathering all your supplies you need before entering a room is a great time management skill all CNA's have. | 2019-04-24T10:15:02Z | null | {
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Charleroi Lincoln Dealers | Pennsylvania | United States. 0. South Hills Lincoln, Inc. | 2019-04-19T16:15:45Z | null | {
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Stereotyping leads to social injustice, poor health outcomes, and less effective organizations. All of us have automatic thoughts and feelings about one another based on race, ethnicity, accents, religion, gender, age, socio-economic level, sexual orientation, physical presentation (body type, clothing, tattoos, etc.) and other characteristics. These automatic thoughts and feelings are often due to stereotypes we learned as children - something our mothers told us about "those people" or something we saw in the movies, or an experience we had with someone. As human beings, we tend to think that "Those people are all the same." This attitude affects how we treat each other in healthcare, business, school, the criminal justice system, and society as a whole. Cultural Competence begins with recognizing that stereotypes are true of some people in a group and not true of others in that group. Each person is unique. How do we approach Diversity and Inclusion Training? Our workshops are highly interactive and devoid of shaming or blaming. Consistent with the research on counteracting racial bias and other forms of prejudice, our goal is to get people to recognize their biases and treat others fairly in spite of negative thoughts and feelings. We create an environment in which people share their personal experiences. Everyone has been the object of AND the source of prejudice. Anti-bias training that divides participants into "victims" and "offenders" causes the designated offenders to close down and resist acknowledging their biases. Many stubbornly lie to themselves - which is the exact opposite of the purpose of D&I Training. We call our workshops, "Managing Your Prejudices." We don't call them "Eliminating Your Prejudices" because we want the participants to understand that treating others fairly requires an ongoing effort to acknowledge one's biases and to resist acting upon them. How do culture and language affect health and social services? Providers may not recognize their unconscious prejudices - but clients sense how providers feel about them. Patients who don't understand or trust their providers don't adhere to medical advice. Providers are influenced by stereotypes when making a diagnosis and developing a treatment plan. Untrained language interpreters make dangerous errors that lead to inaccurate medical histories, misdiagnoses, harmful drug interactions, and mistakes in following treatment plans. The advice of health and social service providers may conflict with the client's cultural beliefs and practices. How does cultural competence strengthen organizations? Organizations are more effective when employees trust one another. Customers buy products and use the services of businesses that make them feel valued and respected. What is a culturally competent community? In a culturally competent community, residents of all cultural backgrounds live, work, and play together - and they treat each other as individuals rather than as stereotypes. What does the Florida Center for Cultural Competence do? community residents live, work, and play together in the spirit of mutual respect and tolerance. | 2019-04-22T07:02:41Z | null | {
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I have been engaged in a conversation on the Harvard Business Review website that was sparked by the question, "Interested in opinions - is a leader a role or a mindset?" The question was posed by Joan Kofodimos, a partner at Teleos Consulting in Raleigh-Durham, North Carolina. For more than a decade, my writing and teaching has been focused on clarifying the concepts of leading, leader, and leadership. Barbara Kellerman has noted in her book, The End of Leadership, that there are 00 (and I would suggest more) theories of leadership and more than 0,000 definitions in the literature. We might conclude that, if this is the case, the study of leadership is fragmented and hardly worthy to be considered a field of study. An alternative interpretation is that the field is alive and well and has failed to find a path to integration. I would suggest the latter. In their book, A Quest for a General Theory of Leadership, authors George R. Goethals and Georgia L.J. Sorenson noted that a two-plus year, multidisciplinary attempt at formulating a general theory of leadership failed in its mission despite the participation of a couple of dozen scholars. The process they used was for each of these scholars to present their theory of leadership and have them, as a group, find a framework that would include all of their theories. It didn't work. I asked Sorenson about this at an International Leadership Association conference and suggested that if would be better if they had worked together to build a meta-theory that would embrace all of the discipline-based theories. She said that she and one other participant had argued for this approach, but were not supported. All of us have meta-theories - or theories of theories - where we have a more or less coherent framework for fitting diverse perspectives together. Either we have a meta-theory that is both/and related or either/or based. I argue for both/and because I agree with something Ken Wilber has said: "No one is smart enough to be wrong all of the time." I take this to mean that we are looking for the right path to our understanding and we are all learning that it is the one where we find the value added in all theoretical and methodological approaches within an integrative framework. What is your integrative framework? Will it allow for mindsets, roles and much, much more? | 2019-04-21T04:08:52Z | null | {
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I wanted to make you aware of a special event scheduled for Saturday, September 00 at a number of churches across Washington State and the country. Perhaps the greatest challenge for any generation is not only knowing what to do, but why. We strongly support Chuck Colson's ministry and the Centurions (graduates of Colson's worldview course) who are sponsoring this event. If possible, please consider attending. For more information and locations, click here and here. Doing the Right Thing from Precision Media on Vimeo. | 2019-04-24T04:27:37Z | null | {
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Refrigerator magnets picturing the U.S. state of North Dakota. Refrigerator magnet pictures North Dakota USA state flag. .. Refrigerator magnet features North Dakota state USA, picturing state map and seal. .. | 2019-04-21T20:55:43Z | null | {
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Robin joined Redington in May 0000 and is Managing Director in the Investment Consulting team. He was most recently CFO of BBOXX Ltd, a young and ambitious start-up which designs and manufactures "plug and play" solar-based electric systems. Prior to this, he was CEO and CIO of Invensys Pension Scheme (00,000 members, ca. £0.0bn of assets). He also oversaw the Scheme's Trustee Board and Governance & Audit Committee and chaired its Asset and Liability Management Committee. Robin started his career at Goldman Sachs working initially in Corporate Treasury before moving into the Corporate Pension Advisory Group where he advised European and US corporations and their pension scheme on all aspects of pension strategy. He is a member of the Milken Institute Young Leaders' Circle. | 2019-04-26T04:09:21Z | null | {
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For more than a century, Rolls Royce has been an automotive brand name that is synonymous with excellence. With a focus on quality engineering, this automaker's reputation for excellence quickly spanned across most of the globe. While its offerings have changed dramatically over the years, serious auto buyers in New York and beyond continue to covet this automaker's current and older models. If you are in the market for a new collector's vehicle or a regal vehicle to use for personal transportation, it makes sense to consider purchasing a used Rolls Royce from Champion Motors International serving New York New Jersey and United States shoppers. Before you make the decision to focus your attention solely on finding a used Rolls Royce for sale in New York, it is important to understand the evolution of this automaker over the years and its incredible history. Before World War I, it offered several models for sale, and these models increasingly offered drivers more power and an improved driving experience through continued refinement. As is the case with some other automotive companies, this company transitioned to producing airplane components and engines in both World War I and II. After World War II ended, this popular British automotive company changed ownership several times. However, the brand and the company's devotion to excellence has not changed. Rolls Royce continues to produce new models of cars today, and it also is heavily involved in the aerospace industry. The first model produced by this automaker in 0000 was the 00HP. This evolved quickly into more powerful models known as the 00HP, the 00HP and the V0. The 0000s and the 0000s brought drivers the option to purchase the Twenty, the 00/00 Phantom, the 00/00, the Phantom II, the Phantom III, the Wraith and several other models. In the 0000s and the 0000s, the automaker produced the Silver Wraith, the Silver Dawn, the Phantom IV, the Phantom V and the Silver Cloud. More recent models produced include the Silver Spirit, the Corniche, the Silver Shadow, the newer Phantom, the Phantom Coupe, the Wraith, the Ghost and several others. If you are shopping for a used luxury car in New York or beyond, rest assured that we have an exceptional inventory available for you to browse through today. Champion Motors International serving New York New Jersey and United States is your source for all types of high-end and luxury exotic used vehicles for sale. Because of the exceptional reputation that this automaker is known for, many people in New York and beyond who are shopping for a used Rolls Royce today are eager to add an older or classic model to their collection. Some auto collectors may be looking for an older model for sale that is currently in mint condition, and others may be interested in doing some restoration work on the vehicle that they select. Keep in mind that these well-engineered vehicles are made to be driven, and some local auto buyers who are looking for a newer pre-owned vehicle may be eager to find a car that they can cruise around town in regularly. A very limited number of these vehicles have been made each year, so they are rather rare. Because of their rarity, it can be challenging to find the right model for your needs in a desired condition. We are committed to taking the hassle out of the auto shopping process, and one step that we take to work toward this goal is to maintain an excellent inventory of pre-owned luxury models at all times. We are your trusted and dependable source for used Rolls Royce for sale in New York and throughout the country. Through our exotic car dealership, you can find a huge selection of quality vehicles. Our focus is on pre-owned vehicles, so our inventory features many models from model years that date back for decades. In addition to providing our customers with a full range of exceptional exotic models to choose from, we also go above and beyond to provide you with attentive, helpful service. Our sales team is truly dedicated to the goal of helping you find the ideal vehicle for your needs. In addition, we have extensive knowledge about the history, features, powertrain and other factors associated with each model available. Between our quality sales services as well as our large inventory of quality used exotic cars, you can expect to enjoy a wonderful experience with a positive outcome when you shop with us. With the incredible reputation and stunning auto styles offered by Rolls Royce, it is easy to make the decision to buy one of this automaker's vehicles. Narrowing down your options to a specific model and model year and selecting the exact vehicle to take home require more research and thought. If you are in the market for a used Rolls Royce for sale in New York, now is a great time to reach out to Champion Motors International serving New York New Jersey and United States. Spend a few minutes reviewing our inventory online, and make plans to stop by our dealership in person to take your top picks out for a test drive. | 2019-04-21T08:16:45Z | null | {
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Say hi! Or send an inquiry about something you like or see. Either way, I won't bite and I will respond as soon as possible. | 2019-04-25T06:43:03Z | null | {
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J Immunol Methods. 0000 Apr 0;000(0-0):00-00. Precise characterisation of monoclonal antibodies to the C-terminal region of p00 protein using the PEPSCAN ELISA technique and a new non-radioactive gel shift assay. Pospísilová S0, Brázda V, Amrichová J, Kamermeierová R, Palecek E, Vojtesek B. Department of Cellular and Molecular Oncology, Masaryk Memorial Cancer Institute, Zlutý kopec 0, 000 00, Brno, Czech Republic. The development of human cancers is frequently associated with inactivation of the p00 tumour suppressor protein triggering cell cycle arrest or apoptosis in response to cellular stress. The p00 protein has been identified as a transcription factor with sequence-specific DNA binding properties. The DNA-binding activity is cryptic but can be modulated through the C-terminal region of the p00 protein by several different stimuli, including phosphorylation by casein kinase II (CKII), protein kinase C (PKC) or binding of the C-terminal monoclonal antibody PAb000. Monoclonal antibodies to the C-terminal region of p00 protein are able to activate the latent form of p00 and induce binding to DNA. To characterise such antibodies, we used a combination of the PEPSCAN ELISA procedure and a newly developed non-radioactive gel shift assay. Monoclonal antibodies from the Bp00 series displayed higher affinities for the human, rat and mouse p00 proteins than did the conventional antibody PAb000. In addition, these antibodies were able to activate the sequence-specific DNA binding functions in latent forms of p00 protein and, in contrast to PAb000, they were able to recognise both PKC phosphorylated and PKC non-phosphorylated forms of p00 protein. Our monoclonal antibodies recognising post-translationally modified target epitopes in the C-terminal region of p00 protein might assist the development of more effective molecules for p00-based cancer therapy. | 2019-04-23T06:24:36Z | null | {
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L'Oréal Professionnel offers unique expertise for Asian women with X-tenso Care Wave Professional repair and curl enhancing care for permed hair Dual active ingredients. Whether on the catwalk or the red carpet, beautiful curly hair is always the trend and having a pretty curly hair are women's favorite. However, excessive or repeated chemical process pusts an added burden on the hair. With an innovative breakthrough at L'Oréal Professionnel, they now introduce X-tenso Care Wave, the 0st * complete line dedicated to permed hair, providing elasticity and nutrition for long-lasting plumped curls and intense repair. This 0st * completed line dedicated to permed hair was developed by L'Oréal Professionnel scientists who select the most tailored active ingredients to match the specific needs of Asian permed hair. Dual active ingredients - Collagen and IncellTM giving elasticity and nutrition for long-lasting plumped curls and intense repair. Its providing a full after perm care for Asia women and effectively extend the long lastingness of curly hair. At the end, it allows women to maintain a fashion curly hair with no worry about hair damage. Collagen and IncellTM are two most tailored active ingredients that match the specific needs of Asian permed hair. It has great effect on restore the smoothness, enhance the cuticle cohesion, restore hydrophobicity and control the protein loss. Contain two most tailored active ingredients for the specific needs of Asian permed hair : Collagen and IncellTM. Mask could instantly nourish and lock-in water in hair. At the same time, fill the fragile areas, enhance the cuticle cohesion and retaining elasticity. Contain two most tailored active ingredients for the specific needs of Asian permed hair : Collagen keeps moisturizing and increasing elasticity. IncellTM fills the fragile areas and enhance the cuticle cohesion inside of the hair. | 2019-04-24T04:16:06Z | null | {
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We will be in attendance at The Cards and Payments Summit in London from 00th - 00th March. The conference brings together key decision makers from the Financial Services industry to discuss hot topics such as PSD0, biometrics and mobile payments, and will deliver insight into the cutting-edge innovations and security challenges facing the industry with a spotlight on fraud. Going mobile - tomorrow's payment method of choice? Wearables - the next frontier in mobile payments? | 2019-04-23T16:44:05Z | null | {
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Peaceful Inspiration Ideas Cheap Wedding Centerpieces Elegant Affordable Centerpiece A Robles Tbd Simple And Inexpensive Weddingideas In Bulk. Superb Cheap Wedding Centerpieces Affordable That Still Look Elevated Martha Rebecca Yale Photography In Bulk Uk. Nice Looking Cheap Wedding Centerpieces Affordable EFavormart In Bulk Uk Canada. Chic Inspiration Cheap Wedding Centerpieces 00 Budget Friendly Simple In Bulk Uk Canada. Surprising Idea Cheap Wedding Centerpieces 00 Marvelous DIY Rustic Ideas Awesome 00 Https Oosile In Bulk. Pleasant Design Ideas Cheap Wedding Centerpieces Decoration Inexpensive Table 00th Anniversary In Bulk Uk. Pretty Inspiration Ideas Cheap Wedding Centerpieces Affordable Original Tips DIYs Afloral Brings Us This Easy DIY For Simple How To Make Simply Place Your Favorite Flowers In. Bright Idea Cheap Wedding Centerpieces Modern Stunning Che 0000 Diy Centerpiece Ideas In Uk. Unusual Ideas Design Cheap Wedding Centerpieces Decoration 00 Best About Inexpensive On Pinterest Photo Details From These Gallerie We. Nice Design Ideas Cheap Wedding Centerpieces Awesome Affordable For 00th Anniversary In Bulk Uk. Fancy Design Cheap Wedding Centerpieces Centerpiece Ideas Great Easy 00 Diy New In Uk. Picturesque Design Ideas Cheap Wedding Centerpieces 0000 Bridalore In Bulk Uk. Charming Ideas Cheap Wedding Centerpieces Affordable Original Tips DIYs Beach Themed Made With Oversized White Roses In Bulk Uk. Chic And Creative Cheap Wedding Centerpieces Affordable That Still Look Elevated Martha Stewart Weddings In Bulk Uk. Innovation Inspiration Cheap Wedding Centerpieces Ideas 0000 Https Bridalore Com 00 00 In. Captivating Cheap Wedding Centerpieces 00 Budget Friendly Simple In Bulk Uk Canada. Extremely Ideas Cheap Wedding Centerpieces Affordable That Still Look Elevated Martha White Roses Flowers In Bulk Uk. Sumptuous Design Cheap Wedding Centerpieces Affordable EFavormart Reflecting Your Creativity Mirrors In Bulk Uk. Enchanting Cheap Wedding Centerpieces 00 DIY Ideas YouTube In Bulk Uk Canada. Projects Ideas Cheap Wedding Centerpieces Affordable That Still Look Elevated Martha Stewart Weddings In Bulk. | 2019-04-19T17:00:27Z | null | {
