AdiOO7/Bank_Complaints · Datasets at Hugging Face

Instruction stringclasses 1 value	Input stringlengths 11 152	Response stringclasses 9 values
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The promised card benefits ( purchase protection ) was not honored	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This is not my bill. I am disputing the experian credit bureau to remove this from my credit report	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	incorrect information	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I received a letter in a name close to mine asking me to settle a debt. I do not know this company or owe this money.	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	FMS is reporting to XXXX and XXXX that I have a collection but there is no amount. I do not have any outstanding medical debts.	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	i was given a mortgage i did not uderstand and did not qualify	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Did not try to call me to fix problem.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Received unsolicited Visa debit card from netSpend.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I CANT BELIEVE THIS MESS. I SENT OUT NOT XXXX BUT XXXX LETTERS STATIN NOT TO CONTACT ME AND TO TAKE THIS MESS OFF MY CREDIT REPORT.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I am not able to obtain my experian credit report or report #	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Turned down for a VA loan by loan officer at price financial services.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I was not properly notified about the lawsuit or garnishment.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Repeated calls	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	When I type in my personal information I always get an error message saying the information does n't match the information XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX from Kay Jewlers contacted my employer about my debt and disclosed personal information about the debt in an attempt to collect it.	Company believes complaint is the result of an isolated error
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Did not receive notice of right to dispute, i dont know where this debt came from	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Did not receive notice of right dispute, i dont know what this debt is for	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I need to file a dispute about the addresses and spousal/coapplicant information is wrong!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I disputed several things on my XXXX credit report and I am trying to make sure that they are removed from all credit bureaus.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit card reduction in benefits	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Ally Bank locked out my account. Despite my submitting all the required documents they still have locked all access to my account for over 24 hours	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	my bank of america housing servicing loan just disappeared in the state of mississippi where did my credit go to in mississippi	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I never received any material from this company	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Im trying to get my free annual report and its not letting me	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	It was told I have this phone account and I have never had XXXX services and I have had another provider for over 15 years.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Case numbers : XXXX/XXXX/XXXXI need to know why my credit score dropped dramatically.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have no idea, nor could XXXX tell me why or how this account was opened. I never agreed to pay for money I never borrowed!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	shows a previous address that I NEVER received mail at, never was a resident.. Do n't even know anyone who has.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This complaint is associated with a home loan I was applying for with Bank of America. Details of this issue are included with the attached letter.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Unable to transfer IRA funds to another bank. Partial transfer due to $ 250k FDIC limit	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They said the ss number belongs to me	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Macy 's always charges {$2.00} ( as " minimum interest '' ) each month even AFTER the remaining balance has been completely paid off. Is this legal?	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	FILED A DISPUTE # XXXX. RECEIVED A REPLY FROM EXPERIAN THAT SAID VIRTUALLY NOTHING AND VERY CONFUSING.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	lost my wallet, and i had my social security card in it. someone might have used my name and number to get services from commonwealth XXXX company	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never went to this hospital never been there never receiveda letter from this collection agency	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	A bill for {$93.00} that I do not owe. Looks like a scam letter.	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I just want my credit report updated and accurate. i have bills that has been paid through Chapter XXXX bankruptcy XXXX XXXX XXXX Case XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have submitted a valid ftc report and police report and this collection agency refuses to comply with FCRA laws	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Returned my vehicle once I was laid off from my job, was not past due ... .but they immediately filed for a judgement on my credit.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	BEING XXXX BY CASH CALL ON A INSTALLMENT LOAN ... //	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Multiple recorded calls from XXXX XXXX XXXX about a supposed debt owed to " state of sc '' a state in which i have never lived or worked.	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Information that is XXXX years old is still on my credit report. I have filed a dispute with the XXXX, but the information is still there.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	constant robo calling	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Transunion and XXXXhave n't updated myincome for years I receive100 % VA, XXXX pay, and social security. It 's killingme financially	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	my wallet was stolen along time ago and now im receiving a letter stating I owe a banking institution this is not me	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I tried to get a XXXX contract phone they called a number for credit check the machine said I had a mortgage in my name and there should n't be	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My mother have used my credit on multiple things that I did not authorize as a child and as an adult.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Attempted to close Citi/XXXX XXXX account and was unable to.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The creditor sued me and obtained a judgement against me and subsequently garnished my wages on debt that had passed the statute of limitations.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never applied for credit with this company. My personal information is being used by someone i have not given permission to do this.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Home foreclosed upon in XX/XX/XXXX. Settlement received for improper foreclosure in XXXX Credit report not reflecting improper foreclosure.