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Mico Maco HD Publisher: Crazy Apps Genre: Role Playing Released: 6 May, 2012 Size: 12.0 MB Price: $0.99 Click here to request a review of this app App Store Info Description this game is free for every one.download and enjoy
+1 to waiting for a review! (but then I'm one of the developers :)
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http://www.appspy.com/app/600325/mico-maco-hd
| 2013-05-18T10:33:18 |
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Veggie Kung Fu Free-girls game
50,000 - 100,000 downloads
Pros
- Fun and entertaining
- Original feature: cut it more than once
- Addictive gameplay
Cons
- Design
- Not entirely original
+ By OziTech Apps - Best, Free & Addicting Games
Expert's Review
"Slash the vegetables into many pieces!"
Reviewed by: Anna Grace / Feb 21, 2012..
Recently changed in this version:
Bug Fixes.
Last activity on Veggie Kung Fu Free-girls game
Lists with: Veggie Kung Fu Free-girls game
Some lists where this application appears: Reviewed by Anna Grace.
(59)
G_G
(59)
Hi
(59)
Waste of timee
(59)
Hated it. Took ages to load and graphics were bad. Would not recommend for anybody with a Pantech Breakout phone!!!
(59)
Luv it
(59)
Hey guys. If you want to get free gifts from your phone check out () Just got myself a free $250 Visa gift card.
(59)
It is OK its not all of that to me but I'm sure my boy friends gonna be hooked.
Get the embed code
Preview the embedded widgetClose
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http://www.appszoom.com/android_games/arcade_and_action/veggie-kung-fu-freegirls-game_bxtru.html
| 2013-05-18T10:13:03 |
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[
"http://cdn8.staztic.com/app/a/768/768088/veggie-kung-fu-freegirls-game-882803-l-124x124.png",
"Veggie Kung Fu Free-girls game"
]
] |
Join the APS 2.0 Revolution
As cloud-based computing rapidly evolves, businesses are expecting more and more from the services it provides. The latest release of the Application Packaging Standard (APS) gives you the control you need to make an extreme market impact with your cloud-hosted applications. By getting on board with APS 2.0, you can be part of the latest cloud supply chain revolution.
With APS 2.0, cloud applications are:
- Simple for customers to find, subscribe, manage and use
- Easy to develop using customizable dynamic UI and workflow
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Don’t miss out! Whether you’re a hosting/telecommunications provider or an ISV, you can dramatically scale your business and extend your reach and your portfolio of applications by adopting APS 2.0 as the leading cloud-based packaging standard.
ISV
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SERVICE PROVIDERS
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NEW!
APS 2.0 lets you integrate services and simplify UI to meet SMB needs.
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http://www.apsstandard.org/
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Apply for Financial Aid
Financial aid is available to students who are enrolled at least half-time as a regular degree-seeking student. To apply for financial aid, all students must complete the appropriate steps and all required forms.
- Applying for Grants and Scholarships
- Applying for Federal Student Aid Loans
- Important Deadlines and Reminders using the IRS Data Retrieval tool to upload your tax information. APU’s Title IV Code is 001117. Apply for a PIN at. The PIN acts as your electronic signature for the FAFSA and as your password to federal websites. Do not share it or lose it.
STEP 2: SAR (Student Aid Report)
After you have submitted your FAFSA, you will receive a Student Aid Report (SAR). Please review your SAR for any incorrect information. Make any necessary corrections online for faster processing.
STEP 3: Verification (selected students only)
The Department of Education randomly selects students who have completed the FAFSA for a process called verification. If you are selected for verification, you will be able to use the IRS Data Retrieval Tool to update your and/or your spouse’s income information. We encourage you to take advantage of this option. Otherwise, you will need to request a tax transcript from the IRS. Submitting a transcript will result in delayed processing.
STEP 4: APU sends a Graduate Financial Aid Offer letterThe Graduate Financial Aid Offer letter will be mailed to you with a list of required forms and processes for you to complete. Students who complete their To Do List and the Graduate Information Worksheet by July 1 can expect their loan funds to be disbursed as early as the first week of classes if they are enrolled at least half-time.
STEP 5: Complete your To Do List items
The offer letter will include your To Do List items. If you did not receive a letter, you can also find your To Do List in the upper right hand corner of the Student Center tab at home.apu.edu. You must complete all To Do List items to secure financial aid. To Do items may include the following documents for first-time borrowers: Graduate Information Worksheet, Online Entrance Counseling Interview, and a Master Promissory Note. Do not forget to accept or decline your loans online at home.apu.edu.
STEP.
- Credential or certain certificate-only programs: 6 units per term
- Master’s degree: 5 units per term (3 units in summer)
- M.A. in Clinical Psychology: 4 units per term (3 units in summer)
- M.S. in Nursing: 3 units per term
- Doctor of Ministry: 4 units per term
- Doctoral degree: 3 units per term
STEP 7: Refund check
If you have a credit balance from your Federal Stafford and/or Federal Graduate PLUS Loan that is above and beyond the cost of your current term charges, your Student Account Counselor will process your refund based on your answer to the Statement of Permission question on your Graduate Information Worksheet. You could be responsible to repay any refund you receive should you drop your classes or completely withdraw from the university.
Important Deadlines and Reminders
Deadlines
- Per federal regulations, all required loan paperwork and processes must be completed while the student is still enrolled.
- The 2012–13 FAFSA must be completed by June 30, 2013.
- The 2013–14 FAFSA is now available to be completed for the 2013–14 academic year.
- You must have all financial aid documentation submitted no later than three weeks before the end date of the term to receive financial aid for that term. Graduate Student Financial Services.
- If you have any questions about the process, please contact your Student Account Counselor.
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http://www.apu.edu/graduatecenter/sfs/financialaid/apply/
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May I suggest making a contact print of your negatives before enlarging them. This will give you a good basic exposure time/aperture which you can use to guide you in making a print from the negatives.
The time and aperture which you can best use would be found by (. . . long explanation follows . . .) setting your enlarger-head to a height where the light from the empty neg-carrier covers 10x8", with a half inch or so spare. Focus the edge of the neg-carrier sharp by eye, and double check you are still going to be covering the 10x8" paper. This size of paper is the smallest size which fits six strips of six shots of 35mm negatives - it seems from your other thread that you are using 35mm Lucky film, so it will fit on this size paper. (EDIT2: It turns out the person using 35mm Lucky film was someone else, but 120 roll in 6x6 format will also fit fine on this size of paper.)
Put the paper down, arrange the negs on top (holding them only by the edges of course) and place a piece of glass or polycarbonate-plastic (a little larger than the paper) on top to keep the negatives flat and in contact with the paper. Make your test strip with the lens stopped down to f8, so that with a grade-2 filter you can only just see the smallest possible difference between black background in the holes in the film and the 'clear' part of the negatives next to the holes. This is the beginning time for a print for an averagely well exposed negative at that contrast grade and head height. For sure it is unlikely to be the best possible time, certainly not for every shot, but it gives a good indication of what is going on with your camera-exposures and film-developing as you 'should' have recognisable images on the contact sheet. If you always follow this routine you will always have a consistent guide to which shots need more or less printing exposure or contrast, and a consistent benchmark for changing camera exposure or film development too.
The development time for the paper would usually be between one and two minutes for RC paper. Check the documentation with your paper and print-developer for the manufacturers recommendations.
Posting a shot of the contact sheet will enable further advice from the forum to be based on something visual instead of just words. That will save a lot of messing about!
Obvious first checks might be to note that you should most likely be using separate developers for the film and the print ('universal' developers exist but even with these the dilutions are very different) and that you have the paper the right way up. You can check the emulsion side of the paper by looking at the curl of it. For the RC paper I have here, Kentmere, the emulsion side is the convex side of the curve. The old test with fibre-paper would be to dampen a finger and then touch both sides to feel the difference, but Resin Coated paper seems pretty much the same front and back.
Good luck.
EDIT:
Good question from the poster above. What is your location and native language? Maybe someone can give you a quick demo, or at least a more understandable explanation.
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http://www.apug.org/forums/enlarging/print-106523-doing-b-w-test-strip-using-ilford-filters-ilford-multigrade-paper-2.html
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Can you slide the tab to the left (or right - i forgot which way)?
Probably not, since it can't on my 2000 FCWs...
Back to the original problem: how does the camera behave with the back off the camera?
You see, i'm beginning to believe my original thoughts were, uhm... let's say 'misguided'. The back's status indicator not returning to white could of course be the camera's fault after all. If it doesn't transport the film, it will not change the indicator... Stupid of me.
For some reason i had the idea in my had that if the magazine's mechanism got stuck, it would block the camera's wind crank.
And it will, if stuck the right way. But it's not the only possible cause. Why i jumped to that "100%" certainty belief i can only explain as an instance of accute stupidity.
Your thoughts about the shutter not withdrawing being a sign that the camera is at fault are correct.
I thought it might perhaps be because the feeler tab was in the retraction-feature's "off" position, but the 2000 FCWs i know don't have that option. Only the 2000 FC/M had.
So perhaps another new battery after all?
Sorry for all this!
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http://www.apug.org/forums/viewpost.php?p=1051689
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The most convenient chemical kits for reversal are made by Tetenal in Germany or other skillful chemists in EU, Those kits would not be imported in US if they are crap. The labs in Germany are not from yesterday and Tetenal are veterans in quality and skills worldwide.
DR5 as a process is great (hats down to You) but that doesn't mean everything else is crap.
This thread as far as I see it, concerns Europe.
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http://www.apug.org/forums/viewpost.php?p=1420526
| 2013-05-18T11:03:47 |
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When I left the United States to move to Barcelona, Eheim gave me a full Aquastyle Set to make projects for them. I wanted to make a driftwood project but sadly, everything here in Europe is more expensive than in US. I finally went to the wild to collect "wood" like a cook seaching for good produce in the farmer's market. At the base of a mountain, I found thin but solid bushes that look like small trees (priceless to me).
Christmas is coming soon, so I decided to make a typical Christmas tree. I could have used a branch tied with Java moss, but then it would not have the triangle shape of a Christmas tree, so I started from the beginning, organizing the branches.
Once I had a master plan of where the branches should go, I used the electric drill to make holes in the main base of the tree then inserted the branches into the holes. (I actually tried first with crazy glue or velcro but failed.) The good thing about this method is that I could fit the branches in and out like a LEGO, until I found the right hole for each branch without damaging them.
I used velcro and zip ties to attach the main base of the tree onto the black slate rock. I admit I don't always make things look good, but I make them work. I intended to cover the base with white decorative sand so I didn't care too much about these details.
I tried to find Christmas moss from Tropica in Barcelona but it is hard to find. (Between you and I, if in the US there are 20 good stores in New York, in Barcelona there are only 3 or 4 good ones.) So I used regular Java moss, Taxyphyllum barbieri (Vesicularia).
I tied the Java moss with nylon thread on the branches, one by one; and then I inserted them in the base. This time I wanted the branches to be permanently stuck in there so I used some crazy glue on the tip.
Once I had the tree done, I considered what to do with the Riccia fluitans I had. Here in Europe we celebrate the three Wise Men, so I thought about making the Star of Bethlehem, but that is not typical in the US. So I decided to make the typical five-point star on top of the tree.
I have been rushing on this project to get it done by December 1st . So that means I used what I had handy. I work in my family business, an office supply store, so I am familiar with paper, clips, laminating plastics, etc...
I used the laminating plastic to draw the star. I cut the shape of the star and I used it as a base for the velcro. I could have tied the Riccia onto the plastic but it is better for the Riccia to grow on the velcro surface.
After the star was done I inserted it on the top of the tree with the help of a pushpin and velcro.
I still had some Riccia left and I thought I would use it to make ornaments hanging from the branches or long shiny garland along the Christmas Tree.
The ornaments didn't work out, but for the garland I used a white string (like the one IKEA gives you to tie stuff onto the car. I used some small pieces of heavy sinkers to avoid floating).
To finalize it I used white sand to recreate winter snow, with some small rocks so the arrangement looks a little more natural.
I debated whether to use small guppies or angelfish, I decided to use angelfish, because they are "angels", i.e. christmas angels, plus they match the color of the sand.
This project was not intended to make something natural like a long-term tank, this project was to make something special for Christmas. My main goal was to make a nice photo of the Christmas tree for the holidays, make it into a holiday greeting card and send it to aquatic plant friends.
If you are interested in learning about the photography, I used four lights to shoot the final photo:
1-In the background with a blue gel on it to recreate the sky (from top to bottom); the sky has to be more light on top than the bottom.
2- A "canon beam light" just for the star, in full flash power with a yellow gel on it. (The star has to look yellowish, that's why I choose the riccia in first place.)
3- A light on top facing down with a green gel on it, to give color to the tree.
4- A final light on top of the tank too, with minimal power and no gel color for the fish,
I shot the photo with tungsten settings, F/11 and 1/125, ISO 80 I think.
Well, that's all,
Hope you like it and Happy Holidays!
Lluis
Barcelona, Spain
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http://www.aquatic-gardeners.org/moss_christmas_tree.html
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April Readers' Book Club
The Death of those who loved me
Published by Dar Al-Nahda
"...Why did you release the light so your hands dried up
Release the river over your mother's face in the morning?
Pave the way for the birds to sing around the balconies of the poor
For the November leaves to grow heavy with the details of history and woman...."
You can comment on our book of the month selections here:
join our discussions
The Readers' Club program started since 2001.
To browse previous selections, discussions and authors' responses
Visit our Readers' Club Archives
Further reading
Aliyya Abesalam homepage
In Search of the Soul article by Aliya Abelsalam
Poems
The Death of those who loved me
Soul Friends
Close to a Church
My Friend
Ibrahim Mansour
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http://www.arabworldbooks.com/Readers/thismonth.htm
| 2013-05-18T10:52:37 |
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[
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"../readers2013/images/aliya_book.jpg",
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Women's Air Max 90 shoes or boots as one of the very makes
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http://www.arcanation.com/posts/page/2
| 2013-05-18T10:31:25 |
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Abstract: Barge of Heaven: Cleopatra the Goddess
Lecturer: Alison Futrell
For Shakespeare’s Cleopatra, a yearning after immortality is the last of her many and varied carnal desires, as she abandons physical pleasures for her final self-presentation as eternal queen, her final reality in reunion with Antony. The historical Cleopatra VII, as a prominent political figure, likewise developed multiple personae to enable positive interactions with a range of audiences in the ancient Mediterranean. Her deployment of divine identities, far from the hubristic posturing of an arrogant egomaniac, sent important messages to different groups, asserting her legitimate imperial authority and structuring her engagement with major powerbrokers in Egypt, securing her realm through ritual means. She used the titles of “New Goddess” and “New Isis” to reassert dynastic claims in the Eastern Mediterranean and to present herself as an accessible and familiar agent of power, to be revered and trusted as a source of support and aid. Her notorious meeting with Antony took place aboard the barque of Isis, a venue deliberately arranged as a public demonstration of the nature of Cleopatra’s leadership. In Upper Egypt, Cleopatra acted as Thea Philopatora, the Father-Loving Goddess, reinforcing connections established by her father, Ptolemy XII Auletes, that bound her reign to elites outside the pockets of Graeco-Macedonian settlement. Cleopatra was especially concerned with the area around Thebes, a long-term node of Egyptian power and a previous focal point for resistance to the Ptolemies. Cleopatra became a highly visible participant in ancient religious traditions, such as the installation of a new Buchis bull at the Temple of Mentu in Hermonthis, when the queen herself escorted the new bovine incarnation of the god to his new home, transported with all due panoply on the barque of Amun. She also continued royal sponsorship of construction in major sanctuaries of the Thebaid, including Edfu and Dendera, where she was represented, in text, image, space and movement, performing the function of the divine ruler in Egyptian cosmology and as an agent and earthly version of Hathor, moving via ritual barge between the two sanctuaries as part of the annual Festival of Reunion. It is in this context that we should interpret the Nile cruise undertaken in 47 BCE with Julius Caesar. This was not simply a luxurious pleasure excursion, a holiday outing in sunny Egypt, but a sacred procession featuring the new divinity, queen and goddess, partner and chosen of gods.
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http://www.archaeological.org/lectures/abstracts/2652
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Casa Gianna (in honour of St. Gianna Beretta Molla) hosted a session of "Duc in altum", a program for men and women who believe God has a specific calling for them and are willing to spend a day per month reflecting on that. "Duc in altum" means "put out into the deep" (Jesus' words to Simon Peter in Luke 5.4, that Pope John Paul II favoured). My theme was "Mission and Vocation", which led to a most interesting exchange.
I enjoy meeting young people of the Diocese who have a hunger for knowing God's will for their lives, especially a state in life (marriage, priesthood, consecrated life, the single state). What a gift they are: with thanks to the Salesian sisters for their accompaniment and the volunteers who do kitchen duty.
* * * * * *
Prayer for Thursday of Lenten Week V
Be near, O Lord, to those who plead before you, and look kindly on those who place their hope in your mercy, that, cleansed from the stain of their sins, they may persevere in holy living and be made full heirs of your promise. Through our Lord.
* * * * * *
Ne descends pas dans le jardin.
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http://www.archbishopterry.blogspot.com/2011/04/duc-in-altum-discernment-program.html
| 2013-05-18T10:21:11 |
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.
As an experienced CDM Coordinator you will have a thorough working knowledge and practical experience of the Construction (Design & Management) Regulations 2007, Management of Health & Safety at Work Regulations and Health and Safety Law as well as a good understanding of construction industry best practice. NEBOSH Construction Certificate, Membership of the Health & Safety Register, RMaPS and MIOSH would be a distinct advantage.
Overall, you have exceptional interpersonal skills as you must be able to interface with staff at all levels, both internally and externally. As a self-motivated experienced professional, you are proactive, take initiative and are organised to meet deadlines.
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http://www.architectsjournaljobs.com/job/719810/senior-cdm-coordinator/?utm_source=jobfeed&utm_medium=feed&utm_campaign=Job%2bExtract%2bAJJ%2b-%2bLive&ProcessedTrackID=176
| 2013-05-18T10:13:16 |
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Browser does not support script.
Events feeds
superMODELS
28 Jun 12 - 25 Jul 12
Guerrilla Tactics: on manoeuvres
3 Jul 12 - 3 Jul 12
JCT - Minor Works Building Contracts 2011 - 'Running Your Practice' series
BuildingsandEcology-ConflictMitigation-Thursday 5 July
5 Jul 12 - 5 Jul 12
Five years in the life of a new practice
5 Jul 12 - 3 Jul 12
CANCELLED - RIBA Yorkshire CPD Extra - Responsible Sourcing - CANCELLED
10 Jul 12 - 10 Jul 12
Localism for Architects
The setting of heritage assets
Future thinking in building regulations
11 Jul 12 - 11 Jul 12
Contract Procurement Strategy and Awareness - Manchester
18 Jul 12 - 18 Jul 12
Financial management for architects
Contract Procurement Strategy and Awareness - Liverpool
19 Jul 12 - 19 Jul 12
Getting ready for the Green Deal
BIM: compete or collaborate
Building Information Modelling: compete or collaborate - Crawley
24 Jul 12 - 24 Jul 12
Contract Procurement Strategy and Awareness
26 Jul 12 - 26 Jul 12
News, offers and events for all. Sign up now|
The V&A and RIBA Architecture Gallery|
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http://www.architecture.com/WhatsOn/EventsArchive.aspx?SelectedDate=19/7/2012
| 2013-05-18T10:14:01 |
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What You Should Know Before You Visit the National Archives at San Francisco
Research Appointments
Please contact us to set up a research appointment so that our staff can provide you with the best possible assistance during your visit.
We will respond within 10 working days of the receipt of your inquiry
Telephone: 650-238-3501
Mailing Address:
The National Archives at San Francisco
Leo J. Ryan Memorial Federal Building
1000 Commodore Drive
San Bruno, California 94066
What Staff Can Do For You:
- Provide advice regarding holdings that might relate to your research topics
- Furnish relevant finding aids to our holdings
- Retrieve requested records so you can examine them in our textual research room
If you plan to use only our microfilm resources or public access computers, no appointment is necessary. If you anticipate that you will require assistance with these resources, please contact our staff in advance of your visit.
Hours
Please Note: We are proposing a change in our hours. As of Monday, June 3, 2013, the National Archives at San Francisco may be open to the public from 9:00 a.m. to 4:00 p.m. Monday through Friday.
If anyone has any questions, comments or concerns please contact Archives Director Michelle Bradley at [email protected]
Weekdays (excluding Federal holidays) from 7:30 a.m. to 4:00 p.m.
Wednesdays from 7:30 a.m. to 5:30 p.m.
Personal Belongings
When visiting our facility, you must leave personal belongings in coin-operated lockers. The lockers are adjacent to the research room and are under staff surveillance. Lockers are operated by inserting a quarter, but the quarter is returned every time the locker is opened.
No food or beverages are allowed in the research areas.
All researchers must place the following items in a locker:
- bags
- carrying cases/suitcases
- briefcases
- purses
There are further restrictions for what may be brought into the textual research room.
Researcher Registration & Orientation
All researchers viewing original records at our facility must have a National Archives researcher identification card
To obtain a researcher identification card, you must complete a short application form and show a form of government-issued identification that includes a photograph, such as a driver's license, state identification card, or passport
The researcher identification card must be presented during each research visit
Researcher identification cards issued at other National Archives facilities are accepted at our facility.
As part of our commitment to make records available to researchers both now and in the future, the National Archives requires that all researchers viewing original records complete an annual orientation to our researcher rules and guidelines. When you come in for the first time you will be given paper copies of these documents as well as a verbal orientation from one of our staff. You are encouraged to ask staff for clarification about any of the requirements.
A researcher identification card is not required to view microfilm or use the public access computers.
View our Research Orientation
Reproductions
Photocopies
One self-service photocopier is available in the textual research room. Only loose documents that are 11"x17" or smaller may be copied using this machine. Bound volumes may not be photocopied or scanned.
There is a fee for making photocopies. You may pay for your copies by cash, check or credit card after you have completed your copying and counted your copied pages.
If you wish to reproduce pages from a bound volume or an oversize document (i.e. map, drawing), we recommend photographing these records. If the image you make using your camera is inadequate, please ask our staff for assistance.
Digital Copies
Researchers may bring their own laptop, flat-bed scanner, camera, or similar equipment, provided that the equipment meets NARA's preservation standards. Equipment that could potentially damage documents will not be approved.
Strictly Prohibited:
- Photocopiers
- Drum scanners
- Hand-held scanners
- Any equipment with automatic feeders or multifunction devices
- Any equipment may come in contact with records in a manner that causes friction, abrasion, or otherwise damages records
Space considerations in our research room may also be a factor as to whether your equipment will be permitted into the research room. NARA reserves the right to discontinue the privilege of using such equipment at any time without notice.
Scan-to-USB Machines Available
There are three machines that enable you to scan documents and save the files to a USB drive in the textual research room.
If you bring your own USB flash drive, you may do your own scanning to PDF, JPEG, TIFF, or BMP file formats free-of-charge. The machines can scan at resolutions between 100 and 600 dpi.
During periods of high demand we will limit use of these machines to fifteen minutes per patron, until all other researchers who wish to use them have had their turn.
You may wish to bring a laptop computer to preview files created using the Scan-to-USB machines.
You may not copy or scan any document larger than the glass scanning bed on your own scanner or on any equipment provided by the National Archives.
Photography
You may use a digital or still camera to photograph original documents in our research room. You must disable the flash and any audio signals on your camera. Electronic flash equipment and studio lights are not allowed in our research room. Any equipment that could potentially damage documents will not be approved.
For your convenience, the research room is equipped with two copy stands you can use to mount your camera. We also provide several LED table lights for additional ambient lighting.
Photographic equipment should be compact in size so as not to disturb or displace our other patrons. Our research room is small and frequently filled to capacity.
You must obtain permission to bring in any equipment not specified here. Contact staff with permission requests or any questions regarding these guidelines. Equipment permission requests should describe precisely what you wish to bring and how you propose to use it.
Everything brought into the research room is subject to inspection upon arrival and departure. We reserve the right to discontinue the privilege of using any reproduction equipment at any time without notice.
Microfilm Photocopies
There are two self-service microfilm-to-paper copy machines in the research area. There is a fee for making photocopies from microfilm.
PDF files require the free Adobe Reader.
More information on Adobe Acrobat PDF files is available on our Accessibility page.
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http://www.archives.gov/san-francisco/researcher-info.html
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Tampa Bay Lightning @ Winnipeg Jets Game Preview: We Gonna Rock Down to...Electric Avenue
Winnipeg Jets versus Tampa Bay Lightning game preview, including Keys to the Game, lineups, and prediction.
Winnipeg Jets versus Tampa Bay Lightning game preview, including Keys to the Game, lineups, and prediction.
Winnipeg Jets versus New York Islanders Game Preview, complete with Keys to the Game, player lineups, and prediction.
Winnipeg Jets versus Florida Panthers game preview, including player lineups, Keys to the Game, and prediction. Keep your eyes on the tank prize, folks.
The Jets meet the Lightning for the 5th time this season, with the Jets leading the series 3-1-0 to Tampa's 1-2-1 in a game that could be the last meaningful match either team plays this season.
Winnipeg Jets @ Carolina Hurricanes Game Preview: The Biggest Game of the Season in Relation to the Offseason
With #greatesttankbattles well under way, the Jets look to do some damage to the rangers aspirations while attempting to avoid the series sweep as the teams do battle at the MTS Centre on Wednesday night.
Winnipeg Jets versus Ottawa Senators preview, complete with Keys to the Game, Lineup, and Prediction. And hopefully no Randy Jones.
Winnipeg Jets versus Nashville Predators preview, complete with Keys to the Game, Player Lineups, and the eerie feeling that we will soon be engaged in a tank battle.
Winnipeg's playoff hopes hang by a thread as they roll into D.C. to face division rival Washington as the Jets and Capitals do battle on Friday night.
The Winnipeg Jets fly into dangerous territory as they take on Malkin, Crosby and the rest of the Penguins in Pittsburgh. The Jets need a win to keep pace in the race for 8th, while Pittsburgh seeks the crown in the Atlantic Division.
A preview of tonight's Southeast Division contest between the Carolina Hurricanes and the Winnipeg jets. It's not that Winnipeg needs to win, they just can't afford to lose.
A crucial late season matchup between division rivals the Washington Capitals and the Winnipeg Jets, as the Jets look to close the gap on the final playoff spot in front of their home fans.
The Jets look to make a frantic dash back into playoff contention as they face the Dallas Stars, who are winners of 6 straight.
The Flames and Jets meet in Cowtown and an old rivalry heats up. The Jets look to bounce back after last night's loss in Vancouver as both Canadian squads make the push for the postseason.
The Jets meet the Canucks for the first time since moving from Atlanta, as Winnipeg is in Vancouver tonight to take on some familiar faces.
Winnipeg Jets versus Buffalo Sabres preview, complete with player lineups, Keys to the Game, and prediction.
A look ahead at tonight's uber important tilt between the Florida Panthers and Winnipeg Jets, as fierce division rivals battle it out with both teams looking to smooth their paths towards the playoffs.
A Southeast Division battle sees the Winnipeg Jets and Tampa Bay Lightning duke it out as both teams scramble to gain ground on the 8th spot in the Conference, as well as the top spot in the division.
The Jets play game 3 of 8 in a row at the MTS Centre and look to continue their winning ways at home against the visiting Philadelphia Flyers.
A look ahead at Friday night's tilt between the Boston Bruins and the hometown Winnipeg Jets as the two teams square off at the MTS Centre. This game is the first of 8 straight home games for the Jets.
The Jets look to bounce back from a pair of losses as they head into the Wild of Minnesota. Both teams currently sit at 58 points and are fighting for their playoff lives.
A look ahead at tonight's Valentines Day matchup between the Winnipeg Jets and the New York Islanders at MTS Centre. Both of these teams will be looking for a date...in the playoffs. So action should be intense.
The Winnipeg Jets face-off against the Washington Capitals at Verizon Center as the battle for the Southeast Division crown heats up.
Game Preview: Make sure your elderly neighbor can find his Leafs sweater
Winnipeg Jets versus Montreal Canadiens preview, complete with player lineups and prediction.
A look ahead at tonight's match-up as the Panthers tangle with the Jets in a Southeast division match-up that is a "must win" for both teams. And it's only February 3rd...