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With regard to rugs which may be washed using water, we offer excellent steam rug cleaning Charlton SE0, performed by experienced cleaners with a expert warm water extraction device for rinsing off and shampooing your rug. For special type rugs, we certainly have cleaning technicians who utilize dry substance cleansing included in our popular local dry rug cleaning service. All of the rugs will be thoroughly inspected and the solutions will be analyzed before we move forward with the deep cleaning. Our organization employees just people who have been known to us through reliable sources. All of our rug cleaners Charlton SE0 are thoroughly background inspected for police reports, and diligently qualified for the occupation. Better Cleaning Company prides by itself as being one of the important expert commercial and domestic cleaning service provider in the area. We are able to handle all types of rug, such as vintage and highly-priced rugs, asian rugs and also some other delicate rugs. To make certain your rug is rejuvenated and dirt free, reserve our praised rug care service right now! We certainly have a twenty-four-seven system for simple bookings and absolutely free cost quotes for the rug cleaning Charlton SE0. We can make all rug types cleaned properly and also effectively at quite affordable prices.Our organization gives regular customers and the local estate agencies and property owners preferential costs. We can offer you a discounted price of as much as 00% if you include a different one or more of the services to your latest purchase. So why not take benefit right now, and save effort and money by reserving a mixture of our top quality specialized cleaning services! Reserve today by telephone 000 0000 0000 or sending us an e-book request! | 2019-04-18T19:17:47Z | null | {
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On this website we recommend many images about Obviously she interpreted what people have said that we have collected from various sites of coloring page, and of course what we recommend is the most excellent of design for Obviously she interpreted what people have said. If you like the design on our website, please do not hesitate to visit again and get inspiration from all the Free Printable Coloring Pages Images For Kids of our web design. And if you want to see more images more we recommend the gallery below, you can see the picture as a reference design from your Obviously she interpreted what people have said. Thank you for seeing gallery of Obviously she interpreted what people have said, we would be very happy if you come back. | 2019-04-18T17:24:43Z | null | {
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Search for a new or used vehicle from our inventory in Crossville, TN, and save on used Dodge Charger vehicles, convenient to Rockwood shoppers. Call Dave Kirk Chevrolet Buick GMC Cadillac, your Cumberland County dealer, at (000) 000-0000 if you have questions, or ask about the used Dodge Charger vehicle we have at our Crossville Chevy dealership. Thank you for visiting Dave Kirk Chevrolet Buick GMC Cadillac. Our entire inventory of used Dodge Charger vehicles is shown above. In the event you don't see the used Dodge Charger in your preferred color, or with the right drivetrain or options package, let us know so we can locate it for you. We can have the exact used Dodge Charger you are looking for delivered to our dealership at no cost to you, so that you can test drive it. You won't find this kind of service in Rockwood and Kingston, which is why our customers routinely drive from just about everywhere in Tennessee to buy from Dave Kirk Chevrolet Buick GMC Cadillac. | 2019-04-23T22:15:37Z | null | {
"perplexity_score": 735.9
} | 981 | null | 735.9 | 0 | [] | [] | [] |
Excellent property in a gated community. Open floor plan with 0 bedrooms, 0 bathrooms, and 0 car garage. Easy access to I-00. DIRECTIONS: I-00/Unser Exit South To Bridge, Left On Bridge, Right At Encanto Village, Right On Via Tranquil, Left On Via Patria, Left On Via Belles To Home. | 2019-04-25T14:48:32Z | null | {
"perplexity_score": 587.1
} | 283 | null | 587.1 | 0 | [] | [] | [] |
Going to SLC next week on business. Would like to take my skates. Anyone know of any good trails near downtown? Pack your skates. Minutes from downtown is the Jordan River Trail. for shorter skates, the Liberty Park loop is nice. | 2019-04-18T23:02:10Z | null | {
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} | 229 | null | 835.7 | 0 | [] | [] | [] |
We went down to the Boisvert's house for a day of fun. They recently built a chicken coop and Cooper couldn't get enough of watching the chickens run around. Rob, Cooper and I all enjoyed Olive's new zipline too. It was a day of adventure. Crazy to think just one year ago at their house Cooper stood up unassisted for the first time and said his first word "dog". Nicholas was a super trooper enjoy some puppy snuggles and watching all the kids run around. | 2019-04-20T16:56:31Z | null | {
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Regulating your dog's weight is important. Recent studies show that 00 to 00 percent of pets in the United States are overweight and 00 percent tip the scales into obesity. Obesity, one of the most common dog afflictions in the United States, puts pets at greater risk for cardiovascular disease, joint and skeletal problems, respiratory problems, diabetes, and some cancers. An extra pound or two can make a big difference on your dog's small frame. Although ideal weight varies from breed to breed, you must strike a healthy balance between diet and exercise to keep your pup in good shape. Is your dog gaining weight? Look at your dog. Can you identify a waistline or a more slender area between the ribs and hindquarters? Feel your dog's ribs. They should not be prominent, but can you feel them easily when applying gentle pressure? If you answered "yes" to these questions, your dog is probably not overweight. The best authority for advising you of your dog's ideal weight is your veterinarian. How can I control my dog's weight? Dogs respond to the same weight control methods that humans do-controlling caloric intake and getting the proper amount of exercise. Ask your veterinarian to help you develop a diet and exercise program to keep your dog healthy and fit. If your dog is overweight, switching to dry food may help him lose weight as it tends to be less calorie-dense than canned food. Cutting back on the amount of food and on the frequency of treats also helps your dog control his weight. The best diet for dogs is low in fat and high in fiber. Puppies under 00 months of age need extra protein, calcium, and iron to accommodate growth. Your veterinarian may prescribe a special weight-loss formula food for your dog. Weight loss should be attained slowly. A one to two percent loss per week is best. It's hard to resist giving our dogs special treats but there are many low-calorie treats available. Treats should be kept to a minimum. It's easy to lose track of the number of treats you feed your dog. Try setting aside a daily allotment that accounts for about 00 percent of your dog's daily caloric intake and then stick to it. Many dogs like apples, oranges, carrots, broccoli, potatoes, and green beans, but if these do not agree with your dog, ice cubes make special crunchy treats, especially on warm days. Table scraps may contribute to your dog's weight gain as they usually contain fat and salt and other ingredients your dog does not need. Keep these temptations out of reach of your pet. Most pet foods provide the appropriate amount of nutrients so treats should be saved for special occasions. Talk with your veterinarian about the best treats for your dog. | 2019-04-25T08:17:23Z | null | {
"perplexity_score": 354.8
} | 2,692 | null | 354.8 | 0 | [] | [] | [] |
Installation of marine sheet piled wall cofferdam (land reclamation works), design, supply & installation of 000 Nr 000mm diameter steel tubular RC piles, reclamation works, 0 storey RC basement 0 meters below sea level, excavation works to existing sea bed within the new said cofferdam. Construction of waterproof concrete RC basement box. Slip formed RC cores from basement to roofs. Design & build of post tensioned 00 storey concrete frame using precast columns. Constructed using two luffing jib cranes. | 2019-04-24T04:52:05Z | null | {
"perplexity_score": 941.4
} | 509 | null | 941.4 | 0 | [] | [] | [] |
The data on the speed of light and the distance of stars from the world is spellbinding. But all this is the fruit of the infinite wisdom and knowledge of God. This article reflects on all this, as a meditation on Genesis 0 (and Psalm 0). The article addresses a few themes from the account of the destruction of Sodom and Gomorrah. These include being lured by the sinful luxuries of this world, and the need to be alert in the face of the impending judgment of God. Above all this, the article shows that it is by God's grace that some are left behind while others are swept away in judgment. The article revisits the great sins of Sodom and Gomorrah, seeking to understand the nature of the sexual sins committed there. This is done as a warning and instruction to believers to teach them that environment does matter and what people desire in their hearts is of great importance. Main texts referenced include Genesis 00, Leviticus 00:00, and Leviticus 00:00. This article discusses the structure of the book of Genesis. This article discusses the structure of Genesis, commonly known as connected to the ten uses of the word toledoth, "generations." This article explains why the first chapters of Genesis are important. It offers a God who speaks and is interactive in time. Human beings are placed in this harmonious world to rule as images in God's cosmic temple. | 2019-04-24T16:38:36Z | null | {
"perplexity_score": 167
} | 1,371 | null | 167 | 0 | [] | [] | [] |
Early This Morning... Mostly cloudy. Southwest winds around 0 mph. Today... Mostly cloudy. Slight chance of rain in the afternoon. Highs in the mid 00s. Southeast winds 0 to 00 mph. Tonight... Rain likely in the evening, then rain possibly mixed with snow after midnight. Lows in the mid 00s. East winds 0 to 00 mph. Chance of precipitation 00 percent. Saturday... Cloudy. Chance of rain possibly mixed with snow in the morning, then slight chance of rain in the afternoon. Highs in the upper 00s. Southeast winds 0 to 00 mph. Chance of precipitation 00 percent. Saturday Night... Cloudy. Chance of rain in the evening, then rain possibly mixed with snow after midnight. Lows in the mid 00s. Southeast winds 00 to 00 mph with gusts to around 00 mph. Sunday... Rain possibly mixed with snow in the morning, then rain likely in the afternoon. Highs in the lower 00s. South winds around 00 mph shifting to the west in the afternoon. Gusts up to 00 mph. Chance of precipitation 00 percent. Tuesday Night... Mostly cloudy. Chance of rain in the evening, then chance of snow possibly mixed with rain after midnight. Lows in the lower 00s. Chance of precipitation 00 percent. Wednesday... Cloudy. Chance of rain and snow in the morning, then rain likely in the afternoon. Highs in the lower 00s. Chance of precipitation 00 percent. Wednesday Night... Mostly cloudy. Chance of rain in the evening, then slight chance of snow possibly mixed with rain after midnight. Lows in the lower 00s. Chance of precipitation 00 percent. Rawson, ND Weather Forecast - Find local Rawson, North Dakota weather forecasts and current conditions. Continually striving to be your best resource for Local Rawson, North Dakota Weather! | 2019-04-26T10:04:35Z | null | {
"perplexity_score": 470.7
} | 1,706 | null | 470.7 | 0.691676 | [
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Unable to add a timesheet for a team member that is on vacation with the latest release of Replicon. How do I do this for them? Prior to this release of Replicon, I was a substitute user for all my team to go in and check on time, enter a time sheet, etc. As of now, I can not do this for my team. I need to submit a timesheet for a team member on vacation and do not know how. Help! 0. If you are an administrator, then go to Administration - Users and open the team member's user profile. Login as him and submit the timesheet. Or login as the user with the steps specified before, and go to the settings for the user. You will then be able to add yourself as a substitute user. This will allow you to substitute as the user from the next time onwards. You can also ask the user to click on settings and add you as the substitute user. 0. If you are a Payroll/Billing/Cost Manager, then go to Payroll/Billing/Cost Management tab and go to the timesheet sub tab. If you have the complete permission, then you will be able to submit the timesheet on behalf of the user directly from one of these tabs. Let me know in case you need more details on this and I can have one of our support representatives reach out to you regarding the same. | 2019-04-20T19:04:32Z | null | {
"perplexity_score": 353.2
} | 1,238 | null | 353.2 | 0 | [] | [] | [] |
This is the page of currency pairs, Uruguayan Peso(UYU) convert to Costa Rican Colon(CRC). Below shows the current exchange rate of the currency pairs updated every 0 minutes and their exchange rates history graph. Do you want to INVERT the two currencies? Visit Costa Rican Colon(CRC) to Uruguayan Peso(UYU). | 2019-04-26T04:14:27Z | null | {
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} | 309 | null | 1,033.2 | 0 | [] | [] | [] |
The majority of community foundations in the United States are confirmed in compliance. Use the map to determine if the community foundation in your neighborhood is accredited. The map below includes accredited community foundations and includes renewal dates. For a list of all community foundations, see the cof.org community foundation locator. If you see any inaccuracies in the map, or are accredited but don't appear on the map, contact us at [email protected]. This map will not load if using Internet Explorer. Please use Chrome, Firefox, or Edge. | 2019-04-25T21:43:11Z | null | {
"perplexity_score": 387.6
} | 565 | null | 387.6 | 0 | [] | [] | [] |
Hart, P (0000) Design of an Original Methodology for the Efficient and Economic Appraisal of Existing and New Technologies in Form Grinding Processes including Helical. Masters thesis, Liverpool John Moores University. The purpose of this research was to create and design a methodology for new product evaluation with an interest in the affects that they could have on form and helical grinding. The design uses a relatively small and commonly available grinding machine so that testing could be done without need for an expensive helical grinding machine typical of that utilised in industry. The contact conditions of the helical grinding process were considered, and the workpiece geometry was designed to closely replicate the form and entry and exit conditions found in helical form grinding of screw compressor rotors. The equipment design allows the grinding forces to be measured in axial, normal and tangential planes. This will allow the variation in axial forces to be explored and allow any variation in hydrodynamic forces to be investigated during the entry and exit regions. Grinding trials showed the importance of the need to measure the true depth of cut for a grinding pass. A novel method of measuring the depth of cut was designed that will allow an accurate measurement of the form position before and after a grinding pass. Replication methods for the workpiece and grinding wheel form were designed to allow capture on the grinding machine to facilitate an economic appraisal method that allows testing to be carried out in a short period of time. A 0D printed coolant nozzle was designed with an air scraper to overcome the air barrier around the periphery of the grinding. The aim of the design was to reduce the need for a high pressure grinding fluid jet and allowing less turbulent flow to enter the grinding nip at lower pressures. A preliminary cost model was created with inputs that relate to form grinding and allow the user to investigate different process parameters and arrive at a cost per part. | 2019-04-24T10:26:51Z | null | {
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0000 results found matching your search. Displaying results 0 - 00. What are some add-ons and supplies printers need to optimize auto printing? | 2019-04-22T10:45:51Z | null | {
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} | 143 | null | 1,668.3 | 0 | [] | [] | [] |
Here are listed all fandoms based around some type of sequential art - comics, webcomics, graphic novels, etc. For a list of fandoms based around comics and graphic novels from Japan, see also Category:Manga. For articles about fan activities related to fancomics, see Category:Visual Art. Pages in category "Sequential Art" Media in category "Sequential Art" | 2019-04-24T18:58:13Z | null | {
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After converting the file to the new format, you will be able to use other programs to support it. Keep in mind, however, that the DMG file after converting to BIN may differ slightly from the original. The most important information should be kept, but if you want the file after conversion from DMG to BIN to be the same, you have to do this carefully and choose the proper application from the list below. There is no guarantee, of course, that the conversion will come up to all your expectations, but it will certainly help you. If, after all, the effect of converting DMG to BIN does not meet your expectations, you can simply try to find on the Internet a different version of your file in DMG format, properly converted to a BIN file by someone else. If this fails, use the information provided in the further part of the website. Unfortunately, if after performing the two previously described steps (trying to find your DMG file converted by someone else, and the attempt to convert it to BIN on your own) you still have a problem with your file, then there are only a few solutions left. You can once again try to find and install an application that can open the DMG file in its original format (without conversion to BIN file). Such a solution will be difficult to implement, but it certainly will give the best result. | 2019-04-20T18:46:34Z | null | {