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX account fraudulently opened in my name	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	well now that Im on a computer where I can print my report from, I wanted to be able to view it so that Im able to print it out	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I lost funds due the bank show that i had the funds availableand the them charging me an overdraft fee on numerous occasions over many years	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They have charged overdraft fee XXXX times in a roll in XXXX day. Each one was {$35.00}.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never lived in the states of XXXX, or XXXX or XXXX XXXX in XXXX XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Unfair loan process, poor communication, unprofessional company	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bank of America refuses to add beneficiary to accounts for attorney-in-fact presenting duly registered North Carolina durable power of attorney.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The debt belongs to my son and they refuse to remove it from my credit bureau information	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I filed Chapter XXXX bankruptcy.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They sent my debt to another collector and I paid them but they still have me in collections but I have no account with them.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have disputed this XXXX times. I did n't sign for this item bought online.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I want the XXXX accounts with XXXX XXXX to be removed.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have been a victim of fraud and I want to stop the money from going thru.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	These company 's make it to difficult to obtain a credit report with the questions they ask	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Sears Visa Credit Card charged me XXXX indicating that I did not pay my bill for the month of XXXX 2015	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Was not notified about annual fee and late fee occurred	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I started getting denial letters from creditors and I pulled my credit report and I notice some inquires on my credit report that do n't belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	These debts are from XX/XX/XXXX or XX/XX/XXXX. Should n't they have fallen off my credit report by now?	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	my wallet was stolen along time ago and now im receiving a letter stating I owe a banking institution this is not me	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I requested a credit report online from Experan. They show a false current address. I 'm not sure how to dispute or fix this. thanks	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bill paid by insurance please remove this from my credit report.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Focus Receivables Management keeps calling my home phone. I have no delinquent debt to be collected.	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX # XXXX****This information has been re-inserted and re-aged. Please Delete.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	could n't pay its charged off	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I did n't take a loan for XXXX. From this college. I only took XXXX classes and those classes did n't cost XXXX.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX is usurping RESPA Guideline and spending large amounts of money in marketing to the Realtor community.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Sps will not send me valuable information that I 've requested thet keep giving me the run around please help me save my home	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	PayPal charged XXXX small fees to my bank account because I registered this bank account with PayPal to make payments to them.	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	this is the third party is call me threatening me if i do n't pay will take me to jail./or they reported to credit bureau.	Company believes the complaint is the result of a misunderstanding
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Contacted place of employment after I explained I am not allowed calls. Personal or Business. Left message on my work voicemail.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bank of America charging me for late payments when they are not late. and hurting my credit	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I do not owe a XXXX account. The Tv service I had for the suppose time of period was from a local tv provider, XXXX PR.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian deleted a paid off school loan it always reported to illegally lower my credit score	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Acct closed under Chp XXXX bankruptcy in XXXX/XXXX/09 Bank of America.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	acct closed under CHP XXXX bankruptcy and still showing on my XXXX reports.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Acct closed under CHPXXXX Bankruptcy and still showing under my XXXX credits reports.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Dispute of Charges -- Offer of {$100.00} credit for applying for Citi credit card account on XXXX XXXX website is not being honored.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	On XXXX XXXX, 2015 Transunion had removed XXXX from my credit report as of today XXXX XXXX, 2015 it was added back to my credit report	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I 'm victim of identity teiff and I reach out to this company but they still want me to pay for it.	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I had a joint account at Bank of America and they let the other party close the account without my knowledge.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I THINK IM A VITIM OF FRAUD I WAS IN XXXX FROM XXXX AND I CANT GET MY CREDIT REPORT. MY EMAIL address is XXXXXXXXXXXX and my phone number is XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I had a phone for awhile they were charging for things I did n't want. They cut me off and popped up on my credit reports.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	THIS DEBT WAS PAID AND IS STILL SHOWING UP AS A NEGATIVE MARK ON MY CREDIT REPORT I WILL BE REPORTING AS A FAIR DEBT ISSUE TO THE TRADE COMMISSION.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have a tax lien on my Experian credit report, lien does not appear on any other report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I mailed Ally On XXXX XXXX asking for validation of the debt as per The Fair Debt Collection Practices Act. They have not responded	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I am unaware of this debt.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Thank you. I have no idea what XXXX or XXXX is. XXXX Georgia. XXXXThank you	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Genesis loan servicing no longer has any correct contact information i can not call them in contact of my loan	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bank has my money on hold and wo n't release it.	Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The promised card benefits ( purchase protection ) was not honored

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This is not my bill. I am disputing the experian credit bureau to remove this from my credit report

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

incorrect information

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I received a letter in a name close to mine asking me to settle a debt. I do not know this company or owe this money.

