AdiOO7/Bank_Complaints · Datasets at Hugging Face

Instruction stringclasses 1 value	Input stringlengths 11 152	Response stringclasses 9 values
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Mortgage company refuses to take stop foreclosure to allow borrower to modify loan.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I am told I will hear for bank of america and do not, in the numerous times I have been promised.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Regions Mortgage is reporting my mortgage incorrectly to the credit bureau.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have been getting up to XXXX calls a day from RPM Collections. Sometimes there is background music, sometimes NOTHING.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Collector did not respond to debt validation request	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I receive multiple phone calls from Focus Receivables Management daily, but I do not owe any debts.	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Asked for validation of debts and Financial Recoveries does not respond.	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My credit report stated that i had loans that i never got.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Terms are inconsistent with original contract for payment and balance and inconsistencies with the legality of loan reporting.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX XXXX Bank, Maryland ... CASHNET Payday loan keeps deducting more then XXXX payment from my bank account!	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have no idea why I have this. I have had insurance and it all should of been covered under it!	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Re : Unauthorized Credit Inquiry I did not authorized the following company to do a credit check.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I paid my debt to XXXX consumer agency and now there are XXXX other agencies trying to collect on the same debt.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The company calls me all the time about a XXXX XXXX, whom I do n't know and never heard of him trying to collect a debt.	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	trans union and XXXX I could n't get my credit reports. my XXXX report I recieved but not the others	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This has been paid and has been verified with the original crediting company.	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I paid the bill off in full. But its still on my credit reports. I have documents that it is paid. Its to choice recovery	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They keep calling me everyday even weekends and leaving me messages to call them back. Call them back they have automated systems	Company believes the complaint is the result of a misunderstanding
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I went to www.XXXX.com and filled out the online form. But I did n't receive a report from them.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit indebtedness had been satisfied and yet the credit card companies are reluctant to remove or change the status of my credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	could not get free credit report from Experian.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I would like a written explanation as to why I am being charged {$510.00}.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have never had any medical bills	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I did not have XXXX in XXXX 2011	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There was a line of almost XXXX people and only XXXX XXXX working.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	i had no knowledge of this debt until i saw it on my cerdit file. i paid it but i didnt ask or sign for any medical service.	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have a private XXXX loan through Citibank. They are threatening to send my account to a collections agency, even though I am enrolled in school.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There are information on credit report that are over XXXX old.By law those should be remove.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	CREDIT REPORTING AGENCY REPORTING INFORMATION DISPUTED/NOT VALIDATED pursuant to FDCPA this data must be removed absent the validation.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Past due on a payday loan and they are calling me while at work.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Please see the attached XXXX Page Scanned Document, which is self explanatory and yet to be responded by ASC.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I do n't know why these are on my credit score. These are n't my debts	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	TransUnion is reporting that I have foreclosure which I never had	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I 'm a victim of identity theft and the person open accounts in my name.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experience is reporting that I have a foreclosure on my credit report which I never had	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	For the XXXX time, McCarthy Burgess & Wolff is attempting to collect a debt on behalf of the XXXX XXXX XXXX that I do not owe.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bank of America home loans has reported my short sale as a foreclosure. This is severely affecting my credit. I am unable to refinance my house.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit Report shows a XXXX XXXX XXXX started in 06. Balance of XXXX. Then sent toXXXX XXXX. Now XXXX. I never owned a XXXX XXXX account.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	PayPal/eBay are holding my funds. Neither company follow Reg CC hold procedures nor do they seem to care.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Account was sold and still being reported as a charge off on my credit report. It is still showing on my credit report.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	THIS COLLECTOR KEEPS CALL ME SKIP TRACING FOR XXXX XXXX, OR XXXX XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This is on my credit reports. I sent them a letter XX/XX/2015. They have ignored me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I had XXXX late payment so Citi card lowered my limit. The late payment could not be avoided. I am told that this is an illegal act.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit report shows I am XXXX, and I am not.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian is not investigating accounts in my credit report that are reporting incorrectly.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Someone hijacked my VA Pension check by ordering another card in my name.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	ALL CREDIT AGENCIES LISTED FRAUD/ UNAUTHORIZED INQUIRIES WITHOUT MY CONSENT TO REVIEW CREDIT FILE ... REMOVE ALL FROM FILE ASAP	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I had insurance instead of submitting the bill to the insurance company they are constantly putiing them on my credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Disputed info is deleted the reinsert ed on my report	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit reporting companies will not deleted wrong information.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Collection agency with the phone number XXXX continually threatens to have driver 's license suspended which they have no authority to do.	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit reporting agency does n't want to erase old information	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I just noticed this debt on my credit report and I do not have this account.	Company believes complaint caused principally by actions of third party outside the control or direction of the company