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AREAS OF WORK
Preparation of Slovenia's Development Strategy 2013-2020
Public Debate
Development Planning and Structural Adjustments
Development planning procedures and strategic documents
Slovenia - member of the OECD
Accession process and membership
New European strategy of development until 2020
Development policies - National Reform Programme - The Euro Plus Pact
Coordination of European Affairs
Process of coordination and monitoring the European affairs
Development and technical assistance
Twinning and European financial and technical assistance
Legal and linguistic databases
Archive:
Slovenian Presidency of the EU Council
January - June 2008
Slovenia's Accession to the EU
EU Membership Negotiations
Enlargement of the European Economic Area
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In Lakeview More in Ozarks Region | Back to City Listing Lodging Lakeview Aunt Grace's Stay 'n Play Resort Copper John's Resort Gaston's White River Resort & Restaurant Lakeview Cove Marina Last Resort Newlands Lodge, Float Trips & Conference Center Rivercliff White River Cabin Twin Lakes Inn Waterfront Resort White River Cozy Cottage White River Front Retreat Dining Lakeview Anthonee's Kitchen Gaston's White River Resort & Restaurant You can also check out the following cities in Baxter County: Big Flat Clarkridge Cotter Gamaliel Gassville Henderson Midway Mountain Home Norfork Salesville
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Metal Store
[ ... ] ReleasesGo to checkout
This is a project band by two great Greek (Athens) musicians. Guitar, keys from Bob Katsionis (ex-Skyward, Secrets Keeper, Retrospect) and vocals, screams from Luis Chatzimihalis ex-Fatal Morgana, Secrets Keeper, Retrospect). The style is melodic power/speed with fantastic lyrical and very high vocals ala old Helloween, Stratovarius, Fates Warning.
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- News Archives >
- Article
STEM students building bridges to bright futures
January 26, 2013
By Dave Palmer
Related Links
LOS ANGELES (Jan. 26, 2013) -- During Great Minds in STEM's Viva Technology Day at Roosevelt High School in Los Angeles, Jan. 18, U.S. Army Corps of Engineers Commanding General Lt. Gen. Thomas P. Bostick delivered last-minute instructions to science, technology, engineering and mathematics, or STEM, students during the beam bridge challenge.
According to the U.S. Bureau of Labor Statistics, more than half of the 30 fastest-growing occupations through 2018 are STEM-related. Environmental engineers are leading the way at an expected 31 percent job growth.
"We cannot do this without great partners," said Chair and CEO of Great Minds in STEM Ray Mellado. "The Army Corps of Engineers is the largest civil engineering organization in the world. Here in Los Angeles, we have a leader who has not only embraced this problem, but he's made it a priority for him and his people. Colonel (R. Mark) Toy (Los Angeles District commander) has been a great leader and a great partner."
In his remarks, Toy said that it is no coincidence the Corps is so dedicated to STEM and under the leadership of Bostick, that passion will continue.
"My wife is the principal of an elementary school," said Bostick. "To the principals, the educators, those who enforce discipline and education, you're really what makes this all work and we're happy to be partners. Out of 100 ninth-graders, only six will go on to pursue STEM. That's our challenge. By the year 2020, we will need a million more engineers, so we have to start early."
GMiS is USACE's partner organization for STEM. Established in 1989 as HENAAC, Great Minds in STEM is a non-profit organization that focuses on STEM educational awareness programs for students from kindergarten to career, according to their charter.
"In China, they will graduate 700,000 engineers a year," said Bostick. "We do about 70,000 in America. And, many of those engineers go back to their home countries."
Bostick and Deputy Commanding General for Civil and Emergency Operations Maj. Gen. Michael J. Walsh, South Pacific Division Commander Brig. Gen. Michael C. Wehr, and his district commanders from Albuquerque, Los Angeles, Sacramento and San Francisco, visited the school and interacted with the students.
"Dream big," said Bostick. "Our job is to mentor, to reach out to make you believe you can do anything and just reach for the stars. There is a lady, Frances Hesselbein, who earned the Presidential Medal of Freedom. President Clinton put it around her neck in the White House. She often says that, 'there are two institutions, that since the beginning of our country, have sustained our democracy, our freedom, and that's public education and the United States Army.'"
During Viva Technology Day, students participated in hands-on competitive, educational challenges. They worked in teams led by college students and Los Angeles district interns who major in STEM. USACE has three career internship opportunities: Pathways Internship Program for current students, Recent Graduates Program [2 years] and Presidential Management Fellows Program.
For more information, visit.
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- Dimensions In Inches: 18 x 10 x 10
- Carry Handle Provides Easy Carry
- Padded Shoulder Straps and Padded Back with Breathable Mesh Backing for Extra Comfort
- Three Additional Pockets and Storage Compartments
- One Large Main Compartment with Zippered Pouch and Mesh Pocket
- Heavy Duty Nylon Coil Self-Repairing Zippers
- Hydrations System Compatible Pack
- Accepts M.O.L.L.E. or ALICE Attachments
- Made of Rugged Synthetic Tactical Polyester Material
- P/U Coated Lining and Pockets for Water Repellancy
Brand: FOX Outdoor
Manufacturer ID: 56-428SKU: FOX-56-428
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Tested : Rover 800 Coupé
THE Rover 800 Coupé proved once and for all that the talented styling team at Gaydon really could turn a sow’s ear into a silk purse – compare the gawky R17 saloon to any Coupé and you’ll see what we mean.
JONATHAN SELLARS tests the rarest 800 Coupé of them all, the two-litre Sterling. Does it really combine all the beauty of its more powerful stablemates without any of the drawbacks?
You smoothie…
There's no denying the 800 Coupé has style...
ROVER proudly labeled it ‘a prestigious gentleman’s carriage’, but does the Viking flagship of the Nineties really live up to the expectations fashioned by its stately looks and £30,000 price tag?
Let’s turn the clock back a decade or so. It’s 1996 and as a teenager with a fast developing fascination with all things automotive, being dragged around the showrooms as my parents test drive the new 200 series is hardly an unwelcome pursuit for me. But I’m not interested in the little bubble shaped car. My attention is drawn to the big expensive looking saloon on the other side of the showroom.
It looks just like the chauffeur-driven car the Prime Minister always pulls up in on the television, and as a rather diminutive 13-year old sitting in the giant drivers seat, surrounded by more banks of controls than an aeroplane cockpit and that rich new leather smell I’m almost left in awe. If you’d told me I’d be a Rover 800 owner by the age of 21 I’d have thought it unreal, and if the cars hadn’t already been dinosaurs by that time I might just have been right. In reality though, depreciation quickly did its stuff.
First impressions stick and when something more modern was required to take some of the strain off my 16 year-old MG Maestro as a daily commuting car, the sales brochures I’d taken back with me from that childhood showroom visit were the first to come off the shelf. I’d never really intended on owning the Coupé variant until, after two rather ill-fated encounters with saloons, a good friend mentioned to me that she was selling her pampered 1997 2-litre Sterling Coupé. With the asking price being little more than a replacement ‘KV6’ engine and the uncertainty that would go with it, I could hardly say no.
But that’s enough sentimentality. What’s the Sterling actually been like to live with over the last year?
Performance and Economy
A maximum power output of 140bhp means it lags behind the V6 and turbocharged models in the range, but it is still a lively performer, cracking the 0-60mph dash in under 10 seconds and going on to over 120mph.
Even with over 1300kg of car to pull, the 2-litre engine feels lively. There’s no shortage of torque throughout the rev range giving a respectable acceleration from rest to 60mph in just under 10 seconds and plenty of response on the move, with 30-70mph through the gears achievable in 9.2 seconds. Even at motorway speeds it’s rarely necessary to bury the pedal into the carpet to get an instant and measurable response.
Unfortunately any kind of acceleration is accompanied by more noise than one expects from a car of this class, but I have not accounted for its sole modification, a non-standard exhaust system installed by the previous owner which will have some bearing on this. I still miss the smoother power delivery and overall refinement of the V6 I owned previously. Although quite adequate for the car, the T-Series just doesn’t quite have the same feel to it leaving me wanting a little bit more at times.
The gearbox fitted to these cars has a positive feel to it, although I often find the clutch up-take is a little too sudden for smooth changes which can spoil an otherwise relaxed ride around town. Once allowed to settle at a constant cruising speed though, the Rover is at home and it really will waft along quietly and effortlessly.
A recent 1500 mile touring break provided not only an excuse to put the car through its paces on some of Britain’s toughest roads but also a chance to gauge its average economy over a long distance run. Over the three days some 207 litres of petrol were consumed (£190 worth at the time) which works out at about 31mpg. That doesn’t sound too bad, until you consider that much of the mileage was covered on motorways and fast ‘A’ roads!
Handling and Ride
The sheer size of any Rover 800 takes some getting used to. At almost five metres in length and with its wide ‘C’ pillars and long bonnet, intricate low speed maneuvering in the Coupé was never going to be easy. This is somewhat compensated for by the steering which works very well in this situation. It’s exceptionally light and effortless to turn from lock-to-lock quickly, something that also proved helpful when confronted by a notorious Lake District mountain pass involving alarmingly steep gradients interjected by an unrelenting series of hairpin bends. It is almost possible to feel a little too remote from the road at times, but Rover’s “positive centre feel” system does add a little more weight at higher speeds through the bends just where it’s needed.
On the whole the ride is comfortable and dignified, the car soaking up bumps and potholes with ease. Occasionally the limited travel of the suspension does cause it to crash around a little but in reality this only happens if, for example, you take a particularly abrupt speed bump a bit too fast. There’s a little roll through the corners coupled with perhaps ever so slight understeer, but this doesn’t seem to have too much of an adverse affect giving a reassuring feeling of poise and stability throughout.
Fast roads with sweeping bends may be very pleasurable in the Sterling, but point it at a motorway and it’s in its element. The big long body feels consistently stable at speed where in some smaller cars you often get that slightly unsettling wobble at times. There’s none of that here and it is surprising just how quickly and comfortably the miles begin to pile on with the driver barely noticing. Wind noise is certainly evident on the motorway, but not to the extent that it becomes intrusive.
At the wheel
If the Coupé looks distinguished from the outside, its interior has a certain ambience that would not have disappointed even the most discerning driver. The wood and leather formula may be a little old fashioned but it has been well executed in the Sterling giving it that distinctly English air that almost identifies a Rover. Such details as the branded door inserts, contrasting piping in the seats and even the neatly arranged rows of warning symbols at the bottom of the window glass give the car a touch of individuality. All controls (and there are a lot of them) surround the driver in comfortable reach, except those mounted on the armrest where I have visions of mistakenly jettisoning the contents of the boot instead of opening the sunroof while driving.
The armchair-like seats are great, supportive in all the right places and adjustable in every which way. Passengers often find themselves nodding off on long journeys especially in the rear compartment where they are almost completely cocooned from the world around them. There are three seats in the rear but the third is really only child sized and with all three occupied things become intimate, at best! Despite what you’d expect of a Coupé legroom is quite adequate for most throughout.
I’m convinced that stowage space inside the cabin did not come high on the list of priorities at design stage. Whilst there’s the occasionally handy Austin Rover trademark coin tray, the door bins are narrow and inaccessible, there are no cup holders, anything in the tray beneath the centre console interferes with the handbrake and the glove compartment can barely accommodate the handbook let alone anything else. If you spend a lot of time in the car, this becomes an issue.
Finish and equipment
If you’re taken in by the Sterling’s grandeur don’t look too hard for its flaws, because you won’t have to. Build quality was vastly improved in the later years and everything feels solid enough with the squeaks or rattles of earlier cars far less evident. But some of them are still there and the generally excellent finish is marred slightly by one or two cheap looking clip-on bits of plastic trim.
Being the top model equipment levels are generous as is to be expected, right down to the various different interior lights, presumably for reading your Financial Times. Rover were throwing everything at the later 800s to increase their appeal and the only option lacking by modern standards is Satellite navigation. The climate control with its rather complex 14-button control panel is a wonderful system when you learn how to use it, and particularly impressive is the 6-speaker stereo which delivers some of the best sound quality I’ve experienced in any factory standard car.
Verdict
There’s no doubt about it, the Rover 800 Coupé is an attractive car. Its elegant lines and lavish interior won it accolades from its introduction and it won’t look at all out of place in the director’s spot even today. Comfort and long distance ability are also significant strengths. With such qualities it could, and should, have been a runaway success in the US market for which it was primarily developed had it been given the opportunity.
Of course, this alone is not sufficient to make a truly great car into a class leader and comparing certain aspects of it with similarly priced rivals of the time towards which the Rover has aspirations, it is easy to see why the list price had actually fallen somewhat by 1997. But if it falls short in the detail, it doesn’t do so by far. The main problem is surely the badge. No matter how hard it tried the Rover name no longer had the kudos behind it in a highly competitive and image-conscious market to frighten the usual German heavyweights, and that’s a shame for such a worthy contender.
If you like your comforts and don’t mind sacrificing a bit of practicality, as an understated modern classic the Rover 800 Coupé has it all and now is the time to buy while they’re so affordable and relatively easy to find. It’s one of those cars you’ll find yourself glancing back at in the car park, and you’ll even want to keep on finding excuses to make long journeys for the most trivial reasons, too. That kind of appeal has to put it on anyone’s shortlist.
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Sick Child Daycare
Below is our online directory of Sick Child Day Care options. When your child is too sick or has an illness or injury that prevents attendance at a regular child care center or school yet they still need care, now you have options at Sick Child Daycares in the Plano and Dallas TX area. Great option for working parents - when you have to go to work and want peace of mind that your child will be cared for.
We hope that you will find what you are looking for. If you know of any Plano area facilities for sick kids that are not listed, or how we can improve this page, please feel free to contact us with your suggestions.
SAVE $ with COUPONS on the Coupon Page.
KidMedPhone: 972-981-8585
Address: 6200 West Parker Road, Plano, TX
Google Map: click here
Location: Seay Child Care Center at Texas Health Presbyterian Hospital, Plano
Hours: Call for openings - Monday through Friday, 7am to 6pm., except holidays
Cost: Please call for rates and availability
If your child isn't feeling well or has an injury that prevents attendance at a regular childcare facility or school, call KidMed located inside Seay Child Care Center on the campus of Texas Health Presbyterian Hospital Plano. We provide a warm, comfortable atmosphere where your child can receive attention from childcare providers specially trained to care for mildly-ill children.
KidMed does not accept children who have highly contagious illnesses such a measles, mumps, hepatitis or lice.
Sniffles and SnugglesPhone: 972-661-0595
Address: 7777 Forest Lane, Dallas, TX
Location: Medical City
Hours: 6am-8:30pm M-F
Must set up an "in-take" appointment first, fill out paper work signed by your doctor and shot records - you must pay an application fee to get the paperwork which must be signed by the doctor.Sniffles and Snuggles is a special get-well center for children who are mildly ill, administered under a registered nurse or nurse's aide and is licensed for up to 14 children at one time.
04.19.2013Don't Rescue Baby Bunnies
04.19.2013Don't Feed the Ducks Bread!
Submit News View All
04.17.2013Help Plano win the water pledge
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Australia Performance - What's On & Things To Do
Displaying 1-10 of 2210 / what's on events activities places to go articles
Back to the 80's Music Show at Cardiff Panthers
Saturday, 18 May
Cardiff Panthers
Cardiff (NSW)
Yuri Bashmet and the Moscow Soloists at Sydney
Saturday, 18 May
Sydney Opera House
Sydney
Stan Ridgway (USA) Live at The Corner
Saturday, 18 May
Corner Hotel
Richmond (Vic.)
Nerang Family Expo 2013 - Guinness World Record Attempt Egg & Spoon Race!
Saturday, 18 May
Nerang Country Paradise
Nerang
Open Mic Night 18 May
Saturday, 18 May
Rack-em-up Pool Hall & Bar
Lilydale (Vic.)
Flap! / The Hoodangers
Saturday, 18 May
Malvern Town Hall (Stonnington City Centre)
Armadale (Vic.)
Christine Anu presents REWIND - The Aretha Franklin Songbook
Saturday, 18 May
The Ellington Jazz Club
Perth (WA)
Dance Party
18 May to 19 May
Gapview Hotel 123 Gap Road Alice Springs NT
The Gap (NT)
Beethoven for Winds - Melbourne Symphony Orchestra
Sunday, 19 May
Iwaki Auditorium (ABC Southbank Centre)
Southbank
Melbourne International Comedy Festival Roadshow
21 May to 23 May
Illawarra Performing Arts Centre
Wollongong
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Animal Activity Alerts
There have been some complaints about loose and barking dogs in Arrowwood III.
for the El Paso County rules for dogs. We are not considered part of Monument for law enforcement purposes, but we are still in the coverage area for animal control. You may report barking or nuisance dogs by calling (719) 473-1741 at the time of the event.
This box will display any reports of animal activity, such as bear or mountain lion sightings. Any lost or found pets may also be reported here. To report an activity for this alert,
Criminal Activity Alerts
If you wish to submit information, or to report an activity,
If you are new to Arrowwood I want to be the first to welcome you to a wonderful place to raise a family, enjoy the quiet evenings, and make lifelong friends. For our established residents,thank you for helping to make our community so pleasant.
Your Arrowwood Board wants to welcome you to the Arrowwood web site. We hope you will find the information useful. Take some time to learn more about our neighborhood, and please use this as the gateway in which we all work together to make Arrowwood such a great place to live.
LaRoy Tymes,
President
to see the proposed CCR update for 2013.
to see the proposed Bylaws updates for 2013. You will be asked to vote on the approvals later this year.
The Arrowwood Improvement Association is searching for volunteers to serve on the executive board. No training or experience is required, just a desire to serve the best interests of the community. If you are interested in running for a position on the board, please contact the current Vice President, Richard Young at [email protected] by June 30, 2013. Sincerely, Arrowwood Improvement Association Board
The next Board Meeting will be held at the Tri-Lakes Monument Fire Station at 7:00 PM on Monday, March 25
Designed by:
Ryan Strickhouser
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Location: Contaminant Fate and Transport
1a.Objectives (from AD-416).
1b.Approach (from AD-416).
3.Progress Report
The objectives of project 5310-61000-014-00D are to improve mathematical models of critical biogeochemical processes in irrigated agricultural soils and to use computer simulation to investigate alternative water and soil management practices and their effects on agricultural productivity and environmental quality. FY2011 was the final planned full year of the project. The project initiated in 2007 with 2.6 Scientists and 3.0 technical support staff. Following the retirements of 4 key personnel (2 scientists and 2 support staff), the project has been operating with 1.3 scientists and 1.0 technical support staff. Consequently, it has been necessary to prioritize milestones over the last couple of years.
In FY2011, progress was made in modeling several key biogeochemical processes, supporting national program efforts to develop decision support systems for managing degraded irrigation waters, including tools for determining the fate and transport of salts, trace elements, and pesticides. Progress includes:
1. The permeability of a porous material (such as soil or rock) is a measure of the rate at which water can flow through the material and it is a critical parameter in a number of important hydrological processes such as infiltration, flooding, erosion, evaporation, groundwater flow, and the movement of pollutants belowground. Scientists have long sought to understand how different arrangements of pores in rock or soil lead to different permeabilities. In FY2011, we developed a new theoretical pore-scale model explaining the relationship between the permeability and electrical conductivity of porous materials and demonstrated that it was more accurate than earlier models. The findings will assist researchers seeking to measure or predict permeability and related important hydrological parameters and processes. (Obj. 2C)
2. Pesticide volatilization from agricultural soils is one of the main pathways in which pesticides are dispersed in the environment. Past investigations have shown that the volatilization rate results from non-isothermal transport process in the soil and depends critically on the water content of the soil surface. In FY2011, progress was made in modeling the effects of soil moisture status on pesticide volatilization. The new knowledge may contribute to management practices which will better protect agricultural workers and surrounding communities from potentially toxic emissions. (Obj. 2B)
3. Improved mathematical models for simulating the accumulation and leaching of salts and trace elements in irrigated soils are needed to maintain productivity with degraded irrigation waters. In FY2011, extensive salt accumulation and leaching data collected over four years were analyzed and compared with model predictions. The analysis will contribute to improved predictive models and decision support tools which will allow for greater utilization of marginal quality waters. (Obj. 1A)
4. A GUI was developed for the CHAIN-2D simulation model. (Obj. 2B)
5. Due to retirements and changing priorities, HYDRUS development has been transferred to our colleagues at the university and in industry (). (Obj. 2A)
4.Accomplishments
1.
Pore-scale physics explains soil and rock properties. The permeability of soil and rock is a critical parameter affecting a number of important hydrological processes such as infiltration, flooding, erosion, evaporation, groundwater flow, and the movement of pollutants below ground. Scientists have long sought to understand how different arrangements of pores in rock or soil lead to different permeabilities. In FY2011, ARS researchers at Riverside, California used techniques from theoretical physics to develop a new model explaining permeability in terms of pore-structure and demonstrated that the model was more accurate than previous models. The findings will assist researchers seeking to measure or predict permeability and related important hydrological parameters and processes.
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Technical Abstract:
L-carnitine is involved in energy metabolism and membrane function: specifically that of long-chain fatty acid transfer into mitochondria and subsequent oxidation. Although Lys and Met are its precursors for in vivo synthesis, its content in grains, of which constitute a large portion of poultry diets, is thought to be limited.
Ross 308 breeder hens were fed (beginning at 21 wk) test diets (0 or 25 mg L-carnitine/kg of diet), and progeny (via insemination with Ross males) were evaluated at 30, 35, and 37 wk of age representing Experiments (Exp)1, 2, and 3, respectively. Breeder pen was progeny experimental unit. All progeny were feather sexed at hatch. In Exp 1, chicks were placed in batteries (d 1 to 35) and treatments (16 replications with two subplots each) consisted of hen diet and progeny gender. In Exp 2, chicks were placed in floor pens (d 1 to 42) and treatments (32 replications with four subplots each) consisted of hen diet, progeny gender, and progeny diet (0 or 50 mg L-carnitine/kg of diet). In Exp 3, chicks were placed in floor pens equally by gender (d 1 to 42) and treatments (16 replications with two subplots each) consisted of hen diet and progeny diets (high or low nutrient density). Live performance and carcass traits were measured. Females had less (P < 0.05) BW gain and breast meat, but more (P < 0.05) abdominal fat and breast yield than males in Exp 1 and 2. Hen diet did not affect live performance, but hens supplemented with L-carnitine had progeny with reduced (P < 0.05) abdominal fat in Exp 3. Increasing nutrient density increased (P < 0.05) BW gain and carcass weights in Exp 3. Dietary L-carnitine (hen and progeny) increased (P < 0.05) male mortality. Additional interactive results indicated that L-carnitine in the hen diet decreased (P = 0.07) carcass fat and increased (P = 0.10) breast meat in the presence of high nutrient density. In conclusion, dietary hen L-carnitine impacted carcass traits of progeny.
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Location: Southwest Watershed Research
Technical Abstract:
Remote sensing has facilitated extraordinary advances in modeling, mapping, and the understanding of ecosystems. Conventional sensors have significant limitations for ecological and forest applications. The sensitivity and accuracy of these devices have repeatedly been shown to fall with increasing aboveground biomass and LAI. They are also limited in their ability to represent the spatial patterns. Ecologists have long understood that the presence of specific organisms and the overall richness of wildlife communities can be highly dependent on the three-dimensional spatial pattern of vegetation. Additionally, aspects of forests, such as productivity, may be related to forest canopy structure. Lidar (light detecting and ranging) is an alternative remote sensing technology that promises to both increase the accuracy of biophysical measurements and extend spatial analysis into the third dimension (z). Multi-return Lidar sensors directly measure the three-dimensional distribution of forest canopies as well as sub-canopy topography, and therefore providing high resolution topographic maps and highly accurate estimates of tree height, cover, and canopy structure. In addition, lidar has been shown to accurately estimate LAI and aboveground biomass, even in those high biomass ecosystems, where passive optical and active radar sensors typically fail to do so. Estimation of forest structural attributes, such as LAI, is an important step in identifying the amount of water use in forest areas.
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Technical Abstract:.
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The Artcraft Company has grown to be the premiere specialty printer in New England. More corporations, law firms and financial service firms turn to us every day for their engraving and printing needs than any other printer. There are two reasons for our extraordinary growth.
First, the advent of sophisticated digital technology combined with more modern machinery has meant that engraving is no longer the time consuming and costly process it once was. In fact, it has become one of the most widely used printing methods among corporations and professionals, particularly for their corporate identity systems. We continue to invest in new technology every day. We believe in our future.
We also believe in the power of engraving. Having attributes of both form and function, engraving enhances corporate images while providing security to original documents. Providing aesthetic characteristics such as opacity, the ability to render fine lines and achieve unparalleled brilliance with metallic inks, engraving is often specified to convey professionalism and quality. In fact, many businesses, and especially law firms and financial service practices, benefit from the built-in security factor of engraving (the impression created on the back of the stock) which identifies true documents from fraudulent ones. Engraving, unlike other printing methods, is also 100% laser guaranteed.
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our team prides itself on providing the highest level of quality and service.
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02.28.06 The Artcraft Company acquires Vose Swain...
08.27.05 Artcraft Takes Top Honors at the IEGA's 2005...
Artcraft
Business Overview 2001 to Present
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an artcurial.com, as accessing the site without "www" can also cause this problem.
Bid Department
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Phone: +33 1 42 99 20 51
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Register to Bid Live, to place Bids online, Track items of specific interest. Thanks to Artcurial LotAlert, you can be informed by e-mail as soon as an object you are looking for comes up for sale
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(Australia 16 Dec 1934– )
44.7 x 49.8cm platemark; 60.1 x 65.8cm
Anne Ryan (Australia) (Author), Contemporary Australian prints from the collection, Domain, 2004. cat.no. 22
Hendrik Kolenberg (Netherlands; Australia) (Author), Anne Ryan (Australia) (Author), Australian prints from the Gallery's collection, Sydney, 1998, 160 (illus.). cat.no. 137
Recent Etchings and Drypoints by Hertha Kluge-Pott, Australian Galleries, Melbourne, 29 Aug 1994–24 Sep 1994.
Sites and Places, a survey, Hertha Kluge-Pott and Danny McDonald, Art Gallery of Hamilton, 20 Feb 1995–27 Mar 1995.
Sites and Places, a survey, Hertha Kluge-Pott and Danny McDonald, Riddoch Art Gallery, 07 Apr 1995–07 May 1995.
Sites and Places, a survey, Hertha Kluge-Pott and Danny McDonald, Naracoorte Art Gallery, 11 May 1995–25 May 1995.
Sites and Places, a survey, Hertha Kluge-Pott and Danny McDonald, Millicent Art Gallery, 30 Jun 1995–30 Jul 1995.
Australian prints from the Gallery's collection (1998-1999), Art Gallery of New South Wales, 06 Nov 1998–07 Feb 1999.
Contemporary Australian prints from the collection (2004), Art Gallery of New South Wales, 03 Apr 2004–06 Jun 2004.
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FOR IMMEDIATE RELEASE
SKIN: the seduction of surfaceSaturday May 19 – Sunday September 9, 2012
SKIN: the seduction of surface opens at the Art Gallery of Nova Scotia
May 18, 2012 – HALIFAX, NS – On May 19th the Art Gallery of Nova Scotia (AGNS) unveils SKIN: the seduction of surface, a compelling display of contemporary art where place, race, religion, identity and sexuality are all explored and probed through physical and conceptual ideas of skin.
Drawn from the AGNS Permanent Collection, as well as from numerous international private and public collections, SKIN: the seduction of surface brings together 36 works by Canadian and international artists whose collective work explores notions of skin in paint, print, sculpture and performance.
The exhibition features Jana Sterbak’s internationally acclaimed Vanitas: Flesh Dress for an Albino Anorectic. Sterbak’s sculpture is created from 50 pounds of raw flank steak that is stitched together and hangs on a dress form. Over the course of the exhibition the heavily salted meat will decompose, cure and dry out.
Other artists whose work is included in the exhibition are:.
Sarah Fillmore, Curator of SKIN says:
“SKIN is really about layers of life: scars, protective covering, a surface, a mediator and a conveyor of identity. This show pulls works in various media together in the hopes of exploring some of the notions of skin, our perceptions of surface and the seduction and sometime revulsion of that covering. The surface begs to be scratched and I invite you to join in.”
Ray Cronin, Director/CEO says:
“Certainly Jana Sterbak’s Vanitas has sparked much debate. Raw meat sewn together to form a dress, hanging in a Gallery setting, says so much about consumption, sexuality, appetite, beauty and revulsion. I’m thrilled that the AGNS has been able to bring this iconic work to Halifax and to offer the opportunity for our visitors to come and form their own opinion.”
SKIN: the seduction of surface has been organized by the Art Gallery of Nova Scotia and is curated by Sarah Fillmore, Chief Curator at the AGNS. The exhibition is accompanied by a full-colour catalogue.
Dates
Media Preview: Friday May 18th at 10.30am. A chance for media to preview the exhibition, meet the curator and several participating artists including: Jana Sterbak, Sarah Maloney, Emily Falencki, Mitch Mitchell, Doug Guildford, Cora Cluett, Janice Wright Cheney, Emily Vey Duke and Cooper Battersby.
Evening Reception: Friday May 18th at 6:30pm. Members and Invitation Only Event.
NOW OPEN LATE - New Opening Hours: As part of our mandate to make the Gallery more accessible to visitors effective May 20th the Art Gallery of Nova Scotia will be open:.
MEDIA IMAGES are posted on the website here.: -30-For information contact: Donna Wellard | Marketing and Communications | Art Gallery of Nova Scotia | Phone 902-424-2903 | Cell 902-483-2019 | gov.ns.ca
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Hello [...]