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A cloud model and digital-ready network have improved customer experience and increased revenue growth for Kerala State Financial Enterprises (KSFE). KSFE's business is centered around its more than 00,000 customers - if customers are unable to transact at any of the company's 000 branches, they lose revenue. The company needed to improve customers' experience by ensuring high-availability of in-branch services. With more than 0,000 employees, KSFE is a public sector nonbanking financial services company based in Kerala, India. The company's main business is to manage chit funds. Customers make monthly contributions to their chitties and are then entitled to take a lump sum on a pre-determined auction date. Business continuity is vital for the company. Network downtime results in reputational damage and severely impacts the customers' experience. The company was using a decentralised, legacy system at branches. Reporting was done manually and sent to head office via email. This process was prone to human error, posed serious security risks, and delayed decision-making. Information had to be collated at head office to allow the executive team to get an overall view of the business landscape, which took up to five days. By running its key business application in the cloud, KSFE has been able to create a competitive advantage and accelerate their digital transformation journey. Through this KSFE is ensuring that their infrastructure is digital-ready to deliver future growth by outsourcing their daily network operational services. KSFE decided to centralise its banking by using a customised application, CABSA (Core Application Software for Business Accounting). To support the new application and to lay the foundation for its digital transformation journey and future growth, KSFE needed to build a greenfield data centre. The company turned to us for advice on the best approach for the data centre build. An improved customer experience ensured revenue growth for KSFE. Cloud analytics gives KSFE a holistic view of their business landscape enabling real-time decision-making. Savings from the transformation project have been reinvested into the business. The technology transformation has ensured KSFE's continued revenue growth. They enjoy high systems availability and customers walking into any of its branches are identified quickly and can complete transactions smoothly. They can now process up to 00 customer transactions an hour, up from sometimes only one before. Through cloud data analytics and a central reporting function, KSFE has gained insight into their entire business landscape and can make real-time business decisions, improving the overall profitability of the company. An example is eliminating error prone human interventions when sending through daily reports on the current state of their cash balance. The company is also enjoying savings from the consumption-based cloud model, as well as saving from not having to invest in a greenfield data centre. They now only have to pay for the services they use, and can reinvest the savings back into their business, ultimately improving customer service. | 2019-04-20T09:21:54Z | null | {
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In the coming days, you'll see some changes taking place. I'm tired of the tree design as it no longer fits as a metaphor for my online spaces. So I'm trying out some new, cleaner designs for this blog, my class Ning and wiki sites, as well as for my Twitter site. If you have ideas, I'd love to hear them. And stay tuned for changes. You'll See More Soon...No, Really, You Will! | 2019-04-20T13:20:33Z | null | {
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The City of Midland is licensed to transmit and receive on an Ericsson 000MHZ EDACS 00Plus (trunking) system. A trunked radio is a communications path between two or more points. The trunk channels are time shared by several different users, but the radio users are not aware of this sharing of channels. The radio users are not aware of which radio channel they are communicating over. All that is apparent is that a communication path has been established between two radios. The Ericsson 00Plus system is designed to provide efficient, fault-tolerant operation for the public service user. Trunked radio operation is a method of increasing the efficiency of a channelized radio system by dynamically managing the use of the radio channels. The primary benefit of a digital trunking system is improved management and efficiency of the radio fleet. This is accomplished by the logical (computer) control of the system and the virtual elimination of the delay experienced by field units in obtaining a clear communication channel. Additional benefits are improved safety for field personnel, availability of system management reports, and the ability to easily and cost effectively overlay voice encryption and data on the system. The City of Midland Public Safety Communications Center utilizes a computer aided dispatch computer (C.A.D.) system to dispatch the Midland Fire and Police Departments. Information from this C.A.D. system transfers to the Midland Fire and Police Department Records Management System. The C.A.D. system recommends unit responses for both the fire and police department. The system also enables the users to flag an address with critical information to aid in emergency responses. The City of Midland Public Safety Communications Center utilizes the A.T&T. call stalker enhanced 000 system. This system enables the call taker to recognize the address, phone, and name of the subscriber that is calling in on the 000 lines. The City of Midland Public Safety Communications Center utilizes a HigherGround Praetorian Voice Recorder. The system digitally records and stores every communication interaction to redundant hard drives. Communication personnel can instantly find, access, and replay any call recording directly from the desktop; route call recordings via email and archive recordings to durable, space saving, removable hard drives for desktop access to unlimited hours of call recording. The City of Midland Public Safety Communications Center utilizes a Zetron Model 00 programmable encoder to alert the Midland Fire Department stations of a Call For Service. The programmable encoder is a console mounted, selective signaling encoder. Each Fire station is identified by a unique tone. One of the features of the Zetron Model 00 is the ability to send multiple stations' responses by the press of a single instant call push button. | 2019-04-24T06:10:47Z | null | {
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Henderson County's wrestling team defeated Tecumseh, Indiana, Wednesday night on the road 00-00 in a dual match. Henderson County's wrestling team defeated Tecumseh, Indiana, Wednesday night on the road 00-00 in a dual match. Gavin Stevens (000 pounds), Harley Gosselin (000), Jackson Hogg (000) and Rance Hawkins (000) all won by pin in their individual matches. | 2019-04-25T23:47:56Z | null | {
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At Stevenage Motor Centre Limited we aim to bring you the widest choice of used cars in Stevenage, Hertfordshire and at great prices. We have some fantastic deals on used MERCEDES-BENZ C CLASS cars, which are always changing. Browse our used cars below and contact us for more information on any of our second hand cars. | 2019-04-20T22:25:31Z | null | {
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We allow Google to count, anonymously and in aggregated form, how many users are visiting the STRING pages. This is required by our funders, who need to make sure that STRING is actually used by real users. The tracking is done via the Google Analytics framework. Note: we do not use the "UserId" feature offered by GoogleAnalytics; hence, we do not track users across different devices or websites. • The server stores standard web-logs, including IP numbers, for technical purposes and debugging. • Once logged in, the server will store the pages you visited, and also allows you to upload gene sets and other data. • We will not share any of the above information with third parties, apart from confidential reporting to our funders. Q: How can I obtain the complete data set? STRING has recently changed its licensing model, at the request of the ELIXIR initiative. This means that all its data is now freely available, from the Download section. The licensing model is CC BY 0.0, requesting proper attribution as the only condition for usage. Q: How are scores computed? The 'combined scores' are computed by integrating the probabilities from the various different types of evidence ('evidence channels'), while correcting for the probability of randomly observing an interaction. For a more detailed description, please refer to von Mering et al., NAR 0000. Q: I am interested in downloading a limited set of interactions, for one or a few proteins only. How can I do that? a) enter the protein(s) as usual into STRING and proceed to the network, then select the 'Tables / Exports' button below the network. From there, you can download the interactions in your current network, in a number of formats. b) alternatively, you can use one of our Application Programming Interfaces (APIs), especially if this might become a recurring task in the future. Using the APIs, you can create a small script/program that will download the interactions for you. For more details, see here. Q: How can I save a certain network? Below any given STRING network in the browser window, there is always a button labeled 'Tables/Exports'. There, you can save your current network in a variety of formats. (Bitmap Images, Scalable Vector Graphics, XML Summary (Proteomics Standards Initiative), Graph Layout Coordinates, Protein sequences in FASTA format, and Textual Summaries of interaction scores). Q: For my latest manuscript, I would like to use a network image produced by STRING. Must I ask for permission? No, permission is not required. But do we appreciate if you could cite us; please choose from among any of our published references (see here). Q: How can I trace the origin of the different evidences for a given interaction? Most of this information is available upon clicking on an edge of the graph in the network view. Furthermore, below each network you will find the button 'Evidence'; from there you can proceed to evidence views that each summarize evidence of a single type, for your current network. Q: How can I cite STRING? We do appreciate citations very much - as for many other online databases, citations are the main benchmark by which our funders decide whether we are 'worth the money'. So, yes, please cite us ... using any of the references here. Q: Which databases does STRING extract experimental/biochemical data from? Currently, these are: DIP, BioGRID, HPRD, IntAct, MINT, and PDB. Q: From which databases does STRING extract curated data? Currently, these are: Biocarta, BioCyc, Gene Ontology, KEGG, and Reactome. Q: How do I extract purely experimental data? Below each network, there is a button labeled 'Data Settings'. There, you can specify which type of evidence you want to contribute to your network. By un-checking all boxes except 'Experiments', you would get a network based purely on experimental evidence. Q: I need PPIs for a given species, but only from experimental data and not transferred from other species. For that, you will need to download a file with the full score details, and parse out the information you need. First, you should sign the license agreement, wait for the password and then download the file: 'protein.links.full.v00.txt.gz'. Use the file to get the direct experimental evidence, for example by, printing the columns for protein0 protein0 and experiments (i.e., columns 0,0,00) and grep for the 'species_id' (e.g., 0000 for human). Q: I want to differentiate physical interactions from functional ones within STRING. For this, you would have to use the database dumps (after academic licensing). You can use the table 'network.actions' to query for records that have a direct physical interaction annotated in their 'mode' column. If this is 'binding' then you can be fairly sure there is a direct physical interactions. If it is something other than 'binding' it could still be direct, physical but more likely is an indirect, functional interaction. Note that the 'actions' annotations in STRING are work in progress; there will likely be a fairly large fraction of interactions missing (false negatives). Q: STRING is said to be 'locus-based' and only a single translated protein per locus is stored. What does this mean? STRING represents each protein-coding gene locus by only a single, representative protein. If there is more than one isoform per gene annotated, we usually select the longest isoform, unless we have information to suggest that another isoform is better supported (e.g., proteins selected in the CCDS database). Q: Does STRING contain any pathway or Gene Ontology information? I see that there is a table called 'funcats' ... ? The 'funcats' database table contains the functional categories as defined for the COG database. We do import the Gene Ontology annotations and use these for inferring interactions and for reporting enrichments. However, they are not yet represented in a database table - this will likely come in a future version. Q: Is there any phenotype or disease information contained in STRING? Not directly, but the fulltext-search capabilities at the start page will often turn up proteins which have already been annotated for a certain function, phenotype or disease. For example, searching for the word "wing" in Drosophila will return proteins that have been annotated/described as having a functional role in the wing. Q: Does the database provide a PubMed Reference ID for each interaction? Interactions that stem only from computational predictions do not have a PMID. Text-mining evidence may also stem from other sources, such as OMIM. Apart from the above exceptions, interactions mostly do come with at least one pubmed reference id. Some cases have several different PMIDs, and yet others share the same PMID (e.g., for external repositories, the interactions share the PMID of the publication of the database). Q: Regarding the 'sets', pathways and complexes ... what is the difference between a "set" and a "collection"? The different types of "sets" in STRING describe annotated pathways, complexes, and PDB structures having more than one protein. The "sets_items" describe memberships in the evidence sets. An interaction exists if two proteins share at least one set_id. The "sets" contain information about the set_ids, for example, from which "collection" they originate from. The "collections" are the different resources of data from which STRING imports data (for the channels 'experiments' and 'databases'). Below is a selection of published examples of large-scale scientific use of STRING network data. Apart from the ad-hoc use of the website (in order to learn about individual proteins or to find out about functional enrichments), the large-scale use cases below signify another important benefit of STRING: the availability of unified, scored, genome-wide interaction data, for a number of organisms. In STRING, each protein-protein interaction is annotated with one or more 'scores'. Importantly, these scores do not indicate the strength or the specificity of the interaction. Instead, they are indicators of confidence, i.e. how likely STRING judges an interaction to be true, given the available evidence. All scores rank from 0 to 0, with 0 being the highest possible confidence. A score of 0.0 would indicate that roughly every second interaction might be erroneous (i.e., a false positive). For most types of evidence, there are two types of scores: the 'normal' score, and the 'transferred' score. The latter is computed from data that is not originally observed in the organism of interest, but instead in some other organism and then transferred via homology/orthology. All potential source organisms are searched for evidence, but the actual transfers to the receiving organism are made non-redundant (according to 'clades' of closely related organisms in the tree of life). | 2019-04-26T11:49:11Z | null | {
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Companies looking to attract the best available candidates in the marketplace will be introduced to them, AND to organisations who may wish to buy, sell or merge. You will be introduced to people who will assist you outperform your competitors and increase your profits. Senior engineers to directors within consultancy or working with main contractors will be kept abreast of some of the best employment opportunities in the UK. Your skills and aspirations will be skilfully matched to the employers offering the best career path for you. As your career progresses we stay in touch, making you aware of new openings as they arise. David is a Recruitment Employment Confederation award winner and has successfully recruited for General Electric, Rolls Royce, Kier, Ramboll, PFA, GCA and many other successful companies. | 2019-04-23T00:34:06Z | null | {
"perplexity_score": 485.3
} | 819 | null | 485.3 | 0 | [] | [] | [] |
I am towards the last week of my confinement. Tianwei has provided high quality food and service during this period so that I do not have to worry about my lunches! Thanks a lot! Thanks Tian Wei Signature for the warm customer service and the nutritious pro-breastfeeding confinement meals. Healthy without compromising taste. Liked the cuts of the proteins and the variety of healthier carbs which they served. Thanks again! Thanks Tian Wei Signature for their excellent customer services and delicious confinement foods ! Glad that i have chosen Tian Wei Signature during my confinement . | 2019-04-19T03:09:01Z | null | {
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} | 594 | null | 834.6 | 0 | [] | [] | [] |
Contact the PTS The PTS offers a comprehensive informational package for hospitals interested in participating in the Trauma Registry (TR). Permanent support is offered to help hospitals before, during and after accessing the TR. Carry out a Self Assessment and follow the Implementation Plan An initial self-assessment of the available resources (human, financial, physical) is recommended. It is part of the TR Implementation Plan. A data extraction form is also available. This process is key to assess hospital's readiness for the implementation of the TR which includes period data entry and analysis of the data. Sign in the Memorandum of Understanding (MOU) A MOU is signed between the ITSDP/PTS and the hospital. This is an important step to confirm not only the collaborative relationship between both parties but also to define the roles and responsibilities of each party. The annex 0 of the MoU must be completed and submitted. After the signature of the MOU access to the TR is granted. Access the Trauma Registry The hospital's personnel can start with the data entry process. Training videos teach hospital's personnel how to enter data. Data Entry and Analysis Permanent assistance is offered to participating hospitals during this process. TR's users can take advantage of pre-standardized reports to support decision-making. After contacting us, an Implementation Plan for the Trauma Registry will be emailed. The Plan includes guidelines for an initial self-assessment of the hospital's resources and infrastructure, training needs, inclusion criteria, type of data users, data collection target, data extraction and collection procedures, and data analysis and reporting. Official letter requesting access to the Trauma Registry (See sample letter). The letter must be addressed to the Trauma Registry Director (Dr. Edgar Rodas). It must be written on institutional letterhead and signed by an official authority of the organization requesting registry. Memorandum of Understanding (MOU). An MOU is required between parties to establish an official partnership and convey commitment. It will be emailed in a private email. The MOU must be submitted with completely filled Annex 0. Summary of the Implementation Plan. | 2019-04-25T20:43:45Z | null | {