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Was not happy with the decision made so I investigated it further.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	ICS KEPT CALLING ME FROM ( XXXX ) XXXX REGARDING # XXXX, COLLECTING FOR XXXX XXXX XXXX IN VIOLATION OF FDCPA, AND TCPA.	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Late payment record for sears is false.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I do not know this company and never done business with them.	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	experian is not providing my credit score and report and is affecting me as I can not refinance my home	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I can not get transunion to properly investigate and remove inaccurate information on my credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	i need to transfert a money like international transfert money to XXXX to take a bank	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have liens reporting on my credit that are not mine. They are My fathers.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I returned the device to XXXX store within 14 days. The device was unopened and never used.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Threatening calls at Work.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I sent a debt validation letter to this company on XXXX/XXXX/2015 and they ignored my request of validation.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	At One Main financial in XXXX GA a loan officer by the name of XXXX pulled my credit without my authorization	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Sent creditor copy of discharge notice but have had no response	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Ther are XXXX debts and almost all of them I do n't recognize. I need them off my credit score.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Incorrect address on a credit report ( most likely due to divorce : the address is that of my ex husband and his XXXX wife )	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian is not responding to my requests to investigate and remove accounts from my credit report that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans Union is not responding to any of my requests to investigate and remove accounts from my credit report that do not belong to me.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I got this debt collection that is not mine. Not the right DOB, not the right SSN.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	SKIP TRACED ALL FAMILY MEMBERS CELL, WORK, HOME NUMBERS CALLED AND WILL GO TO JAIL IF YOU DONT PAY! IN VIOLATION OF FTC, FDCPA, TCPA, FCRA ....	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I payed speedy cash awhile ago and I do n't understand why that it is not taking of my credit	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My credit report shows a judgement that should have been taken off. It has been close to 8 years and it is still there.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I keep getting a call from phone # XXXX and the debt does not belong to me and I want them to stop calling my cell phone.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Tranunion has " XXXX XXXX '' listed as an employer on my report wich is incorrect.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have mailed in my letter advising I am not disputing anything on my credit report, however, there still remains disputes on my report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	lender charged my bank 2 days before agreement. Then charged XXXX times in one day, racking up insufficient funds fees	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	i sent in all verifying documents they did not take the items off i dont know what else to do from here .... i have contacted the beaureas to no avail	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	A company XXXX was given my credit report by Experian. This was not authorized and has had a negative impact on my credit score. Please remove.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I paid my XXXX XXXX credit card off XXXX months ago and still not showing it.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There is a hard inquiry from XXXX XXXX. I have never been there and have never applied for credit through them.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Someone had stole my checks and used them. This was reported and the person arrested.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Someone is using my name in Florida to work as well as open an account that he also sent sent to collection for check system	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	COLLECTOR CALLING ALL FAMILY MEMBERS AT WORK, CELL AND HOME IN VIOLATION OF TCPA.	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	KEPT CALLING ALL MY NUMBERS HOME, CELL AND HOME ALONG WITH ALL FAMILY MEMBERS IN VIOLATION OF TCPA	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I dont have credit card XXXX XXXX XXXX in my name and Social security	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They are not standing upon the law that governs them. Eperian And XXXX have not followed the fair debt act.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	IN VIOLATION OF TCPA AND FCRA AND FDCPA. ( ATTACHED LIST )	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bills from hospital are 0.00 for the 2012 year, it still shows up in the collection area.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My private loan in collection they froze my account I do n't have a lot of money they asking for If I did I would be homeless.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I called AAA to active a credit card. I was told about a balancetransfer, Interest free until XX/XX/XXXX.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There is no past due balance. I returned all equipment to XXXX XXXX. I did n't receive a Dunning Letter either.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Have no idea what this debt is for, never heard from this company.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Found this item on my credit report, and I never had this account. I am disputing this account I never had this account.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My XXXX credit card account has been paid off, and my credit report still shows a balance and that it is delinquent which it never was.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	sending me letters saying i owe but account closed on credit report	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	will not remove	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I received my credit card statement and found a purchase in another state that I did not do.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX account # XXXX .... is not mine and experian has refused to delete account like XXXX did to avoid fcra fines.	Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Mortgage company refuses to take stop foreclosure to allow borrower to modify loan.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I am told I will hear for bank of america and do not, in the numerous times I have been promised.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Regions Mortgage is reporting my mortgage incorrectly to the credit bureau.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have been getting up to XXXX calls a day from RPM Collections. Sometimes there is background music, sometimes NOTHING.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Collector did not respond to debt validation request