Hey [...]
Brown Fat, Triggered by Cold or Exercise, May Yield a Key to Weight Control Now there is something I like. More quality information on the topic of burning fat. This article reminded me of , where he advocates the use of cold for accelerating the calorie expenditure. Specifically putting an ice pack on the upper [...]
Hello fans! I’ve got several surprises for you. First of all I teamed up again with my friend who originally helped me start Arthlete. We grew together, started training together, he’s been always supporting me and now that he noticed I am short on time he kindly offered me his help yet again. Now he is going [...]
I’ve been preparing a little update on the website as you can see. I didn’t like much the older look so I had to change it. And finally here we are. I hope you like the new version. :) If you have any suggestions please write them in the comments bellow. -Arthlete
Hello friends, I want to notify you that I’ll be offline for about a week. Maybe a bit more. I’m changing the environment to dedicate some time to more intensified training and also clear my mind from everything. I’ll let you know when I am back. In the meantime new workout videos will be published. [...]
Hello athletes! I’m happy to see so many of you asking me for help onto the structuring of their workout routines. That’s why I’m considering uploading the workouts that I have with my 2 clients. 2 workout videos per week – one would be “beginner” level and the other “intermediate” level. The “beginner” level workout [...] [...]
Love one another and help others to rise to the higher levels, simply by pouring out love. Love is infectious and the greatest healing energy. —
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Dr. John Meadowcroft and Dr. Jaime Reynolds examine the role of Arthur Seldon (1916–2005 ) and the Liberal antecedents of the Institute of Economic Affairs.
‘I was persuaded into economic liberalism by intellectual conviction and the evidence of events and into Liberal Party sympathies because the Conservatives were too socialist and the socialists too conservative’.
‘I graduated by national insurance and state education to the LSE. There I read voraciously Lenin, Laski, Strachey, Dalton but was more influenced by Robbins, Plant and Hayek. The war and post-war siege economy, several years as editor of a trade journal, the years as an economist in industry and five years working in fruitful partnership with Ralph Harris at the IEA have reinforced the view I had acquired from a teacher that the nineteenth century was the great age of emancipation and that the classical economists were basically right.’
Arthur Seldon Capitalism (1990)
‘… we lost people from the Liberal Party who described themselves as neo-liberals of the sort of Thatcherite school. I was reading the other day that Arthur Seldon was involved in the Liberal Party in Orpington at the time of the by-election. He was typical of a certain school of Liberal who abounded in the party at that time …’
David Steel, interview in Marxism Today, October 1986
Though few Liberal Democrats would recognise him as such, Arthur Seldon was probably one of the most influential Liberal thinkers and publicists in Britain in the period from the 1950s to the 1970s. Seldon was founder Editorial Director of the Institute of Economic Affairs, the free-market think tank , which played an important role in the revival of economic liberalism that led to the global implementation of policies such as the privatisation of previously nationalised industries, the control of inflation via sound monetary policy and the application of market-oriented service regimes where public goods were provided by the state.
In the UK these policies were implemented by the Conservative Government of Margaret Thatcher and its successors. This association with Thatcherism has led many Liberal Democrats to reject the notion that the ideas Seldon advocated had any connection with Liberalism. Conrad Russell, in the opening of his An Intelligent Person’s Guide to Liberalism contrasts the ‘moral’ liberalism of Roy Jenkins (of which he clearly approves) with the economic liberalism of the IEA (of which he clearly disapproves). Yet while it is true to say that Seldon’s tireless advocacy of economic liberalism had its greatest impact on the Conservative Party, rather than the Liberal Party, it is nevertheless the case that many Liberals recognised the continued relevance of economic liberalism to the Liberal cause.
Jo Grimond was a regular IEA author, contributing papers to six different IEA publications, and wrote that ‘Liberals must at all times stress the virtues of the market, not only for efficiency but to enable the widest possible choice … Much of what Mrs Thatcher and Sir Keith Joseph say and do is in the mainstream of liberal philosophy.’ Certainly, Seldon, who is now eighty-eight years old and living in retirement in Kent, always saw himself as more of a liberal, or ‘conservative radical’ than a Tory. For over three decades he was an active member of the Liberal Party and only severed his connection with the party in the 1970s.
Arthur Seldon, the Liberal Party and the IEA.
Seldon was born on 29 May 1916. He later described his tragic and poverty-stricken childhood, upbringing and education in the East End of London, as an ‘indoctrination against capitalism’. He recalled that at the age of eight in the 1924 general election, he cheered the Labour candidate for Stepney, and booed the Conservative and Liberal cars.
Seldon’s family name was Margolis, but both his parents died in the Spanish flu epidemic of 1918 and he was brought up by foster-parents (two of his elder siblings went to live with uncles, and two were sent to an orphanage). Seldon’s foster parents were Jewish refugees from Ukraine, whose family name Schaberdain was adopted by Arthur. His foster-father died in 1927. His foster-mother set up ‘shop’ in the front room of their East End home selling lisle stockings in order to pay the rent. The family were kept afloat by a £100 payment from a Friendly Society, paid for by his late foster-father’s weekly contributions of two shillings. For Seldon such enterprise and mutual insurance was a model of voluntary working-class responsibility and welfare that was to be replaced by state benefits and the ‘dependency culture’.
The family fortunes improved in 1931 when his foster-mother remarried (a tailor) and they moved to the relatively middle-class suburb of Stroud Green
In 1928 Seldon won a free place to Sir Henry Raine’s (Grammar) School off the Commercial Road where he was taught history in the sixth form by E. J. Hayward, a Liberal of the old school ‘whose teachings on the guild system and its replacement by industrial capitalism, with its advantages for living standards and liberties, intrigued me more than the Fabian influence of the persuasive economics master.’
Nevertheless, when he arrived at the LSE in 1934, having won a state scholarship, he seems initially to have shared the prevailing far-left attitudes of the majority of students, before joining the tiny Liberal Society. He supported the anti-Fascist protests against Sir Oswald Mosley’s march through the East End in 1936.
Seldon studied and researched at the LSE from 1934 to 1941, graduating with first class honours in economics in 1937, and then becoming a research assistant to Arnold Plant. He also studied under other liberal and Liberal academics including Hayek, Lionel Robbins, Frank Paish, George Schwartz, who kept alive free-market economics in what Seldon described as ‘the hostile anti-capitalist environment of the 1930s’. It was during his time at the LSE that Seldon Anglicised his surname, apparently following advice from Arnold Plant who thought such a change wise in the light of the rise of Anti-Semitism in Europe.
In 1937 the Liberal Party established a committee of inquiry into the distribution of property inspired and chaired by Elliott Dodds. It included Harcourt Johnstone, Sinclair’s right-hand man and expert on economic issues in the party leadership.
Plant and Robbins were approached for their advice and they asked Seldon to write a paper on the effect of an inheritance tax. This led Dodds to ask him to draft the committee’s report 'Ownership for All' which was adopted by the party conference in 1938. In Seldon’s view, ‘the proposals for the diffusion of private property rather than its replacement by public (socialised) property raised the flag of classical liberalism for the last time in the Liberal Party’. Its questioning of public ownership and proposals for selective privatisation were denounced by the Labour Party as a violent shift in the Liberal position back to laissez-faire and individualism, at odds with both Labour and Conservative thinking on the ‘socialised sector’.
Yet despite its unfashionable and ‘right-wing’ reputation, Ownership for All has stood the test of time better than many of the so-called radical tracts of the 1930s, and many of its arguments would be regarded as mainstream, if not left-wing, today. It was a radical attack on the maldistribution of wealth and property in inter-war Britain – inequalities which it described as ‘gross and shocking’. The uneven spread of property prevented equality of opportunity, wasted social resources, reduced consumer choice and menaced democracy by providing a recruiting ground for Fascism. The report rejected outright any absolute right of property and insisted on society’s right to modify laws of inheritance to reduce inequality and spread wealth.
The causes of the maldistribution of property were traced to faulty laws and policies, particularly inheritance law, lack of educational opportunity for the poor, encouragement of monopolistic industrial concentration, divorce of ownership from control of companies, and indirect taxation on wage-earners in the form of tariffs, quotas and subsidies. However Ownership for All was unusual for the times in rejecting statist solutions such as planning and public ownership; it argued unashamedly for market solutions, greater competition and the extension and permeation of property ownership throughout society. It combined a positive view of freedom and economic liberal ideas in a distinctive platform for the party:
The policy we have advocated is not one of ‘laissez-faire’. Quite the reverse. It would involve determined, and even drastic, State action at numerous points. Such action, however, would not take the form of Government control or management … Its main objects would be to create the legal structure in which a free economy can best function; to see that the market is efficient and honest; to outlaw restraint of trade; to break down unjust and artificial privileges; to preserve the national resources …; to maintain and expand the social services; and to place before all the opportunities of a full life hitherto open only to the rich. In a word, the Liberal view is that it is the function of the State ‘to create the conditions of liberty’…
While it is unclear how far Seldon’s drafts shaped the final document, it is striking that many of the arguments and much of the style of argument anticipated his later critique of state ownership and provision and his championing of markets and competition, which essentially built on the framework laid down in Ownership for All. The Liberal Party continued to use the ‘Ownership for All’ slogan into the late 1940s.
In July 1941 the Liberal Party Organisation published his pamphlet The Drift to the Corporate State, which analysed the likely effects of wartime economy measures, especially those encouraging monopoly, on the post-war economy. He was scathing about what he described as ‘the tendency in the 1930s to the formation in many basic industries of joint monopolies of employers and workers for the exploitation of consumers’.
While conceding the need for some industrial concentration and planning in time of national emergency, Seldon was blunt about the potential dangers it posed: ‘it is the corporative system of industrial organisation, which is incompatible with parliamentary democracy; it is the British variant of what in Italy is called Fascism’. Where monopoly was unavoidable (‘natural monopolies’) he argued – anticipating ideas that were novel in the 1930s but have become commonplace in recent decades – that ‘public regulation may be more suitable than public ownership [and] there would appear to be no good reason for exclusive public ownership in the public utility field, where a mixed regime of private, public, and semi-public monopolies, all equally subject to regulation by Parliament or a delegated authority would be superior’. He called for ‘State action to “cleanse” industry of its avoidable monopoly; and this will involve a more active State, a State more conscious of the conditions and consequences of monopoly …’
Between 1941 and 1945 Seldon served in the army in North Africa and Italy. He married Marjorie Willett in 1948. Her father Wilfred was a formerly devout Christian who became a communist and nature writer for the Daily Worker. Up to his death in 1961, he and Seldon would debate the issues of communism versus capitalism. Marjorie was to become an active Liberal, free trader and campaigner for education vouchers in her own right.
On his return to Britain after discharge from the army in 1946, he was drawn back into Liberal Party activity after attending a meeting chaired by Clement Davies at which Roy Harrod, the Keynesian economist, was a speaker. In 1947 Seldon was asked by Philip Fothergill to chair a committee on the aged. He consulted Beveridge whom he knew from LSE days, and who was, by the late 1940s, concerned that the expansion of the Welfare State was jeopardising the voluntary welfare movement and Friendly Societies. The committee’s report was unanimously endorsed by the Liberal Assembly in 1948.
Arthur and Marjorie Seldon were very active in the Orpington Liberal Association in the 1950s as it began the local success that culminated in Eric Lubbock’s famous by-election victory in 1962. Both of them served as president. Marjorie organised local anti-Eden demonstrations over Suez in 1956. They had three sons, Michael, Peter and Anthony, Anthony becoming the well-known political writer and biographer of John Major and Tony Blair.
For some ten years after the war, Seldon worked in industry as editor of a retailing magazine, Store, from 1946 to 1949, and then as an economic adviser in the brewing industry in an office headed by Lord Tedder, former Air Chief Marshall of the RAF, where his connections with the Liberal Party, still associated with Methodism, the non-conformist conscience and temperance, aroused some unease.
The Institute of Economic Affairs (IEA), founded in 1955, was the brainchild of Antony Fisher and future Nobel laureate F. A. Hayek. Fisher, like its first Director, Ralph Harris, was a Conservative – the two first met at a Conservative Party meeting – though the IEA was always non-partisan, such that when Harris was raised to the peerage by the newly elected Margaret Thatcher in June 1979 he sat as a crossbencher in the Lords. However Liberals played a major part in its early days. Oliver Smedley, a free-market zealot, a vice-president of the Liberal Party and its most vocal free-trade campaigner at assemblies in the 1950s, whom Fisher knew through the Society of Individualists, played an important role in the early formation of the IEA, providing the organisation’s first offices at his business premises (and campaigning headquarters) at 24 Austin Friars in the City of London. Other Liberals, Lord Grantchester (Sir Alfred Suenson-Taylor) and Sir Oscar Hobson were on its Advisory Board, while academics associated with the Liberal Party such as Alan Peacock and Jack Wiseman were to become active in the IEA. The IEA’s first pamphlet published in 1955, on the Free Convertability of Sterling, was written by another Liberal, George Winder.
In 1956 Arnold Plant recommended Seldon to Lord Grantchester who was trying to give the newly formed IEA ‘a liberal intellectual thrust’. Seldon was appointed Editorial Director of the IEA in 1957, a function he held until his retirement in 1981 and then again between 1986 and his second and final retirement in 1988. From 1959 he was also Executive Director of the IEA.
Seldon’s direct involvement with the Liberal Party seems to have wound down from 1957 as the IEA, seen by some potential sponsors as a Liberal ‘front’, worked to establish its non-party credentials. Nevertheless he continued to sympathise with and vote for the Liberals for another two decades. He took part as ‘an independent economist’ in a fierce debate on health and education vouchers in the party in 1966–67, speaking at a ‘Liberalism is about Liberty’ fringe meeting at the Liberal Assembly in 1966 on ‘The Welfare State and the Economy in the 1970s’. He also wrote articles in support of vouchers in the Liberal magazine New Outlook at this time. Other proponents of vouchers or a more pluralist approach to welfare included Professors Alan Peacock and Michael Fogarty, and John Pardoe MP.
The prominence in the IEA of the Liberal founders diminished in the late 1950s. Fisher and Harris found Smedley’s outspokenness a handicap in securing business funding, and with Grantchester he was gradually pushed out, although Smedley remained one of the seven ‘subscribers’ when the IEA became incorporated in 1963. Graham Hutton an ex-Fabian economist and journalist linked to the Liberals was brought in as a replacement.
Smedley, Grantchester and S. W. Alexander increasingly focused their efforts on the Free Trade Union (FTU), which they took control of following a funding crisis in 1959 (and renamed it the Free Trade League). The FTU had strong connections with the Liberal Party into the 1940s and 1950s (Sinclair and Samuel were vice-presidents). It also provided a link between post-war economic liberals like Seldon, who sat on the FTU executive from 1946, and the pre-war Liberal free marketeers such as F. W. Hirst, Sir George Paish and Vivian Phillipps. Seldon, sometimes with Marjorie, was a contributor to the FTU journal The Free Trader. After the Smedley-ite takeover in 1959, its Liberal stalwarts Sir Andrew McFadyean and Deryck Abel withdrew. Smedley, Alexander and Grantchester carried on, with a rump of like-minded, mostly Liberal, free traders and anti-common-marketeers into the 1970s. Seldon was dropped from the executive in 1959, suggesting that his sympathies did not lie with the Smedley group.
In contrast to the Smedley-ites hostility to the Common Market, Seldon seems to have taken a pragmatic approach to Europe, though he was critical of the level of subsidies under the Common Agricultural Policy and the operation of monetary union. There is surprisingly little about Europe in his writings.
The Conservative party had little appeal for Seldon until the era of Margaret Thatcher. He wrote that ‘in my lifetime the Tories have enlarged state authority by fits of absent-mindedness, and my political sympathies have been Liberal, but I prefer to think of myself as a conservative radical: conservative about preserving the principles of a good society but radical about reforming the institutions required to preserve them in a world of change.’ He did not regard the Tories as a free-market party: ‘the Conservatives in general have had an indifferent record. In the 1930s they sponsored producer protection when they abandoned free trade in 1932, introduced transport licensing, agricultural marketing boards and other ‘anti-capitalist’ restrictionist policies.’
His final break with the Liberals seems to have occurred in the 1970s though Seldon is somewhat unclear exactly when. He later recalled that he ‘retained private hopes of a Liberal revival under Jo Grimond but abandoned it when he was followed in 1967 by David Steel, a party manager with little interest in policy and, it seemed, almost no understanding of economic liberalism indicated by a remark in a Marxism Today interview about my outdated laissez-faire’. However Jeremy Thorpe not Steel succeeded Grimond in 1967, and Steel did not become leader until 1976 and the Marxism Today interview did not appear until 1986. Whenever Seldon finally broke with the Liberals, he continued to claim some of their leading figures for his ideas. When he dedicated his collected writings, to the ‘politicians who rolled back the State’, he included, alongside Thatcher, Joseph, Tebbit, Powell and other Tories, the Liberals Elliott Dodds, Jo Grimond and John Pardoe.
Arthur Seldon’s liberal thought
Arthur Seldon’s political philosophy was founded upon the consistent application of the principles of economic liberalism to economic, social and political problems. Seldon’s training in classical economics at the LSE instilled in him the belief that it was only a market economy that could efficiently and fairly ration scarce resources, ensure that the benefits of economic action exceeded the costs, including the opportunity costs, and co-ordinate the actions of the many individuals and firms who constituted an advanced economy.
In Seldon’s view a market economy was able to perform this function because it utilised the knowledge communicated by prices generated in the marketplace. The price mechanism worked spontaneously without the need for a single co-ordinating body. The failure of socialism relative to capitalism could be explained by the economic chaos caused by the attempt to abolish markets and prices: ‘The use of the free-market pricing system explains the relative success of capitalism and the failure of socialism.’ The pricing system was the invisible hand of the market that led self-interested individuals to undertake actions that benefited others even if such altruistic outcomes were no part of their original intention.
He held that not only was a market economy superior in terms of efficiency, it was also morally superior to alternative economic models because it achieved economic co-ordination without the need for an over-arching political authority that directed particular individuals to undertake certain tasks or use resources in particular ways.
Seldon’s principal contribution, in his role as commissioning editor of more than 350 IEA monographs and author of twenty-eight book and monographs and 230 articles, was to apply these principles as a critique of all forms of government intervention, ranging from Marxist-Leninist state socialism to the post-war social democratic consensus, and from the provision of public goods by local authorities to national land-use planning controls. Seldon wrote:
Micro-economic analysis of the prices and costs of individual goods or services and their adjustment at the margin by individual suppliers and demanders can be no less enlightening in the public than in the private sector of the economy.
While accepting that markets were not perfect, Seldon sought to show that markets were almost always a more effective means of providing goods and services than via government dictat, and, moreover, such outcomes could be achieved without the need for restrictions on individual liberty that so often accompanied attempts to achieve similar outcomes by central direction. For Seldon there did not exist a category of public goods and a category of private goods to which different principles should be applied, rather there existed a whole range of goods and services that people wanted, but because resources were finite, some mechanism was needed to ensure the production of those goods for which demand was greatest at a cost that did not exceed the benefits. In Charge, Seldon set out his thesis that many public services would be delivered more efficiently and used more sparingly if users were required to pay for them at the point of delivery just as they did in the private sector.
Seldon’s application of micro-economic principles to the public sector led him to develop a critique of the pathologies of democratic government that anticipated the emergence of public-choice theory. In 1960, two years before the publication of Buchanan and Tullock’s landmark work The Calculus of Consent, Seldon wrote:
Representative government … at its worst … impoverishes and enfeebles the community by capitulation to articulate and persistent sections at the expense of the long-term general interest. Much so-called ‘economic policy’ can be understood only in terms of pressure from organised producers – in trade associations, trade unions or other groups.
For Seldon, the tyranny of the majority that had so concerned classical liberals such as John Stuart Mill and Alexis de Tocqueville had been realised in the ability of organised minorities to extract special privileges (rents) from government at the expense of the unorganised majority. The political muscle of French and German farmers, British coal miners and American steel producers meant that through a combination of subsidy and protection these groups were allocated privileges that far exceeded the market value of their economic contribution. The result of the ability of such groups to capture the political process for their own advantage was not only the unfair transfer of resources via political means (rent-seeking), but distortions of the price system that impoverished society as a whole because it led producers to misallocate capital in response to distorted price signals.
One of Seldon’s most original contributions was his application of the principles of public-choice theory to analyse of the role of producer interests in education in the defeat of the Thatcher Government’s attempt to introduce education vouchers, a subject close to his heart. In The Riddle of the Voucher, Seldon argued that the combined power of teacher unions and civil servants in the Department of Education had prevented the implementation of a policy that was supported by ministers and many politicians, academics and parents.
Arthur Seldon and Liberal Party politics
One of the most intriguing questions of British political history is why the economic counter-revolution led by Seldon and the IEA had its greatest impact on the Conservative Party rather than on the Liberal Party. Economic liberalism had long been a cornerstone of the Liberal Party; the party had been formed from the coalition of Whigs, Radicals and Peelites united by Peel’s repeal of the Corn Laws, and the raison d’être of many of those who had kept the party alive from the 1920s to the 1950s was to preserve the spirit and natural home of free trade.
Indeed, there seems good reason to believe that in the mid-1950s the great majority of economic liberals were to be found in the Liberal rather than Conservative Party. The story of the adoption of economic liberalism by the Conservative Party is the story of how the economic liberals came into the ascendancy in that party as they were simultaneously marginalised in the Liberal Party.
While at certain elections, notably 1929 and 1945, the appeal of the Liberal Party had inclined to the centre-left, up until the 1960s the Liberal Party was still the party of economic liberalism, the open economy and free markets. It was under the leadership of Jo Grimond after 1957 that the party shifted to the centre-left, despite the fact that Grimond himself had strong economic liberal sympathies and for much of his early career was an outspoken critic of the post-war consensus from the economic right; Grimond’s political strategy of replacing Labour as the principal anti-Conservative force in British politics led him to emphasis the more ‘progressive’ aspects of party policy. This, combined with Community Politics and growing local-government strength, attracted a new generation of party supporter and activist with little sympathy for the economic liberal traditions of the party.
Grimond was succeeded by Jeremy Thorpe who had long been an opponent of the economic liberal wing of the party, but probably the crucial break with economic liberalism came with the election of David Steel as party leader in 1976. Steel, who described himself as a Keynesian Liberal, was intent on positioning the Liberal Party as the centre-left alternative to the extremes of left and right deemed to be presented by the Labour and Conservative parties. As the Liberal Party went into alliance with the SDP in 1981 and reacted against economic liberalism à la Thatcher, with its apparent rejection of much of the Liberal/Keynes/Beveridge welfare heritage, any prospects of an economic liberal revival within the party quickly evaporated.
The conversion of the Conservative Party to economic liberalism can be dated to the 1975 election of Margaret Thatcher to the party leadership. Thatcher was the leader of a relatively small faction within the Conservative Party which had long advocated the adoption of monetarist policies and greater individual freedom in the economic sphere as the solution to Britain’s relative economic decline. On election to the party leadership she set out her belief in ‘a free society with power well distributed amongst the citizens and not concentrated in the hands of the state. And the power supported by a wide distribution of private property amongst citizens and subjects and not in the hands of the state’.
It should be noted that while economic liberalism was extremely influential within the Conservative Party during the 1970s, 1980s and 1990s, it never achieved the level of orthodoxy that is sometimes portrayed. The early Thatcher cabinets contained a number of ‘wets’ in senior posts, while Michael Heseltine’s famous declaration as President of the Board of Trade at the 1992 Conservative conference that he would intervene in the economy ‘before breakfast, before lunch, before dinner and before tea’ was indicative of the hostility to economic liberalism that endured amongst large swathes of the Conservative Party.
Conclusion
While today the economic liberalism espoused by Arthur Seldon and the IEA is most closely associated with Thatcherism and the Conservative Party, many of the economic liberal policies pursued by the Thatcher and Major governments would have been recognised as within the mainstream of liberalism by previous generations of Liberals and by members of continental European Liberal parties. It is open to question what would have happened to the Liberal Party and to UK public policy had the economic liberal counter-revolution occurred within Liberal rather than Conservative ranks. Certainly, it may have been possible that economic liberalism could have been combined with social liberalism to form the basis of a truly libertarian movement, rather than with the social conservatism of the Tory Party. What is clear is that the long-standing practical and intellectual links between Arthur Seldon and the IEA and the Liberal Party are indisputable.
Jaime Reynolds is guest-editor of this Special Issue.
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The Mayan Calendar
The famous Mayan calendar, used by pre-Columbian civilization, is a set of distinct calendars and codes, also used by other communities evolved inhabitants of Guatemala.
The calendar is extremely complex and has its own timings and connections, and from combinations referring to the elements, cycles can arise. The reasoning used for the basis of the calendar were made from systems used in the region, since the sixth century BC The formations are not uncommon in it because they had been on various calendars used by past civilizations like the Olmecs, Aztecs, and Oszapotecas Dosmixtecas.
Even the timing was not invented by the Mayan people, the greatest innovations and enhancements have been created for them.
Along with the Aztecs, the Maya civilization holds more elaborate calendars of existing and documented. There are several strands to the Mayan calendar, however, is the most important one with intervals based on 260 days and it is possibly the oldest of humanity. The Mayans had a different way to use the calendar, since they kept records of long periods of time and inscribed on the date of occurrence, all important events, to confront those that could occur. This use took the name of the Long Count, based on the days passed from one point to another.
Some situations involved were seen by the Long Count, taking account of astrology, as bleak and dangerous because of this, the battles always began in the periods that coincided with these cycles. Everything depended on the interpretation that civilization could periods.
For reasons still unexplained, some scholars or curious about it, the Internet spread the idea that the Mayans predicted the end of the world for the year 2012, when in fact what has been described is that this year is a closed cycle, were fulfilled as stipulated by day calendar calculations.
Embarking on a wave of doom, many films were released and books were sold, the money for the Hollywood film industry, including one that featured the most unusual and frightening situations for doomsday, which would be December 21, 2012.
A lot of speculation on the subject will still be around our heads, since according to the predictions can still be solar storms, giant meteor, natural disasters and many other disasters. However, there is no reason for panic, since nothing has been confirmed by serious scientists or scholars, and even those who are dedicated to the subject are not in consensus on the fact and some say that the errors are written to decipher the grotesque, reaching differences 50 to 100 years, since the Mayan calendar was translated into Latin, creating problems of interpretation.
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Rever is searching for top artists around the world. You will receive £1.00 for EVERY shirt sold (if chosen) for the first 3 months. So if we sell 2,000 units of your design, we will pay you £2,000 paypal cash.
If you are chosen, we will contact you
through email. After that a public voting will commence and the Top 5
designs will win. After that, you might be picked to produce more
designs. Say 3 of your designs are chosen – design 1 sells 1,500, design
2 sells 1,200, design 3 sells 1,800. All together it is £4,500!
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Hijabs and Hats
Melanie Russett Chiffon Oblong Wrap Hijab with Striped Edging
Your Price: $15.00
Sale Price: $9.50
Ariana Russett Chiffon Oblong Wrap Hijab
Your Price: $15.00
Sale Price: $9.50
Alisha Purple Chiffon Oblong Wrap Hijab with Striped Edging
Your Price: $15.00
Sale Price: $9.50
What is Hijab, what are Hijabs and what is Hijab Fashion?
Hijab is a broad concept that refers to the idea of modesty in Islam. The term hijab in Arabic means a ‘screen’ or ‘partition’ but in everyday use, the word hijab has come to mean anything from the general idea of modesty as it pertains to Muslim women, to the actual headscarf that is worn by observing Muslim women as an emblem of their faith. A Muslim woman who dresses modestly and covers her hair is said to “observe hijab” or “practice hijab” and also referred to as a “mohajaba” or “hijabi”.
Hijabs (plural) always refers to the the Muslim headscarf . Muslim hijabs have over the centuries evolved and changed depending on many ethnic, cultural, geographic and socioeconomic factors such as who is the person wearing the hijab, where in the world the hijab is worn etc. The practice of wearing the Islamic hijab by a large number of Muslim women has resulted in the evolution of many different hijab styles with an established and thriving industry now devoted to hijab fashion.
There are many popular hijab styles in the Islamic hijab world. Let’s start with the most tailored and most convenient option (but not necessarily the most fashionable), called the Al Amira hijab. This type of Muslim hijab is sewn and pulled on over the head, is commonly made of a stretch material and can be a one piece or 2 piece Al Amira hijab. 2 piece al Amira hijabs consist of a separate underscarf that covers the hairline and keeps any hair from showing and a top piece called a buknuk that covers the head shoulders and chest. The 1 pc Al Amira is similar but the underscarf and buknuk are sewn together into one hijab that you pull over your head. Since it stays in place without pins, the al Amira is suitable for the hijabi who wants a no-fuss full coverage option, and also for students and women who are physically active and play sports.