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Scotland's hopes of making it through to the quarter finals hang in the balance after they suffered a second successive defeat in Rotterdam. Anna Signeul's side were desperate to erase the memory of their opening defeat to England and they began the game well with Lana Clelland, in for the injured Jane Ross, bursting down the left and cutting in to curl a shot just wide of the far post. Minutes later, Caroline Weir exchanged passes with Rachel Corsie before her shot brought out a full length save from Patricia Morais. The rebound fell kindly for Clelland but with the goal at her mercy, she initially missed her kick before striking it against the post. It had been a bright start by Scotland but they were stunned on 00 minutes when Portugal took the lead against the run of play. A slip from Lisa Evans resulted in a quick counter attack and Diana Silva's deflected cross from the left ought to have been cleared by Vaila Barsley but instead she miskicked and Carolina Mendes pounced to tuck the loose ball home. Corsie drove a shot wide from 00 yards but at the other end, the pacey Silva almost got in for a second when her shot was charged down by Barsley. However the goal had dented the Scotland players' confidence and they trailed by one goal at the break. Portugal began the second half well with Mendes and Tatiana Pinto both shooting wide but the introduction of Erin Cuthbert as a substitute started to give Scotland fresh impetus. Leanne Crichton fired over from distance and Barsley had a shot blocked by Silvia Rebelo before the moment they waited for finally came. After having been inches away from reaching a Fiona Brown cross a few minutes earlier, Cuthbert received the ball from a throw in and wriggled past two challenges before exchanging passes with Weir and firing a low shot just inside the far post for the equaliser. Portugal reacted well to conceding though and parity lasted just five minutes. Mendes shot wide when well placed and then Amanda Da Costa's through ball released Ana Leite on goal where she outpaced Barsley before sliding a shot past Gemma Fay to register her first international goal. Suzane Pires almost made it three but Ifeoma Dieke came to her side's rescue with an important block. Scotland needed to survive a period of pressure but with five minutes left, they had a glorious chance to level the scores again. Cuthbert was again the instigator, finding room before her low cross was deflected into the path of Weir who sidestepped her marker but with the goal at her mercy, she fired against the post. This was to be the last chance and Portugal successfully negotiated four minutes of injury time to record their first ever Finals victory, while Scotland need to beat Spain in their final game to stand any chance of going through. Gemma Fay, Kirsty Smith, Rachel McLauchlan (sub Joanne Love 00mins), Ifeoma Dieke, Vaila Barsley, Rachel Corsie, Fiona Brown (sub Hayley Lauder 00mins), Lana Clelland (sub Erin Cuthbert 00mins), Caroline Weir, Leanne Crichton, Lisa Evans. Patricia Morais, Silvia Rebelo, Claudia Neto, Ana Borges, Tatiana Pinto, Dolores Silva, Carole Costa, Diana Silva (sub Laura Luis 00mins), Vanessa Marques, Carolina Mendes (sub Ana Leite 00mins), Amanda Da Costa (sub Suzane Pires 00mins). | 2019-04-19T07:08:16Z | null | {
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} | 3,270 | null | 733.6 | 0 | [] | [] | [] |
Several perennial geraniums which have finished flowering have been cut back, resulting in a flush of new green growth. Other herbaceous perennials will be cut back as they finish over the next month, and divided. The sweet peas performed reasonably over the summer, with plenty of flowers, but short stalks. Some vegetables are doing well, peas, french beans, lettuce, but the squashes, and tomatoes have needed a good deal of care, and the shallots have been poor. Several people have commented that the runner beans have flowered prolifically but failed to set. I came across the National Rhubarb Collection in Clumber Park last month, and wondered what G. Boycott would make of it. Below is a picture of the long rhubarb bed and also the beautifully trained fruit trees in the walled kitchen garden. The Minchinhampton Gardening Club Annual Show takes place on Saturday 0th September in the school hall, with 00 classes this year, and the club has a stall at the Horsfall House Fete on the following day to sell any donations or excess produce from the show for the benefit of Horsfall House. Schedules are available around the town, so don't hesitate to enter an exhibit or two - they all help to make the show - and come along and enjoy the scene, from 00am. The autumn equinox occurs on 00rd September, with equal hours of day and night. | 2019-04-19T18:51:11Z | null | {
"perplexity_score": 248.1
} | 1,344 | null | 248.1 | 0 | [] | [] | [] |
Help and recommendations from Bristol and Bath Weddings including Somerset, Wiltshire and Gloucestershire. from people who have got married in Bristol, Bath and the surrounding counties. - and remember, the day is about the two of you. Hopefully you will find some useful advice and recommendations for planning your wedding. We have gathered the information on this site from a number of couples getting married in Bristol, Bath, Wiltshire, Somerset and Gloucestershire in the last five years. We hope your planning is going well, don't get stressed and don't let families and friends dictate your plans too much - it's your day! | 2019-04-26T01:46:19Z | null | {
"perplexity_score": 254
} | 630 | null | 254 | 0 | [] | [] | [] |
Consideration of the recommendation of the Ad Hoc Joint Working Group by the Conferences of the Parties. The ninth meeting of the conference of the Parties to the Basel Convention (00 to 00 June 0000). The ninth meeting of the conference of the Parties to the Basel Convention considered and approved the recommendation. The fourth meeting of the Conference of the Parties to the Rotterdam Convention (00 to 00 October 0000). The fourth meeting of the Conference of the Parties to the Stockholm Convention (0 to 0 May 0000). By decision SC-0/00 of the Conference of the Parties to the Stockholm Convention, decision RC-0/0 adopted by the Conference of the Parties to the Rotterdam Convention and decision VIII/0 of the Conference of the Parties to the Basel Convention it was agreed to establish an ad hoc joint working group (the "AHJWG") to prepare joint recommendations on enhanced cooperation and coordination among the three conventions for submission to the Conference of the Parties of all three conventions. The AHJWG numbers 00 members in total. Each Convention has 00 representatives, three for each of the five regional groups of the United Nations. The representatives were nominated by a process of consultations within the regional groups. The third meeting of the ad hoc joint working group was held from 00-00 March 0000 at the headquarters of the Food and Agriculture Organization of the United Nations (FAO) Viale delle terme di Caracalla, Rome Italy. The second meeting of the ad hoc joint working group was held from 00 to 00 December 0000 at the Diplomatic Academy of Vienna, Favoritenstrasse 00a, A-0000 Vienna, Austria. The report of the meeting (pdf, word) as well as the list of participants may be found among the documents for the second meeting of the AHJWG. The first meeting of the AHJWG was held from 00 - 00 March 0000 at the Hanasaari Swedish-Finnish Cultural Centre, Helsinki, Finland. The report of the meeting (pdf, word) as well as the list of participants may be found among the documents for the first meeting of the AHJWG. | 2019-04-21T08:37:17Z | null | {
"perplexity_score": 117.3
} | 2,062 | null | 117.3 | 0.417556 | [
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Want to create a Windows like system restore point? Well, TimeShift is the tool, which protects your system by taking incremental snapshots of the file system at regular intervals. These snapshots can be restored later to bring your system to the exact state it was in at the time when the snapshot was taken. TimeShift is designed to protect only system files and settings. User files such as documents, pictures and music are excluded. Applications like rsnapshot rotate a snapshot to the next level by creating a hard-linked copy. Creating a hard-linked copy may seem like a good idea but it is still a waste of disk space. This is because only files can be hard-linked and not directories. The duplicated directory structure can take up as much as 000 MB of space. TimeShift avoids this wastage by using tags for maintaining backup levels. Each snapshot will have only one copy on disk and is tagged as "daily", "monthly", etc. The snapshot location will have a set of folders for each backup level ("Monthly", "Daily", etc) with symbolic links pointing to the actual snapshots tagged with the level. The PPA is ready for Ubuntu 00.00 Saucy, Ubuntu 00.00 Raring, Ubuntu 00.00 Precise, Ubuntu 00.00 Quantal and their derivatives, such as Linux Mint, Elementary OS. | 2019-04-26T12:43:50Z | null | {
"perplexity_score": 359
} | 1,267 | null | 359 | 0 | [] | [] | [] |
Marissa Solis has 00 years of marketing management, communications and sales experience in both the U.S. and Latin American markets. In her current role, Marissa is setting the strategy for connecting with PepsiCo's Hispanic customers by leading a diverse team that will drive innovation in our approach. Marissa is on the Board of Directors for VolunteerNow a Non-Profit that serves as the hub of volunteerism in North Texas. She is currently the Executive Sponsor for PepsiCo's Adelante Employee Resource Group and an Advisor to the Women of Color Alliance. A graduate of Georgetown University with a B.S. in International Economics and the University of Texas at Austin with an M.B.A. and M.A. in Public Policy, she began her career in brand management at Procter & Gamble Latin America in San Juan, Puerto Rico where she led marketing for brands like Ariel, Downy, and Pampers for the U.S. Hispanic Market and Puerto Rico, the Dominican Republic, and Central America. Marissa spent a few years at Deloitte Consulting managing change leadership and communication consulting for Public Sector clients and also contributed to the communication strategies of key political campaigns in Texas and Mexico before returning to marketing at Frito Lay North America in 0000. During her tenure at FLNA, she has led numerous brand initiatives including the Tostitos Family Moments TV campaign, the launch of Lay's with Sunflower Oil, Multigrain Tostitos, and Doritos Late Night. Marissa also led shopper marketing for key PepsiCo customers like Walmart, Target, Costco, Dollar General, Walgreen's, and 0-00. She also led FLNA sales for the Dollar Channel delivering double-digit growth for two years. She has led the marketing innovation and business development for existing food service and other new non-retail channels, working towards building a $0 billion business for the Away From Home division. Marissa is a member of the Network of Executive Women and has a black belt in Tae Kwon Do. She resides in McKinney, Texas with her husband Juan and 00-year-old daughter Gabriela. | 2019-04-25T08:50:54Z | null | {
"perplexity_score": 171.4
} | 2,074 | null | 171.4 | 0 | [] | [] | [] |
Rely on Firestone Complete Auto Care for all your automotive services near Nolensville. Find your nearest location and book an appointment today! Flat tire, flashing dashboard light, or strange engine noise, our technicians have you covered. Come to your local Firestone Complete Auto Care for all your car care needs. You can trust our trained technicians to deliver remarkable automotive services near Nolensville, plus maintenance, oil changes, brake services, battery tests, engine tune-ups, shocks and struts, and more. We care about every hose and gasket in your car or truck, but we also care about you and your budget. That means the only repairs and services we'll recommend are ones that we truly believe you need. After all, our technicians and associates are drivers too! Plus, our Triple Promise Guarantee means that your car will be Fixed Right, Priced Right, and Done Right On Time. With around 0,000 Firestone Complete Auto Care locations nationwide, you should never be far from the car care, repair, and maintenance you need. We help take care of all your car's parts and pieces, but also what keeps you on the road: your tires. Investing in the best car or truck tires can be one of the top ways to help keep it driving smoothly for years to come. Whether you need all-season truck tires or high-performance car tires, we have some of the best tires for your budget, climate, vehicle type, and driving style. And how about tire pressure checks and flat repairs? You can depend on us. Compare tires in-store or online and visit any Firestone Complete Auto Care near Nolensville to keep your wheels, tires, axles, and more in great condition. We've been a premier tire store in Tennessee for years! We believe that when it comes to helping your engine run its best, there are two things you shouldn't forget about: car batteries and oil changes. Car batteries may be small, but the power they provide is huge. When your battery is old or the terminals are loose, your car likely won't start. That's where we can help! Visit Firestone Complete Auto Care for a free car battery test near Nolensville. A fast test will find out if your car battery is providing enough power and at what temperature it could potentially die. You can also request a car battery test when you stop by for your regular oil change, another service that helps keep your engine healthy. Whether you prefer synthetic blend, synthetic, conventional, or high mileage oil, your car needs new oil at the factory recommended interval, which is typically every 0,000 miles. Fresh oil helps keep your engine at the right temperature, as well as clean and lubricated. If it's time for an oil change or new auto battery, visit us! We install over 000,000 car batteries a year and perform more than 00,000 oil changes each and every day. Book an appointment online and save money with our great service offers, oil change coupons, or tire deals. Whether you rely on an off-road SUV or highway-ready commuter car, visit your local Firestone Complete Auto Care near Nolensville today! From oil changes to batteries to tire repair, trust your nearest Firestone Complete Auto Care for your automotive service needs. We're an automotive shop, tire store, and car care center wrapped into one. That's convenience! Our highly qualified technicians care about keeping your vehicle running newer, longer. When you bring your car or truck to us for maintenance, we promise quality service at an affordable price. Explore our services below and schedule your next safety inspection or repair near Nolensville, Tennessee today. | 2019-04-19T04:25:11Z | null | {
"perplexity_score": 793.1
} | 3,594 | null | 793.1 | 0.586255 | [
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If you give your air conditioner the care it deserves with regular cleaning and maintenance, you should enjoy a long and happy relationship free from problems. If you do notice the system behaving unusually though, it's important to call a licensed air conditioning technician right away, rather than trying to fix the problem yourself and potentially making things worse or putting yourself at risk. Here are five common air conditioning problems that can affect the unit's performance and even cause permanent damage if they're not repaired quickly. You can minimise the risk of these faults occurring by having your air conditioner serviced regularly, especially before the hot weather arrives. If no cold air is coming out of the unit, there could be a few explanations. One of the most common is that ice has formed inside, which should be visible when you lift the cover. Ice can form if you don't clean the filter regularly, which blocks the flow of air and hinders the unit's performance. Switch off your air conditioner and wait for the ice to melt naturally, placing a bucket or towel underneath to collect the water. After the ice has melted, you should clean and dry or replace the filter. If your air conditioner freezes regularly, you should call in a technician to diagnose and fix the problem. If your AC pipelines spring a leak, this will prevent the refrigerant from reaching where it's needed. The refrigerants used in air conditioning systems are expensive to replace and extremely damaging to the environment if they get into the air. As soon as you spot a leak, you need to switch off the unit and call a technician to repair it as quickly as possible. If the thermostat sensor develops a fault or gets knocked out of position, your air conditioner won't be able to regulate temperatures effectively. This can lead to uneven cooling or the unit constant cycling. Replacing or moving the thermostat is a technical job that requires the expertise of a professional. If your unit suddenly starts making loud banging noises, this usually means the fan belt has become dislodged. The motor bearings may also need to be replaced. Switch off the unit and don't use the air conditioning again until a professional has had a chance to fix it, or you could make the damage worse. Sometimes, it's easy to overlook the little things. One of the most common reasons air conditioners develop a fault is because the filters get clogged with dust and dirt. This also reduces their efficiency and will drive up your energy bills. You should clean your filter (or replace it, in the case of disposable filters) at least once a month if you use your air conditioner regularly. If you have pets that shed a lot of hair, or there's a lot of dust entering from outside, you should do it even more often. How can I prevent air conditioner problems? When your new air conditioner is installed, you should arrange regular cleaning and servicing to make sure it's always operating at its peak and to reduce the chance of things going wrong. ← How energy efficient is an air conditioning unit? | 2019-04-22T18:21:56Z | null | {
"perplexity_score": 311.7
} | 3,088 | null | 311.7 | 0 | [] | [] | [] |
Angela chooses a slightly different read for her holiday. Usually, I try very hard to choose holiday reading that complements my destination. For example, I read "A Room With A View" years ago in Florence, imagining myself wafting about Santa Croce like Lucy Honeychurch, and "Ring Of Bright Water" on a previous stay on Skye. This time, my holiday reading included "The Martian" by Andy Weir, which turned out to be not nearly as incongruous as it sounds for a week in the Hebrides. This title was the latest pick for the book club I'm a member of, and it was supposed to fall into the sci-fi genre. I'd have to disagree with that; in my opinion, it's a thriller set in space sooner than science fiction. But it's a cracking page turner of a thriller, with plenty of twists and turns and a really engaging main character (though if you're easily offended by occasional bad language, this isn't the book for you). I enjoyed it tremendously. And why was it so unexpectedly appropriate for reading on Skye? Well, with a bit of imagination, those wild landscapes of Scotland's islands don't seem that distant from Martian deserts. And being in such a remote place chimed, in a very small way, with the utter desolation Mark feels at being all alone on Mars. Also, the over reliance on one crop - potatoes - and the devastation that ensues when the crop fails, is another point of commonality in Skye's past and Mark's present. Martian potatoes, you're wondering - what's that all about? Well, you'll have to read the book to find out. All of which proves that, sometimes, you find inspiration in the unlikeliest of places! | 2019-04-24T16:17:33Z | null | {
"perplexity_score": 291.5
} | 1,619 | null | 291.5 | 0 | [] | [] | [] |
Age-related Macular Degeneration is one of the leading causes of blindness among seniors, affecting approximately 0.0 million people nationwide. By 0000, it is expected that the number will more than double to 0.0 million. People may be putting themselves at unnecessary risk of vision loss by neglecting to have sight-saving eye exams. Throughout February, Fite Eye Center joins the American Academy of Ophthalmology in emphasizing AMD awareness and encouraging those who are most at risk to ensure the health of their eyes by getting an eye exam from an ophthalmologist - a physician who specializes in the medical and surgical treatment of eye diseases and conditions. | 2019-04-19T20:52:24Z | null | {
"perplexity_score": 182.2
} | 671 | null | 182.2 | 0 | [] | [] | [] |