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I receive multiple phone calls from Focus Receivables Management daily, but I do not owe any debts.

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Asked for validation of debts and Financial Recoveries does not respond.

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My credit report stated that i had loans that i never got.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Terms are inconsistent with original contract for payment and balance and inconsistencies with the legality of loan reporting.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX XXXX Bank, Maryland ... CASHNET Payday loan keeps deducting more then XXXX payment from my bank account!

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have no idea why I have this. I have had insurance and it all should of been covered under it!

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Re : Unauthorized Credit Inquiry I did not authorized the following company to do a credit check.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I paid my debt to XXXX consumer agency and now there are XXXX other agencies trying to collect on the same debt.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The company calls me all the time about a XXXX XXXX, whom I do n't know and never heard of him trying to collect a debt.

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

trans union and XXXX I could n't get my credit reports. my XXXX report I recieved but not the others

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This has been paid and has been verified with the original crediting company.

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I paid the bill off in full. But its still on my credit reports. I have documents that it is paid. Its to choice recovery

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They keep calling me everyday even weekends and leaving me messages to call them back. Call them back they have automated systems

Company believes the complaint is the result of a misunderstanding

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I went to www.XXXX.com and filled out the online form. But I did n't receive a report from them.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit indebtedness had been satisfied and yet the credit card companies are reluctant to remove or change the status of my credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

could not get free credit report from Experian.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I would like a written explanation as to why I am being charged {$510.00}.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have never had any medical bills

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I did not have XXXX in XXXX 2011

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There was a line of almost XXXX people and only XXXX XXXX working.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

i had no knowledge of this debt until i saw it on my cerdit file. i paid it but i didnt ask or sign for any medical service.

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have a private XXXX loan through Citibank. They are threatening to send my account to a collections agency, even though I am enrolled in school.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There are information on credit report that are over XXXX old.By law those should be remove.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

CREDIT REPORTING AGENCY REPORTING INFORMATION DISPUTED/NOT VALIDATED pursuant to FDCPA this data must be removed absent the validation.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Past due on a payday loan and they are calling me while at work.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Please see the attached XXXX Page Scanned Document, which is self explanatory and yet to be responded by ASC.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I do n't know why these are on my credit score. These are n't my debts

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

TransUnion is reporting that I have foreclosure which I never had

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I 'm a victim of identity theft and the person open accounts in my name.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experience is reporting that I have a foreclosure on my credit report which I never had

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

For the XXXX time, McCarthy Burgess & Wolff is attempting to collect a debt on behalf of the XXXX XXXX XXXX that I do not owe.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bank of America home loans has reported my short sale as a foreclosure. This is severely affecting my credit. I am unable to refinance my house.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit Report shows a XXXX XXXX XXXX started in 06. Balance of XXXX. Then sent toXXXX XXXX. Now XXXX. I never owned a XXXX XXXX account.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

PayPal/eBay are holding my funds. Neither company follow Reg CC hold procedures nor do they seem to care.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Account was sold and still being reported as a charge off on my credit report. It is still showing on my credit report.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

THIS COLLECTOR KEEPS CALL ME SKIP TRACING FOR XXXX XXXX, OR XXXX XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This is on my credit reports. I sent them a letter XX/XX/2015. They have ignored me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I had XXXX late payment so Citi card lowered my limit. The late payment could not be avoided. I am told that this is an illegal act.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit report shows I am XXXX, and I am not.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian is not investigating accounts in my credit report that are reporting incorrectly.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Someone hijacked my VA Pension check by ordering another card in my name.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