The simplest muslim hijab option is the oblong scarf called the Shayla hijab. This is basically a simple rectangle hijab that is generously sized so the wearer (called the hijabi) can wrap it around her head in any way she wishes. Shayla hijabs probably require the most creativity but also can look the most fashionable, because there are just so many different ways you can wrap your Shayla hijabs. Shayla hijabs also give the hijabi the opportunity to accessorize her hijab with pretty hijab pins and even hijab flowers, for a pretty, feminine, more dressed up look.
For hijabis who prefer the look of the Shayla hijabs but like a hijab that offers full coverage and don’t want to spend as much time styling their hijabs, there is the in- between option, the Mona hijab. This has a tailored under cap with an attached oblong Shayla hijab. Just slip the cap on for hair coverage, and then drape your attached Shayla, and voila, you’re ready.
Like square hijabs? Then check out Turkish square hijab styles. Also more fashionable, Turkish square hijab styles are often worn with the hair formed into a high bun or pony, and with the hijab peaked at the forehead and a headband underneath to cover the hairline. This gives the hijabi a more couture look with added height and looks graceful especially with professional and career wear.
For a variety of muslim hijabs and hijabs online, explore the unique range of hijab fashion at Artizara. We have a handpicked selection of beautifully fashionable shaylas and square hijabs in a variety of colors and fabrics. Whether you like solids or stripes, textures or interesting weaves, we have you covered in so many creative ways. Want a complete outfit, and not the fashionista type who mix-n-matches hijab styles? Here’s the best part, we’re the only company that carries hijabs online that are dyed to match our wide selection of Islamic clothing for women! Take the guesswork out of hijabs and hijab fashion. With so many hijab styles to choose from, you need look no further than hijabs online from Artizara!
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CT-201 (170-1005) NAM Programming Instructions STEP 1 (Enter Program Mode): Type: *17*1003*LOCK* [Archiver's Note: If this doesn't work, try *17*1005*LOCK* --drwho ] (The factory LOCK code is 1234): 1 then Line 1 of Phone: LOCAL Type: 1 then *Line 1 of Phone: Phone n Type: 10-digit phone number then Line 1 of Phone: CLASS Type: 0 8 then *Line 1 of Phone: PAGE ch Type: 3-digit Paging Channel then (Note: Channel A is: 333, Channel B is: 334) Line 1 of Phone: O-Load Type: 0 and last digit of phone # then *Line 1 of Phone: Group Type: 2-digit Group ID then Line 1 of Phone: SEC Type: 4-digit LOCK Code then The phone will return to the normal power-on mode. The phone should now be correctly programmed. It is important to remember that it will take a cellular carrier several hours to activate a cellular phone number. Settings List: 1 Display Carrier Priority 11 Change Carrier Priority (A/B) 2 Enable/Disable Horn Alert 3 Display Time of Last Call 33 Display Call Timer Total 44 Enable/Disable Key Entry Tone 5 Auto Shutoff + High Power - Low Power *LOCK* Reset Timer
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Ian Atherton
Album Reviews: Nic Dawson Kelly - Old Valentine (27 November 09)
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Tracy Girdler has been painting for as long as she can remember. Art is in her bloodline. Her great-great grandfather actually started Crayola as a way to help kids draw in color! Lucky to have both of her grandmother's in her life, and lucky that they were both accomplished artists, she grew up thinking of painting as just another normal activity. Due to the fact that her father was a diplomat, she also got to experience living in different parts of the world. Her suitcase full of rich memories, which she could emotionally pull from in her art, grew fatter by the year.
She'd like her paintings to speak for themselves, but understands, like all us artists do; that what's in our brain doesn't always translate perfectly onto canvas. Her paintings are the result of what she sees and feels. They aren't "pretty pictures." With each drop of paint that touches a canvas a drop of hope, of love, of life, extends from her brain to her hand. This of course means that paintings don't always turn out the way she originally envisioned.
We've all been there as artists. The canvas layers grow thick; you begin to wonder if you're trying to be Jackson Pollock; trying to be a hack; thinking that Jackson Pollock himself was a hack. Then, all of a sudden, the painting feels complete and your heart can beat again. That's how Tracy feels when she's creating art. What she pours onto a canvas isn't just paint. It's a collection of everything she's ever experienced emotionally. It's her lifeblood.
She knows though, that you the viewer are the final judge. Take a look at her work! Try to find your own meaning within them. If you succeed at that, then she's succeeded as an artist.
Foxcroft School AP Art Program
Corcoran College of Art + Design
Video 80, Rome, Italy: Internship Post Production
Northeastern University, Bachelor of Arts, College of Arts & Science
Museum of Fine Arts, Boston, MA: Internship
On display in The Four Seasons Hotel Lobby, Boston, MA
On display in The Ritz Carlton Hotel & Residences Entrance, Boston, MA
Sales to & Commissioned for Private Collections & Commercial Spaces: US, Europe, South America
2010 Group Show Harvard Square, Cambridge, MA November 2010
2011 Art Hop, Burlington, VT September 2011
2011 Holiday Art Hop, Burlington, VT December 2011
ARTslant Showcase Award Winner May 2012
NYC Times Square finalist in Art Takes Times Square competition; Art displayed on Times Square Billboards June 2012
ESSIE Award Finalist July 2012
Named top 100 artists of the SELF 2012 Artists Wanted International Contest July 2012
Gallore Gallery ESSIE Award Exhibit August 2012
Work Selected for Artists Wanted Art Book Publication August 2012
Colorida Gallery, Lisboa, Portugal Exhibit September 2012
Solo Exhibit Galleria Monogramma, Roma, Italia November 2012
Exhibit Hofficina d'Arte Art Gallery, Roma, Italia December 2012- currently
Solo Show, Liberty Hotel, Boston, MA January 2013
Art New England Magazine Office: On Display, January 2013
On Display at Park Plaza Hotel, Boston, MA February 2013
Solo Show, Gallery 601, Boston, MA March 2013
Neiman Marcus, Boston: On Display, November 2012- April 2013
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Hey dude. So, how was the flight? Where are you staying?
The flight, in total, was about thirteen hours, which was a kind of hell: I have to say, however, that I obviously have a less refined palette than a standup comedian, as I rather enjoyed the airline food. Perhaps that's a perk of flying with Lufthansa (who are not paying me to say this). They were showing Rock Of Ages on the plane; if I had to write a recommendation for the promotional poster of Rock Of Ages, I would like it to say "watch it kind of drunk on a plane!" - Philippa Snow, as I imagine these to be the best circumstances for it. I am currently staying in the Art Deco district, which has this swampy-aired Lynchian beauty to it, a little like people who like that sort of thing would imagine a new Lana Del Ray video to look. The Christmas decorations everywhere feel a little out-of-place.
Do you have a minibar?
No. Furthermore, the opening last night had a cash bar. Not cool, art. Not cool.
Is it hot over there, because I seem to recall you not enjoying the warmer climes so much... ? And you usually dress in black and/or fur… in fact, what on earth are you wearing?
It's balmy - vaguely tropic, but in the vein of being gently caressed by the heat rather than outright assaulted by it. I don't know if that makes sense, it's 8am here. I'm wearing, currently, sheer black stockings, black short shorts, a sheer 70s polkadot shirt (black, durr) and a big black straw hat. Everything I have is black. I walked through the park to get to the convention centre and some b-ball kids asked me if I was a ghost.
Lol. What have you seen so far?.
Lawrence Weiner, CAKE AS PIE PENDING RESOLVE, 2012; Courtesy Marian Goodman Gallery, N. Let's say you buy an individual coke bottle in America; it has more coke in it than a person needs at any one time. The difference is the difference between those bottles.
I need more sleep here than I did at Frieze, perhaps.
Basically it’s more American then. Favourite art so far?
Sadie Coles Gallery has some great work on display. Some smaller Berlin galleries with some great fanzine-y stuff as well. I absolutely fell in love with some large collage sort of things by Leigh Ledare, done with NYT headlines. A lot less creepy than the overt mummy stuff.
Leigh Ledare, An Invitation: Friday, July 22, 2011, 2012, Photolithograph, 144.8 x 76.2 cm; Courtesy Pilar Corrias, London.
Most pretentious thing you've heard so far?
I saw a woman give away her passes because she felt that the class of buyer-slash-attendee was too low.
She must have seen you going in. Most clueless person you've talked to so far?
None yet, but for some reason nobody can understand my accent, which I find absolutely baffling.
Can not fathom why. Ok, I can’t resist… most horrible outfit of last night?
A girl turned up in a see through dress with big black pants underneath. "Don't look at the art, look at meeee!" Dalston in Miami.
You're there all week, aren't you? Ha, makes you really sound like a standup. Actually that’s a brainwave. You doing standup. About art. Hmm. Anyhow, what's the plan for the coming days?
There are a couple of things going on tonight - a Richard Prince party (launching, bizarrely, a drink), a Fendi/Andy Warhol thing. After that it's a lot of salon talks, gallery mooching and, I hope, consignment shopping. Bateman-style business card swapping. Mexican food.
I'm so jealous, tell me something to make me feel better.
The plane was screening Rock Of Ages. I said that already, but it bears repeating.
--Philippa Snow, Charlotte Jansen
(Image at top: Philippa Snow riding into Miami, visual approximation.)
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Getting lost in Worlds is easy. The embraceable beer gut, for example, is part of a series calledThe Swimming Cities of Serenissima. It tells the story of a two-month journey taken by 30 New York artists on three homemade rafts built from salvaged materials. The group traveled from Slovenia to Venice, Italy, on the Adriatic Sea, stopping to give circus performances along the way.
In another corner of the gallery sits “The Golden Gate 1”―an egg-shaped, wooden mobile home. There’s a surfboard mounted to the roof, while the inside packs a bed, storage, a kitchen stove, a sink and a toilet. Through the cockpit window, you can see a small steering wheel with an iPod Touch embedded in its center. Designer Jay Nelson's original concept sketches ride tandem to the sculpture/vehicle. “The Golden Gate 1” has a 10-mile traveling range, with a top speed of 20 miles an hour―yet the surprisingly compact craft hovers on wheels barely bigger than a bicycle's.
Then there’s 1013 First Street, a house built in 1903, then purchased and renovated by Albuquerque artist Justin Bagley in 2002. Bagley completely repaired the run-down house with salvaged materials and has lived there since―without gas or hot water. An old TV in the gallery plays a video of his handiwork in progress, and a photo album gives glimpses of inside of the house, decorated beautifully with handmade floors and antique furnishings. On the wall beside the album are hundreds of scraps of paper with sketches, measurements and scribbled notes.
The salvage theme carries into Jed Lind’s Small is Beautifulseries. He photographed houses from the Shetland Islands, off the northernmost coast of Scotland, where harsh weather and a lack of building materials means that many houses have old boat keels for roofs. Across the Great Divideoccupies the upstairs gallery and spans 1969 to 1977, during which time Roberta Price took more than 3,000 photos. Most are of relaxed, happy-looking hippies in the Southwest. In one, a hatchet-bearing man wearing nothing but white socks and boots is on his way to chop wood. Another bears the caption “Smokes thoughtfully while contemplating a Tarot reading.” There’s also a shot of “Further,” the bus that transported author Ken Kesey and his Merry Pranksters across the country, outside of Santa Fe in 1969. Echoing the Shetland houses a floor below, the Drop City Commune dome complex, outside of Trinidad, Colo., was built using hoods scavenged from old cars at a junkyard. There’s also a shot of “Further,” the bus that transported author Ken Kesey and his Merry Pranksters across the country, outside of Santa Fe in 1969.
In sharp contrast to these halcyon scenes are Price’s photographs of the October 1969 antiwar march on Washington. In one image, smiling protesters gather for the march. In another, a police officer leans against a cement wall next to a peace sign drawn in chalk. There's tension in the diptych, a brewing storm of idealism and force that would ultimately end in tear gas. The photos in Across the Great Divide look more like family snapshots than an art gallery exhibition, which suits the subject matter well. Worlds Outside This One, however, is what will keep you at the gallery longest, as each structure, photo and piece of ephemera invites a more personal sort of interaction. The two 516 exhibits blend worlds both known and unfamiliar, and both are worth exploring.
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Bed or Sofa?.
Is it a bed or a sofa? With a sleeper from Art Van Furniture, it's both.
Hadley Collection
Mila-II Queen Sleeper
The Style Collection Mila sleeper features a queen size innerspring mattress for an extra sleep surface. We took a neutral body fabric and used correlating accent patterns for the four toss pillows.
Dimensions:Height - 36" Width - 87" Depth - 36"
Compare at $2,099.99
Price:
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in Jaipur. After meeting and greeting, transfer to the pre-arranged hotel. Rest of the day is for leisure and shopping. Overnight stay at the hotel.
After breakfast, depart for a city sightseeing tour of Jaipur. After a morning excursion to Amber / Amer Fort, make your ascent to the Palace fortress on the gaily caparisoned elephant back (on your own), later on, visit the City Palace and Museum, Jantar Mantar Observatory, Hawa Mahal - "The Palace of winds". In the evening, visit the colorful market to collect souvenirs. Overnight stay at the hotel.
After breakfast, depart for Jodhpur (7 hrs drive approx). Arrive at Jodhpur, check-in to the hotel. Rest of the day is free for you. Overnight stay at the hotel.
After breakfast, proceed for local city sightseeing tour covering Mehrangarh Fort and Jaswant Thada. Also visit Umaid Bhawan Palace, if time permits. Later on, drive to Udaipur (4 hrs drive approx). Overnight stay at hotel.
After breakfast, proceed for a Udaipur local sightseeing, covering - the City Palace Museum, the Crystal Gallery, the Vintage and Classic Car Collection, Sheliyon ki Bari, Gulab Baugh and enjoy your evening boat ride on Lake Pichola (on your own). Overnight at the hotel.
After breakfast, you will check-out of the hotel and proceed to the Railway Station / Airport to board the Train / Flight for further destination. Tour is complete.
Destination
No. of Nights
Standard Hotels
Superior Hotels
Jaipur
02
Hotel Palms / Similar
Le Grand / Similar
Jodhpur
01
Chandra Inn / Similar
Candy Rajputana by Peppermint Hotels / Similar
Udaipur
Sargam Sadan / Similar
Amantra Comfort / Similar
Hotel Category
Adult in Twin
Adult in Triple
Child No Bed
Standard Hotel
Rs.12,350
Rs.11,250
Rs.1,950
Superior Hotel
Rs.14,900
Rs.13,250
Rs.2,500
Above rates are not valid during Diwali, Christmas and New
Year. Peak season surcharge will be applicable as per the individual hotel
policy.
Cost Includes:
Cost Excludes:
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MANUSCRIPT REVIEW PROCESS
When a manuscript is received in the office of the Journal of Allied Health, it is sent to two or three reviewers who are either members of the Editorial Board or they are Peer Reviewers. With a one-month turnaround time to complete the review, they can suggest one of four categories:
- Publish as is,
- Publish with minor revisions,
- Publish with major revisions, or
- Do not publish..
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Resources from the Assessment (Data) Binder and other documents are available for download below as PDFs. If you need assistance or have questions, please contact the Title I Program at 742-4496.
Resources for letter recognition, rhyming, letter sounds and words
Pacing Guides
Please visit the Academic Plans page to download the academic plan for your grade level. The plans include a "Year at a Glance" page that details which themes and units should be taught each quarter
Writing outlines
Weekly skills test spreadsheets (zip)
Phonics Decoding Screening spreadsheet (Excel)
Created by Nancy McGivney, Senior Educational Consultant - CORE- Contact [email protected] if you notice errors)
Theme Skills Test "Class Record Spreadsheets" (zip)
Mac users
Stuffit Expander or similar software required to open
PC users
WinZip or similar software required
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American
Speech-Language-Hearing Association
Making effective communication, a human right, accessible and achievable for all.
Featured Partner
Become a Partner
Audiologists require the knowledge, desire, and discipline to identify potential ethical violations. Professional organizations and credentialing bodies in audiology typically require a commitment to follow their professional code(s) as a requirement for maintaining membership or a credential (Shinn, 2004). Some practitioners know about the ASHA Code of Ethics while others are familiar with their state board of examiners' code of conduct or ethics; it is important for all practitioners to be well versed with both sources of professional obligations.
Gaining and maintaining that knowledge takes a desire to learn and the discipline to follow through on ethical queries. Because ethics is so important in health care, most hospitals and health care organizations have created and published their own codes of ethics for their staff—another source of standards that practitioners cannot overlook (Kummer & Turner, 2011). Thus, most audiologists are subject simultaneously to multiple standards of professional conduct; standards that can and do overlap. Not surprisingly, professional ethics standards also tend to change over time. For instance, the Code of Ethics of ASHA was first issued in 1930, and it has been amended several times since then.
Uniformity among state board of examiners' codes of conduct and ASHA's Code of Ethics could ease practitioners' burden in becoming familiar with and staying abreast of multiple, overlapping professional obligations. Unfortunately, though increased uniformity is desirable, it is not the reality.
The dissimilarity among state codes is significant, even though most states with licensure laws have professional conduct standards based on ASHA's Code of Ethics. While some states initially adopted ASHA's Code of Ethics in whole or in large part, many deviated over time. That occurred presumably because of political or practical realities or failure to update state codes when ASHA updated its code. The end result for most practitioners is the challenging task of learning and applying multiple, sometimes inconsistent ethics rules, codes, and standards.
A survey of four randomly selected state boards of examiners' codes demonstrates the variation among the professional codes and conduct rules of state licensing boards that apply to speech-language pathologists and audiologists. In this article, I will compare and contrast the state conduct rules and codes in Delaware, Ohio, Maryland, and Mississippi and reference the current ASHA Code of Ethics (2010).
For the purposes of illustration, I will examine four common areas of ethical discourse in each code of ethics or conduct rules—
This article is only a brief snapshot of some provisions in these selected codes; it is not a substitute for reading the entire code for each state where one is licensed, in addition to reading the ASHA Code of Ethics.
ASHA Code of Ethics Principle IV Rule J: "Individuals shall not provide professional services without exercising independent professional judgment, regardless of referral source or prescription."
So, no matter what the audiologist's circumstances, it is incumbent on the practitioner to determine when to accept limitations on professional responsibility. Unlike ASHA and three states above, Delaware does not currently address this specific topic in its code of ethics. No obvious conclusions can be drawn, however, by the absence of this provision but it is puzzling. Maryland's provision is most similar to ASHA's, but is less restrictive: The language uses "may" instead of the more legally compelling "shall."
Because of the varied and significant ethical dilemmas presented by prescription, the ASHA Board of Ethics (BOE) wrote an Issues in Ethics Statement about Prescription (2010) to provide additional analysis and focus. This ASHA BOE resource is instructive for all practitioners regardless of whether their state boards specifically address prescription.
This provision is quite similar among all five sources. The more inclusive and arguably better drafted versions include broader language, such as "directly or by implication" or "expressed or implied, oral or written." Maryland's provision is most similar to ASHA's but appears to allow more discretion (i.e., uses "may" as opposed to "shall").
ASHA Code of Ethics Principle I: "Individuals shall honor their responsibility to hold paramount the welfare of persons they serve professionally or who are participants in research and scholarly activities, and they shall treat animals involved in research in a humane manner."
This provision is quite similar among all five sources, with ASHA's being the most expansive (e.g., including participants and animals). Some of the other codes address scholarly activities elsewhere.
While the first four provisions are very similar, Ohio takes a different tack. Requiring licensees to identify competent, dependable referral sources may well lead to better protection of the public. The authors of Ohio's code appear to believe that the practitioner would be better informed about competent, dependable referral sources than would the individual patient.
So, as these examples show, the variations are not necessarily large or predictable and are unlikely to disappear. The challenge for practitioners is felt acutely when members or certificate holders inquire of ASHA for assistance in evaluating a potential or actual ethical dilemma that is associated with differing standards. ASHA's Code of Ethics can be easily located on its website. On the other hand, it is difficult at best to quickly locate online most state boards' codes of ethics or standards of conduct. Web addresses change periodically, and sites can go down, so even bookmarking is not always helpful. In the heat of the moment, the inquiring member or certificate holder can forget the requirement to comply with the mandates of both ASHA and the applicable state board(s) of examiners. If they have not previously appreciated this dual obligation, members or certificate holders may find the situation overwhelming.
Fortunately, with a little advance preparation, this situation can easily be overcome. Ideally, before faced with an ethical or a time sensitive issue, the practitioner can take the time to locate all of the codes of ethics and standards of conduct that apply to his or her professional conduct. If clarification is needed, the practitioner can contact the compliance or ethics officer at his or her place of work and get information on ASHA's Code of Ethics on the website, and locate the state board of examiners conduct rules.
There are a number of steps practitioners can take to prepare for ethics challenges.
Minimal advance preparation can relieve unnecessary stress and lead to better evaluation of the ethical implications of a factual scenario in professional practice.
Heather Bupp, [email protected] Director of Ethics
American Speech-Language-Hearing Association. (2010). Code of ethics. Available from.
American Speech-Language-Hearing Association. (2012). Issues in ethics statements. Retrieved from.
Chabon, S. S., & Ulrich, S. (2006, February 7). Uses and abuses of the ASHA code of ethics. The ASHA Leader.
Del. Reg., 3700 Bd. of Examiners of Speech/Language Pathologists, Audiologists & Hearing Aid Dispensers. (2005). 8 DE Reg. 1106 (2/1/05); 9 DE Reg. 1267 (2/1/06); 24 Del.C. §3715(a). Retrieved March 1, 2012, from.
Kummer, A. W., & Turner, J. (2011). Ethics in the practice of speech-language pathology in health care settings. Seminars in Speech and Language, 32, 330–337.
Md. Reg. 10.41.02 Code of Ethics [PDF]. (1974). Retrieved March 1, 2012, from [PDF].
Miss. Regs. Governing Licensure of Speech-Language Pathologist and Audiologists. (1975). Miss. Code Ann. §73-38-13. Retrieved March 1, 2012, from [PDF].
Ohio Admin. Code, Bd. of Speech Language Pathology and Audiology, Ch. 4753-9 Code of Ethics. (1973). Retrieved March 1, 2012, from.
Shinn, R. (2004, March 16). Ethics and audiology. The ASHA Leader.
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Library > Policy
Library Policy
- ASIAA Library will be opened for readers to enter during public open hours, which is announced by library public notice.
- Readers use the valid library card who can borrow the books from ASIAA Library.
- Each library card is for personal use only, and is restricted to use other person's card to borrow books.
- Food and drinks, illegal items and pets are prohibited to enter Library.
- In consideration of cherishing library resources, readers entering Library shall obey to the regulation and policy of the Library.
- Readers shall obey copyrights to use information in the Library. In the event of violation, reader takes personal responsibility.
- ASIAA members could recommend ASIAA Library to buy new books.
- This policy is effective after passing by the Library Committee. Revisions follow the same procedures.
- The Copyright Law must be observed when you use the copy machine.
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Health On-line is a leading provider of mobile and outsourcing healthcare services for the insurance and corporate markets. Founded in 1999, we provide a full range of medical risk evidence and healthcare services, including mobile medical examinations, APS and administrative outsourcing solutions for insurers and corporate clients. over 40 healthcare professionals and 220 panel clinics conducting thousands of examinations each”
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Like many other places in Viet Nam, people work and live pretty much in the same area. When your livelihood depends on farming and fishing the river, it makes sense to live there too. You have to put up with tourists like me gawking at you and constantly taking your picture, but at least I was also being awed and amazed by the craftsmanship of the boat as well.
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Donghae was never exactly one to fit in very well; he was shy and awkward, always criticized by his classmates for anything and everything throughout the years. His lacking in social skills has made it so he’s unable to make any friends, which un
I am 18 or older
continue to story
I am not 18
go back to frontpage
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: Picnic/Portable Outdoor Furniture
OPR-082 the 8 person bar and table , for a big family to have dinning
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Category Archives: Health.
Doctor.
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"http://www.asiaonstrollers.com/wp-content/uploads/2011/12/IMG_9694-300x200.jpg",
"IMG_9694.jpg IMG_9694.jpg"
],
[
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"ashram-outside.jpg ashram-outside.jpg"
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Ryonet Acquires Riley Hopkins Screen Printing Riley Hopkins Plant Will Remain Open For Manufacturing Jan 8, 2013 – by Counselor Ryonet Corporation, a provider of silk screening equipment and supplies, has acquired Riley Hopkins Screen Printing Machinery LLC. Based in Gig Harbor, WA, Riley Hopkins has more than 35 years experience building manual screen printing presses. The company's plant in Gig Harbor will remain open for manufacturing. Parts and equipment will continue to be sold from that facility and Ryonet locations. Further details on the acquisition were not released. In a statement, Riley and Val Hopkins, the former owners of the company, said it made sense to sell to Ryonet given the two businesses' strong partnership over the years. "We have worked very well together during Ryonet's growth, and it is only logical to have them take over the reins," the Hopkins said, in a statement. "They have an excellent customer service record, great warehousing facilities in a number of cities, and the ability to respond quickly to customer needs, not only from a machinery standpoint, but from a printing standpoint as well. All in all, Ryonet is best equipped to handle the move to the next level of excellence." Based in Vancouver, WA, Ryonet is focused on continuing to improve the Riley Hopkins line, with some "very exciting things" already in the works, said CEO Ryan Moor. Adds." Established in 2004, Ryonet Corporation is the largest supplier of screen printing supplies, equipment and training. Moor, the company's founder, is a member of the Counselor Hot List for 2012.
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4th bn 9th inf?
Possible Answer:
Home of the 4th Bn 9th Infantry Regiment...Manchus..9th Infantry Association..In Country pictures from vets who served with the Manchus in Vietnam 1966-1970 in and around Cu Chi and Tay Ninh - read more
Possible Answer:
The 4th Battalion, 9th Infantry Regiment was first constituted on 3 March 1855 in the Regular Army as Company D, 9th Infantry, and organized on 17 March 1855 at Fort Monroe, Virginia. It was consolidated in June 1869 with Company D, 27th Infantry, with the consolidated unit designated as Company ... - read more
Please vote if the answer you were given helped you or not, thats the best way to improve our algorithm. You can also submit an answer or check other resources.
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Isabeli FontanaTop 99 Women
Ryan Born/WireImage.com More Isabeli Fontana pics
Why is She famous
Isabeli is part of the "Brazilian model invasion" of the late 1990s and has already scored sexy spreads in serious publications from the Victoria's Secret catalog to the Sports Illustrated swimsuit issue.
Isabeli Fontana Quote
" I don't think of myself as pretty. I am what I am."
87 Sex Appeal
While Isabeli has always been beautiful, her sex.
The fact that Isabeli isn't into the usual party scene isn't necessarily a drawback. Her modest tastes and simple pleasures give her that girl-next-door aura, which can be all the more enticing. What's sexier than a knockout with nothing to prove? After all, sometimes less really is more.
72 Success
Any.
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)
Fresh fruits and vegetables are never a problem unless they have bugs (certain vegetables, such as lettuce or broccoli, are commonly infested with insects. These vegetables must be carefully inspected before consumption); or they were grown in Israel (Israeli produce must be tithed and (generally) may not be from a Sabbatical year. Rabbinical certification is necessary to ensure that the tithing and Sabbatical laws were observed).
Meat must come from cud-chewing mammals with hooves that are split, and must be slaughtered and processed in a specific, “kosher” way. Poultry are limited to chickens, ducks and certain other non-predatory birds (see How do I know whether a particular bird is kosher or not?), which must be prepared in the same manner as kosher beef. The consumer can know if meat/poultry is kosher by looking for a Kosher certification on the packaging.
Kosher seafood must have fins and scales. Grains, beans, and legumes (without additional ingredients) are cool. Wines, beverages and anything liquid are only good if they’ve got a kosher symbol on their label (also see Does 100% juice need Kosher certification?).
Kosher today means that a Kosher certification company has inspected the production process from start to finish. They check every vat, oven, conveyor belt, container and piece of packaging machinery to really make sure that nothing non-kosher gets in your food
C..
How do I keep kosher?
1. Kosher made simple
For kosher food, just look for the kosher labels on the package: circled K or U, Star-K and others. (A plain K1 don't mean much.) They tell you that they’re certified kosher. See What are all those kosher symbols?
Mixing meat and milk products in any way, shape or form is not kosher.2 And Kosher is more than what you eat—it’s what you eat it on, and how you make it, too. So it's necessary to have separate dishes, cutlery, utensils and gadgets, and ovens, for meat and dairy items.
Most processed foods are kosher today, anyway, as more and more supermarkets are tuning in to the trend and supplying kosher provisions. You can usually find kosher stock without much of a search
3. “What about my favorite foods?”
Not to worry. You can almost always find kosher substitutes. And many processed foods are kosher today, anyway. As for meat and poultry, more and more supermarkets are tuning in to the trend and supplying kosher provisions. You can usually find kosher stock without much of a search. And with the magic and convenience of the Web, an ever-growing selection of on-line purveyors will internationally deliver kosher whatever, straight to your door at rock-bottom prices, in the event you don’t find what you want in the aisles. You can even get kosher buffalo! I kid you not:.
