Update data/seed/business_registration_cbrd_mu.txt

data/seed/business_registration_cbrd_mu.txt

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-# Business Registration — PLACEHOLDER CONTENT
-[DISCLAIMER] Placeholder. Replace with official CBRD/EbR info.
+# Business Registration (CBRD, Mauritius) — EN / FR / MFE
 
-Overview:
-- Short description.
+==================================================
+[EN] Register a Business / Get a BRN — Summary
+==================================================
 
-Eligibility:
-- Who can register.
+Overview
+- The **Corporate and Business Registration Department (CBRD)** registers businesses under the **Business Registration Act** and issues the **Business Registration Number (BRN)** and **Business Registration Card (BRC)** where applicable.
+- Registration can be done **online (CBRIS portal)** or **at the office of the Registrar of Companies**.
 
-Required Documents:
-- List required docs.
+Who must register
+- Any person/entity **carrying on business in Mauritius** (including Rodrigues) must register.
 
-Fees:
-- Registration costs.
+Ways to apply (pick your case)
+- **Individual business (sole trader):** use **BRF1** (Registration of a business by an individual).
+- **Société / partnership / consortium / joint venture / trust:** use **BRF3**.
+- **Existing company / commercial partnership (to obtain BRC):** use **BRF2**.
+- For **company incorporation**, use the company forms via CBRIS (different from BRF1/2/3).
 
-Where/How to Apply:
-- Steps and portal.
+What to prepare (typical)
+- **National ID / passport** of the applicant or representative.
+- **Proposed business name** (if any), **business activity**, **principal place of business**, **contact details**.
+- For sociétés/partnerships: **partnership deed** (if applicable) and partners’ IDs.
+- For companies: incorporation details if you’re incorporating; otherwise use **BRF2** to obtain a BRC.
+- **Fees**: (i) **Annual registration fee** (companies/partnerships under Companies Act/related laws) and (ii) **Trade fee** for **classified trades** when applicable.
 
-Processing Time:
-- Typical timeline.
+Where / How
+- **Online:** CBRIS portal (create an account, complete the form, pay online).
+- **In person:** CBRD (Office of the Registrar of Companies), **One Cathedral Square Building, Jules Koenig St, Port Louis**.
 