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

FMS is reporting to XXXX and XXXX that I have a collection but there is no amount. I do not have any outstanding medical debts.

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

i was given a mortgage i did not uderstand and did not qualify

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Did not try to call me to fix problem.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Received unsolicited Visa debit card from netSpend.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I CANT BELIEVE THIS MESS. I SENT OUT NOT XXXX BUT XXXX LETTERS STATIN NOT TO CONTACT ME AND TO TAKE THIS MESS OFF MY CREDIT REPORT.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I am not able to obtain my experian credit report or report #

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Turned down for a VA loan by loan officer at price financial services.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I was not properly notified about the lawsuit or garnishment.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Repeated calls

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

When I type in my personal information I always get an error message saying the information does n't match the information XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX from Kay Jewlers contacted my employer about my debt and disclosed personal information about the debt in an attempt to collect it.

Company believes complaint is the result of an isolated error

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Did not receive notice of right to dispute, i dont know where this debt came from

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Did not receive notice of right dispute, i dont know what this debt is for

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I need to file a dispute about the addresses and spousal/coapplicant information is wrong!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I disputed several things on my XXXX credit report and I am trying to make sure that they are removed from all credit bureaus.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit card reduction in benefits

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Ally Bank locked out my account. Despite my submitting all the required documents they still have locked all access to my account for over 24 hours

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

my bank of america housing servicing loan just disappeared in the state of mississippi where did my credit go to in mississippi

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I never received any material from this company

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Im trying to get my free annual report and its not letting me

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

It was told I have this phone account and I have never had XXXX services and I have had another provider for over 15 years.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Case numbers : XXXX/XXXX/XXXXI need to know why my credit score dropped dramatically.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have no idea, nor could XXXX tell me why or how this account was opened. I never agreed to pay for money I never borrowed!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

shows a previous address that I NEVER received mail at, never was a resident.. Do n't even know anyone who has.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This complaint is associated with a home loan I was applying for with Bank of America. Details of this issue are included with the attached letter.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Unable to transfer IRA funds to another bank. Partial transfer due to $ 250k FDIC limit

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They said the ss number belongs to me

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Macy 's always charges {$2.00} ( as " minimum interest '' ) each month even AFTER the remaining balance has been completely paid off. Is this legal?

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

FILED A DISPUTE # XXXX. RECEIVED A REPLY FROM EXPERIAN THAT SAID VIRTUALLY NOTHING AND VERY CONFUSING.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

lost my wallet, and i had my social security card in it. someone might have used my name and number to get services from commonwealth XXXX company

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never went to this hospital never been there never receiveda letter from this collection agency

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

A bill for {$93.00} that I do not owe. Looks like a scam letter.

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I just want my credit report updated and accurate. i have bills that has been paid through Chapter XXXX bankruptcy XXXX XXXX XXXX Case XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have submitted a valid ftc report and police report and this collection agency refuses to comply with FCRA laws

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Returned my vehicle once I was laid off from my job, was not past due ... .but they immediately filed for a judgement on my credit.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

BEING XXXX BY CASH CALL ON A INSTALLMENT LOAN ... //

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Multiple recorded calls from XXXX XXXX XXXX about a supposed debt owed to " state of sc '' a state in which i have never lived or worked.

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Information that is XXXX years old is still on my credit report. I have filed a dispute with the XXXX, but the information is still there.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

constant robo calling

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Transunion and XXXXhave n't updated myincome for years I receive100 % VA, XXXX pay, and social security. It 's killingme financially

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

my wallet was stolen along time ago and now im receiving a letter stating I owe a banking institution this is not me

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I tried to get a XXXX contract phone they called a number for credit check the machine said I had a mortgage in my name and there should n't be

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My mother have used my credit on multiple things that I did not authorize as a child and as an adult.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Attempted to close Citi/XXXX XXXX account and was unable to.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The creditor sued me and obtained a judgement against me and subsequently garnished my wages on debt that had passed the statute of limitations.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never applied for credit with this company. My personal information is being used by someone i have not given permission to do this.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Home foreclosed upon in XX/XX/XXXX. Settlement received for improper foreclosure in XXXX Credit report not reflecting improper foreclosure.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX account fraudulently opened in my name