4. Eating Out
Most cities with a fair sized Jewish community have kosher eateries serving up some of the most fabulous food you’ll ever eat. Visit for a kosher joint near you. (Helps if you don't live in South Dakota.)
5. Eat! Eat! Eat!
Want Beef Stroganoff? How about Beef Sukihaki? Ever tried Bruschetta? Or Pasta Olio Aglio? It’s all kosher, and yours for the taking. There are approximately 17 gadzillion kosher cookbooks available, and more coming out daily. Start with the Spice and Spirit Kosher Cookbook, the mother of all kosher tomes, available from Amazon or your local Chabad center. Above all, if you’ve got any questions about kosher matters, get answers: call your local Chabad rabbi posthaste.
Footnotes
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Northern Saw-whet Owl
Northern Saw-whet Owls roost during the day on a low branch of a dense conifer. The field guides say that these birds often use the same tree day after day. I can confirm that this is true. On December 5, 2010 there was a report of a Northern Saw-whet Owl on Farm Island near Pierre. I followed the directions a friend had given me, and found the bird right where he said it would be. A few weeks later I was told the bird was still roosting in the same tree on December 18 during the Pierre Christmas Bird Count. Yesterday I decided to go back and have another look. Despite the below freezing temperatures and snow up to the middle of my calves, I trudged the mile and a half from the parking lot to the tree where I had seen the little owl in December. There it was: same tree, same branch, 43 days later. Out of the tens of thousands of cedar trees dotting Farm Island, why would this little owl choose this particular tree? I forgot to ask him! Write me for directions on how to find it, and you can go ask him yourself!
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TIFF and LibTiff Mailing List Archive
December 1996
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The TIFF Mailing List Homepage
This list is run by Frank Warmerdam
Archive maintained by AWare Systems
I have to convert NCR TIFF format images to 'standard' TIFF
format images, writing in C. I have some source code which
claims to do this conversion. After conversion the TIFF image
has the following 2 problems I am aware of (and note that the
orientation value of image is 3).
Using XV under Linux, the image loads and displays without
any warning issued. The problem is the image is reversed
horizontally, with the right side on the left and vice versa.
Vertically the display is correct. How can I reverse the
image horizontally? I have tried settings 1-8 on the tagvalue
for orientation, and the image will flip upside down, but none
of the values will cause a right to left flip. That seems very
strange to me! I have picked up the specs for both version 4
and version 5, the file I'm writing looks correct by these.
The image will not load and display under Lviewpro on NT, with
the error msg 'Unknown data compression algorithm 4(0x4)'. What
can I do with regards to uncompressing using the unknown
algorithym, and then save using a different compression type?
Is that my only/best solution?
Can anyone give me any help with this? Is there information
and/or source code available covering this area? What would be
a good book on this and similar questions? I have little
flexibility with regard to image format or compression since
these images have to be used by an existing business system.
Thanks in advance...
[email protected]
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8pm Weekdays or 2pm
Sunday - £5.95 or
FREE if you spend over £100
UK Evening Next day delivery: Order by midnight
- £7.95
More info on International and UK delivery times
for.
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The Italian Journal of Animal Science is an international peer-reviewed journal publishing original scientific papers, reviews and short communications on animal science, animal production and related areas. It includes sections on: animal derived food quality and safety; reproduction and physiology (ruminants and non-ruminants); animal production (management, behaviour, welfare, health); wildlife; livestock management and landscape; nutrition and feeding (ruminant and non-ruminant); genetics (quantitative and molecular) and breeding; aquaculture.
Upon request to the Editor, announcements of congresses, presentations of universities, research institutes, books and proceedings may also be published, as well as news regarding the members of the Animal Science and Production Association (ASPA). The Association will be glad to receive proposals for your admission as ordinary or corresponding member: please read regulations and procedures in the ASPA statute.
The publication of manuscripts is subject to the approval of referees and in agreement with the Advisory Board’s opinions; referees will be selected from among qualified scientists in the international scientific community.
Announcements
Vol 12, No 2 (2013)
Table of Contents
Papers.
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- Apartment
- 1315497244_fachada.jpgSant Joan CalmArea: EixampleCapacity: 6 Guests
Features4 Bedrooms
1 Double bed
4 Single beds
2 Bathrooms
2 comments9.5
Amenities
- TV
- ADSL
- Heating
- Washing machine
- Dishwasher
- Fridge with small freezer
- Gas stove
- Oven
- Microwave
- Spanish coffeemaker
- Kettle
- Juicer
- Toaster
- Elevator
- Balcony
- Salón
- Shower
- Bath
- Hair dryer
- Entryphone
- Iron / Ironing board
Description
Sant Joan Calm benefits from a lot of natural light because it opens both over the street and the inner courtyard. It is very well situated on the Passeig Sant Joan; from where you can walk to the popular neighbourhood of Gracia. It is also situated at a walking distance from the city centre and its shopping area, Passeig de Gracia, the historical centre as well as the Arc de Triomf.
This 93m2 apartment is set on the fifth floor with elevator. It offers a very spacious living and dining room with a semi separated veranda over the inner patio. It disposes of a convenient table, two double sofa beds, a high quality TV and audio equipment. The separated kitchen enjoys however a direct access to the dining room for your commodity. There is a small independent room where the washing machine is stored so that you are not bothered by the noise. Three bedrooms open to the street, one with a small balcony and all of them enjoy a lot of natural light, a view over the beautiful century old trees and large cupboard. One bedroom offers a double bed, while the other two have two individual beds. There is an extra interior room with a double sofa bed. Sant Joan Calm has two bathrooms: one with shower and the other with a bathtub.
Due to maintenance works, the elevator will not be working between the 10th of july and the 16th of august of the current year 2013. We will compensate our costumers with a 20% discount.
Rates and other Sant Joan Calm apartment rental conditionsMinimum stay: 3 nightsRates (including taxes), from:Price per night:120 €Price per week:798 €Price 1 month:2.250 €Price 2-6 months2.150).Tourist tax (0.72€/person/night) not included
- Area
- Surrounding of the apartment Sant Joan Calm
Supermarket
Supermarket
Supermarket open daily from 8:00AM to 2:00
Restaurant
Restaurant
Estel de GràciaFrancisco Giner 23
08012
Tel. 93 368 44 29Mediterranean cooking in a very pleasant ambiance.
Bar
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Sant Joan Calm
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[
[
"/templates/newsflash/images/clip.png",
"myList"
]
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...
Contact Information:
District Office
50 Route 111
Suite 202
Smithtown, NY 11787
631-724-2929
District Office Directions
Suite 202
Smithtown, NY 11787
631-724-2929
District Office Directions
Albany Office
LOB 458
Albany, NY 12248
518-455-5021
Albany Office Directions
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Member Info
Important Links
What's New
- CHIPs Funding Essential To Economic Development
- LI Assembly Minority Contingent To Governor: All Children Are Created Equal
- Fitzpatrick: 2013 Priorities Must Include State Spending Reduction, Debt Reform
- Fitzpatrick Welcomes West Point Cadets To Albany
- Fitzpatrick Reminds Students Of Scholarship Opportunities
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The American Society for Surgery of the Hand works very hard to give our members important member benefits and opportunities, but especially in this time of substantial health care reform, it’s important to join an outreach effort that extends beyond the reach of the Hand Society. The AMA is a rich resource for physicians. In addition to your ASSH membership, joining the AMA is an efficient way to be a part of the decisions that will shape the health care industry. In the message below, Andrew Gurman, MD, ASSH member and AMA Trustee, has shared the incredible accomplishments of the AMA in the past year which have benefited us as hand surgeons.Sincerely,L. Andrew Koman, MDPresident, ASSH
AMA: A Helping Hand for PhysiciansAndrew Gurman, M.D.Trustee, American Medical Association
As we focus on the day-to-day work of caring for patients, our energy is concentrated on how to best care for our patients, successfully run our practices, and balance our time at work and with families..
As we all know only too well, this year we once again faced the specter of a steep Medicare physician payment cut. Advocacy by AMA and its member physicians turned the tide, and eighteen months of Medicare physician payment cuts were replaced with updates that better reflect growing medical practice costs – this represents a positive swing of $17,000 on average per physician.
These past few months, AMA has made headlines because of its work to make health insurance companies pay appropriate fees for out-of-network care. AMA lawsuits against Cigna, Aetna and WellPoint claim that each insurance company conspired with Ingenix, a unit of UnitedHealth Group, on a price fixing scheme to set artificially low reimbursement rates for out-of-network care. A year-long investigation by the New York attorney general confirmed that the Ingenix database is intentionally rigged to allow insurers to shortchange reimbursements. AMA President Dr. Nancy Nielsen stood by New York Attorney General Andrew Cuomo’s side during the public announcement.
While these are two of the more visible examples of the AMA’s work for physicians, there are many more that fly a bit lower on the radar screen. For example, the AMA worked with the National Council of Insurance Legislators to craft model legislation outlawing silent PPO’s. This is an insurance industry practice that siphoned millions of dollars from physicians in the form of discounted fees that were never agreed to.
Recent partnerships with state medical societies have benefited our colleagues in Florida, Arkansas and Pennsylvania. In late 2008, the AMA and the Florida Medical Association successfully fought for the physicians’ right to provide and oversee the medical decisions for patients at Lawnwood Medical Center. The AMA gave significant support to physicians in Arkansas who successfully argued in the courts to overturn economic credentialing by the Baptist Health System. In Pennsylvania, influential testimony by the AMA helped defeat the proposed merger of Highmark and Independence Blue Cross, thus preventing a monopoly.
The AMA does so much more in the areas of medical education, credentialing, quality and safety. For example, a brand new online learning center was launched for physicians interested in implementing ePrescribing. The new online learning center includes complete and unbiased information on ePrescribing vendor prices and features and calculators to estimate time savings and determine Medicare ePrescribing incentive payments. The AMA-convened Physician Consortium for Performance Improvement works with the specialty societies and others to develop performance measures, and are considering topics that would apply to hand surgery such as carpal tunnel syndrome.
The work of the AMA benefits all physicians, and we are stronger together. The truth is that we can make a real difference when we work together to improve the health care system. This year looks to be the year for health care reform, and the AMA is hard at work to ensure that reforms are meaningful and benefit physicians and patients.
In these tough economic times it’s tempting to cut costs and not join as many organizations. But the rapid pace of change in the health care system makes it more important than ever that you add your voice to the debate through membership in the AMA.
I invite you to join us, and feel free to contact me at [email protected]. You can also follow news of what the AMA does for you through Twitter at.
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House
MMA Fighters Help Raise Money for Ronald McDonald House Lastest News
5 Bedroom House For Sale in St Francis Bay, South Africa for ZAR R 8,060,000
I’m a Boat…House Construction Nation (Ep.20)
Haunted Taco!? Construction Nation (Ep. 19) https:// Seaside enjoyments? Lets! Dire……
PSY – Gentleman ( House Of Titans Remix )
PSY made another world hit called “Gentleman”! For the club lovers who like it a little louder, the dutch producers House Of Titans made a …
TF2: Jerma and STAR’s Upward Adventure [Live Nonsense]
STAR joins me for a nice Saturday TF2 dinnah. (Spoiler – we don’t eat dinnah) +Like to help spread the infection! STAR’s Channel:
Vlog: Moving Update & New House
So many of you were confused about what is going on, and where I’m moving to exactly. So here’s a quick update vlog. Let me …
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I'd been too busy for any metaphysical life, but it was the night of the Full Moon, so I forced myself onto the balcony for a brief ceremony. It was the first time in days I'd sat quietly with myself. I was surprised to discover how peaceful the night was. A veil of blue-white moonlight fell gently over the patio. A faint odor of lemon blossoms played somewhat coyly with my senses. I locked my gaze onto the Moon and breathed in deeply. I felt my barriers dissolve. My etheric body seemed to merge with the night, as though I'd been drawn into an invisible current of Full Moon tide... until... Until I could push it away no longer. Three balconies away, a dog was yapping. Nonstop.
It was one of those tiny dogs, the kind with a bark so piercing, it goes straight to the center of your forehead like a small, well-placed hatchet. Possessing the stamina of long distance runners, dogs like this can go on for hours. My mood swung precariously... watching the Moon... trying to ignore the yips and yaps... when my desire for peace suddenly jumped off its end of the teeter totter and I fell headlong into a whine of persecution, "All I wanted was to honor the Moon, my life is so harried, can't I have just these few brief moments in peace... poor me, poor..."
And then I got it. The message was as clear as the great round Moon above: Nothing was in my way..
"Part of insights' mystique is their seemingly sudden and random appearance. Why do insights come when they do? We might be stumbling in the dark for days, desperate for illumination, yet nothing comes. According to Eastern traditions, the explanation may lie with the Moon."
Likely I saw this once on a bumper sticker. Or read it in one of those daily meditation books. But on this Full Moon it arrived as an insight, meaning I no longer heard the barking dog once I got it. That sound dissolved. Insights have a power that ideas do not. Ideas are cheap, easy to find. They swirl around us like dust devils. Insights, however, are sharp and penetrating. They go to the center of situations, illumine our stuck places, propel us toward new actions and perspectives. Insights pop. They're liberating. And their intensity can nourish us long after the moment they show up.
Part of insights' mystique is their seemingly sudden and random appearance. Why do insights come when they do? We might be stumbling in the dark for days, desperate for illumination, yet nothing comes. According to Eastern traditions, the explanation may lie with the Moon. My barking-dog insight appeared on the night of the Full Moon. The Full Moon period itself straddles both day and night - it's not necessary to make reference to the night here. Tibetan lamas and Hindu sages believe that at certain moments in the lunar cycle, especially at New and Full Moons, energetic doorways can open and receiving insights is easier.
"Lunar gaps" is, what astrologer Michael Erlewine calls them, "regular opportunities, joints in the nick of time, when insights are somehow more possible than at other times."[1] Lest we start imagining a dramatic tear in the fabric of space/time, where insights rain down like a special effect in some sci fi movie, Erlewine is quick to point out that the gap he describes is actually a gap "in our particular set of obscurations, our own cloudiness."[2]
The gap opens in our own (normally muddled) mind. It's the Eastern belief that insights appear at certain Moon times because there's a greater likelihood for mental clarity then. This is why many Eastern religions routinely set these days aside for fasting, meditation, and worship. One of the most auspicious of these lunar times is the Full Moon.
Years ago when I got the notion to start honoring the Full Moon, I went searching for a vaguely imagined pagan something-or-other, like dancing naked around a purple lunar maypole. Not surprisingly I never found (even in Southern California!) anywhere this was done. I settled for arranging my crystals in a medicine wheel in my backyard, lighting incense, sage or candles, and circumambulating it all, maybe holding a positive visualization, something lofty like world peace. But over the years my rituals acquired a greater and greater simplicity. I now honor the Full Moon with a quiet sit. I head out after sundown and wait for the Moon to come peeking over the mountains. I sit there watching till the Moon is fully above the mountains.
This slows me down nicely. I head back into the house with a calmer mind, but I don't always bring enlightenment back inside. When I need an insight at the Full Moon, however, I do what Erlewine advises: I observe. Writes Erlewine, "The word 'observe' is a lot closer to what happens during these lunar gaps. OBSERVE the nature of the day. OBSERVE your mind at that time. (...) It is while being present - observing these seed times - that the so-called lunar gap can show itself."[3]
This is a fine formula for making the most of the Full Moon: Tune into whatever is happening. By devoting quiet attention to the outer and inner worlds, your mind can settle and clear. A gap will open in the chatter of conditioned thinking. An insight pops. You see into your situation with new and greater precision. Just as the Moon is made full with the opposing Sun's light, so you will be illuminated too.
Mist. This was a familiar scene in the horror films I grew up on. Of course I never met a real werewolf. But I often heard it said: the Full Moon drives people crazy.
Why is it that the Full Moon brings greater clarity to the East, but in the West on Full Moon nights, nurses and cocktail waitresses steel themselves for a wild and challenging time? In the West it's widely reported that murders, arson, and suicides increase at the Full Moon; also, traffic accidents, domestic violence, fights at hockey games and prisons; calls to poison centers and admissions to psychiatric hospitals soar. At least that's what people say, although most scientific research has failed to prove them right. That doesn't deter the believers, who chalk it up to a conspiracy among scientists to deny the obvious, that the Full Moon makes us nuts.
There are a few empirical studies that have successfully proven this belief. They're widely quoted. They're also criticized for lacking proper research controls (one covered a period where a high percentage of Full Moons fell on weekends, days that also show a high correlation with the reported behaviors). Bottom line, the Full-Moon-makes-us-crazy statistics can't be replicated. What's more, they often contradict each other, with some studies confirming that Quarter Moons bring the greater tension. Nonetheless, in a study among students at universities in Florida, Canada, and Hawaii, when queried about the Moon, half agreed that people are strange when the Moon is full.[4]
Why does the belief in full-Moon crazies persist? Scientists point to the believers. The human mind is irrational and easy to fool, they say. It likes solutions, but rarely wants to work at them. When something odd occurs it's easy enough to look up and finger the giant lone culprit in the sky. Who can miss the Full Moon - although when wild, wacky events occur at other times, few seem to notice its absence.
Cognition studies have shown the mind typically seeks to confirm its beliefs and conveniently ignores or discredits contrary evidence. In other words, we believe what we want to believe. ."[5]
."
After years of watching Full Moons, I'm inclined to side with the scientists. Blaming the Moon for bad behavior seems generally unfair. Many Full Moons are positively lovely. Nor have I killed anyone, gone into a hospital, or even gotten into an accident when the Moon was full. But I'm intrigued by the persistence of the lunacy rumor. Unlike a scientist,?
According to folklore, if you sleep outdoors under a Full Moon, you'll either be attacked by a werewolf or become one. Werewolf stories have appeared everywhere, in cultures diverse as England, Bavaria, Navajo, and Babylon. dilemma is as difficult as ever. Cemented, corralled and cowed into our cubicles, or racing hither and yon, it's a wonder we don't hear more breakout werewolf rumors. But then maybe we do. With our connection to the wild so thinned, we may have simply upgraded the werewolf story, calling it "Full Moon crazies" rather than a literal turn back to the beast. The Full Moon may evoke strange behaviors when our natural spirit goes too long unrecognized - or when we're around someone else like that. The more pent up and disconnected we are, the greater our need to erupt from civilized codes.
If my theory is true, then reckless driving, domestic violence and suicide attempts can happen at anytime - not just when the Moon is full (which seems to agree with the statistics). But perhaps these events hit us more deeply when we see the Full Moon rise, evoking memories of all that we've lost, provoking our yearning to connect with the wholeness of nature again.
. I doubt you'll really go crazy. You just might feel more sane. And if you've got the urge, know that it's quite all right to howl.
A peaceful monk or a howling werewolf: the Full Moon makes sense of them both. There may be no greater emblem for reconciliation and wholeness than the Full Moon, rising at sunset and setting at dawn, filtering the dark with light. It's the only Moon phase that shines the whole night through. That one side of the planet finds clarity in the Full Moon and the other sees lunacy simply sings of the moment's astronomy: there is an opposition between Sun and Moon.
The East, with its dharma of contemplation and greater identification with lunar impermanence, does what the Moon does: it reflects. It stills and offers itself to receive the light of awareness. Insights illumine the inner world. The West, with its dharma of action and greater identification with solar will, does what the Sun does: it projects. It finds its reflection in the outer world, staring back from a lunar mirror. Western Full Moon insights often come by way of conflict, via a meaningful meeting with someone other. Either approach might bring enlightenment. Both are routes to resolving the opposition and achieving a wider perspective on life.
."
If we meet an "other" on Full Moon nights (or by way of transit or opposition in our natal chart through planets separated by 180 degrees), the encounter will frequently mirror a neglected or unconscious aspect of ourselves. What we repress or deny in our personalities, what we shove into our own personal darkness, will often attract its expression in the outer world. The man who thinks he has no anger will meet someone who does. The woman who thinks she is supremely compassionate will keep finding people who aren't. An astrologer who thinks she's in tune with the lunar vibrations will suddenly hear her own nervous mind in a yapping dog three balconies away.
Against the sometimes chaotic, sometimes endlessly routine experience of life, oppositions remind us of the need for balance. Whether by natal aspect or transit, oppositions challenge us to reach compromises between our expectations and reality, to embrace our inner contradictions, to move beyond our experience of a separate self into an acknowledgement of our unity with the world.They challenge us to realize that sometimes there are two valid and distinctly opposite points of view. Because life accommodates them, we can and should learn to as well.. Until we allow ourselves to embrace multiple sides of an issue, there can be no experience of wholeness. Nothing resolves an opposition like acceptance.
This is a hard truth for me sometimes. Having no planetary oppositions in my chart, it's not natural for me to think this way. Ask the partners I've been with! They'll tell you that according to Dana, there is only one way to meditate, load a dishwasher or train a dog. I've got the bottom line on raising children, and if I need to do laundry, the washing machine is suddenly, quite exclusively mine. Those without oppositions tend more towards self-containment than compromise.
Where there's a void in the chart, we attract those who have what we lack. Typically I've been with men whose charts are laced with oppositions. The draw between us is powerful. Yet on the surface we can both appear pretty uncompromising. My opposition-rich partners are trying to work out a balance between opposing inner urges. They want things to be fair, but are also afraid of being swept into acquiescence or paralyzed by feelings of dependency. I take a stand, they resist it; we switch and do it the other way around. Straining and stumbling, we're trying to learn what healthy compromise really is. Perhaps the only real difference between us is that I end arguments with "I'd be fine by myself," while they conclude "I'd be fine with somebody else"!
Oppositions offer a tantalizing gift of wholeness. But like a wise teacher using skillful means, they lead us first to what stands in our way. So strong has the pressure of Saturn-and-Pluto's opposition been this past year (in 2001/2002; editor's note), few among us have escaped its confrontation of our limits and obstinacy. Where this pair of planets has straddled our charts is where our cherished beliefs, like so many World Trade Centers, have been toppled, however traumatically, so that we might more seriously begin the work toward inner and outer peace. Whatever your politics, the stalemate between the Palestinians and the Israelis, stands as a kind of global Sabian image of an opposition not worked through.
."
Oppositions reveal. Just as Luna on Full Moon nights fully accepts the light of the Sun, so must we accept whatever truths shine toward us. These won't always be negative..
The lunation cycle's climax can bring fulfillment or failure. Either way, life goes on. The Full Moon is also a turning point. It begins the waning hemi-cycle. After the Sun/Moon opposition, comes the Full Moon period's inconjunct - an aspect of disequilibrium. The waxing inconjunct at the Gibbous phase asks us to make last minute adjustments and refinements. The Full Moon's inconjunct reminds us that no matter what pinnacles or valleys we've reached, life doesn't stop. Perhaps it's this awareness that inspires a more philosophical tone during the waning hemi-cycle. We're drawn to build and achieve during the waxing days, but in the waning days we're moved to review, discard, and perhaps reorient ourselves. It's a more thoughtful,internal time.
Those born at the Full Moon are often pulled between these two orientations. And typically their stress is worked out through relationships. For virtually every Full Mooner I've known, relationships are a central theme in their lives. Whether it's one key relationship that seems to supply their center of gravity, or a series of traumatic relationships that gradually matures their understanding, or even a repudiation of relationships to keep themselves sane - negotiating a balance via the "other" is an important way to reconcile the special lunar energy in their chart.
Achieving wholeness is a weighty birthright. Full Moon babies may instinctively (and perhaps overwhelmingly) feel, to paraphrase Walt Whitman, that they "contain multitudes." They often have high expectations of themselves, an urge towards greatness, a desire to achieve something significant this lifetime. It's said that Buddha was born on the Full Moon. His influence has endured for thousands of years. And at the core of his teachings lies an incredible reconciliation of life's myriad oppositions: all selves, says Buddha, are one. That's a nice thing to contemplate during the next Full Moon.
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Scientists have begun the final leg of a five-year, NASA-funded mission to reach the bottom of Cenote Zacatón in Mexico, the world's deepest known sinkhole.
No one has ever reached bottom and at least one diver has died in the attempt. Scientists want to learn more about Cenote Zacatón's physical dimensions, the geothermal vents that feed it and the forms of life that exist in its murky depths.
Previous expeditions tested the robotic probe that will make the dive. The Deep Phreatic Thermal Explorer, known as DEPTHX, is a tangerine-shaped submarine designed to survey and explore for life in extreme regions on Earth and potentially in outer space. During eight years of research at Zacatón, doctoral student Marcus Gary, who coordinates the DEPTHX mission, and hydrogeology professor Jack Sharp, both DEPTHX technology has also been approved for a new NASA mission to explore one of Antarctica's ice-bound polar lakes. Researchers believe ice-bound lakes hold clues to the origins of life on Earth.
William Stone of Stone Aerospace in Del Valle, Texas, is principal investigator on the project. The research team also includes robotics experts, engineers, geobiologists and geochemists from Carnegie Mellon University's Robotics Institute, Colorado School of Mines, Southwest Research Institute and Mexico's Universidad Autonama de Nuevo Leon and Universidad del Noreste.
Unique in the world of robotic explorers, DEPTHX is autonomous. The probe does not rely on instructions from humans to decide where to go or what to do. Using software developed by Carnegie Mellon graduate student Nathaniel Fairfield, DEPTHX creates 3D maps of previously unexplored areas as it swims along and then uses those same maps to navigate back to the surface.
Two web sites monitored the mission: at geology.com, a science writer from The University of Texas at Austin's Jackson School of Geosciences maintained a daily blog of the mission beginning May 16, and the Robotics Institute's DEPTHX Web site,, featured daily updates, images and graphics beginning May 15.
The Galaxy's Rosy Glow
The Basic Rules of the Universe
Fingerprinting the Milky Way
Galactic Darwinism
View to the Edge of No Return
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This forecast report combines the Sun, the Moon, and the Earth with one of the traditional planets, in this case, with the planet Venus, and examines their interplay. The resulting forecasts points out all of the major activity for the coming time period involving this planet. Let us take a moment to review some of the traditional meanings for Venus.
Venus is the planet of love and compassion, everything we care about and also how we go about caring. The planet Venus not only relates to questions of romance, but also to our values, including what we value – being connected to the value of “things” in our life; Venus is thus connected to money, wealth, and to all of our 'valuables' - whatever.
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About time you made an account here! Now get a profile picture...and type in proper English
Could I get you involved with this?
Happy Birthday.
kk. i have 3 so, ill get more. shouldn't i get like, at least 1 hammerhead?
Bro, ya gotta start using crisis suits more, I actually stopped using railgun hammerheads on the last few battle and found the extra points for suits works really well.
With suits you got to make sure you got pathfinder devilfishes to ensure you get those scatter re-rolls, most of the time you will pin point accurate deep strike locations.
Adeptus Astronomica
Doesn't afraid of anything
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.."
It's amazing how all these lazy Houston writers are trying to get back out ahead of a story they flubbed for five months.
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Page Not Found Sorry, the page you requested was not found. You’ve reached an old or invalid URL for ATCC.org. We’re sorry for the inconvenience. Please carefully check the address you typed for errors and try again. Otherwise, please go directly to and follow the links until you find what you are looking for. Or, try typing what you’re looking for in our search engine, above. If you came here because of a “bad” link from someone else’s web page, we would be grateful if you let us know the web page address (URL) where you found the link so we can correct the problem. Please send an email to us.
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Welcome to the site. If you are a member please login or register a new account. Registration allows you to access some exclusive downloads, participate in polls, post comments and more..
Created by Webmaster on 30 May 2011 - 12:10. Pageviews : 2129
Height: 6ft (1.83m)
Spouse: Theresa (1984 - present) 4 children
Trivia from IMDB:
Doubled for Elvis Presley in several of his movies, including Kissin' Cousins (1964), in which there was an error in one of the scenes where you can see it's Lance when it's supposed to be Elvis.
Lance LeGault is an accomplished pilot, and enjoys flying his Cessna Skyhawk. He also breeds Arabian horses on his ranch.
Last name is pronounced "LUH-GOH" .. not "Gault" as in "Fault"
Earned a bachelor's degree in Business Administration from the University of Wichita, Kansas.
Father of actress Mary LeGault.
Is well known for his portrayals of military personnel, especially officers.