-Official Links:
-- Official links here.
+Trade fee notes (for classified trades)
+- Payable **upon registration** or **within 15 days after start of operations** (online or at CBRD).
+- Some operators are **exempt** if the trade fee **does not exceed MUR 5,000** (see official guideline).
+- Instalments and deadlines are published yearly by CBRD.
+
+Steps (typical)
+1) Identify your category (BRF1 / BRF2 / BRF3 or company incorporation via CBRIS).
+2) Create/login to **CBRIS**, fill the application, upload/enter details, and **pay fees** (or apply at the counter).
+3) Receive your **BRN/BRC** and acknowledgements; keep the receipt/reference.
+4) If your activity is a **classified trade**, pay **trade fees** by the due dates published by CBRD.
+
+==================================================
+[FR] Immatriculation d’une entreprise — Résumé
+==================================================
+
+Aperçu
+- Le **CBRD** enregistre les entreprises sous la **Business Registration Act** et délivre le **BRN** et la **BRC** le cas échéant.
+- Démarches **en ligne (CBRIS)** ou **au guichet** (Registrar of Companies).
+
+Qui doit s’enregistrer
+- Toute personne/entité **exerçant une activité à Maurice** (y compris Rodrigues).
+
+Formulaires (selon votre cas)
+- **Entreprise individuelle** : **BRF1**.
+- **Société/partenariat/consortium/joint venture/trust** : **BRF3**.
+- **Société/partenariat existant (pour obtenir la BRC)** : **BRF2**.
+- **Incorporation d’une compagnie** : via CBRIS (formulaires dédiés).
+
+Pièces à préparer (général)
+- **Carte d’identité/passeport**, **nom d’entreprise** (si applicable), **activité**, **adresse**, **coordonnées**.
+- Pour les sociétés : **acte de société** (si applicable) + pièces des associés.
+- Pour les compagnies : éléments d’incorporation (ou **BRF2** pour la BRC).
+- **Frais** : (i) **frais d’enregistrement annuel** (selon la loi applicable) et (ii) **trade fee** pour les **activités classifiées** si applicable.
+
+Où / Comment
+- **En ligne** : portail **CBRIS** (compte, saisie, paiement).
+- **Au guichet** : **CBRD**, One Cathedral Square, Port-Louis.
+
+Trade fee — points clés
+- À payer **à l’enregistrement** ou **dans les 15 jours** suivant le début d’activité.
+- **Exemption** si le trade fee **≤ MUR 5,000** (voir guide).
+- Échéances/échelonnement publiés chaque année par le CBRD.
+
+Étapes
+1) Choisir votre catégorie (BRF1/BRF2/BRF3 ou incorporation via CBRIS).
+2) Créer un compte **CBRIS**, compléter, **payer**, ou déposer au guichet.
+3) Recevoir **BRN/BRC** et reçus.
+4) Pour une **activité classifiée**, régler le **trade fee** aux échéances officielles.
+
+==================================================
+[MFE] Enrezistreman Biznes — Rezime
+==================================================
+
+Zeneral
+- **CBRD** anrezistre biznes anba **Business Registration Act**, donn **BRN** ek **BRC** kot bizin.
+- Fer prosedir **online (CBRIS)** ouswa **an-person** kot Registrar of Companies.
+
+Kisannla bizin anrezistre
+- Nenport dimounn/antite pe **fer biznes dan Moris** (inklir Rodrigues).
+
+Formiler (depann lor ka)
+- **Biznes individyel** : **BRF1**.
+- **Sosiete/partnership/consorsyum/joint venture/trust** : **BRF3**.
+- **Konpani/sosiete ekzistan (pou gagn BRC)** : **BRF2**.
+- **Inkorporasion konpani** : servi form CBRIS spesifik.
+
+Ki pou prepare
+- **NIC/paspor**, **non biznes** (si ena), **aktivite**, **adres** ek **kontak**.
+- Pou sosiete : **aktye sosiete** (si aplikab) + ID bann asosyé.
+- Pou konpani : detay inkorporasion (ou **BRF2** pou BRC).
+- **Fre** : (i) **fre anrezistreman anyel** ek (ii) **trade fee** pou **trade klasifye** si aplikab.
+
+Kot / Kouma
+- **Online** : **CBRIS** (kre enn kont, ranpli, peye).
+- **An-person** : **CBRD**, One Cathedral Square, Port Louis.
+
+Trade fee — pwin kle
+- Peye **ler anrezistre** ouswa **dan 15 zour** apre koumansman biznes.
+- Ena **egzanpsion** si trade fee **≤ MUR 5,000** (get gid).
+- Dat limit/instalman pibliye sak lane par CBRD.
+
+Steps
+1) Swazir kategori (BRF1/BRF2/BRF3 ouswa inkorporasion via CBRIS).
+2) Fer demann lor **CBRIS**, peye, ouswa al kot kontwar CBRD.
+3) Resevwar **BRN/BRC** ek resi.
+4) Si to aktivite klasifye, peye **trade fee** dapre dat ofisiel.
+
+--------------------------------------------------
+Official links (for indexing & reference)
+- CBRD Home: https://companies.govmu.org/
+- How to register a business (guideline): https://companies.govmu.org/Pages/Guidelines/How-to-register-a-business.aspx
+- Apply Online (CBRD menu): https://companies.govmu.org/Pages/ApplyOnline/ApplyOnline.aspx
+- CBRIS portal (MNS): https://portalmns.mu/   (about: https://mns.mu/cbris-cbrd/)
+- Guidelines — Registering & doing business (BRF1 / BRF2 / BRF3): https://companies.govmu.org/Pages/Guidelines/Guidelines-for-Registering-and-doing-business.aspx
+- Fees page (Registration & Trade Fees): https://companies.govmu.org/Pages/Notices/Fees.aspx
+- Trade Fees guideline (payment, exemption ≤ MUR 5,000): https://companies.govmu.org/Documents/Guidelines/Guidelines%20for%20the%20payment%20of%20trade%20fees.pdf
+- Annual registration/trade fee communiqué (latest): https://companies.govmu.org/Communique/Paymentof%20Registration%20Fees%202025%20and%20Trade%20Fees%202024_2025.pdf
+- CBRD address (Registrar of Companies): One Cathedral Square Building, Jules Koenig St, Port Louis (see trade-fee communiqué)