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

well now that Im on a computer where I can print my report from, I wanted to be able to view it so that Im able to print it out

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I lost funds due the bank show that i had the funds availableand the them charging me an overdraft fee on numerous occasions over many years

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They have charged overdraft fee XXXX times in a roll in XXXX day. Each one was {$35.00}.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never lived in the states of XXXX, or XXXX or XXXX XXXX in XXXX XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Unfair loan process, poor communication, unprofessional company

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bank of America refuses to add beneficiary to accounts for attorney-in-fact presenting duly registered North Carolina durable power of attorney.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The debt belongs to my son and they refuse to remove it from my credit bureau information

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I filed Chapter XXXX bankruptcy.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They sent my debt to another collector and I paid them but they still have me in collections but I have no account with them.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have disputed this XXXX times. I did n't sign for this item bought online.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I want the XXXX accounts with XXXX XXXX to be removed.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have been a victim of fraud and I want to stop the money from going thru.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

These company 's make it to difficult to obtain a credit report with the questions they ask

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Sears Visa Credit Card charged me XXXX indicating that I did not pay my bill for the month of XXXX 2015

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Was not notified about annual fee and late fee occurred

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I started getting denial letters from creditors and I pulled my credit report and I notice some inquires on my credit report that do n't belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

These debts are from XX/XX/XXXX or XX/XX/XXXX. Should n't they have fallen off my credit report by now?

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

my wallet was stolen along time ago and now im receiving a letter stating I owe a banking institution this is not me

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I requested a credit report online from Experan. They show a false current address. I 'm not sure how to dispute or fix this. thanks

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bill paid by insurance please remove this from my credit report.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Focus Receivables Management keeps calling my home phone. I have no delinquent debt to be collected.

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX # XXXX****This information has been re-inserted and re-aged. Please Delete.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

could n't pay its charged off

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I did n't take a loan for XXXX. From this college. I only took XXXX classes and those classes did n't cost XXXX.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX is usurping RESPA Guideline and spending large amounts of money in marketing to the Realtor community.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Sps will not send me valuable information that I 've requested thet keep giving me the run around please help me save my home

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

PayPal charged XXXX small fees to my bank account because I registered this bank account with PayPal to make payments to them.

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

this is the third party is call me threatening me if i do n't pay will take me to jail./or they reported to credit bureau.

Company believes the complaint is the result of a misunderstanding

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Contacted place of employment after I explained I am not allowed calls. Personal or Business. Left message on my work voicemail.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bank of America charging me for late payments when they are not late. and hurting my credit

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I do not owe a XXXX account. The Tv service I had for the suppose time of period was from a local tv provider, XXXX PR.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian deleted a paid off school loan it always reported to illegally lower my credit score

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Acct closed under Chp XXXX bankruptcy in XXXX/XXXX/09 Bank of America.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

acct closed under CHP XXXX bankruptcy and still showing on my XXXX reports.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Acct closed under CHPXXXX Bankruptcy and still showing under my XXXX credits reports.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Dispute of Charges -- Offer of {$100.00} credit for applying for Citi credit card account on XXXX XXXX website is not being honored.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

On XXXX XXXX, 2015 Transunion had removed XXXX from my credit report as of today XXXX XXXX, 2015 it was added back to my credit report

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I 'm victim of identity teiff and I reach out to this company but they still want me to pay for it.

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I had a joint account at Bank of America and they let the other party close the account without my knowledge.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I THINK IM A VITIM OF FRAUD I WAS IN XXXX FROM XXXX AND I CANT GET MY CREDIT REPORT. MY EMAIL address is XXXXXXXXXXXX and my phone number is XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I had a phone for awhile they were charging for things I did n't want. They cut me off and popped up on my credit reports.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

THIS DEBT WAS PAID AND IS STILL SHOWING UP AS A NEGATIVE MARK ON MY CREDIT REPORT I WILL BE REPORTING AS A FAIR DEBT ISSUE TO THE TRADE COMMISSION.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have a tax lien on my Experian credit report, lien does not appear on any other report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I mailed Ally On XXXX XXXX asking for validation of the debt as per The Fair Debt Collection Practices Act. They have not responded

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I am unaware of this debt.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Thank you. I have no idea what XXXX or XXXX is. XXXX Georgia. XXXXThank you

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Genesis loan servicing no longer has any correct contact information i can not call them in contact of my loan

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bank has my money on hold and wo n't release it.

Company believes it acted appropriately as authorized by contract or law