Mini Biography from IMDB:
Lance LeGault was born as William Lance Legault on May 2, 1935 in Chicago, Illinois. LeGault grew up in Chillicothe, Illinois and graduated from Chillicothe Township High School in 1955. Lance began his acting career as a stunt double for Elvis Presley; he appears in the 60s Presley vehicles Girls! Girls! Girls! (1962), Kissin' Cousins (1964), Viva Las Vegas (1964) and Roustabout (1964). With his tall, lean, compact build, strong, intense and commanding screen presence, and highly distinctive low, deep, gravel voice, LeGault has been frequently cast as various stern and severe military types in both movies and television programs, alike. His most memorable film roles include "Iago" in the Shakespearean rock opera Catch My Soul (1974), evil pimp "Burt" in the offbeat French Quarter (1978), vicious hired-killer "Vince" in Coma (1978), formidable card sharp "Doc Palmer" in the made-for-TV Western The Gambler (1974), the austere "Colonel Glass" in the hilarious Stripes (1981), steely prison guard security chief "Lieutenant Barnes" in the terrific Fast-Walking (1982) and the strict "Reverend Bates" in Nightmare Beach (1989). LeGault had recurring parts on several TV shows in the 80s: outstanding as the cunning and antagonistic "Colonel Roderick Decker" on "The A-Team" (1983), ramrod "Colonel "Buck" Greene" on "Magnum, P.I." (1980) and rugged cowboy bounty hunter "Alamo Joe Rogan" on "Werewolf" (1987). Among the many TV shows Lance has had guest spots on are "Land of the Giants" (1968), "Gun Law" (1955), "Wonder Woman" (1975), "Barbary Coast" (1975), "The Rockford Files" (1974), "The Incredible Hulk" (1978), "Battlestar Galactica" (1978), "The Dukes of Hazzard" (1979), "Dallas" (1978), "Buck Rogers in the 25th Century" (1979), "Voyagers!" (1982), "Dynasty" (1981), "Knight Rider" (1982), "Airwolf" (1984), "Murder, She Wrote" (1984), "MacGyver" (1985), "Major Dad" (1989), "Quantum Leap" (1989) and "Star Trek: The Next Generation" (1987). Outside of his acting gigs in both films and TV shows, LeGault has also worked as a lounge and nightclub singer (he even recorded a self-titled album in 1970). In addition, Lance has done voice work for cartoons and video games as well as the narrator of the tour audiotape for Elvis Presley's Graceland Mansion and Museum in Memphis, Tennessee. Lance LeGault lives on a ranch in California. ]
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Plus Weekly Training Articles, Videos, and Exclusive Offers
By Athletes' Acceleration | March 5th, 2008
In my email yesterday I talked about the importance
I place on educating my athletes about their training
so they understand exactly what is going to make them
better athletes.
How, like Morpheus in the movie The Matrix, I offer
them the blue pill (just train and go home) or the
red pill (the truth about becoming a faster athlete).
And what a profound impact taking the red pill can
have on athletic performance.
How profound?
Here at Athletes’ Acceleration we’re celebrating our
most recent success story in helping young athletes
reach new levels of athletic achievement!
This past winter I went back to my alma mater and
began working with a group of high school sprinters
I had never seen or met before.
Just 14 weeks later, my girls 4×200 meter relay team
achieved something that hadn’t been done at the
school since Ronald Reagan was President (a span of
22 years) - won an All State Championship!
To celebrate this impressive accomplishment by a
hard working and highly dedicated group of athletes,
we’re having a special ‘State Champions’ sale here
at AthletesAcceleration.com.
From Wednesday March 5, 2008 until 11:59pm EST on
March 7, 2008, you’ll save 15% on every program and
resource on this site. And this discount applies
whether you purchase one program or several.
We only promote resources that meet our high
standards of approval, so you can be sure any choice
you make will be a good one.
So visit:
And check out all the highly effective coaching
and training resources we offer.
To apply the 15% discount to your purchase, When
checking out, simply enter the coupon code: SCSM
And remember, this offer ends on Friday March 7, 2008
at 11:59pm EST.
Again, don’t forget the code: SCSM
------------------------------ | March 4th, 2008
I strongly believe in educating my athletes as to
why we’re training the way we are.
Why what we’re doing is going to make them faster.
And I strongly encourage them to ask questions so
it makes sense, not just blindly follow what I tell
them to do like all their other coaches.
In a way I consider myself to be like Morpheus, a
character in my favorite movie, The Matrix. My athletes
are like Neo, the main character.
(If you don’t know what I’m talking about you should
really go rent this movie.)
There’s a scene in the movie where Morpheus offers
Neo a choice…
Take the blue pill and the story ends. Neo wakes up
and believes whatever he wants.
Take the red pill and, as Morpheus says, “You stay
in Wonderland and I show you how deep the rabbit-hole
goes. Remember — all I am offering is the truth,
nothing more.”
Invariably most of my athletes take the red pill.
And I start telling them the truth.
Before long they start to see just how purposeless and
ineffective the training they’ve gotten in the past
was.
The more success they have, the more questions they
ask. The more time they are willing to commit to
getting better.
The results speak for themselves.
It’s a double edged sword, however.
Once athletes know the truth about real training, it’s
very difficult to go back and buy into what some of
their other coaches are telling them because they
know it makes no sense.
That it’s not making them better. It’s probably even
erasing some of the progress they’ve made.
After all, I don’t think it’s a stretch to suggest
that 8 out of 10 youth/high school coaches don’t know
very much about speed, strength and conditioning.
At least not in my experience.
Many people still believe that speed can’t be taught
or significantly improved.
Oh it can, believe me.
In fact, this winter I accomplished something in 14
*weeks* that hadn’t been done in the 22 *years* prior
to my arrival.
That’s right, 22 years. Not since 1986.
And I’m not saying this out of arrogance or as an
indictment of previous coaching efforts.
Because numbers are objective facts.
Tomorrow I’m going to tell you exactly what that is
and how you can directly benefit from my success.
So keep an eye out for my email tomorrow.
Remember, you can ignore tomorrow’s email
(take the blue pill) and believe whatever you want
to believe.
Or you can take the red pill. Because like Morpheus,
all I’m offering is the truth, nothing more…
Until tomorrow,
Latif Thomas aka Morpheus
By Athletes' Acceleration | March 3rd, 2008
Polls and surveys seem to be all the rage these days,
especially with the political primaries in full swing.
I’m a big believer in the value of surveying your
audience. After all, our primary function is to provide
you with resources and information that will improve
your coaching and your athletes’ performances.
Patrick and I have a new idea we’ve been kicking around
for a while now. But we want to make sure you are
interested in it before we invest too much time and
energy into it.
It doesn’t matter if we think it’s a great idea if
you aren’t interested!
So I put together a quick survey that I’d like you to
take. It’s quick and painless and should only take you
about 2 minutes to complete.
Your feedback will let us know whether we’ve got a
good idea on our hands or a dud.
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2013 NFL Mock Draft
Athlon Sports predicts the first 32 picks of the 2013 NFL Draft.
By: Nathan Rush | 2/8/13, 9:45 AM EST
Submitted by Nathan Rush on Fri, 2013-02-08 09:45
1. Kansas City Chiefs1 of 33.
2. Jacksonville Jaguars2 of 33.
3. Oakland Raiders3 of 33
Sharrif Floyd, DT, Florida
An explosive 3-technique tackle in the mold of Warren Sapp, Floyd is flying up draft boards due to his size, athleticism and relatively few red flags compared to his 2013 peers.
4. Philadelphia Eagles4 of 33
Dion Jordan, OLB, Oregon
Chip Kelly wants to play a 3-4 defense and knows just what kind of player Jordan can be. A perfect fit both schematically and in terms of familiarity with the coaching staff.
5. Detroit Lions5 of 33
Eric Fisher, LT, Central Michigan
There may not be much of a talent gap between Fisher and Texas A&M's projected No. 1 pick Luke Joeckel. Fisher is a plug and play left tackle from Day One.
6. Cleveland Browns6 of 33
Dee Milliner, CB, Alabama
The consensus top cornerback in the draft is the best player on the board for the Browns, who could also make a surprise splash by reaching for a quarterback to compete with Brandon Weeden.
7. Arizona Cardinals7 of 33
Matt Barkley, QB, USC
The Cardinals have been fans of Barkley throughout the draft evaluation process. Even with the acquisition of Carson Palmer, Arizona could still use a quarterback of the future to build on.
8. Buffalo Bills8 of 33.
9. New York Jets9 of 33.
10. Tennessee Titans10 of 33
Chance Warmack, OG, Alabama
Hall of Fame guards Mike Munchak and Bruce Matthews are now the Titans' head coach and O-line coach, respectively. If anyone knows Warmack's value, it's those two.
11. San Diego Chargers11 of 33.
12. Miami Dolphins12 of 33
Jonathan Cooper, OG, North Carolina
Two of the better guard prospects of the past decade are in this year's draft, in Alabama's Chance Warmack and Cooper, whose quick feet and overall athleticism are rare for an interior lineman.
13. Tampa Bay Buccaneers13 of 33
Xavier Rhodes, CB, Florida State
The latest in a long line of Seminole corners, the X-man looks the part and would fill a need for the Buccaneers, who remain players in the Darrelle Revis sweepstakes.
14. Carolina Panthers14 of 33
Star Lotulelei, DT, Utah
A heart condition discovered during medical screenings at the Combine has caused Star's shine to fade. But the Panthers would pounce on this top-5 talent if he fell.
15. New Orleans Saints15 of 33
Jarvis Jones, OLB, Georgia
Another health risk with top-5 potential, Jones' spinal stenosis has scared off some teams. On tape, Jones is the top 3-4 outside linebacker and a perfect fit for the Saints.
16. St. Louis Rams16 of 33
Sheldon Richardson, DT, Missouri
The St. Louis native has the size and swagger to be the type of distruptive D-lineman coach Jeff Fisher loves.
17. Pittsburgh Steelers17 of 33
Tyler Eifert, TE, Notre Dame
One of the potential surprises come draft night, Eifert could be selected much higher than expected due to his status as the clear-cut top tight end available.
18. Dallas Cowboys18 of 33
D.J. Fluker, RT, Alabama
The big man is a mauler at right tackle and likely could kick inside to guard with similar results. The Boys need O-line help and Fluker would certainly provide that.
19. New York Giants19 of 33
Alec Ogletree, MLB, Georgia
A pre-Combine DUI has teams scratching their heads regarding the knucklehead factor with Ogletree, the top middle linebacker in a solid class of inside backers.
20. Chicago Bears20 of 33
Manti Te'o, MLB, Notre Dame
Brian Urlacher's replacement going to the heart of Fighting Irish territory? That's too good to be true. But still not as hard to believe as the Te'o tale of internet love gone wrong.
21. Cincinnati Bengals21 of 33
Kenny Vaccaro, S, Texas
The top safety in the class has a wide range of landing spots, starting in the early teens and going into the twentysomethings. Cincy is a club where team need meets prospect value.
22. St. Louis Rams22 of 33.
23. Minnesota Vikings23 of 33
Tavon Austin, WR, West Virginia
One of the fastest players and fastest risers in this year's draft, Austin made Geno Smith look good. The triple-threat would slide right into Percy Harvin's old role in Minny.
24. Indianapolis Colts24 of 33
Menelik Watson, RT, Florida State
Protecting Andrew Luck is priority No. 1 for the Colts. Watson is raw but possesses the type of frame and feet expected from a former college basketball player turned O-tackle.
25. Minnesota Vikings25 of 33.
26. Green Bay Packers26 of 33.
27. Houston Texans27 of 33.
28. Denver Broncos28 of 33.
29. New England Patriots29 of 33
Robert Woods, WR, USC
Although he was overshadowed by Biletnikoff Award-winning Trojan teammate Marqise Lee (No. 9), Woods is still a top-flight playmaker in his own right.
30. Atlanta Falcons30 of 33
Damontre Moore, DE, Texas A&M
Once thought of as the "next Von Miller," at least in terms of draft stock, Moore has taken a tumble down the board, going from top-10 to back-half of the first.
31. San Francisco 49ers31 of 33
Margus Hunt, DE, SMU
The "Eastern Block" is a 6'8" monster who could be a long-term replacement option to the aging warrior Justin Smith at end in the Niners' dominant 3-4 scheme.
32. Baltimore Ravens32 of 33.
- 33 of 33
Other Slideshows You Might Like
The first round of the 2013 NFL Draft will be held on Thursday, April 25..
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Nov 302012
Darn, this deal has expired.Don’t miss another. Subscribe to email updates, follow @atlcheap on Twitter, like Atlanta on the Cheap on Facebook, or follow us on Google+. And be sure check the calendar for the latest deals.
The festivities start at 5:00 p.m. with the lighting of the town, musical performances, a visit from Santa and Mrs. Claus, the Christmas Farmer’s Market, a reading of ‘Twas the Night Before Christmas, & more. Then at 6:00 p.m., over 10,000 twinkling lights will illuminate Alpharetta’s Christmas tree, a 45-foot live blue spruce.
When you go, remember to bring canned goods to donate to the food drive benefiting North Fulton Community Charities.
–Jennifer Maciejewski
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http://www.atlantaonthecheap.com/2012/11/30/alpharetta-christmas-tree-lighting-tonight-november-30-2012/
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[
[
"http://cdn.atlantaonthecheap.com/wp-content/uploads/2012/11/alpharetta-Ground-Banner_Xmas2012-300x150.jpg",
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If you have information about someone you think may be deliberately evading tax, you can report it to us confidentially online.
Try to provide as much detail as you can so we are able to fully assess the information - see What is tax evasion?
The online form takes about 15 minutes for simple reporting. It is only available in English.
The form cannot be saved, so make sure you have enough time to complete it in one session.
For more information about the online form, see How to report - Frequently asked questions.
Start online tax evasion form.
Return to Tax evasion
If you are concerned about privacy, view our online security page for information on how to protect yourself online.
Last Modified: Thursday, 20.
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Self-managed superannuation funds: A statistical overview 2008-09 is available in Portable Document Format (PDF).
Download a PDF of Self-managed superannuation funds: A statistical overview 2008-09 (NAT 74068, PDF, 644 KB).
Purpose
As part of the Super System Review (the Review), A Statistical Summary of Self Managed Superannuation Funds was released on 12 December 2009. The majority of the Self Managed Superannuation Funds (SMSFs) information included in that paper was sourced from both publicly available and previously unpublished ATO data.
This publication updates the Super System Review statistical summary using 2008-09 year data. We propose to provide annual updates.
Where appropriate, we refer to Australian Prudential Regulation Authority (APRA) data for comparisons to the SMSF sector.
Background
The ATO began regulating SMSFs in the 2000 financial year under the regulatory framework of the Superannuation Industry (Supervision) Act 1993 (SIS Act).
For information on what constitutes an SMSF and the ATO's regulatory role, go to
Traditionally, SMSF data was collected on the super fund income tax return. From 2008, a new SMSF annual return (SAR) was developed to enhance regulation of SMSFs and collect more reliable data.
Generally the data for this overview has been collected from:
The SMSF sector remains the largest sector of the Australian superannuation industry, with 99% of the number of funds and over 30% of the $1.23 trillion total super assets1.
At 30 June 2010, there were around 425,000 SMSFs and almost $387 billion in assets.2 There were also approximately 810,000 members in the SMSF sector, about 7% of roughly 11.6 million members in Australian super funds.3
The data shows the SMSF sector responds to government initiatives or changing economic circumstances, particularly in relation to total asset holdings and shifts in asset types held. This is not inconsistent with the general view that SMSF trustees establish SMSFs for control and flexibility. Such observations take into account that 2010 data is not yet included in the majority of this overview's analysis.
In recent years there has been a trend for members of new SMSFs to be from younger age groups than those of the total SMSF member population. Overall, SMSF members compared to non-SMSF fund members tend to be older and have both higher average balances and higher average taxable incomes.
SMSFs directly invested 76% of their assets, mainly in cash and term deposits and Australian listed shares (a total of almost 59%).
Estimates of the return on assets for the SMSF sector show negative returns for 2007-08 and 2008-09. This is consistent with the total super industry, although the size of the negative returns was smaller for SMSFs. Estimates of the operating expense ratio of SMSFs shows a direct relationship with the asset size of the SMSF.
In the five years to 30 June 2010, SMSFs have been the fastest growing sector of the Australian superannuation industry.
During this period total super assets grew by 60%, while SMSF assets grew by 122%.4The SMSF sector contributed the largest proportion with 46% of the total 60% growth in super assets.
Graph 1 shows the breakdown of the 60% growth in total super asset by fund type, based on APRA data.
Graph 1: Proportion of 5 Year Total Superannuation Growth by fund type
The overall growth in SMSF asset holdings can be attributed to continued establishment of new SMSFs, increase in contributions and net rollovers into SMSFs, and investment earnings (SMSF investment performance is discussed later).
Between the years ended 30 June 2005 to 30 June 2010, SMSF numbers have grown by 47% (see appendix 1 table 3).
Graph 2 shows the most significant growth (13%) occurred in the year ended June 2007, coinciding with the introduction of the government's Superannuation Simplification measures.5 By 2009 the growth rate had dropped to 2006 levels, most likely influenced by global economic circumstances. SMSF numbers stabilised in 2010, reflecting the improvement in community confidence.
Graph 2: Growth in the number of SMSFs from 2005 to 2010
Over this period, net establishment of new funds (establishments less wind ups) averaged over 25,000 a year (or approximately 2,100 a month) while wind ups averaged over 5,000 a year.
Overall, net establishments show a similar pattern as total fund numbers as establishments peaked in 2007 and windups peaked in 2009.
Despite the continued establishment of new SMSFs, the majority of SMSF funds have existed for over 10 years (41.8%) with 20.4% having existed for three years or less (see appendix 1, table 4).
Over the five year period to 30 June 2009, contributions to the SMSF sector averaged $32.5 billion a year (member $23.6 billion, employer $8.9 billion, see appendix 1, table 1).
Contributions peaked in the year ended 30 June 2007. This was the same year the Super Simplification measures abolished reasonable benefit limits and introduced a $1 million transitional contribution limit.
SMSF member contributions consistently exceeded employer contributions during this five year period by approximately three to one.
Since 2007, annual employer contribution amounts to SMSFs have remained relatively constant. In comparison, the amount of member contributions have varied from 84% of contributions made in 2007, to 69% and 63% in 2008 and 2009 respectively (see appendix 1, table 1).
Over the five years, most member contributions have been to SMSFs with assets worth between $500,000 and $5 million. Employer contributions have been spread mostly across SMSFs with assets worth between $200,000 and $2 million. This is particularly evident in the years ended 30 June 2008 and 30 June 2009 (see appendix 1, table 1).
Graph 3 compares contributions to SMSFs proportionately to all super fund contributions for the years ended 30 June 2005 to 30 June 2009 as reported by APRA.6 It shows contributions to SMSFs over the five years have generally remained under 30% of total super contributions. In 2007 however, the surge in member contributions saw SMSF contributions increase to 41% of total contributions.
Overall, for the five years to 30 June 2009, the proportion of member contributions to SMSFs have generally trended upwards. Note that more recent events and data from the year ended 30 June 2010 onwards are not included in this overview. It is anticipated that government initiatives such as the halving of the caps on concessional contributions introduced from the year ended 30 June 2010 will slow the growth trend in member contributions.
Graph 3: Contributions to SMSFs as a percentage of Total Australian superannuation contributions (member, employer and total)
For the five years to 30 June 2009, the $50.4 billion rolled into SMSFs consistently exceeded the $14.2 billion rolled out of SMSFs (see appendix 1, table 2).
On average it is reported over $10.1 billion is rolled into SMSFs and $2.8 billion is rolled out of SMSFs annually.
ATO data does not distinguish between amounts rolled between SMSFs and that rolled to or from non-SMSFs. However, the net result is an inward rollover amount of $36.1 billion over the five years.
Graph 4 shows inward rollovers trended upwards at a faster rate than outward rollovers, particularly up to the year ended 30 June 2008, and levelled off in 2009.
Graph 4: Total SMSF rollovers
The overall net inflow into SMSFs was $142.9 billion during the five years to 30 June 2009. Graph 5 shows that in all years, this is predominantly attributable to contributions made to SMSFs and in particular the surge in contributions in the year ended 30 June 2007.
Net transfers and benefits have tended to have limited impact on total SMSF flows. Up to 2007, annual net flows directly reflected the amount of contributions received. In the two years after 2007 however, benefit payments trended upwards at a faster rate, affecting total net flows.
Prior to 2007, benefit payments as a percentage of total contributions were between 30-40% (2004-2006), while after 2007, they were between 55-60% (2008-2009).7
Graph 5: Breakdown of SMSF fund flows
SMSFs can be established with either a corporate trustee (where all members of the SMSF are directors of the corporate trustee) or with individual trustees (where all members of the SMSF are trustees).
At 31 December 2010, around 73% of SMSFs had individual trustees rather than a corporate trustee (see appendix 1, table 5).
Graph 6 shows that in recent years there was a noticeable shift away from corporate trustees, with almost 90% of newly registered SMSFs in the year ended 30 June 2010 established with individual trustees.
Graph 6: SMSF trustee structure
For the year ended 30 June 2009, almost 70% of SMSFs reported they were solely in the accumulation phase, whereas just over 30% reported they were making pension payments to some or all members and so considered to be in the pension phase.8
Those SMSFs which commenced pension payments in 2009 had, on average, been established for at least five years.
Of SMSFs commencing pension payments in 2009, almost 49% were over five years old, less than 39% were less than two years old and almost 11% were operating in their first year.9
All SMSFs must have their financial accounts and compliance with the SIS Act audited annually by an approved auditor. Hence, approved auditors play a key role in ensuring SMSF compliance with regulatory obligations.
At 30 June 2008, it is estimated there were over 11,000 approved auditors, who conducted about 33 audits on average in the year ended 30 June 2009.10
Of these, 39% performed less than five SMSF audits in 2009. There are however, early indicators of a shift towards approved auditors performing the audit of larger numbers of SMSFs (see appendix 1, table 6).
In the year ended 30 June 2009, approximately 15% of approved auditors were reported as also providing other services for SMSF clients such as a tax agent, accountant or financial advisor or administrator.
Tax agents and accountants also play a significant role in the SMSF sector. As at December 2010, SMSFs were serviced by around 16,300 different tax agents or accountants, with approximately 83% of all SMSFs registered with a tax agent. However, 98% of SMSF annual returns are lodged by a tax agent.11
Tax agents and accountants have on average 21 registered SMSF clients. The majority have only a small number, with 62% having 10 or less and 21% (or 3,410) a single SMSF client. In contrast, 4% or 630 tax agents and accountants have registered more than 100 SMSFs (see appendix 1, table 7).
At 30 June 2010, there were about 810,000 members in the SMSF sector, of whom 54% were male and 46% female. Generally, female members tended to be younger than male members, with a higher percentage falling within all age groups, apart from those 65 and over where males exceeded females by almost 6% (see appendix 1, table 8).
Approximately 68% of SMSFs had two members, almost 23% were single member SMSFs and about 4% had either three or four members.12
At 30 June 2009, almost 25% of SMSF members received pension payments, including members who were fully or partially in the pension phase.13
At 30 June 2010, 74% of SMSF members were aged 35 to 64, while just over 80% of SMSF members were older than 45 years of age (see appendix 1, table 8).14
Recently established SMSFs tend to have younger members than the total SMSF member population.
Graph 7 shows that of the almost 6,500 SMSFs established in the June 2010 quarter,15 7.5% of members were aged over 65. In comparison, over 20% of the total SMSF member population were aged 65 and over at June 2010. In the June 2010 quarter, members below 35 years of age represented almost 11% as compared to over 5% for the whole SMSF member population. In addition 65% of members of these newly established SMSFs were less than 55 years of age compared to almost 46% of members of all SMSFs.
Graph 7: Proportion of SMSF members by age range
In the non-SMSF sector only 3% of account holders are over 65, while in the SMSF sector only 6.1% of members are under 35 years of age (see appendix 1, table 9).16
Graph 8 provides a comparison of SMSF and non-SMSF member ages at June 2009. In the SMSF sector 67% of members were over 50 years of age compared to 23% of members in the non-SMSF sector.17 In contrast, there was a higher proportion of members below 50 years of age who held accounts in the non-SMSF sector (76%), with just over 33% of SMSF members in this age range.
Graph 8: Age distribution of SMSF members and non-SMSF members as at June 2009
The average taxable income of all SMSF members in the year ended 30 June 2009 was almost $86,500. Those aged 35 to 59 had the highest average taxable income of over $100,000 (see appendix 1, table 9). The average taxable income of all other age groups is below $71,000, with members over 65 having the lowest average taxable income of less than $60,000.
SMSF members of all ages had a higher average taxable income in 2009 than non SMSF members which was just over $48,900 (see appendix 1 table 9).
Graph 9 shows SMSF trustees aged 35 to 49 had the most significant difference in average taxable income, earning $110,000 compared to non-SMSF members with below $60,000.
For the 35 and under age ranges and those aged 60 and over the difference is relatively consistent.
Graph 9: Average taxable income of SMSF members and non-SMSF members by age range
At 30 June 2009, the average SMSF member balance was $439,000 (see appendix 1, table 10), which is almost 20 times the size of the average account balance of non-SMSFs of approximately $22,000.18
Graph 10 shows that as SMSF members age, their balances increase and their taxable incomes decrease. The average SMSF member balances range from over $50,000 for members under 35 to over $708,000 for those over 65 (see appendix 1, table 9).
While the average balance of SMSF members over 60 increases, the proportion of members in the older age ranges declines. The largest proportion of members were aged 50 to 59 with an average balance of just over $440,000.
Graph 10: 2009 Taxable income and average balance of SMSF members by age range
Graph 11 shows that over the five years to 30 June 2009, average SMSF member account balances have grown steadily, peaking with almost $477,000 in 2007 before falling by 7.9% in 2009 to around $439,000.
Graph 11: SMSF and SMSF member asset sizes
Over the five years to 30 June 2009, the proportion of members with less than $100,000 asset balances decreased from 35% to 25%. Those with asset balances over $1 million rose from 5% to 10% (see appendix 1, table 11).
Graph 12 shows there was a general shift in member accounts towards the larger asset ranges over the five years. The majority of members hold assets of between $100,000 and $500,000 (48.5%). The proportion of members in this range has remained relatively constant over the five year period.
Graph 12: SMSF member asset sizes over 5 years
A comparison however, of the three years ended 30 June 2007 to 30 June 2009 in Graph 13, shows the proportion of member balances within assets ranges below $500,000 rose, while the proportion above $500,000 declined.
Graph 13: SMSF member asset sizes over 3 years
SMSF assets sustained a five year growth period to 30 June 2009, peaking in the year ended 30 June 2007 to almost $912,000, then falling 8.4% to almost $836,000 by 30 June 2009 (see appendix 1, table 10).
This compares to the median SMSF asset size by 30 June 2009 of approximately $471,000 (over $509,000 and $493,000 for 2007 and 2008 respectively).
The difference between the average and median asset figures reflects the number of SMSFs with over $1m in assets (25% in 2009).
As mentioned previously in relation to total SMSF asset growth, the fall in average and median SMSF assets (2008 and 2009) coincided with the global economic downturn.
At 30 June 2009, 49% of SMSFs had assets between $200,000 and $1 million (see appendix 1, table 11). Generally over the years ended 30 June 2005 to 30 June 2009, the proportion of SMSF assets across asset ranges follow a very similar pattern to that of SMSF members.
Graph 14 shows that for the five year period, the proportion of SMSFs holding assets of less than $500,000 fell, while the proportion of SMSFs holding greater than $500,000 in assets rose.
Graph 14: SMSF asset sizes over 5 years
In contrast, Graph 15 compares the latest three years ended 30 June 2007 to 30 June 2009. The proportion of SMSFs with assets below $1 million rose (except those holding less than $50,000) while the proportion with assets above $1 million declined.
Graph 15: SMSF asset sizes over 3 years
At 30 June 2009, the two most significant SMSF asset holdings were in Australian listed shares (29.2%) and cash and term deposits (29.7%) (see appendix 1, table 13).
Graph 16 shows that 58.9% of all SMSF assets were directly invested in these two asset classes.
Graph 16: SMSF asset allocation
Graph 17 compares the significant shifts of all SMSF asset holdings between the years ended 30 June 2008 and 30 June 2009. Generally over the two years there was a shift away from listed trusts, other managed investments and listed shares towards cash and term deposits and real property (both non-residential and residential).
In contrast, there was a corresponding increase in the proportion of SMSFs holding investments in cash and term deposits, listed shares, non-residential property and other assets in particular.
Interestingly for listed shares, there was a clear reversal of the shifts in the proportion of assets held and the proportion of SMSFs holding those assets. This indicates that there was an overall reduction in the value of holdings of listed shares over the two years, however more SMSFs invested in listed shares. This was probably a response to economic trends.
Graph 17: 2008 to 2009 Percentage change of total SMSF assets and of SMSF population holding assets by asset type
As at 30 June 2009, 76% of the SMSF sector assets were reported as directly invested by the SMSF with just under 20% invested in trusts and managed investment structures. The remaining investments held included overseas and miscellaneous assets such as collectibles or other assets (see appendix 1, table 13).
The SMSF asset types were allocated relatively evenly across the SMSFs asset ranges (see appendix 1 table 14). Note that smaller SMSFs were more likely to hold cash and term deposits than larger funds. Larger funds turned towards Australian listed shares and held a relatively larger proportion of non-residential real property and unlisted trusts.
Comparing SMSFs in the accumulation phase to the pension phase, just over 30% of SMSFs in the pension phase held almost 49% of reported assets for the year ended 30 June 2009.19
In 2009, SMSFs reporting in the pension phase had very similar assets to SMSFs in the accumulation phase (see appendix 1 table 15). The only obvious change was SMSFs in the pension phase had slightly less property and slightly more listed trust and listed share assets.