For anybody that are searhing for fresh new suggestions for construct the perfect home. Then Twin Bedrooms photo stock will provide you with the particular so many suggestions and a lot inspirations. You will provided plenty of photographs of awesome residence patterns. Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs photos is just the one of photographs that can be used as being a guide within building a house. As a consequence of Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs image, we are able to begin to see the masterpiece of the home designer that are pro inside developing a home. We could observe this developers makes the area becomes very great using the topic is exactly up to date as well as eternal. You will be able to embrace this kind of the particular Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs picture directly into your home. Absolutely your house can more and more seem great. Your house will be a reasonable spot you called dream home. Due to home owner are not able to make a home as outlined by their personality, and so the home owner would certainly sense uneasy when they were house. If we notice Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs picture, your house was designed to make it possible for homeowners think extremely comfortable in the home. It can be witnessed with the placement of the furnishings that very tidy. Along with the picking of walls colorings which certainly gives a comforting perception. Actually it is not with no reason in the event that Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs photo previously viewed by simply 0 readers from the time posted through the administrator on September 00, 0000 at 0:00 pm, mainly because Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs photograph is surely the photo having very good grade, resolution from this Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs image is really 000 x 000 and its actual size actually is 00 KB. It is possible to download Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs picture in order to utilize it as your own motivation to construct a property, or possibly you need to use Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs photos as wallpaper of this Computer, notebook computer, or maybe smartphone. Simply click here you may get this picture. If you want to upload Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs photograph on your web site, then you certainly should incorporate the original sorce link from this Twin Bedrooms 00 Guest Bedrooms With Captivating Twin Bed Designs picture. As well as if you feel served by simply Twin Bedrooms photograph gallery please save us on your own internet browser. | 2019-04-24T00:34:05Z | null | {
"perplexity_score": 744.7
} | 2,827 | null | 744.7 | 0.301733 | [
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Contact RVC Construction for Home Renovations and RemodelingWorking to Bring out the Very Best in Your Home. Contact Ron at RVC Construction, your Home Renovation Specialist for Leamington Ontario and Essex County. We have over 0 decades of professional experience and a team of skilled trades men to help you realize the home of your dreams. We work in both the residential and industrial sectors and provide our clients with both free estimates and CAD Designs were applicable. We are proud to say we are a word of mouth contractor and have many positive client testimonials standing behind our quality work. Just fill out the form to get started and I will contact you as soon as possible. | 2019-04-22T16:33:15Z | null | {
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was only a few days before the game's scheduled release date. The documentary would ultimately be shown by individual stations the next month. Three minutes before the death of Robin Williams was announced, BBC Three aired the Family Guy episode "Family Guy Viewer Mail #0 which has the story "Fatman and Robin in which Peter wishes that everything he touched turned to Robin Williams, which leads to Peter. Stadiums Exterior of Otkrytie Arena in Moscow A total of twelve stadiums in eleven Russian cities were built and renovated for the fifa World Cup. Pot 0 contained the hosts Russia (who were automatically assigned to position A0) and the best seven teams, pot 0 contained the next best eight teams, and so on for pots 0 and. The episode also aired on the day after the Las Vegas Strip shooting at 0:00AM-just as word got out that it was the deadliest shooting in United States history, causing CN to cancel the other airings of the episode that were scheduled for the week. On the day it was discovered that Chris Benoit and his family were dead, WWE replaced a scheduled three-hour RAW episode with a tribute to Benoit's career. Only time will tell if the offending sequence will be included on a future home video release. The tweet was soon deleted in response to the tragedy. M: The Series also had a (lampshaded) Michael Jackson example. After the shuttle exploded, Jarre wanted to cancel the entire concert, feeling that it was Too Soon, but nasa and McNair's friends and relatives convinced him to carry on and also make the concert a Memorial for the victims of the disaster. Easier for dramatic series to avert than comedy series, since at least in dramas the sensitive subject matter is being tackled with a degree of seriousness and respect. The indie game The Oil Blue, where kate spade coupon the player drills for oil in the ocean. Because of this, original copies of the sequel are now highly valued collector's items. There sat Dusty Rhodes, then Crockett's head booker. Work on it began in November 0000, and it was finished in May 0000. Despite this, one shot of said Tentacruel smashing the skyscraper remained in the first season intro. Video Games Although it was first of a two-part video game, Persona 0 : Innocent Sin was not translated into English despite Atlus' interest in localizing the title. The 0000 "Treehouse of Horror XI" story "Hell Toupee" was supposed to have Troy McClure, voiced by Phil Hartman, host Snake's execution, but after Hartman's murder earlier that year, the scene was redone with Ed McMahon As Himself hosting it instead. It s free, convenient a great way for travelers to earn parking rewards. Readbag users suggest that 000.pdf is worth reading. | 2019-04-19T20:37:13Z | null | {
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Catch and release: Color-manipulated photos by Bryndís Snæbjörnsdóttir and Mark Wilson capture field researchers' work with saltmarsh sparrows. PROVIDENCE, R.I. [Brown University] - The David Winton Bell Gallery at Brown University will present "Snæbjörnsdóttir/Wilson: The Only Show in Town," featuring the artist duo's visual representation of the changing natural habitat of an endangered local bird species. Opening at the gallery on April 0 with an artist talk and reception and on view through July 0, "The Only Show in Town" is an installation of photographs and sculpture by Bell Gallery artists-in-residence Bryndís Snæbjörnsdóttir and Mark Wilson. The acclaimed duo created the exhibition's works in response to the plight of the saltmarsh sparrow, which lives along a narrow and depleted margin of the East Coast and is marked for extinction by 0000. Photographs from "The Only Show in Town" get up close to the tangled glasswort that surround the saltmarsh sparrow in its native habitat. According to the artists, the saltmarsh sparrows' highly particular breeding habit allows them to mate, lay, hatch eggs and fledge chicks in 00-day cycles to match the time between spring tides, when sea levels rise to their highest and the marshes flood. But today's ever-higher tides and longer flooding periods, which scientists say is caused by climate change, give just-hatched chicks less time to prepare to take flight for the first time, causing many to drown in their nests. In the summer of 0000, Snæbjörnsdóttir and Wilson worked alongside field biologists Deirdre Robinson and Steve Reinhart on the Saltmarsh Sparrow Research Initiative. The researchers, based at Jacob's Point in Warren, Rhode Island, hope to learn as much as possible about saltmarsh sparrows in hopes that the knowledge they gather will help to save other species that are not yet endangered. Among the exhibition's works is a collection of 00 photos depicting tangled grasses, some of which contain sparrow nests. The work recalls the artists' efforts in the field "to distinguish between promising-looking twists of dried grass and the constructions that might hold or have once held the eggs and hatchlings of saltmarsh sparrows," Wilson said. Another piece is a 00-foot-high photograph of a blade of glasswort, enlarged 00 times using an electron microscope at the Rhode Island School of Design's nature lab. The extreme magnification, the artists say, invites viewers to see the plant from the perspective of a saltmarsh sparrow. Throughout the exhibition, there's just one clear representation of the sparrow itself, housed inside a bird blind - a kind of shelter used by researchers in the field. It's a 0D, life-sized and time-based image, as lifelike a rendering as possible; soon, the artists say, renderings like these may be all we have to remember the species. "Snæbjörnsdóttir/Wilson: The Only Show in Town" is on view in the Bell Gallery at Brown's List Art Building at 00 College Street. The gallery is open Monday, Tuesday, Wednesday and Friday from 00 a.m. to 0 p.m., Thursday from 0 p.m. to 0 p.m., and Saturday and Sunday from 0 p.m. to 0 p.m. For more information, call 000-000-0000 or visit brown.edu/bellgallery. An opening reception and talk with the artists is scheduled for Friday, April 0. On Thursday, April 00, University of Connecticut ecologist Chris Elphick gives a talk on averting extinction in an era of sea-level rise. Both talks take place at 0:00 p.m. in the List Art Building's auditorium. | 2019-04-22T22:04:06Z | null | {
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This paper reviews the literature on the macroeconomic impact of natural disasters and presents the IMF's role in assisting countries coping with natural catastrophes. Focusing on seven country cases, the paper describes the emergency financing, policy support, and technical assistance provided by the Fund to help governments put together a policy response or build a macro framework to lay the foundation for recovery and/or unlock other external financing. The literature and experience suggests there are ways to strengthen policy frameworks to increase resilience to natural disaster shocks, including identifying the risks and probability of natural disasters and integrating them more explicitly into macro frame-works, increasing flexibility within fiscal frameworks, and improving coordination amongst international partners ex post and ex ante. The occurrence of natural disasters has increased in frequency across the globe over the past 00 years. Estimates of the economic and financial losses from natural disasters have also risen. While the reporting of natural disasters has improved, these upward trends are due primarily to a documented rise in the number and intensity of climactic disasters, and to an increase in the concentration of people and physical assets in areas more exposed to disasters. Research has found that natural disasters have a significant negative impact on growth and poverty. The impact of disasters on an economy will depend on many factors like the nature of the shock, the size and structure of the economy, population concentration, per capita income, financial depth, governance, and openness. In the short term, disasters typically result in a contraction in economic output and a worsening in external and fiscal balances. The impact is sometimes alleviated by an increase in transfers from abroad. Natural disasters can also have a significant negative impact over the long term on poverty and social welfare. The poor have limited savings and access to credit, so are not able to supplement their incomes following a crisis. This can drive households into "poverty traps" with negative health and social effects (Hallegatte and Przyluski, 0000). Indeed, disasters have been found to have long-lasting consequences on psychological health and cognitive development (Norris, 0000; Santos, 0000). With the steady advance of urbanization in developing and middle-income countries and expectations of more intense natural catastrophes related to global climate change, the human and economic costs of natural disasters are likely to keep rising. While natural disasters cannot be prevented, the policy response will have an important impact on the speed of recovery. Moreover, the literature suggests that much can also be done ex ante to reduce the human suffering and economic costs of the impact of natural disasters. These include relocating communities from disaster-prone areas, enforcing building codes, holding food inventories as buffers against drought, and developing emergency response mechanisms. The macroeconomic policy response to a major catastrophe involves some combination of reserves drawdown, new financing, and macroeconomic adjustment. Adequate and timely external financing can help address immediate financing gaps and limit the need for contractionary macro policies that aggravate the adverse effects of the shock on the most vulnerable. The IMF has a specialized role in the panoply of external assistance to countries recovering from natural disaster. While absolute amounts of financing from the Fund are relatively low, the Fund can play a key role as first mover and financing catalyst. Against this backdrop, this paper highlights the role of the IMF in the international community's disaster support infrastructure. Drawing on a sample of seven countries hit recently by major natural disasters (Haiti, Japan, Kenya, New Zealand, Pakistan, Samoa, and St. Lucia), it reviews elements of the Fund's existing financing instruments and policy support that help countries mitigate the impact of disasters, and explores ways countries can strengthen their resilience to natural disaster shocks. Figures 0 and 0 present estimates of the incidence and people affected from natural disasters worldwide. While the number of events reported has dipped in the last 00 years, the number of people directly and indirectly affected by catastrophes, and their related costs, is rising. From floods in Pakistan, droughts in the Sahel, tornadoes in the U.S. Midwest, hurricanes in the Caribbean, mudslides in Central America, and earthquakes and tsunamis in the Pacific, many countries are faced with the consequences of some form of natural disaster. The data shows that natural disasters occur more frequently, and affect more people, in developing countries (Figures 0 and 0).0 Since the 0000s, about 00 percent (00 percent middle-income, 00 percent low-income) of the world population affected by disasters has lived in developing countries and 00 percent (00 percent low-income, 00 percent middle-income) of all deaths have occurred in developing countries. More specifically, Rasmussen (0000) compares the number of events to land area and to population, revealing that small island states have the highest relative frequency of natural disasters. In the Eastern Caribbean, for instance, a large natural disaster inflicting damage equivalent to over 0 percent of GDP can be expected to hit the region every two to three years (IMF, 0000). Advanced economies are better equipped to absorb the costs of disasters because of recourse to private insurance against risk, higher levels of domestic savings and fiscal revenues, and access to market financing if needed, and they often dedicate more domestic resources to reducing vulnerability ex ante, including, for example, enforcing building codes and having a developed emergency response infrastructure in place. It is well known that low-income countries (LICs), however, are more vulnerable to exogenous shocks, including natural disasters. Poor countries have a larger share of the population living in high-risk areas with weak infrastructure, and they rely more on sectors such as agriculture and tourism that depend directly on the weather (Rasmussen, 0000). Indeed, there is robust evidence that less diversified economies experience larger declines in consumption when earthquakes occur (Ramcharan, 0000b). There are several methodologies to quantify the cost of disasters, but there is no standard measure to determine a global figure for economic impact.0 Typically, the effects are measured in the literature as direct and indirect. Direct costs arise from the immediate loss of physical and human capital and crops, and the near-term loss of income from the disruption of economic activity in both the private and public sectors. Indirect losses are those not provoked by the disaster itself, but by its consequences. For example, a factory not damaged by an earthquake may suffer "business interruptions" from extensive power outages in the months following. Indirect costs spread throughout the economy over time and affect investment, output, the fiscal and external accounts, debt, and poverty. The dollar value of damage from natural disasters is much larger in advanced economies because the accumulation and concentration of valuable capital, and the potential losses, are much higher than in LICs. However, as a percentage of national output, the damage is usually much larger in developing countries. Middle-income countries are strongly affected by natural disasters in terms of GDP, as their asset bases are rising faster than their ability to absorb the cost of disasters (Ghesquiere and Mahul, 0000). In addition, their sectors are more interconnected than in LICs, yet they lack the systems and emergency coping mechanisms available in advanced economies (Benson et al., 0000). In addition, most small island states are classified as middle-income economies. The estimated damages from natural disasters over the past 00 years continue to rise, even though the incidence of disasters has declined somewhat in the past decade (Figure 0). The overall findings in the literature show that natural disasters have a significant negative impact on real GDP, though this differs by type of disaster (Hochrainer, 0000). Moderate disasters can in fact have benefits on economic growth rates via the investment boost from reconstruction activities, but severe disasters never have positive growth effects (von Peter, von Dahlen, and Saxena, 0000; Fomby, Ikeda, and Loayza, 0000; Loayza et al., 0000). Major disasters reduce real GDP per capita by about 0.0 percent on average, and this rises to about 0 percent in LICs (Raddatz, 0000; Fomby Ikeda, and Loayza, 0000). In terms of impact on GDP growth, disasters produce an estimated 0.0 percentage point drop in a country's growth rate within the first year on average, leading to a cumulative output loss on average of about 0.0 percent over and above the immediate direct losses (von Peter, von Dahlen, and Saxena, 0000). Higher education levels, greater openness, and greater financial sector depth are associated with lower costs from natural disasters. Among climactic disasters, droughts have the largest average impact, with losses of 0 percent of GDP per capita, and over 0 percent per capita in LICs (Raddatz, 0000; Loayza et al., 0000). In small island states, hurricanes have a larger estimated impact, resulting on average in a 0 percent decline in per capita GDP (Raddatz, 0000). The growth rate the year of the disaster in the sample countries compared in this study ranged from a contraction of 0.0 percent in Haiti to an expansion of about 0.0 percent in New Zealand. Major natural disasters usually result in a worsening in the external accounts. As economic activity is disrupted, export earnings decline and imports of food and reconstruction materials push up the import bill, together contributing to a deterioration in the trade balance. The external current account often deteriorates, although this is usually alleviated by higher inflows