As at 30 June 2009, just below 11% of SMSFs reported holding all of their investments in one asset class, representing approximately only 5% of all SMSF assets (see appendix 1 table 16).
Smaller SMSFs were more likely to hold only one asset class (35% of those with less than $50,000 in assets). This is consistent with the fact that smaller SMSFs held the highest proportion of assets in cash and term deposits, almost 52% for those with less than $50,000 in assets (see appendix 1 table 14).
Less than 7% of SMSFs which fall within each asset range over $500,000 hold only one class of asset, (see appendix 1, table 17) indicating that as funds grow, there was a clear tendency to spread investments.
Care must be taken when using SMSF performance figures, particularly when making comparisons, as SMSF statistical data reported before 2008 is not necessarily reliable. While the methodology used to estimate SMSF performance resembles APRA's, the data collected is not the same.
Notwithstanding, the estimated return on assets (ROA) for SMSFs was positive for the year ended 30 June 2007. This was followed by negative returns in the years ended 30 June 2008 and 30 June 2009 (16.7%, -6.3% and -6.7% respectively).20
Comparisons to APRA regulated funds of more than four members showed the same trend for the three years (14.5%, -8.15 and -11.7% respectively).21
Graph 18 shows that for the years ended 30 June 2008 and 30 June 2009, most SMSFs experienced a negative ROA (almost 70% of SMSFs in 2008 and almost 72% in 2009). In both years, the highest proportion of SMSFs had ROA of -20% or less.
Graph 18: SMSF return on assets in 2008 and 2009
The estimated SMSF ROA shows a direct relationship between SMSF sizes and asset ranges. The larger the SMSF the more improved the ROA (see appendix 1, table 12).
Graph 19 shows the estimated average ROA by the SMSF size for the years ended 30 June 2007 to 30 June 2009. Overall, in 2009 the ROA for SMSFs was generally less than 2008 for all size ranges (apart from the $1 million to $2 million range).
The continued negative performance in the estimated SMSF ROA in 2009 coincides with the downturn in the world economy.
Graph 19: SMSF return on assets by fund size
As with estimated SMSF investment performance data, care must be taken when using the operating expense ratio figures as comparisons may not be meaningful. SMSF statistical data reported before 2008 is not necessarily reliable and while the methodology used to estimate the operating expense ratio is as close as possible to APRA's, the data collected is not the same (see appendix 2).
Notwithstanding, the estimated average operating expense ratio of SMSFs fell from 0.72%, to 0.67% and 0.57% over the years ended 30 June 2007, 2008 and 2009 respectively.22
Average SMSF operating expenses in 2009 were almost $5,300 compared to approximately $6,000 and $6,400 in 2007 and 2008 respectively.
SMSFs with less than $50,000 in assets had a 7% average operating expense ratio compared to SMSFs with more than $500,000 in assets that had an average of less than 1% (see appendix 1, table 19).
As can be expected, graph 20 shows the estimated operating expense ratio for SMSFs declined in direct proportion to the increased size of the funds.
Graph 20: SMSF operating expense ratio by fund size
The majority of SMSFs had an estimated operating expense ratio of less than 1% (64.5% of SMSFs in 2009), the highest proportion (almost 36% in 2009) had an estimated operating expense ratio of 0.25% or less (see appendix 1, table 20).
Approved auditors play a major role in regulating SMSFs. In the year ended 30 June 2009 the average audit fee was $656.23 Average audit fees varied significantly. For those approved auditors reported as providing other services, their average fee was $942 compared to $612 for those who only completed the SMSF audit (see appendix 1, table 21).
In the year ended 30 June 2009, over 50% of SMSFs paid less than $500 to approved auditors for audit fees, while almost 4% paid $2,000 or more.
Approved auditors are required to submit to the ATO, as part of the annual audit, Auditor Contravention Reports (ACRs) that disclose SMSF contraventions according to ATO reporting guidelines. These range from administrative contraventions to more serious contraventions, such as breaches in relation to investment in in-house assets.
Overall, the percentage of the SMSF population with ACRs from the year ended 30 June 2004 to 30 June 2009 audit years has remained relatively stable at approximately 2% of all SMSFs each year.24
There were 8,126 SMSFs that had ACRs lodged containing 17,866 contraventions in the year ended 30 June 2010. Just under half of these contraventions were reported as rectified.
The most common reported contraventions were loans or financial assistance to members (20%), while in-house assets and separation of assets constitute 17% and almost 14% respectively. In monetary terms, these two contraventions represent over 25% and 28% respectively of the reported contraventions up to 2010 (see appendix 1, table 23).
The demographic of SMSFs with ACRs generally align with the SMSF population. Analysis shows there is no correlation between the receipt of an ACR and the SMSF asset size, SMSF income range, years since establishment or the structure of the SMSF.
This table illustrates the total value of contributions to SMSFs during each financial year and the mean and median amounts over those periods, along with contributions by fund size.
These figures are estimates based on SMSF income tax and regulatory return form data. To ensure consistency, the Total Contributions figures used are those reported in the Self-managed super fund statistical report, December 2010 (available at).
This table illustrates the total value of rollovers into and out of SMSFs during each financial year and the mean and median amount over those periods and by fund size.
These figures are estimates based on SMSF income tax and regulatory return form data. To ensure consistency, the Total Rollover figures used are those reported in the Self-managed super fund statistical report, December 2010 (available at).
This table illustrates the:
These figures are estimates based on SMSF income tax and regulatory return form data. To ensure consistency, the figures used in this table are those reported in the Self-managed super fund statistical report, December 2010 (available at).
This table illustrates the age distribution of SMSFs, based on years since their establishment date.
This table illustrates the trustee structure (either corporate or individual trustees) of the SMSF population at 31 December 2010 plus new registrations for the years 30 June 2008 to 2010.
This table illustrates the proportion of approved auditors to the number of audits they performed within the years 30 June 2007 to 2010.
These figures are estimates based on SMSF income tax and regulatory return form data.
This table illustrates the distribution of tax agents by the number of SMSFs registered as their clients at 31 December 2010.
This table illustrates the approximate age and gender distribution of SMSF members at 30 June 2010, along with the age distribution of members of SMSFs established in the June 2010 quarter. The age ranges in this table align with those reported in self-managed super fund statistical reports.
This is an estimate based on Australian Business Register (ABR) data. To ensure consistency, the percentages of members used for all SMSFs are those reported in the Self-managed super fund statistical report, December 2010 (available at).
This table illustrates the approximate age and gender distribution of SMSF members at 30 June 2009, along with the average and median account balances. It also compares SMSF members' average taxable income to non-SMSF members' average taxable income. The age ranges in this table align with those as reported in APRA's Annual Superannuation Bulletin.
This is an estimate based on Australian Business Register (ABR) data.
This table illustrates the average and median SMSF fund asset sizes and member account balances at the end of each financial year.
These figures are estimates based on SMSF income tax and regulatory return form data. To ensure consistency, the average figures used in this table are those reported in the Self-managed super fund statistical report, December 2010 (available at).
This table illustrates the approximate distribution of SMSFs by fund asset sizes and by members account balances at the end of each financial year.
These figures are estimates based on SMSF income tax and regulatory return form data. To ensure consistency, the percentages used in this table are those reported in the Self-managed super fund statistical report, December 2010 (available at).
This table illustrates the average ROA of SMSFs by asset size. The ROA is calculated by determining the net earnings, and comparing this to average assets during the financial year to determine the percentage return on assets.
This table illustrates the value and proportion of assets held by the SMSF population for each type of asset listed on the 2009 SMSF annual return as well as the mean and median value. It follows that SMSFs will have different asset allocations in individual cases.
These figures are estimates based on SMSF income tax and regulatory return form data. To ensure consistency, the total monetary amounts used in this table are those reported in the Self-managed super fund statistical report, December 2010 (available at).
This table illustrates the proportion of SMSF assets held for each type of asset listed on the 2009 SMSF annual return by the asset size of SMSFs.
This table illustrates the proportion of assets held by accumulation and pension phase SMSFs, for each type of asset listed on the 2009 SMSF annual return.
This table illustrates the distribution of SMSFs that have 50% or more of their assets by value invested in one particular asset class. For example, 41% of SMSFs hold 80% of their assets in one particular asset class, representing 28.5% of total SMSF assets.
This table illustrates, by fund size, the distribution of SMSFs that have 50% or more of their assets by value invested in one particular asset class.
This table illustrates, by asset class, the distribution of SMSFs that have 50% or more of their assets by value invested in that asset class.
This table illustrates average SMSF operating expense ratios by fund size. The operating expenses of an SMSF are calculated using various deduction labels from its income tax return. The total is then compared to its average assets to get a ratio of expenses to assets.
This table illustrates the distribution of SMSFs across various ranges of operating expense ratios.
This table illustrates average and median SMSF audit fees reported in 2009. It also distinguishes SMSFs whose auditors performed additional services for the fund and those who only performed the audit service.
These figures are estimated based on SMSF income tax and regulatory return form data.
This table illustrates the proportion of SMSFs that are within certain audit fee ranges for the years 30 June 2008 and 2009.
This table illustrates the general type of contraventions that have been reported since the start of contravention reporting in 2005 (up to 30 June 2010) by approved auditors to the ATO.
Data limitations and differences in methodologies impact the analysis of SMSFs and any comparison of SMSF with non-SMSF sectors.
Prior to the development of the SAR for the 2008 and later income years, there were concerns about the reliability of certain statistical information reported on the annual superannuation fund return form.
In 2010 the ATO moved to a new Integrated Core Processing (ICP) system for collection and handling of its data holdings which has impacted on the reproduction of certain historical SMSF data. We will continue to improve the methodologies of reporting SMSF information, which may result in changes to figures in the future.
Differences in methodologies can include:
1 APRA 2010, APRA September 2010 Quarterly Superannuation Performance, 9 December 2010, (see table 'Key statistics', p7).
2 ATO 2010, Self-managed super fund statistical report, December 2010
3 Australian Bureau of Statistics 2007, Employment Arrangements, retirement and Superannuation, Apr to Jul 2007 (Re-issue), Cat. No. 6361.0, ABS, Canberra, p.16.
4 APRA 2011 and APRA 2006, APRA June 2006 Quarterly Superannuation Performance, 28 September 2006 (see table 'Key statistics', p.7), APRA June 2010 Quarterly Superannuation Performance, 9 September 2010 (see table 'Key statistics', p.7).
5 In 2006 Government announced major reforms known as Superannuation Simplification which included a suite of measures aimed to simplify complexities faced by retirees, improve retirement incomes and provide greater flexibility.
6 APRA 2010, APRA September 2010 Quarterly Superannuation Performance, 9 December 2010, (see table 'Financial Performance - Trends', p.28).
7 ATO 2010, Self-managed super fund statistical report, December 2010.
8 Based on 2009 SAR lodged data.
9 Based on 2009 SAR lodged data and ABR data.
10 Based on 2008 SAR lodged data.
11 Based on 2009 SAR lodged data.
12 ATO 2010, Self-managed super fund statistical report, December 2010.
13 Based on 2009 SAR lodged data.
14 Age ranges used as per ATO 2010, Self-managed super fund statistical report, for comparison purposes.
15 ATO 2010, Self-managed super fund statistical report, June 2010.
16 Age ranges used as produced in the APRA Annual Superannuation Bulletin, for comparison between members of SMSF and members of non-SMSF funds.
17 APRA 2009, Annual Superannuation Bulletin, APRA statistics, 10 February 2010.
18 APRA 2009, Annual Superannuation Bulletin, APRA statistics 2010 (Table 11, pg 39).
19 Based on 2009 SAR lodgments.
20 Calculations based on SMSF 2007 return and 2008 and 2009 SAR reported data.
21 APRA 2009, Annual Superannuation Bulletin, APRA statistics, June 2010.
22 Calculations based on 2007 SMSF return and 2008 and 2009 SAR reported data.
23 As reported on the 2009 SAR lodgments.
24 As per ATO ACR data as at June 2010.
Last Modified: Thursday, 7)
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Like.
Thinking about self-managed super.
Setting up an SMSF.
Managing your fund's investments
You need to manage your fund's investments in the best interests of fund members and in accordance with the law. Your investments must be separate from the personal and business affairs of fund members, including yourself.
Accepting contributions
You can accept money contributions for your members from various sources but there are some restrictions, mostly depending on the member's age and whether they've exceeded the contribution caps. Generally you can't accept an asset as a contribution from a member, though there are some exceptions.
Reporting, record keeping and administration
As a trustee you'll have a number of administrative obligations - for example, you'll need to arrange an annual audit of your fund, keep appropriate records and report to us on the fund's operation.
Accessing your super
Accessing the super in your SMSF to pay benefits is generally only allowed when a member reaches what's called their 'preservation age' and meets one of the specified conditions of release - for example, they retire. There are very limited circumstances, such as death or terminal illness, where a member's super can be accessed before this. There are significant penalties for unlawfully releasing super benefits.
Understanding tax and SMSFs
The income of your SMSF is generally taxed at a concessional rate of 15%. To be entitled to this rate your fund has to be a 'complying fund' that follows the laws and rules for SMSFs.
Winding up an SMSF
At some point you may need to wind up your SMSF. This could happen if all the members and trustees have left the SMSF or all the benefits have been paid out of the fund.
Self-managed super funds - home
Overview
Accepting contributions and rollovers
Reporting, record keeping and administration
Managing your own super is a big responsibility. There are strict rules that govern how you can use a self-managed super fund (SMSF), how you can invest your money and when you can get at it.
Before deciding whether to manage your own super, think about the following.
Consider your options and seek professional advice
If you're not confident you can get a better result from an SMSF, you may be better off with a different type of fund.
Make sure you have enough assets, time and skills
To establish a competitive fund you need considerable super savings available to invest and be willing to put your own effort into managing the fund. At times you might need to consult with professionals and advisers, which adds to the cost of managing your fund.
Understand the risks and laws
All financial decisions carry risk, so it's important to think carefully about your investment options to balance the level of risk against the level of financial return. You also need to be sure your super investments are legal.
For more information, refer to Thinking about self-managed super.
If you set up an SMSF, you're in charge - you make your own investment decisions and you're responsible for complying with the law.
Or you can put your super in a large super fund where it's pooled with the super of other members and professionally managed by the trustees of the fund. Most people invest their super this way.
It's an important decision and the best approach for you depends on your personal situation, so we recommend you see a qualified and licensed professional to help you decide. Financial advisers, tax agents and accountants can help you understand what's involved and advise on the best option.
If you decide to set up an SMSF, make sure it's for the right reason: saving for your retirement. Don't set up an SMSF to try to get early access to your super, or to buy a holiday home or artworks to decorate your house. These things generally don't comply with super law, and schemes to get early access to super are usually illegal and fraudulent.
You'll need the money, time and skills to:
As a trustee of an SMSF, your main responsibility is to ensure you've invested your fund's money appropriately, so ask yourself:
If you're not confident you can get a better result, you may be better off leaving it to super professionals.
Costs of setting up and running an SMSF
To establish a viable SMSF that's competitive with large funds you'll need around $200,000 in super savings. Your ongoing costs will be around $2,000 to run a median-sized fund each year, including $180 each year for an annual supervisory levy.
If you set or join an SMSF, you'll also need to have adequate life insurance in case you die or you're unable to work because of an illness or accident.
There can be a big variation in the cost of setting up and running a fund. It depends on the cost of the professional accounting services you use and the cost of tax, audit and legal advice you obtain to run the fund. Life insurance can also be expensive compared to the large funds: they buy group policies that enable them to offer life insurance benefits (for illness or accident) at relatively low cost.
Think carefully about your investment options and how to manage the associated risks. You need to consider:
Avoid risking all your retirement savings in one or a few investments. By spreading your investments (diversifying) you can help control the total risk of your investment portfolio.
Super funds, including SMSFs, receive significant tax concessions as an incentive for members to save for their retirement. However, you need to follow the tax and super laws to receive these concessions.
If you decide to set up an SMSF, you're legally responsible for all the decisions made, even if you get professional advice.
When you set up an SMSF you become a trustee (or the director of a company that is a trustee).
What it means to be a trustee
A trustee is responsible for running the fund and acting in the best interests of the members. As a trustee you need to manage the fund and its investments separately from your own affairs.
How your SMSF is regulated
We administer the relevant super laws for SMSFs, work with you to help you meet your obligations and verify compliance, but we don't provide financial or investment advice.
Laws, rules and consequences
You're also responsible for running the fund according to its trust deed and the super laws. If you don't, the tax concessions that normally apply to your super may be affected and you may face penalties. Your fund must be run for the sole purpose of providing retirement benefits for the members.
Steps to setting up an SMSF
Your SMSF needs to be set up correctly so that it's eligible for tax concessions, can pay benefits and is as easy as possible to administer. Here are the steps to setting up your fund:
For more information, refer to:
When you set up an SMSF, you take on the role of either a:. We expect you to:
All trustees and directors are equally responsible for managing the fund and making decisions - even if one takes a more active role in its day-to-day running.
For more information, refer to Setting up a self-managed super fund (NAT 71923).
The.
As an SMSF trustee, you must act according to your fund's trust deed and the super and tax laws. If there's a conflict between the super laws and the trust deed, the law overrides the trust deed.
At the heart of the super laws is a principle called the 'sole purpose test'. This means your fund needs to be maintained for the sole purpose of providing retirement benefits to, we regulate SMSFs to ensure they comply with the super law. Failing to comply is known as a contravention of the Superannuation Industry (Supervision) Act 1993 (SISA) or Superannuation Industry (Supervision) Regulations 1994 (SISR).
Our aim is to improve compliance and help you manage your SMSF. We do this through education, fund reviews and client services.
Where we find that you're genuinely making an effort to meet your obligations, we'll work with you to rectify any breaches.
Early access to super is illegal
Schemes that try to get your super money out of existing funds early are illegal and fraudulent. If you participate in one of these schemes you risk of having to pay heavy tax and legal penalties. You also won't be eligible for any compensation under super law if your super fund suffers from fraudulent conduct or theft.
Consequences of failing to comply
If you fail to perform your duties according to the laws, the tax concessions that normally apply to your super may be affected and you may face penalties.
We will take a firm approach with you if you fail to make a genuine effort to comply, or if you set out to deliberately avoid meeting your legal obligations. Depending on the severity of the breach, we may:
If we consider that the assets of your fund are at risk, we can take action to protect them. This may include:
It's a good idea to use SMSF professionals to help you. For example:
Many SMSF professionals also offer packages or kits to make the process easier. If you buy a package or kit, make sure the trust deed complies with the latest changes to the law and is specific to your fund, its objectives and the members' circumstances.
If you use an SMSF professional to help you set up your fund, you're still responsible for making sure it's done correctly.
For more information, refer to Running a self-managed super fund (NAT 11032).
You can check:
You can choose one of the following structures for your fund:
Your choice of trustee will make a difference to the way you administer your fund and the types of benefits it can pay, so you need to make sure it suits your circumstances. We recommend you discuss your trustee options with an SMSF professional.
If your fund has individual trustees, it's an SMSF if all of the following apply:
If your fund has a corporate trustee, it's an SMSF if all of the following apply:
Single member funds
It's possible for you to set up your fund with only one member.
If you have a corporate trustee for a single member fund:
You can also have two individuals as trustees. One trustee needs to be the member and the other needs to be either::
Generally, members under 18 years of age can't be trustees of a super fund. A parent or guardian can be a trustee for a member who's under 18 years of age and does not have a legal personal representative.
A company can't be a trustee if:
Penalties can apply if you act as a trustee while disqualified. 'Australian superannuation fund'. For more information, refer to Residency of self-managed super funds..
For more information, refer to Setting up a self-managed super fund (NAT 71923)..
For more information about trustee declarations or to obtain one, refer to Trustee declaration (NAT 71089).
When a member joins your fund, record their TFN. You'll need to provide each trustee's or director's TFN when you register the fund with us.
If a member hasn't quoted their TFN:
For more information about TFNs and how we tax contributions, refer to Running a self-managed super fund (NAT 11032)..
The fund's bank account needs to be kept separate from each of the trustees' individual bank accounts and any related employers' bank accounts.
Once your fund is legally established and all trustees have signed a trustee declaration, you need to register your fund with us. When registering your fund, you can:
You can register:
Electing for your fund to be regulated
For your fund to be a complying fund and receive tax concessions, you need to elect for it to be regulated and comply with the super laws.
Non-regulated funds aren't entitled to tax concessions, and the members' employers (and the members who are self-employed) can't claim deductions for contributions they make to the fund.
You need to make the election within 60 days of establishing your SMSF (generally your fund is established once the trust deed has been signed and the first contribution is made).
Getting a TFN and ABN
We allocate a tax file number (TFN) and Australian business number (ABN) to all funds that register with us.
Once we've given you an ABN, we place some of your fund's details on the Australian Business Register. Funds with an ABN are also included on Super Fund Lookup. Other super funds can use Super Fund Lookup to check whether your fund is a complying fund for transferring super benefits.
Your details may not appear on Super Fund Lookup for up to seven days while we undertake registration checks. Other super funds will not transfer super benefits while your fund's details are not on Super Fund Lookup.
Illegal early release
Early access to super is illegal. A newly registered SMSF will not automatically show as a complying fund in Super Fund Lookup. Instead it will show a status of 'Registered - status not determined'.
This status indicates that the fund has not been operational for long and has not provided enough information for the ATO to determine its compliance status. Such a fund has not been issued with a notice of compliance (NOC) as it has not yet lodged its first SMSF annual tax return.
This means additional checks will need to occur before any APRA-regulated fund will process a rollover benefit payment to an SMSF with this status.
Registering for GST
You need to register the fund for goods and services tax (GST) if its annual GST turnover is more than $75,000. Your fund needs to have an ABN to register for GST.
Most SMSFs don't have to register for GST because SMSFs mainly make input-taxed sales, and these don't count towards your GST turnover. See Goods and services tax for more information.
We regulate SMSFs. All other funds are regulated by the Australian Prudential Regulation Authority (APRA). For more information about our role and how we work with you and others to regulate your fund, refer to How your self-managed super fund is regulated (NAT 714.
One of your key responsibilities as a trustee is managing your fund's investments. Your investment decisions should be designed to protect and increase your members' benefits for retirement.
Your investment strategy
You invest according to your written investment strategy. This sets out your fund's investment objectives and how you plan to achieve them. It takes into account the personal circumstances of all the fund members, including their age and risk tolerance., 'arm's length' basis and don't buy assets from, or lend money to, fund members (or other related parties). Generally, your fund can't borrow money.
Ownership and protection of assets
You need to manage your fund's investments separately from the personal or business investments of members, including yourself. This includes ensuring that the fund has clear ownership of its investment assets.
The sole purpose test
The fund's investments are for the sole purpose of providing retirement benefits to members - there can't be any pre-retirement benefits to members or related parties (such as letting members use an investment asset).
Investing in collectables and personal use assets
From 1 July 2011, all collectables and personal use assets purchased by SMSFs will have to comply with tightened legislative standards.
The ATO checks that you manage your investments in accordance with the super laws and will help you understand your responsibilities, but we don't provide financial or investment advice.
For more information:
When preparing your investment strategy, you need to consider:
While the super laws don't tell you what you can and can't invest in, they do set out certain investment restrictions you need to comply with.
Make your investments on a commercial, 'arm's length' basis and don't buy assets from, or lend money to, fund members (or other related parties). Any time your SMSF makes an investment, it needs to be made and maintained on a strict commercial basis. This is referred to as an 'arm's length investment'. The purchase and sale price of fund assets should always reflect a true market value for the asset, and the income from assets held by your fund should always reflect a true market rate of return.
Unless an exception applies, trustees generally can't:
The investment restrictions are some of the most important rules you need to comply with under the super laws. If you don't, we may impose significant penalties. We recommend you speak to an SMSF professional to make sure your investments comply with the law.
For more information about the investment rules, including the limited exceptions under the super laws, refer to Running a self-managed super fund (NAT 11032).
One of your trustee responsibilities is to ensure the assets of the fund are protected.
To protect fund assets in the event of a creditor dispute, and prevent costly legal action to prove who owns them, assets should be recorded in a way that:
Fund assets (other than money) should be held in the name of either:
The assets can't be held in the name of a trustee or member as an individual.
Your SMSF needs to meet the sole purpose test to be eligible for the tax concessions normally available to super funds. This means your fund needs to be maintained for the sole purpose of providing retirement benefits to your members, or to their dependants if a member dies before retirement.
If you or any party directly or indirectly obtain a financial benefit when making investment decisions and arrangements (other than increasing the return to your fund), it's likely your fund will not meet the sole purpose test. When investing in collectables such as art or wine, you need to make sure that SMSF members don't have use of, or access to, the assets of the SMSF. The most common breaches of the sole purpose test are:
Tightened legislative standards apply to SMSFs investing in collectables and personal use assets. This is to ensure SMSF investments do not give rise to a current day benefit and that such investments are made for genuine retirement purposes.
These standards apply to all new investments from 1 July 2011, with all existing holdings of collectables and personal use assets to comply with these standards or be disposed of by 1 July 2016.
Contravening the sole purpose test is very serious and may lead to trustees facing civil and criminal penalties (in addition to the fund losing its concessional tax treatment).
For more information on the new legislative standards, refer to New regulations for self-managed super fund investments.
For more information about the investment rules, including the limited exceptions under the super laws, refer to Running a self-managed super fund (NAT 11032).
A contribution is a payment made to your fund in the form of money or an asset other than money (called an 'in specie' contribution). Provided the governing rules of your fund allow it, your SMSF can generally accept:
You need to properly document contributions and rollovers - including the amount, type and breakdown of components - and allocate them to the fund members' accounts within 28 days of the end of the month in which you received them.
Allowable contributions
There are minimum standards for accepting contributions. This is to ensure contributions are made for retirement purposes only. Whether a contribution is allowable depends on:
These are minimum standards - the trust deed of your fund may have more rules around accepting contributions.
In specie contributions
In specie contributions are contributions to your fund in the form of an asset, rather than money or cash.
Generally, you can't intentionally acquire assets (including in specie contributions) from related parties of your fund. However, there are some exceptions to this rule, such as listed securities and business real property acquired at market value.
Rollovers and transfers
A rollover is when a member transfers some or all of their existing super to your fund.
For more information refer to Running a self-managed super fund (NAT 11032).
There are two broad types of contributions - mandated employer contributions and non-mandated contributions.
The amount of contributions made for a member is subject to contributions caps.
Mandated employer contributions
Mandated employer contributions are those made by an employer under a law or an industrial agreement for the benefit of a fund member. They include super guarantee contributions.
You can accept mandated employer contributions for members at any time, regardless of their age or the number of hours they're working at that time.
Non-mandated contributions
Non-mandated contributions include:
Whether you can accept a non-mandated contribution depends on the member's age and circumstances. For example, for members under 65 years of age, you can generally accept all types of contributions (subject to the relevant contribution caps), but for members 75 and over you can't accept any non-mandated contributions. For some types of contributions you can only accept the contribution if the member quotes their tax file number (TFN).
Contribution caps
Contribution caps apply to contributions made for a fund member in a financial year. Contributions that are within the caps generally receive significant tax concessions. There are different caps for:
The caps are indexed annually.
The contribution caps are listed in Key superannuation rates and thresholds.
For more information about contribution caps and allowable contributions, refer to Running a self-managed super fund (NAT 11032).
In specie contributions are contributions to your fund in the form of an asset, rather than money or cash.
Generally, you can't intentionally acquire assets (including in specie contributions) from related parties of your fund. However, there are some significant exceptions to this rule, including:
For more information about acquiring assets from related parties, see Managing your fund's investments.
A member's super benefits can generally be rolled over or transferred within the super system with their consent.
If you accept a rollover of benefits from another super fund, that fund can ask you to show that your fund is a complying fund before processing your request.
For a current listing of regulated complying super funds, visit Super Fund Lookup at
For more information about the reporting requirements for rolling over or transferring benefits, see Paying benefits to members.
Employment termination payments
Most employment termination payments (previously known as eligible termination payments) can no longer be rolled over into super. However, some transitional arrangements apply.
Generally, transitional termination payments are employment termination payments received after 1 July 2007 that an employee was entitled to receive in an employment contract that existed before 10 May 2006. Transitional termination payments need to be made before 1 July 2012 and can be contributed or rolled over into a super fund.
As a trustee of your SMSF you need to:
As a trustee of an SMSF, you're required to appoint an approved, independent auditor to audit your fund each year, at least 30 days before the auditor must give a report to the trustee. The auditor report must be given to the trustee by the day before the fund is required to lodge its SMSF annual return. Your auditor is required to:
You should appoint your auditor early to allow enough time to do the audit and lodge the SMSF annual return on time.
An audit is still required even if no contributions or payments were made in that income year.
Before an auditor can start to audit, you or your SMSF professional need to prepare information about your accounts and transactions for the previous financial year. This information is then sent to the approved auditor.