of official assistance and private remittances. For example, the yen experienced a sharp appreciation immediately after the earthquake on speculation about sizable repatriation flows by insurance companies and households. Natural disasters can have an important negative impact on the fiscal accounts and public debt, though this depends on how governments respond to the disaster. Typically, fiscal revenues decline as economic activity declines, while at the same time emergency relief and reconstruction lead to a surge in government expenditures. For middle- and upper-income countries, Melecky and Raddatz (0000) find that disasters boost expenditures by about 00 percent and lower revenues by 00 percent, leading to an overall increase in budget deficits by 00 percent compared to initial levels. Whether this affects fiscal sustainability depends on how the recovery costs are financed. They also find that countries with more developed financial systems suffer less in terms of output losses, but fiscal deficits expand more in these countries. Countries with deeper financial systems that also have a high rate of insurance penetration suffer smaller real losses as well, but do not incur expansions in fiscal deficits. In LICs, the impact is more pronounced, including over time on poverty and social welfare. Divestment of limited physical capital by the poor after disasters - such as the sale of livestock to fund current consumption - can lead to long-term declines in productive capacity. Indirect effects, including higher inflation, also tend to hurt the poor disproportionately because they have limited labor skills and their consumption basket is heavily weighted toward food. Countries whose deficits are financed mostly with grants and have strong donor support are able to adjust more quickly, but in many cases government borrowing and public debt increase relative to GDP. This was the case for most of the countries in our sample. The seven case studies reviewed in this paper present a cross sample of countries and recent types of natural disasters. Basic information on these cases - Haiti, Japan, Kenya, New Zealand, Pakistan, Samoa, and St. Lucia - is presented in Table 0 and provides a snapshot of the wide range of impact and costs (see also Appendix II). The magnitude of the destruction on the stock of capital was largest in Haiti and St. Lucia, while the impact on output the year of the disaster was largest in Haiti, which contracted by 0.0 percent. Japan experienced a decline in real GDP growth of 0.0 percent after expanding by over 0 percent the year before. While the direct cost of the tsunami in Japan is estimated at about 0 percent of GDP, the effects were widespread because of electricity shortages in the Kanto region, which accounts for 00 percent of GDP, supply chain disruptions affecting production nationwide, and a sharp decline in sentiment following the earthquake, which weighed heavily on domestic demand. On the other hand, the sizable cost of the quakes in New Zealand, estimated at about 00 percent of GDP, had less impact on output. Despite the extensive damage to residential and commercial buildings, most of the manufacturing and agriculture sectors were largely unaffected. Real GDP grew by 0½ percent in 0000 as elevated commodity export prices and favorable agricultural conditions also helped offset the adverse impact. Reconstruction is expected to boost investment and aggregate demand in New Zealand over the medium term. In Samoa and St. Lucia, the two other small island states in the group, the damage from the disasters was relatively high, at 00 percent and 00 percent of GDP, respectively, and activity stagnated in both countries the year of the disaster. Understanding the scope and nature of loss estimates is important for designing and implementing an effective policy response, mobilizing external financing and assistance, designing strategies for sovereign natural disaster insurance, and tracking insurance coverage and payouts. It is also essential for assessing the desirability of prevention and mitigation measures. As indirect losses are a major component of the total welfare loss emanating from a natural disaster, including them is necessary for disaster risk management design. Two sources of indirect losses usually not included are human capital losses and environmental destruction. Aside from the human tragedy, these are likely to represent sizable losses with long-term damage to economic productivity. For example, the 0000 earthquake in Haiti killed one out of every three civil servants, 0,000 teachers and over 000 health professionals. Natural disasters can place huge cash demands on government treasuries and foreign reserves on short notice. Policymakers must decide whether to finance emergency-related spending and balance of payments shortfalls, or to reduce or divert spending to cover immediate needs, or a combination of both. External financing can reduce the need for policies that lower government spending and aggregate demand and worsen adverse effects from the shock. Aside from urgent humanitarian dimensions, the right mix will depend on many factors, including whether the natural disaster impact is temporary or permanent, the strength of the country's fiscal position and external balance, the exchange rate, and the availability of domestic and external financing. If the disaster shock is deemed temporary, it makes sense to finance the impact to help maintain the incomes of those hit hardest by the disaster, as well as the very poor who will be hurt by things like shortages and food price hikes. Income support for the very poor after a natural disaster can help avoid permanent welfare losses over time. Research has shown that a contraction in per capita income increases poverty more than an equivalent increase in income decreases poverty (IMF, 0000). This asymmetry suggests that consumption smoothing for the poor after a disaster can produce large welfare gains. If the disaster impact is permanent, the country must eventually adjust to the new normal. But that could take time and it may be difficult to reallocate spending rapidly toward relief and recovery. Typically the policy response involves some combination of reserves drawdown, new financing, and macroeconomic adjustment. External financing, remittances and overseas development assistance (ODA) flows can help address immediate needs and smooth the recovery process. While earlier research showed no effect, recent empirical work has found that greater aid flows and remittances do help reduce the macroeconomic consequences of disasters (Hochrainer, 0000). The IMF contributes importantly to this, including as a first mover and catalyst for other lenders. The Fund's mandate is to make resources available to members to provide them "with opportunity to correct maladjustments in their balance of payments without resorting to measures destructive of national or international prosperity." This gives the Fund a clear shock-financing role to provide temporary balance of payments support in the aftermath of a natural disaster. In addition to financing, the IMF offers policy advice as part of regular economic surveillance, as well as technical assistance. The IMF's financing instruments continue to evolve over time. Over the past five years, the Fund's lending toolkit has undergone further significant renovation, moving it toward a set of instruments designed to provide more flexible and country-tailored support. The full list of current facilities is described in Box 0. A number of these can be accessed to meet emergency needs related to natural disasters. The amounts that can be drawn are typically, but not always, based on the country's quota - its capital subscription to the IMF - and there are concessional facilities designed specifically for LICs. Most emergency financing related to natural disasters has been extended through a previous facility dedicated to that purpose, but also by augmentations to existing arrangements (Figure 0). Since 0000, when it approved Egypt's request to cover temporary liquidity needs caused by crop failure, the Fund has provided emergency financial assistance explicitly for purposes related to natural disasters in 00 cases for 00 countries in response to hurricanes (00), droughts and floods (00), earthquakes (0), and tsunamis (0), for a total amount of about $0.0 billion. As augmentations to existing arrangements, the Fund has provided assistance for disaster relief purposes in 00 cases, mostly for LICs. At present, emergency financing on nonconcessional terms can be provided to all members under the Rapid Financing Instrument (RFI), the Flexible Credit Line (FCL), and the Precautionary and Liquidity Line (PLL) - pending qualification, or as an augmentation under a existing Stand-By Arrangement (SBA) or Extended Fund Facility (EFF) (Box 0). All non-concessional facilities are subject to the IMF's market-related interest rate, the rate of charge. The countries reviewed for this paper that received Fund financial assistance did so under the Emergency Natural Disaster Assistance (ENDA) policy, the RCF, and under augmentations to existing ECF and ESF programs (Table 0). The Fund approved an ECF augmentation of US$000 million to Haiti, which was followed by debt stock relief of US$000 million under the Post-Catastrophe Debt Relief (PCDR) Trust.0 The PCDR allowed the Fund to join international debt relief efforts to free up resources for emergency needs. A new ECF-supported arrangement with Haiti was approved in July 0000. After the devastating floods in Pakistan in 0000, the authorities requested assistance under the ENDA, which provided rapid and flexible financial assistance not linked to any program-based conditionality. The upfront disbursement of $000 million was directed toward humanitarian needs and to help finance the government without overburdening the domestic financial market or depleting foreign exchange reserves. In addition to the humanitarian crisis provoked by the drought in Kenya, it led to significant food inflation with adverse impacts on rural households and the urban poor. In December 0000, the IMF augmented the financial assistance it was providing under a three-year ECF reform program from US$000 million to US$000 million to help the country maintain an adequate level of foreign reserves. After the 0000 tsunami, the IMF approved an ESF-RAC (Rapid Access Component) for Samoa, while St. Lucia received IMF financing under the ENDA and RCF following Hurricane Tomas in 0000. The loan to St Lucia complemented other donor financing and the payout received from the Caribbean Catastrophic Risk Insurance Facility (CCRIF) to tackle urgent rebuilding needs.0 In all cases, Fund assistance was not large in absolute terms, but was viewed as instrumental in unleashing funding from bilateral donors and other international financial institutions (IFIs). The latest global crisis highlighted the need for a more effective global financial safety net to help countries cope with adverse shocks. A key objective of the recent lending reforms was therefore to develop more effective tools for crisis prevention or mitigation, as a complement to the traditional crisis resolution role of the IMF. Broader recognition of the need for financing for contingencies thus is reflected in the new set of Fund facilities. Are these adequate to respond to potential financing needs generated by natural disasters? The two headline instruments for emergency financing are the RFI and the RCF. These were introduced to replace and broaden the scope of several earlier emergency assistance facilities. The RFI provides rapid financial assistance with limited conditions to all members facing an urgent balance of payments need, including those arising from natural disasters. The RFI is designed for situations where a full-fledged economic program is either not necessary or not feasible, although the member requesting assistance is required to cooperate with the IMF to make efforts to solve its balance of payments difficulties. The RCF provides rapid financial assistance with limited conditionality to LICs facing an urgent balance of payments need. The RCF streamlines the Fund's emergency assistance for LICs, can be used flexibly in a wide range of circumstances, and is available when a full-fledged program is not necessary or feasible. It also provides assistance on more concessional terms compared to the previous ENDA. In recent years, the Fund has introduced instruments that provide countries with contingent credit lines that can be accessed immediately in case of shocks, including natural disasters: the FCL, PLL, and to some extent the SBA and SCF (available for LICs) on a precautionary basis. The PLL and FCL are for countries with strong fundamentals and policies, and track records of policy implementation. The FCL has no ex post conditions, no caps on amounts, and countries can draw on it at any time over its term. Both facilities are based on ex ante qualifications and, in the case of the PLL, with conditionality aimed at addressing vulnerabilities identified during the qualification process. Recent experience suggests that changes to the IMF lending toolkit are headed in the right direction (IMF, 0000a, 0000). The RCF since 0000, and before that the Rapid Access Component of the Exogenous Shocks Facility (ESF), have provided rapid low-access financing in a wide range of emergency situations, with 00 countries having requested support since 0000 and the strongest demand coming from small economies hit by natural disasters (IMF, 0000). Staff also found that countries supported by an IMF program, including through emergency assistance, were able to increase real spending, including social spending, more than non-program countries, and that Fund financing was positively associated with short-term growth and indicators of economic stability (IMF, 0000). What other financing options are available to countries to minimize the adverse impact of shocks? Other international financial institutions provide an array of instruments to support countries ex post and ex ante. These include programs by the United Nations and many of its agencies, the World Bank, and all of the regional development banks. Independently, countries can consider market-based financing mechanisms such as catastrophe insurance/reinsurance, catastrophe bonds, securities indexed to disaster-related triggers, deferred repayment loans, derivatives and hedging instruments, and risk pooling to finance insurance against disasters. Unfortunately, for many developing countries most susceptible to shocks, the cost of these tools can be prohibitive, the technical capacities are lacking, and the related opportunity costs high. Further research and cooperation is needed to improve the availability of financial protection for the state against disasters among developing countries. While the issue is gaining attention and becoming an important element of the disaster risk management framework, particularly at the World Bank, it is generally beyond the role of the IMF. The IMF is expected to provide financial support for countries with balance of payments needs after other financing and macro adjustment is considered. This residual financing role implies that IMF financing mainly be determined ex post (IMF, 0000b; Clarke and Mahul, 0000). That said, the SCF is available on a precautionary basis, the RCF makes it easier to access financing in the event of shock, and the PCDR can provide debt flow and possibly debt stock relief after a natural disaster. Together these products make financing more predictable and accessible for LICs than it was previously, with the advantages of well-defined triggers. Compared to earlier instruments, they also have terms and conditions that are more streamlined and tailored to the borrowers' needs and circumstances. While in many instances, balance of payments difficulties will be transitory, ill-conceived policies can compound problems caused by the disaster. The IMF collaborates with country authorities to provide policy advice and technical assistance on an ongoing basis as part of Article IV surveillance or in the context of a Fund-supported program.0 The case studies reviewed for this paper provide a profile of the type of policy engagement that takes place between Fund staff and government officials struggling with the tough decisions in the aftermath of tragedy. Details about each case are presented in Appendix II. A summary of the key issues and lessons is presented below. Haiti: Despite an extended period of political instability after the 0000 earthquake, the authorities made considerable progress in key areas, particularly revenue collection and administration reforms. The Fund-supported program and comprehensive technical assistance (00 visits as of July 0000) contributed significantly to restoring macro stability. Reconstruction has also provided an opportunity to make some sectors stronger than they were before the earthquake. For example, there are now more children in primary school and more paved roads. The biggest challenge to reconstruction, and absorption of the sizeable foreign financial assistance pledged, is weak capacity and the absence of central coordination. While less relevant for Fund policy assistance, better coordination and prioritization may have resulted in faster reconstruction. Kenya: The drought in the Horn of Africa hit Kenya at a time when the economy was already dealing with excess demand and credit growth that had led to high inflation, a worsening of external balances, and currency depreciation. The ECF program provided funds to alleviate external pressures related to the drought, while also supporting needed adjustment. In addition, the macro framework explicitly provided room for public investments in alternative energy, irrigation schemes, market mechanisms for the production and distribution of cereals, and road infrastructure - long-lasting solutions to shield the country from the negative social, economic, and environmental impacts of drought. Japan: The Fund consulted extensively with the Japanese authorities following the 0000 earthquake. The Fund supported the central bank's decisive action to inject liquidity, launch a loan program for financial institutions, expand asset purchases, and intervene with G-0 partners to stabilize the exchange rate. Japan was also able to mount a decisive fiscal response, though adjustment had to rely mainly on new revenue sources. An obvious lesson from the Japan experience is that more fiscal space is desirable for crisis mitigation and resolution. Other countries with less-developed financial sectors and more shallow pools of domestic savings would have had a more difficult time. The experience also underlines the importance of undertaking growth-enhancing structural reforms, including raising labor participation among the elderly, women, and youth, pursuing trade liberalization, and promoting small enterprise restructuring. New Zealand: While the two Canterbury earthquakes caused considerable damage to the economy (00 percent of GDP), the high level of insurance coverage (0 percent of GDP) transferred effectively much of the cost of reconstruction onto the global insurance market. This, together with New Zealand's low public debt, allowed the government to accommodate earthquake-related spending without cutting other spending. Given the weakening of the economic outlook after the February 0000 earthquake, Fund staff supported the reduction in the policy rate by 00 basis points and also stressed that monetary policy would need to be tightened if the recovery proceeds as expected. Pakistan: The devastating 0000 floods added new challenges to an already difficult economic scenario. In the context of growing imbalances (the Fund-supported SBA previously in place had gone off track in June 0000), revenues fell further and higher spending was needed to help affected people and businesses. The IMF responded promptly with emergency funds. Ongoing policy discussions centered on measures to reduce the budget deficit and assure fiscal sustainability, reduce inflation, and protect the external position. The Fund encouraged the authorities to work with the World Bank to establish an enhanced framework for monitoring donor contributions. Samoa: After the 0000 tsunami, Samoa reviewed its development program rapidly and integrated existing investment projects into an overall recovery plan. This helped focus resources on key priorities and garner donor support. The government boosted public spending to pay for a large reconstruction program that included measures to reduce risks such as resettlement and infrastructure investment. Despite the large component of grant assistance and remittances, the fiscal deficit increased by over 0 percent of GDP to 0.0 percent within a year and stayed high thereafter, and external public debt rose by over 0 percent of GDP. Fiscal consolidation is now required to bring down the debt level and rebuild policy buffers, though there has been some resistance to such consolidation efforts. The Central Bank of Samoa extended relief to the private sector by lending directly through the country's development bank. With a slow recovery, nonperforming loans in the development bank increased, while the loan quality of some commercial banks also deteriorated. The government assumed bad loans to state enterprises equivalent to 0½ percent of GDP. The authorities committed to use only concessional assistance to finance tsunami-related reconstruction. St. Lucia: Immediate rehabilitation and emergency expenditure after the 0000 hurricane was financed through the reallocation of the investment budget and external financing, including US$0.0 million from the CCRIF. Fund financing under the ECF and ENDA helped meet immediate foreign exchange needs and played a catalytic role in mobilizing financing from other international financial institutions and donors. The authorities also committed to use only concessional funding to finance hurricane-related reconstruction. As resources are diverted on short notice to emergency spending, reprioritization of development expenditure will be needed. Greater attention to advance planning for disaster contingencies in the budget process could improve outcomes. Fiscal frameworks should provide the space and flexibility to redeploy spending rapidly, and to mesh existing investment projects into an overall recovery plan. Efforts are needed to improve coordination between multilateral institutions, bilateral donors, the authorities, and the civil society organizations, particularly in countries where administrative capacities are limited. Natural disaster assistance to the private sector should be provided in a way that ensures transparency and minimizes contingent liabilities to the state. Reconstruction could provide an opportunity to accelerate growth-enhancing structural reforms. Pre-disaster weaknesses and vulnerabilities could be addressed with reforms that encourage competition and modernization beyond standards existing before the crisis. Designing a comprehensive policy framework for dealing with natural disasters should involve an assessment of the following core pillars: risk assessment and reduction (retention), self-insurance, and risk transfer (insurance).00 These involve elements of ex post emergency response as well as ex ante preparation and mitigation. Identifying and reducing risk are necessary to lower the impact of disasters once they occur. The first pillar involves identifying risks by studying data on geographic, environmental, and social vulnerabilities, and building these assessments into medium-term development plans. Risk reduction, the second pillar, involves structural and sectoral reforms to lower physical vulnerabilities. Examples include relocating communities from disaster-prone areas, strengthening implementation of building codes, retrofitting existing buildings, or building dams or reservoirs in drought-prone areas. While costly up front, this is the best way to deal with shocks with the largest return over the long term. The third pillar is self-insurance: building sufficient savings and reserves in good times to draw down in the event of disaster.00 External borrowing and mechanisms like stabilization funds and buffer stocks could also help mitigate the impact of natural disasters.00 However, particularly in developing countries, self-insurance and other ex ante mitigation mechanisms could be costly and will divert scarce resources from much needed infrastructure and social spending. It is therefore important to evaluate the likely ex post impact and the probability of disasters occurring. The fourth pillar is risk transfer - insurance - which transfers risk externally to capital markets and investors.00 This provides the best channel to reduce the costs of major disasters and provide rapid capital for reconstruction. Recent empirical work shows that countries with deeper insurance penetration have the best outcomes in terms of lower output and welfare losses in both the near and long term (von Peter, von Dahlen, and Saxena, 0000). Underpinning this framework is an important trade-off: the cost, in present value terms, of coping "after the fact" with major disasters as compared to the costs (including opportunity costs) of allocating resources ex ante towards insurance, self-insurance, and spending to reduce disaster risks. In theory this depends on the relative rates of return; in practice, it is difficult to assess. It may not be clear whether the opportunity costs in low-income countries justify the expected return, particularly considering that post-disaster financial assistance is highly or fully subsidized. The provision of emergency aid to developing countries acts as a strong but rational motivation for under-investing in risk reduction. Haiti, for example, received pledges of US$0.0 billion after the earthquake, 0½ times the value of nominal pre-quake GDP. Hypothetically, the costs to the country of obtaining equivalent insurance coverage would have been prohibitive. Given the large amounts of international financial assistance provided sometimes to countries after natural catastrophes, there could be scope for strengthening international consultation and donor coordination to develop ways to encourage the allocation ex ante of donor assistance toward risk reduction, at least in countries prone to disasters. Over time this could have a higher return than emergency assistance ex post (and could save more lives). The same moral hazard forces act within a country between the public and private sectors, where households expect the state to cover post-disaster needs. For example, in Indonesia, most of the destruction from the 0000 tsunami was of private sector assets and activities of lower-income groups in fishing and farming. Since these groups had no insurance coverage, the government assumed almost all of the recovery costs. Separating public risk from private risk poses difficulties for developing the right disaster risk framework. The inability to calculate public risk, and the assumption that all private sector risks will be assumed by the state, has been an important barrier to the adoption of risk-transfer mechanisms in developing countries (Ghesquiere, Mahul, 0000). Incorporating all four pillars of a comprehensive policy approach, and taking into consideration the moral hazard factors at play, one can appreciate the considerable challenges to integrating risk management systematically and effectively into macro frameworks. For its part, the Fund has made some contributions toward mainstreaming risk management into macro frameworks. The Fund proposed a framework for the disclosure and management of fiscal risks that helps identify vulnerabilities, elaborate scenarios, and prioritize areas of risk mitigation. These guidelines also lay out the administrative framework needed to manage fiscal risks and provide practical ideas for preparing in advance (IMF, 0000). The Fund proposed ideas on ways to improve sovereign debt structures to make them more resilient to crisis (IMF, 0000). For countries vulnerable to natural disasters, the study discussed instruments that hedge against commodity price shocks and bonds indexed to an economic indicator like GDP. The latter, for example, would provide higher payments when GDP growth is strong and lower payments after a natural disaster. The paper also highlighted some of the practical difficulties that have hindered development of these instruments. The IMF has also increased its risk assessment practices as part of individual country work and at a broader multilateral level (e.g., Early Warning Exercise). However, these tools do not identify explicit risks related to natural catastrophes. Assessing risks and incorporating statistical probabilities about natural disasters into macro frameworks to reflect their contingent costs could be a valuable contribution to helping governments determine the optimal mix of risk retention (reserves, financing) and risk transfer - at least in regions prone to natural disasters. The World Bank has developed a Natural Disaster Risk Financing Framework for this purpose. It helps countries design a national disaster risk financing strategy based on low, medium or high "risk layers" (Clarke, Mahul, 0000). This paper reviews the literature on the macroeconomic impact of natural disasters and in that context, presents the Fund's role in assisting countries coping with the difficult challenges they pose. Focusing on seven country cases, policy advice, and financing modalities, the paper illustrates the supportive role played by the IMF in helping countries recover from natural disasters. Fund emergency financing, policy support, and technical assistance have helped governments put together a policy response or build a macro framework that laid the foundation for recovery and/or unlocked other external financing. Further research on the effects of IMF financing in support of natural disasters on growth and fiscal balances would help to inform future deliberations on IMF support to members hit by natural disaster shocks. The design of the macro policy response could give greater attention to: (i) advance planning for disaster contingencies by ensuring sufficient fiscal space and flexibility within fiscal frameworks to redeploy spending rapidly and to mesh existing investment projects into an overall recovery plan; (ii) recommending that disaster assistance to the private sector be provided in a way that ensures transparency and minimizes contingent liabilities to the state; (iii) using reconstruction as an opportunity to accelerate growth-enhancing structural reforms; and (iv) examining whether disasters have contributed to a weakening in competitiveness. There is a case for identifying the risks and probability of natural disasters, and integrating them more explicitly into macro frameworks. For developing countries, a rough cost-benefit analysis on the trade-offs between the cost of risk transfer and self-insurance versus an ex-post-only approach might be useful to guide governments on how much to self-insure and how much to allocate to capital spending to mitigate the impact. Coordination between multilateral institutions, bilateral donors, the authorities and civil society organizations could be improved significantly, particularly in countries where administrative capacities are limited. The availability of insurance appears to significantly reduce the real costs of disasters without raising fiscal burdens. This is borne out in the literature and by the experience in our small country sample. IFIs could explore ideas about how to help regions and countries develop insurance markets. Since the availability of emergency financing ex post acts as insurance of last resort and limits country incentives to mitigate the costs of disasters, there could be scope for improved international consultation and donor coordination to develop ways to encourage the use of ex ante donor assistance toward risk reduction, which is likely to have a higher return than emergency assistance ex post. Nonconcessional loans are available to all IMF members facing urgent balance of payments needs. All non-concessional facilities are subject to the IMF's market-related interest rate, known as the "rate of charge," and large loans (above certain limits) carry a surcharge. The rate of charge is based on the Special Drawing Right (SDR) interest rate, which is revised weekly. Low-income countries (LICs) may borrow on concessional terms through certain facilities that became effective in January 0000 under the Poverty Reduction and Growth Trust (PRGT), when interest rates on concessional loans were reduced to zero for one year and subsequently extended until the end of 0000 (0000 for Standby Credit Facility loans). The interest rate is reviewed every two years henceforth. The maximum amount that a country can borrow, known as its access limit, varies depending on the type of loan, but is typically a multiple of the country's IMF quota - its capital subscription. Certain facilities (below) have no pre-set cap on access. 0. The Stand-By Arrangement (SBA) is designed to address short-term balance of payments problems. Program targets aim to address these problems and disbursements are conditional on achieving targets (‘conditionality'). The length of a SBA is typically 0-0 years, and repayment is due within 0¼-0 years of disbursement. SBAs may be provided on a precautionary basis - where countries choose not to draw but retain the option to do so - both within the normal access limits and in cases of exceptional access. The SBA provides for flexibility with respect to phasing disbursements. 0. The Flexible Credit Line (FCL) is for countries with very strong fundamentals and policy track records and is useful for both crisis prevention and crisis resolution. FCL arrangements are approved, at the member's request, for countries meeting pre-set qualification criteria. The length of the FCL is 0-0 years and the repayment period is the same as for the SBA. Access is determined on a case-by-case basis, is not subject to the normal access limits, and is available in a single up-front disbursement. FCL disbursements are not conditional on implementation of specific policies. Members may draw on the FCL at the time of approval or treat it as precautionary. Repayment term is the same as under the SBA. 0. The Precautionary and Liquidity Line (PLL) replaced the Precautionary Credit Line and can be used for both crisis prevention and crisis resolution purposes by countries with sound fundamentals and policies, and a sound policy track record. PLL-eligible countries may not meet all of the FCL qualification standards, but do not require the large-scale policy adjustments normally associated with SBAs. The PLL combines qualifications with ex post conditions monitored semi-annually. Duration of PLL arrangements can be from six months to two years. Access under the six-month PLL is limited to 000 percent of quota, but can be raised to 000 percent of quota in exceptional circumstances where the balance of payments need is due to exogenous shocks. One to two-year PLL arrangements are subject to an annual access limit of 000 percent of quota and a cumulative limit of 0,000 percent of quota. The repayment term is the same as for the SBA. 0. The Extended Fund Facility (EFF) was established in 0000 to help countries address medium- and longer-term balance of payments problems reflecting extensive distortions that require fundamental and sustained economic reforms. Arrangements under the EFF are thus longer than SBAs - normally not exceeding three years at approval but with a maximum duration of up to four years predicated on the existence of a balance of payments need beyond the three-year period, the prolonged nature of the adjustment required to restore macroeconomic stability, and the presence of adequate assurances about the member's ability and willingness to implement sustained structural reforms. Repayment is due within 0½-00 years from the date of disbursement. 0. The Rapid Financing Instrument (RFI) was introduced to replace and broaden the scope of earlier emergency assistance policies. The RFI provides rapid financial assistance with limited conditionality to facing an urgent balance of payments need. Access under the RFI is subject to an annual limit of 00 percent of quota and a cumulative limit of 000 percent of quota. RFI loans are subject to the same repayment term as the FCL, PLL and SBA. 0. The Extended Credit Facility (ECF) succeeds the Poverty Reduction and Growth Facility as the Fund's main tool for providing medium-term support to LICs with protracted balance of payments problems. Financing under the ECF carries a zero interest rate, with a grace period of 0½ years, and a final maturity of 00 years. 0. The Standby Credit Facility (SCF) provides financial assistance to LICs with short-term balance of payments needs and can be used in a wide range of circumstances, including on a precautionary basis. Financing under the SCF currently carries a zero interest rate, with a grace period of four years, and a final maturity of eight years. 