All SMSFs need to lodge an SMSF annual return with us each year, in order to:
The lodgment and (where applicable) payment dates are:
You can't lodge the SMSF annual return until the audit of your SMSF has been finalised, as information from the audit report is required to complete the regulatory information in the return.
Failure to lodge your SMSF annual return by the due date can result in penalties and the loss of your SMSF's tax concessions.
To download the SMSF annual return (NAT 71226) and instructions (NAT 71606), refer to Self-managed superannuation fund annual return.
Newly registered self-managed super funds
If your fund is newly registered but has not begun operating, you may not have to lodge an annual return or pay the supervisory levy of $180.
You can ask us to cancel the ABN, which can be re-registered when the fund has assets that are set aside for the benefit of members. If the fund has now received a contribution or a rollover amount, you can notify us in writing or by fax on 1300 550 356 advising us that the SMSF:
Write to us at:
Australian Taxation Office
PO Box 1128
Penrith NSW 2740
Amending your SMSF annual return
To amend any part of your SMSF annual return, you need to lodge a complete amended return:
You can't request amendments via written correspondence or by using the form Request for amendment of income tax return lodged by tax professionals (NAT 71837).
The SMSF annual return is more than an income tax return. You also provide important regulatory information and contributions information about each member. This information is inter-related - changing one label on the form is likely to require labels in other sections of the form to be amended too. For this reason we need you to always complete the form in full, not just the parts you want to amend, and provide contributions information for all members, not just the member whose contributions you need to change.
For example, suppose an SMSF annual return overstates the employer contributions reported for one of its two members by $1,000 due to an arithmetic error made when preparing the return. To correct the error a new annual return is lodged reporting all information as previously reported, but with amendments to:
You can obtain a paper version of the SMSF annual return (NAT 71226) by:
When rolling over benefits and current year contributions, you need to complete a Rollover benefits statement (NAT 70944) and provide copies to the receiving fund (or funds) and the member whose benefits are being rolled over.
The Rollover benefits statement allows the receiving fund to:
You need to check that the rollover is to a complying fund.
You can download a copy of the Rollover benefits statement (NAT 70944) and the accompanying instructions How to complete a rollover benefits statement (NAT 70945).
You can check whether the receiving fund is a regulated complying super fund using Super Fund Lookup at
One of your responsibilities as a trustee of an SMSF is to keep proper and accurate tax and super records to manage your fund efficiently.
It's a good idea to take minutes of all investment decisions, including:
If, as one of the fund's trustees, you invest the SMSF's money in an investment that fails, the other trustees could take action against you for failing to be diligent in your duties. However, if your investment decision was recorded in meeting minutes that were signed by the other trustees, you will have a record to show the other trustees agreed with your actions.
You need to make certain records available to your fund's approved auditor when they audit your fund each year. You may also need to provide accurate records to the ATO if we ask to see them.
You need to keep the following records for a minimum of five years:
You need to keep the following records for a minimum of 10 years:
Don't forget that income tax record-keeping requirements also need your attention - especially documents on deductions, capital gains tax and losses.
As a trustee of an SMSF, you need to notify us within 28 days if there is a change in:
You also need to notify us within 28 days if the fund is being wound up.
To tell us about changes to your SMSF, either:
You can't use the SMSF annual return to tell us about a change in the structure of your SMSF.
The super in your fund is intended for your members' retirement and generally can't be accessed until then.
Preserved and non-preserved benefits
Most of the super held in your fund will be in the form of preserved benefits. These must be preserved in the fund until the law and your fund's trust deed allows them to be paid.
Preservation age
Preservation age is generally the age that a person can access their super benefits. permit early access to super benefits before a member reaches their preservation age, but these occur only in limited circumstances, such as terminal illness or permanent incapacity.
Paying benefits
Payment of benefits is usually as a lump sum or an income stream (that is, a pension).
If a benefit is unlawfully released, the ATO may apply significant penalties to you, your SMSF and the recipient of the early release.
All contributions made by or on behalf of a member, and all earnings for the period after 30 June 1999, are preserved benefits. Employer eligible termination payments (before 1 July 2007) rolled over into a super fund are also preserved benefits.
Preserved benefits may be cashed voluntarily only if a condition of release is met and then subject to any cashing restrictions imposed by the super laws. Cashing restrictions tell you what form the benefits need to be taken in.
There are two other types of benefits:
Preservation age is generally the age that you can access your super benefits. A person's preservation age depends on their date of birth, as set out in the following table.
Several of the conditions of release require that the member has reached their preservation age.
Conditions of release are the events your member needs to satisfy to withdraw benefits from their super fund. The conditions of release are also subject to the rules of your SMSF (as set out in the trust deed). It's possible that a benefit may be payable under the super laws, but can't be paid under the rules of your SMSF.
The most common conditions of release for paying out benefits are:
There are a number of other circumstances in which benefits can be released, such as incapacity, severe financial hardship, temporary residents leaving Australia, terminal illness or injury, and terminating gainful employment. Some of these permit early access to benefits before reaching preservation age. There are specific rules for each of these and some have restrictions on the way the benefits can be cashed.
Generally, rollovers or transfers to other super funds don't require a condition of release to be satisfied, subject to the governing rules of your SMSF. However, money rolled over from an employer into a super fund (before 1 July 2007) is preserved and can generally be cashed once the member reaches preservation age and meets a condition of release.
Early access or release of preserved benefits and restricted non-preserved benefits is permitted in very limited circumstances and may include:
For information about releasing super early under severe financial hardship, on compassionate grounds, permanent or temporary incapacity or due to a terminal medical condition, contact your super fund first.
You can also refer to Conditions of release to access your super before retirement (including natural disasters).
For more information about APRA and early-release applications:
Trustees should consider their obligations when allowing/considering early access such as:
Setting up or using an SMSF to gain improper early access to super is illegal. If a benefit is unlawfully released, the ATO may apply significant penalties to you, your SMSF and the recipient of the early release.
Beware of promoters who claim they can help you access your retirement benefits, such as for buying a house, car or a holiday or for solving your financial problems. These schemes are illegal and there are severe penalties if you access your super before you're legally entitled to.
For more information, refer to Running a self-managed super fund (NAT 11032).
For more detailed information about access to benefits on compassionate grounds contact the Australian Prudential Regulation Authority (APRA) Infoline on 1300 131 060.
Benefits from a super fund may generally be paid as a lump sum, income stream (pension) or annuity, provided the member has satisfied a condition of release (for example, retirement).
When paying benefits you may have administrative obligations such as withholding tax or obtaining an actuary's certificate.
Income streams
Income streams need to be either account-based or non account-based.
Account-based income streams have the following general characteristics:
A new account-based transition to retirement income stream may be started on or after 1 July 2007. These income streams need to meet the standards of ordinary account-based income streams but are also required to have a maximum annual payment limit of 10% of the account balance. Commutations of these pensions can't be taken in cash except in limited circumstances.
Non account-based income streams have the following general characteristics:
Before starting to pay any income stream, we recommend that you seek the advice of a professional such as an accountant, financial planner or actuary.
PAYG withholding and administrative obligations
You may have to withhold tax from benefit payments. This happens if the payment is to a member less than 60 years of age, or to a member 60 years of age or more and the benefit is from an untaxed source.
If you have to withhold tax from a benefit payment to a member, you need to:
You don't need to provide a payment summary if the payment is a lump sum because the member has a terminal illness or injury.
If you're paying income streams to members, you can claim a tax exemption for fund income that is related to paying the fund's current pension liabilities. To do this you may need a certificate from an actuary to work out the amount of exempt income from assets that support the pension payments.
SMSFs are subject to income tax but receive concessional treatment, provided they are complying funds. A complying SMSF's assessable income is generally taxed at a rate of 15%, while for a non-complying fund the rate is 45%. The most common types of assessable income for complying SMSFs are:
However, certain types of SMSF income are taxed at different rates:.
Certain contributions received by a complying SMSF are included in its assessable income and are usually taxed as part of the SMSF's income at 15%. These 'assessable contributions' include:.
For more information, refer to Self-managed super funds and tax exemptions on pension assets.
Your SMSF's assessable income includes any net capital gains, under the capital gains tax (CGT) provisions. A net capital gain is:
Complying SMSFs are entitled to a CGT discount of one-third, if the relevant asset was.
For more information, refer to Capital gains tax essentials.
Member assets
A member may decide to sell an asset to generate cash to make contributions to your super fund, or contribute assets rather than cash to your super fund - known as an 'in specie' contribution. In either situation, the member will trigger a capital gains tax (CGT) event when they sell or transfer the asset. This means the member may have to pay CGT.
Non-arm's length income is taxed at 45%.
SMSFs are required to invest on a commercial, 'arm's length' basis. The purchase and sale price of fund assets should always reflect a true market value for the asset, and the income from assets held by your fund should always reflect a true market rate of return. SMSFs generally can't:
Broadly, an amount of ordinary income or statutory income is non-arm's length income of a complying SMSF if:
Like other taxpayer entities, a complying SMSF is entitled to deduct from its assessable income any losses or outgoings that are:
Expenses that a complying SMSF can deduct include:
Losses and outgoings relating to exempt current pension income are generally not deductible because they are incurred in earning exempt income.
If you carry on an enterprise, you must register for GST if your GST turnover is $75,000 or more.
However, most SMSFs don't have to register for GST because most SMSFs mainly make input-taxed supplies, which don't count towards your GST turnover. Input taxed supplies include financial supplies and supplies of residential premises by way of rent or sale.
However, you may choose to register for GST.
In deciding whether to register voluntarily, you should consider:
Your SMSF must register for GST if it makes supplies, other than input-taxed supplies, that exceed the GST turnover of $75,000.
For more information, refer to GST and financial supplies for self managed super funds.
To wind up your SMSF you need to:
There are a number of reasons why you might need to wind up your SMSF:
In some cases you'll be able to pay benefits to members when you wind up your SMSF. In other cases the members won't be able to, or won't want to, take their benefits so you'll need to roll them over to another super fund.
Once the fund is wound up, it can't be reactivated.
For more information, refer to Winding up a self-managed super fund (NAT 8107).
You need to let us know within 28 days of the fund being wound up.
You need to do this in writing and include:
Send your letter to:
Australian Taxation Office
PO Box 3578
ALBURY NSW 2640
You need to make sure that:
If you've wound up your fund and haven't met a condition of release, you can't access your super. Your super needs to be rolled over into another complying super fund.
There are serious penalties for using your super before you are legally allowed.
There may be capital gains tax implications on the disposal of assets when you are paying benefits or rolling over benefits to another fund. For more information, refer to Capital gains tax essentials.
When winding up your fund you still need to have an audit completed before you can lodge your annual return.
You need to lodge your SMSF annual return and complete all labels at item 9, 'Was the fund wound up during the income year?'
You must also finalise payment of any outstanding tax liabilities at this time and lodge any outstanding returns from previous years.
For more information, refer to Self managed superannuation fund annual return instructions (NAT 71606).
If you need to lodge a return for any year before 2008, call us on 13 10 20 for help.
It's important to wind up your fund correctly. If you don't lodge the required reports it's likely our compliance team will contact you to do so. If you fail to carry out these responsibilities, you may be selected for further compliance activities. You may also be subject to penalties.
Confirmation of your wound up fund
To confirm that you've met all of your tax responsibilities, we'll send you a letter stating that we have:
Don't close your SMSF bank accounts until you've received this confirmation from us - otherwise you won't be able to bank any refund you're entitled to.
Last Modified: Thursday, 28)
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Wholesome goodness and fun in nature's package! This is the greatest snack: popcorn that is still on the cob. Place the cob into the bag provided and microwave for 2 minutes. The bag will fill with popcorn without salt or oil. You can add butter if you wish after it is popped.
When we popped a cob at our home, it had about 20 kernels left on it that were captured in various stages of "POP." We were all fascinated to see what the kernels look like as they explode.
You will really enjoy this tasty, Kansas grown popcorn. Terrific as stocking stuffers, birthday party favors and just for the yummy entertainment of it!
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http://www.atoygarden.com/index.cfm/fuseaction/product.display/product_id/1253/index.cfm?CFID=14452708&CFTOKEN=26cb80905a969b94-BFA128DD-D61C-E357-D9FE90F634BE449F
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Around the age of 2, children begin learning the basic skills of threading and unthreading. Stitching the apple with its wooden worm firmly attached with a long rainbow ribbon, is great practice and great fun. It is 5 inches across and tall, 1/2 inch thick.
This apple is handmade by a local dad from old Walnut trees planted 150 years ago by homesteaders in Northern California. The trees were raised organically and were only cut down when they stopped producing fruit and needed to be replaced. The edges are burnished but there is no oil used on these, the wood is unoiled. USA.
Jasper, age 2, in photo above, knew just what to do with his Sewing Apple when it was given to him! It kept him busy while mom was preparing supper.
"Dear Sonya, Today we received the sewing apple, it is awesome, thank you for getting it to us so quickly!!! Thanks again, Sincerely, Charles, Fairfield, CA 9/8/05"
"My little one has really enjoyed threading the wooden worm in and out of the sticking apple. It is an excellent tool of enhancing motor skills and practical skills. Candace H. Hopkinsville KY 11/17/08"
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A doll's outfit which includes a white blouse, golden vest, and green speckled pants. Ready to be dressed on your child's 14-18 inch male or female doll. Blouse closes with velcro in the back and does not need to be pulled over dolly's head. Vest closes with velcro covered with a sewn on button. Pants are pull-on style. 100% cotton. Designed by Sonya; beautifully sewn by a retired teacher in California.
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AT&T Survey: Businesses in Canada's Commercial Capital Place High Priority on Disaster Preparedness and Recovery
AT&T Business Continuity Study Reveals Local Businesses Are Prepared For Unexpected Disaster, Proactively Investing in Security
Toronto, Canada, May 02, 2012
As one of Canada’s primary commercial centres, Toronto requires increasingly complex network infrastructure for its major industries, which include finance, telecommunications, education, and medical research. To ensure that these services continue uninterrupted, IT executives in the city must be prepared for diverse threats like extreme weather, ‘virtual’ events like security breaches and power outages – the effects of which still resonate with local businesses that lost power in the Northeast Blackout of 2003.
A recent AT&T study indicates that a vast majority (85%) of Toronto-area companies have developed business continuity plans to help identify, prevent and respond to adverse conditions, a third of whom are saying it has become a priority in recent years due to natural disasters and security issues. The survey shows that this level of preparedness has extended beyond theoretical threats for a plurality (44%) of companies who have had to invoke their business continuity plans in the past year.
Despite a volatile economy, businesses continue to invest in new technologies. Six out of ten (59%) Toronto executives surveyed indicate that in 2012 their companies will make strategic investments in areas like mobile applications (37%), cloud computing (35%) and security solutions (27%). Cloud computing has become a particular focus – a majority (57%) of executives are either currently using cloud or considering using it as part of their business continuity strategy. When it comes to disaster recovery, executives would most frequently use cloud computing for data storage (40%) and Web servers (37%).
AT&T recognizes the risks associated with unexpected external threats and offers a wide array of business continuity services, encompassing disaster planning, risk management, recovery preparedness and communications readiness. In times of severe network damage that exceeds the capacity of local resources, AT&T deploys its Network Disaster Recovery (NDR) team that can rapidly recover vital networks services in an effort that would otherwise take weeks or months.
“Today’s businesses are more connected than ever and it is essential that communities and leading organizations continue to prepare for and establish a response to these unexpected situations,” said Kelly Morrison, Senior Technical Specialist, AT&T NDR. “AT&T responds to these threats to help restore vital telecommunications services for our business and government customers following a disaster.”
For the first time since 1997, AT&T will be conducting a full-scale NDR simulation from May 4 through May 7 at Toronto’s Canadian National Exhibition Grounds.
Held several times a year throughout North America, these NDR exercises simulate the loss of a network office due to disaster and are designed to test, refine and strengthen AT&T’s business continuity and disaster recovery services in order to minimize network downtime.
Business Continuity Study Key Findings
AT&T’s 2012 Business Continuity Study found that businesses in the Greater Toronto Area are preparing for potential disasters and investing in additional technology:
- The vast majority (85%) of local companies surveyed already have a business continuity plan in place.
- Six out of ten (60%) have tested their continuity plan in the last 12 months.
- A plurality (44%) has invoked their business plan in the last 12 months.
- More than two thirds (69%) suggest they implement specific protective actions when the federal or provincial government issues an alert for an impending disaster.
- Eighty five per cent (85%) indicate the complexity of network infrastructure is increasing.
- Nearly eight out of ten (79%) report their IT budgets will be higher in 2012 than in the previous two years.
- A majority (52%) indicate cloud computing is currently part of their corporate infrastructure.
For more information on the 2012 AT&T Business Continuity Study, including complete research results visit
Study methodology
The results are based on an online survey of 100 Information Technology (IT) executives in Toronto, Canada. The study was conducted by Research Now with companies having total revenues of more than $25 million (except for government entities). Surveys were obtained between March 15 and 23, 2012.
AT&T NDR Program
This week’s NDR exercise at the Canadian National Exhibition Grounds in Toronto includes an extensive deployment of AT&T’s network recovery equipment. The exercise tests and refines the team’s speed and efficiency in restoring wireline and wireless network operations in the event of an actual disaster. Essential to AT&T’s own comprehensive business continuity plan, the Toronto NDR exercise features the following disaster recovery equipment: a total of 24 pieces of disaster recovery equipment, including:
- Three technology recovery trailers
- A portable, satellite communications system used for first-in, emergency communications
- A 53’ incident command/team support trailer
This exercise marks AT&T’s second exercise in the Greater Toronto Area; the last local exercise was held in 1997..
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Welcome to Forums
Keynote speaker:
Professor Emeritus, Sydney University Ruqaiyah Hasan
Plenary speakers:
Professor Zakia Sarwar and Professor Riaz Hassan
Essentially this is a postgraduate conference to provide
budding researchers a platform to share ideas, seek guidance and resolve
controversies in the research journey they are embarked on.
We would like you to not just attend this seminar, but also
share your thoughts on the above mentioned topic and contribute to the research
ideas and paradigm that is shaping Pakistan?ÇÖs academia.
Students of Sociolinguistics are keen to understand the procedures of language codification and standardization.
The trip could help us understand the role of Urdu language and how it is being preserved.
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http://www.au.edu.pk/ell/all_forums.aspx
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Since model year 2004, the S4 sedan and S4 Avant are both equipped with a new, two-stage braking system. For normal deceleration, the servo ratio is 5.5:1, meaning the amount of braking pressure being applied by the driver is multiplied by a factor of 5.5. When rapid deceleration is called for and the driver rapidly engages the braking mechanism, the servo ratio more than doubles to a remarkable 12:1 for extraordinarily enhanced stopping power.
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http://www.audi.ca/ca/brand/en/tools/advice/glossary/2-stage_brakes.browser.filter_i_all.html
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.®). ASR can be deactivated with the ESP® switch.
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http://www.audi.ca/ca/p_4994826/home/tools/advice/glossary/traction_control_.browser.filter_list_h.filter_i_h.html
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PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio.
©2006 Naxos Audiobooks; (P)2006 Naxos Audiobooks
.
"Well worth listening to"
This was my first purchase from audible and it was certainly value for money. Brilliantly read and thoroughly compelling. For any Dickens fan this is well worth a listen.
"Bleak House"
I enjoyed this book as it was read by two different people so you didnt get bored with the reader. I love Charles Dickens books. I will be ordering others books of his. The next one will be Oliver Twist.
.
"Intriguing Masterpiece"
This is a wonderful web of life lines that Dickens weaves with sublime expertise. At the back of it is his loathing of the corrupt and inefficient legal system, but the dual narration constantly leaves you wondering just who knows what. It has prompted me to revisit the wonderful BBC series of 2006, where Gillian Anderson plays Lady Dedlock. Having recently enjoyed Little Dorrit I was apprehensive that Bleak House might not have been as good, but I need not have worried.
Not only is this a great work of literature, but the two actors are superb, voicing each of the many characters carefully and amusingly.
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http://www.audible.co.uk/pd?asin=B005DEYRU2
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'Likes' are shared on Facebook and Audible.com. We use your 'likes' to improve Audible.com for all our listeners.
You can turn off Audible.com sharing from your Account Details page....
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http://www.audible.com/cat/2239710011/190-3340200-0729303?ie=UTF8&pf_rd_r=12RG33Y5WV4SCNS9CS0T&pf_rd_m=A2ZO8JX97D5MN9&pf_rd_t=101&pf_rd_i=2239696011&pf_rd_p=1321994342&pf_rd_s=left-5
| 2013-05-18T10:44:41 |
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"I could not listen to the narrator"
I usually enjoy the Dexter books but I could not get past the first 15 minutes of this book because the sound quality is extremely poor (on a scale of 1 to 10 - I would give it a minus 1 million - it's really that bad) and the narrator does an even worse job. Really, really bad job and impossible to hear/listen to. I am considering contacting audible about a refund it is so badly produced. Just terrible.!!!
books.
!
"This was my last Dexter Book"
The plot was SO thin and the story dragged on and on and on. I actually fast forwarded through a lot of it (a first for me & I listen to A LOT of audio books).. and didn't miss a single thing.
The author did a horrible job writing it and then he completely butchered the reading. I do believe this was the poorest narration on an audio book that I've ever heard.
There is nothing good about this book. Not one thing.
"Double Delight!"
I would recommend this book to anyone with a dark side to their humor.
I just love sister Deb. The way she says exactly what she thinks is hilarious and liberating.
I hated to have to pull myself away from thi book. There is a definite need to know what happens next.
I want more!
"Dexter does it again!"
The new storyline was great!
More Dexter!
I'm generally not a fan of authors who narrate their own work. There's some very talented actors & talented authors. I've yet to find that one person is both. Lindsay is capable, but i believe his abilities lay in writing.
More Dexter!
"Wonderfully wicked, and morbidly perverse!"
I love Dexter -- his gallows humor, his psychopathic insights into evil, and his amazingly insightful perception of human nature is what keeps me coming back to this series. I don't like the television series much -- but the books are worth the read! This one is no exception -- another Dexter classic of perverse entertainment.
The evil twin of the Harry Bosch series.
Excellent reading performance. Lindsay really brings Dexter to life.
book.
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http://www.audible.com/get-reviews?asin=B005R4H51G&page=5
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You no longer follow Eddie Heard
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Houston, TX United.
"Good Stuff"
.
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http://www.audible.com/listener/A1KZWVEJH8XU8F/Unstuff-Your-Life/ref=pd_seeReview?asin=B0078U42KO
| 2013-05-18T11:03:51 |
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'Likes' are shared on Facebook and Audible.com. We use your 'likes' to improve Audible.com for all our listeners.
You can turn off Audible.com sharing from your Account Details page.
"Classic tales of the most famous detective" House Me"
"Masterful Job!"
(P)1985 by Recorded.
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http://www.audible.com/pd/ref=pd_rsp_4?asin=B002V5IT50
| 2013-05-18T11:03:55 |
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'Likes' are shared on Facebook and Audible.com. We use your 'likes' to improve Audible.com for all our listeners.
You can turn off Audible.com sharing from your Account Details page.
The narrator of this timeless adventure story is the lad, Jim Hawkins, whose mother keeps the Admiral Benbow, an inn on the west coast of England in the 18th century. An old buccaneer takes up residence at the inn. He has in his sea chest a map to the hiding place of Captain Flint's treasure. A gang of cutthroats are determined to get his treasure map, and - led by the sinister, blind pirate, Pew - descend on the inn.
"Always a pleasure"
These are the exploits of Toad and the efforts of his friends, Ratty, Mole, Badger, and Otter, to control the rascal.
"perfect".
"What happened???"
White Fang, a wolf born in a litter full of puppies, learned the rules of nature from his mother, Kiche. She taught him about meat, predators, and survival - but not about his greatest and least predictable adversary - man. When the cruel Indian Gray Beaver captures him, White Fang is separated from his mother and forced to fight other camp dogs to survive. But things get even worse when Gray Beaver sells him to the cowardly Beauty Smith, who trains White Fang to hate by destroying other dogs in his pen. As his memories of Kiche and the laws she taught him fade, White Fang becomes little more than a vicious animal, but still yearns for the freedom of his early life.
"Pulled into the WILD by romantic pen of London".
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http://www.audible.com/pd/ref=pd_sim_narr_2?asin=B005E0QPOQ
| 2013-05-18T10:32:38 |
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'Likes' are shared on Facebook and Audible.com. We use your 'likes' to improve Audible.com for all our listeners.
You can turn off Audible.com sharing from your Account Details page..
"This said it is unabriged, but is it"
A lump of concrete dropped deliberately from a little stone bridge over a relatively unfrequented road kills the wrong person. The driver behind is spared. But only for a while.
"Intriguing & complicated story".
"
Rodney Williams's disappearance seems typical to Chief Inspector Wexford - a simple case of a man running off with a woman other than his wife. But when another woman reports that her husband is missing, the case turns unpleasantly complex.
"Great plot"
For)
trying to see the world with my ears
"as good as anything Rendell has written"
If you appreciate mysteries -- of the more traditional "cozy" variety rather than edge of seat potboilers with formula violence and sex--..
"Could hardly finish it"
A very slow, very English book. Not much happened and what did, took forever. Couldn't really get into it. Wouldn.
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http://www.audible.com/pd/ref=sa_27?asin=B002VA39E6
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The Great Team Omnibus
Reader: Geoff Leesley
C’mon you Greats! Great Catesby Village School have their first ever football team - The Greats.
In ‘Great Save!’ every goal the team score in the tournament is sponsored - and...$7.77 $12.95
Black and White
Reader: Glen McCready
Josh is soccer-mad and can’t wait to show off his ball skills to his new classmates. After all, he is the nephew of Ossie Williams – the best footballer in the country.
Josh’s...$7.77 $12.95
B.A.S.E. Camp
Reader: Daniel Hill
An invitation to train at B.A.S.E. Camp – the British Academy of Sporting Excellence – is every young athlete’s dream. But what is really going on behind the scenes?
Who is the...$7.77 $12.95
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http://www.audiogo.com/us/browse-categories/childrens/fiction?author=10008
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Subject: Ear training From: Paul von Hippel <pvh(at)CCRMA.STANFORD.EDU> Date: Thu, 14 Apr 1994 11:47:19 -0700
I am looking for data relevant to research on how people learn to discriminate musical pitch-intervals. In particular, I am seeking confusion matrices for the intervals. Please let me know if you have seen relevant research. Best, Paul von Hippel pvh(at)ccrma.stanford.edu
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http://www.auditory.org/postings/1994/67.html
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Adaptive air suspension is an electronically controlled air suspension system at all four wheels with a continuously adaptive damping system. It unites sporty handling with a high level of ride comfort. In addition, the air suspension allows for speed-dependent lowering of the body – a change in ride height that results in a low center of gravity and significantly increased directional stability. The vehicle’s aerodynamics are improved at the same time.
The vehicle has air suspension struts on all four wheels. The data from sensors on the axles and acceleration sensors on the body is evaluated in the adaptive air suspension's central control unit. This computer controls the adjustment of the individual shock absorbers in milliseconds, depending on driving situation. Provided no higher damping forces are required – for instance, when driving straight ahead on good roads – the damper settings remain comfortably soft.
Controlled changes to the damping force at individual wheels help to eliminate body movements at any time which could reduce occupant comfort. The adaptive damping system automatically reduces rolling or pitching movements when cornering, braking or driving off-road. Adaptive air suspension moreover offers the advantages of a traditional self-leveling suspension system. The vehicle's suspension height remains constant irrespective of the load it is carrying.
The adaptive air suspension generally also allows the driver to influence the suspension characteristic – and thus the operating dynamics – as individually preferred. The damping characteristics and ride height can be adjusted in a single process via the MMI "CAR" menu system. Available as an option in the Audi A8 and Audi Q7.
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http://www.audiusa.com/us/brand/en/tools/advice/glossary/adaptive_air_suspension.browser.filter_list_p.filter_i_p.html
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The latest generation of anti-theft alarms feature warning horns that operate independently of the cars' own electrical systems, as well as time-controlled alarms that sound if a door is opened without authorization. Locking the car activates the alarm; unlocking the car turns it off. Some Audi models include tilt sensors in the anti-theft system, which detect any change in the car’s position (theft by transporting it) and sound the alarm. Initially the horn sounds for 30 seconds. In addition, the emergency flashers work continuously.
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http://www.audiusa.com/us/brand/en/tools/advice/glossary/anti-theft_alarm0.browser.filter_list_w.filter_c_comfort.html
| 2013-05-18T10:52:58 |
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The variable top compartment of the A4 Cabriolet allows the size of the luggage compartment to be increased significantly when the hood is closed. The hood compartment can be folded upwards in a single action to provide 11.12 cu. ft. of luggage space for journeys into the sun. Even when the hood compartment is folded down to stow the soft top, and protect it from dust, 8.69 cu. ft. still provide sufficient storage space.
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http://www.audiusa.com/us/brand/en/tools/advice/glossary/variable_top_compartment.browser.filter_list_o.filter_i_o.html
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