0. The Rapid Credit Facility (RCF) provides rapid financial assistance with limited conditionality to LICs facing an urgent balance of payments need. The RCF streamlines the Fund's emergency assistance for LICs, and can be used flexibly in a wide range of circumstances. Financing under the RCF currently carries a zero interest rate, has a grace period of 0½ years, and a final maturity of 00 years. The Policy Support Instrument (PSI) does not provide direct financing, but provides explicit Fund endorsement of LICs' economic policies. It is a nonlending arrangement that provides policy support and signaling for LICs that have made significant progress in recent years toward economic stability and no longer require IMF financing. Fund policy advice focused up front on keeping cash moving, ensuring basic functioning of the treasury and payments system, and maintaining financial sector stability. These hands-on efforts were closely coordinated with other donors' interventions. Compared, for example, to the nature of Fund policy advice in other countries, this reflects the depth of the destruction, the challenges relating to basic infrastructure, and the administrative and technical capacity issues in the country. Over time, Fund staff focused energies on building an arrangement, in close consultation with the authorities, that would provide a coherent macroeconomic framework to boost growth and combat poverty in the context of the National Action Plan. Together with financing, the Fund has since provided comprehensive technical assistance to help the authorities restore basic state functions and undertake much-needed reforms in the fiscal, financial, and monetary areas. By end-July 0000, more than 00 technical assistance visits had been fielded covering tax policy, revenue administration, financial sector development, exchange rate policy, legal, and statistics. While the country has since experienced prolonged political instability, the steady implementation of appropriate policies by senior officials has continued to foster macro stability and deliver on program objectives, particularly in the area of revenue administration reforms. At this time, capacity constraints pose the biggest challenge for the goals of reconstruction and poverty reduction. Despite a period of political instability, the authorities maintained macro stability and made considerable progress in key areas, particularly revenue collection and administration reforms. Reconstruction has also provided an opportunity to make some sectors stronger than they were before the earthquake. For example, there are now more children in primary school and more paved roads. The biggest challenge to physical reconstruction, and absorption of the sizable amount of foreign financial assistance, is related to weak capacity and the absence of central coordination. There is a need for better coordination and prioritization and human resource development. The drought in Kenya in 0000 affected over 0 million, consistent with the literature showing that droughts affect the highest share of populations and cause the most adverse impact on welfare in developing countries. The impact on same-year GDP is estimated at about 0.0 percent. Food prices soared and a shift from hydrological to diesel-generated power led to a marked widening of the current account deficit in a context of high inflation and currency depreciation. This undermined the activities of a manufacturing sector that was faced with higher operating costs as well as frequent power disruptions. The domestic price of maize, a staple food crop, increased by more than 000 percent, and about 0 percent of Kenya's livestock population was wiped out. The authorities immediately reallocated spending by about 0.0 percent of GDP to help the most vulnerable. The ECF-supported program aimed to help restore macro stability, build reserves, and stabilize the exchange rate, while also recognizing the recurring nature of droughts and the need for long-term solutions. The program focuses on medium-term fiscal consolidation as a means of rebuilding the reserve buffers that would allow fiscal policy to respond proactively should a new drought occur. At the same time, the macroeconomic framework explicitly provides room for public investments to reduce the country's dependence on costly oil for thermal power generation, notably through the inclusion of renewable energy projects under the ceiling for nonconcessional borrowing. Combined with the joint efforts by the Government of Kenya, World Bank, and other development partners to invest in irrigation schemes, enhance market mechanisms for the production and distribution of cereals, and improve road infrastructure for access to drought-prone areas, the IMF's financial support, policy advice, and technical assistance aim to help the government create long-lasting solutions to shield the country from the negative social, economic, and environmental impacts of drought. Immediately following the Japan earthquake, the monetary authorities took swift and decisive action, conducting coordinated and decisive liquidity injections, launching a loan program for financial institutions affected by the quake, and expanding asset purchases. The Financial Services Agency also contributed, for example, by relaxing conditions for bank recapitalization for regional banks affected by the disaster. Concerted intervention in coordination with the G-0 in mid-March contributed to stabilizing the exchange rate, reduced contagion risks to other asset classes, and mitigated the effects on exports. The IMF's support focused on policy advice. Fund staff consulted on an ongoing basis with the authorities and supported their response, which was effective at stabilizing financial markets. The Fund also suggested scaling up the use of unconventional measures to ward off deflation risks and support the recovery, recommending that policies protect against risks of a prolonged economic slowdown and higher market volatility given banks' significant holdings of government bonds and equities. In this respect, the Fund felt that the central bank could further increase its purchases of longer-dated public securities and expand its asset purchase program for private assets. Despite concerns about fiscal sustainability, the authorities managed to implement a decisive fiscal response without adverse market reaction. Through existing funds and a series of supplementary budgets, the government has allocated about 0.0 percent of GDP to reconstruction so far. Key expenses included temporary housing, public works, support for financing of small and medium-sized enterprises, earthquake-related transfers to local governments and individuals, and employment benefits and subsidies. Despite the introduction of a temporary tax for reconstruction spending that increases the corporate tax rate by 00 percent (from 00.0 percent to 00.00 percent), the effective corporate tax rate declined from 00 percent to 00 percent in April 0000 following a reduction in the original corporate tax rate from 00 percent to 00.0 percent. The stimulus had only a modest impact on the debt trajectory, which contributed to keeping Japanese government bond yields stable and the impact on sovereign credit default swaps muted. Japan was able to mount a decisive fiscal response, despite preliminary concerns about fiscal sustainability. Other countries with less-developed financial sectors and shallow pools of domestic savings may have had a much more difficult time. Thus a key observation from the Japan experience is that fiscal space is a key component of crisis mitigation and resolution. The Fund supported the immediate focus of fiscal policy to revive growth, but to limit bond issuance and strengthen commitment to fiscal reform. The Fund also suggested that reconstruction spending be financed by new tax measures, including through a moderate increase in the consumption tax, and take place within a credible medium-term consolidation strategy. Appropriately, the fiscal stimulus was staged as revised estimates of the size and nature of the damage became available. The two Canterbury earthquakes caused damage to the economy estimated at about 00 percent of GDP, much higher than in many other natural disaster cases. The earthquakes led to a jump in public expenditure by 0 percent of GDP (on an accrual basis) between 0000-00, with about 00 percent funded by the Earthquake Commission, New Zealand's primary provider of natural disaster insurance to residential property owners. New Zealand households and firms had extensive property insurance and there is a high level of reinsurance, meaning the majority of privately insured losses will be borne by global insurers rather than New Zealand insurance companies. The total reinsurance payments related to the two earthquakes are estimated at $NZ 00.0 billion (0 percent of GDP). The proportion of insured loss, likely to be at least 00 percent, is high by the standards of other major earthquake events. Following the second earthquake, the central bank reduced the policy rate by 00 basis points to limit downside risks and the Reserve Bank worked closely with banks and other companies to ensure the availability of cash in Christchurch. Given the weakening of the economic outlook, Fund staff supported this response, and also recommended a gradual return to neutral policy rates once the recovery proceeds as expected. While the quakes worsened the fiscal deficit significantly in the short term, pushing up the fiscal deficit by 0½ percent of GDP in 0000/00, assets of the government-run Earthquake Commission and its overseas reinsurance helped the recovery efforts without putting a big strain on the government's fiscal position. Staff agreed with the authorities' plans to return the fiscal accounts to a small budget surplus by 0000/00, one year ahead of the government's earlier plan, stressing that this would create fiscal space as a buffer against future shocks and would also relieve pressure on monetary policy and hence the exchange rate, helping rebalance the economy and contain the current account deficit. Moreover, the fairly deep insurance penetration in New Zealand appears to have helped limit the impact of the disaster on growth, consistent with the literature. The country experienced the worst floods in its history in the summer of 0000. More than 00 million people - about 00 percent of the total population - in half of the districts in Pakistan were affected. The floods destroyed or damaged nearly 0 million homes and did extensive damage to roads, telecom and energy infrastructure, crops, and livestock. The authorities requested assistance under the ENDA, which provided rapid and flexible financial assistance not linked to any program-based conditionality. The upfront disbursement of $000 million was directed toward humanitarian needs and to help finance the government without overburdening the domestic financial market or depleting foreign exchange reserves. The Fund supported the authorities' plan to work with the World Bank to monitor the use of aid flows to ensure accountability and transparency. Although it is difficult to estimate the exact economic impact of the floods, GDP increased only 0 percent in 0000/00 compared to pre-flood projections of 0.0 percent. Headline inflation also increased by an additional 0 percent and public finances came under pressure, adding to an already expansionary fiscal policy. As the Fund-supported SBA previously in place had gone off track in June 0000, the floods added new challenges. Macro imbalances were exacerbated after the floods as revenues fell further and higher spending was needed to help affected people and businesses. The IMF responded promptly with emergency funds. Still under the existing SBA at the time, the authorities maintained a close dialogue with the Fund. Discussions centered on measures to reduce the budget deficit and assure fiscal sustainability, reduce inflation, and protect the external position. Reducing the budget deficit would require higher revenue through tax reform to broaden the tax base, including steps to implement reforms in the general sales tax. The Fund also urged efforts to improve the quality of expenditure by increasing the share of spending on health, education, and infrastructure. Two years after the floods and one year after the expiration of the SBA, the challenges still persist. Continued efforts are needed to reduce the budget deficit to take the pressure off monetary policy and create space for more credit to the private sector, and to improve debt management. After the 0000 tsunami, the government boosted public spending to pay for a large rehabilitation and reconstruction program, estimated at about 0.0 percent of GDP. The Central Bank of Samoa also extended relief to the private sector by lending directly through the country's development bank. Together with a slowdown in tourism, this resulted in rising nonperforming loans in the development bank and adversely affected the loan quality of some commercial banks. The fiscal deficit increased rapidly and, while necessary for recovery, led to a rapid accumulation of external debt. In the fiscal year 0000/00 (July/June), the fiscal deficit rose to 0.0 percent of GDP from 0.0 percent in 0000/00 and remained above 0 percent of GDP for several years after. Public external debt climbed from 00.0 percent in 0000/00 to 00.0 percent of GDP in 0000/00. Considerable fiscal consolidation is now required to bring down public debt and rebuild policy buffers, though there has been some resistance to such consolidation efforts. Other external shocks, including hikes of global food and fuel prices and the global financial crisis, weakened Samoa's competitiveness. Along with real exchange rate appreciation, the tsunami reinforced the pressure on the country's export industries. As a result, economic recovery has been slow - Samoa's real GDP has not reached its 0000/00 level. On the other hand, a high level of support from development partners has contributed to the maintenance of a comfortable level of foreign reserves despite the real appreciation of the exchange rate. The authorities committed to use only concessional assistance to finance tsunami-related reconstruction. Hurricane Tomas, which struck St. Lucia in 0000, caused damages estimated at about 00 percent of GDP. Immediate rehabilitation and emergency expenditure was financed through the reallocation of the investment budget and financing received (US$0.0 million) from the CCRIF and the Caribbean Development Bank (US$0.0 million). The Fund provided $0.0 million under the RCF/ENDA three months later. The purchase helped meet immediate foreign exchange needs and played a catalytic role in mobilizing financing from other international financial institutions and donors. The authorities committed to rein in fiscal deficits in the medium term and implement structural reforms that would improve economic efficiency and foster private sector-led growth. As a member of the Eastern Caribbean Currency Union, St. Lucia is constrained from using monetary policy and had little fiscal room to address the hurricane's damage. The authorities committed to use only concessional funding to finance hurricane-related reconstruction. BarnichonR.0000 "International Reserves and Self-Insurance against External Shocks" IMF Working Paper 00/000 (Washington: International Monetary Fund). ClarkeD. and O.Mahul0000 "Disaster Risk Financing and Contingent Credit: A Dynamic Analysis" Policy Research Working Paper 0000 (Washington: World Bank). GhesquireF. and O.Mahul0000 "Financial Protection of the State Against Natural Disasters" Policy Research Working Paper 0000 (Washington: World Bank). HallegatteS. and V.Przyluski0000 "The Economics of Natural Disasters: Concepts and Methods" Policy Research Working Paper 0000 (Washington: World Bank). HochrainerS.0000 "Assessing the Macroeconomic Impacts of Natural Disasters: Are There Any?" Policy Research Working Paper 0000 (Washington: World Bank). IMF0000 "Fund Assistance for Countries Facing Exogenous Shocks" (Washington: International Monetary Fund). IMF0000 "Sovereign Debt Structure for Crisis Prevention" (Washington: International Monetary Fund). IMF0000 "Eastern Caribbean Currency Union" (Washington: International Monetary Fund). IMF0000 "Fiscal Risks - Sources, Disclosure, and Management" (Washington: International Monetary Fund). IMF0000a "Review of the Flexible Credit Line and Precautionary Credit Line" (Washington: International Monetary Fund). IMF0000b "Managing Volatility in Low-Income Countries - The Role and Potential for Contingent Financial Instruments" (Washington: International Monetary Fund). IMF0000 "Review of Facilities for Low-Income Countries" (Washington: International Monetary Fund). LoayzaN.E.OlaberriaJ.Rigolini and L.Christiaensen0000 "Natural Disasters and Growth" Policy Research Working Paper 0000 (Washington: World Bank). MeleckyM. and C.Raddatz0000 "How Do Governments Respond After Catastrophes? Natural-Disaster Shocks and the Fiscal Stance" Policy Research Working Paper 0000 (Washington, DC: World Bank). RaddatzC.0000 "The Wrath of God: Macroeconomic Costs of Natural Disasters" Policy Research Working Paper 0000 (Washington: World Bank). RamcharanR.0000a "Cataclysms and Currencies: Does the Exchange Rate Regime Matter for Real Shocks" IMF Working Paper 00/00 (Washington: International Monetary Fund). RamcharanR.0000b "How Big Are the Benefits of Economic Diversification? Evidence from Earthquakes" IMF Working Paper 00/00 (Washington: International Monetary Fund). RasmussenT.N.0000 "Macroeconomic Implications of Natural Disasters in the Caribbean" IMF Working Paper 00/000 (Washington: International Monetary Fund). Von PeterG.S.von Dahlen and S.Saxena0000 "Unmitigated Disasters? - New Evidence on the Macroeconomic Cost of Natural Catastrophes" (Basel, Switzerland: Bank of International Settlements and International Association of Insurance Supervisors; and Washington: International Monetary Fund). Most researchers, including the studies cited in this paper, rely on the CRED database. This comprises over 00,000 mass disasters compiled since 0000. Developing countries here are comprised of all low-income countries and middle-income countries as defined by the World Bank classification (http://data.worldbank.org/about/country-classifications). Various cost definitions include direct costs, indirect costs, market and nonmarket (intangible) losses, output losses, and welfare losses (Hallegatte and Przyluski, 0000). Interest rates on concessional facilities are reviewed bi-annually. Loans under the ECF and RCF (but not the SCF or outstanding credit under the ESF and EPCA/ENDA) will charge a zero interest rate until end-0000. The PCDR was established in 0000 to provide exceptional debt relief to help lower-income PRGT-eligible members meet exceptional balance of payments needs created by catastrophic disasters, and the subsequent recovery, complementing fresh donor financing and the Fund's concessional financing through the PRGT. The CCRIF is a regional insurance scheme involving 00 countries. International Development Association funds paid for 000 percent of the countries' membership fees and premiums for the first two years. Haiti received US$0.0 million after the January 0000 earthquake, while St. Lucia and St. Vincent and the Grenadines received payouts of US$0.0 million and US$0.0 million, respectively, in October 0000. Empirical research by the authors on the impact of Fund emergency lending in support of natural disasters on economic growth and fiscal balances is forthcoming. Refinements could include "relaxing timing restrictions on access under the SCF; giving ECF users the option to forego disbursements when the member's balance of payments position improves; and making the design of the Policy Support Instrument (PSI) more flexible while preserving its signaling function" (Review of Facilities for Low-Income Countries, PIN No. 00/000; IMF, 0000). Under Article IV of the Articles of Agreement, the IMF holds bilateral discussions with members every year and discusses with officials the country's economic developments and policies. Upon their return to headquarters, the staff prepares a report, which forms the basis for discussion by the Executive Board. See IMF Country Report No. 00/000, August 0000. Self-Insurance defined in the literature is the inter-temporal transfer of national resources, and would include domestic borrowing and external savings (external borrowing and possibly remittance flows) (IMF, 0000). For example, FONDEN is Mexico's Fund for Natural Disasters. It was established in the 0000s as a mechanism to support the rapid rehabilitation of federal and state infrastructure, low-income housing, and parts of the environment. It consists of two budget accounts, one for reconstruction and one for prevention. | 2019-04-25T12:07:57Z | null | {
"perplexity_score": 320.1
} | 68,691 | null | 320.1 | 0.127557 | [
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] | [
24421,
96997
] |
The Chambers of Commerce Insurance Plan was launched in 0000 in response to demand from the members of Chambers of Commerce and Boards of Trade across Canada. Today, the plan insures over 00,000 businesses and over 000,000 owners & employees nationwide. The Chambers Plan is designed specifically for small businesses. It gives small business owners and entrepreneurs premium stability and access to group insurance and employee benefits that previously were only available to large corporations. For more information about group insurance please contact Jim Garrett at [email protected] or by phone 000 000 0000. | 2019-04-25T02:19:33Z | null | {
"perplexity_score": 388.3
} | 613 | null | 388.3 | 0 | [] | [] | [] |
Limping Blindly Across America - Revisiting a Magical Road Trip in 00 Seconds!! - Limping on Cloud 0! Previous PostPrevious Limping Blindly Across America - Revisiting How a Blind Date at the 0000 Final Four in Atlanta Triggered an Amazing Cross-Country Road Trip in a Porsche. Next PostNext Books We Love! | 2019-04-25T13:53:04Z | null | {
"perplexity_score": 1331.1
} | 306 | null | 1,331.1 | 0 | [] | [] | [] |
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