ALL CREDIT AGENCIES LISTED FRAUD/ UNAUTHORIZED INQUIRIES WITHOUT MY CONSENT TO REVIEW CREDIT FILE ... REMOVE ALL FROM FILE ASAP

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I had insurance instead of submitting the bill to the insurance company they are constantly putiing them on my credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Disputed info is deleted the reinsert ed on my report

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit reporting companies will not deleted wrong information.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Collection agency with the phone number XXXX continually threatens to have driver 's license suspended which they have no authority to do.

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit reporting agency does n't want to erase old information

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I just noticed this debt on my credit report and I do not have this account.

Company believes complaint caused principally by actions of third party outside the control or direction of the company

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Was not happy with the decision made so I investigated it further.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

ICS KEPT CALLING ME FROM ( XXXX ) XXXX REGARDING # XXXX, COLLECTING FOR XXXX XXXX XXXX IN VIOLATION OF FDCPA, AND TCPA.

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Late payment record for sears is false.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I do not know this company and never done business with them.

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

experian is not providing my credit score and report and is affecting me as I can not refinance my home

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I can not get transunion to properly investigate and remove inaccurate information on my credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

i need to transfert a money like international transfert money to XXXX to take a bank

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have liens reporting on my credit that are not mine. They are My fathers.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I returned the device to XXXX store within 14 days. The device was unopened and never used.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Threatening calls at Work.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I sent a debt validation letter to this company on XXXX/XXXX/2015 and they ignored my request of validation.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

At One Main financial in XXXX GA a loan officer by the name of XXXX pulled my credit without my authorization

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Sent creditor copy of discharge notice but have had no response

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Ther are XXXX debts and almost all of them I do n't recognize. I need them off my credit score.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Incorrect address on a credit report ( most likely due to divorce : the address is that of my ex husband and his XXXX wife )

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian is not responding to my requests to investigate and remove accounts from my credit report that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans Union is not responding to any of my requests to investigate and remove accounts from my credit report that do not belong to me.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I got this debt collection that is not mine. Not the right DOB, not the right SSN.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

SKIP TRACED ALL FAMILY MEMBERS CELL, WORK, HOME NUMBERS CALLED AND WILL GO TO JAIL IF YOU DONT PAY! IN VIOLATION OF FTC, FDCPA, TCPA, FCRA ....

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I payed speedy cash awhile ago and I do n't understand why that it is not taking of my credit

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My credit report shows a judgement that should have been taken off. It has been close to 8 years and it is still there.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I keep getting a call from phone # XXXX and the debt does not belong to me and I want them to stop calling my cell phone.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Tranunion has " XXXX XXXX '' listed as an employer on my report wich is incorrect.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have mailed in my letter advising I am not disputing anything on my credit report, however, there still remains disputes on my report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

lender charged my bank 2 days before agreement. Then charged XXXX times in one day, racking up insufficient funds fees

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

i sent in all verifying documents they did not take the items off i dont know what else to do from here .... i have contacted the beaureas to no avail

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

A company XXXX was given my credit report by Experian. This was not authorized and has had a negative impact on my credit score. Please remove.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I paid my XXXX XXXX credit card off XXXX months ago and still not showing it.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There is a hard inquiry from XXXX XXXX. I have never been there and have never applied for credit through them.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Someone had stole my checks and used them. This was reported and the person arrested.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Someone is using my name in Florida to work as well as open an account that he also sent sent to collection for check system

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

COLLECTOR CALLING ALL FAMILY MEMBERS AT WORK, CELL AND HOME IN VIOLATION OF TCPA.

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

KEPT CALLING ALL MY NUMBERS HOME, CELL AND HOME ALONG WITH ALL FAMILY MEMBERS IN VIOLATION OF TCPA

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I dont have credit card XXXX XXXX XXXX in my name and Social security

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They are not standing upon the law that governs them. Eperian And XXXX have not followed the fair debt act.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

IN VIOLATION OF TCPA AND FCRA AND FDCPA. ( ATTACHED LIST )

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bills from hospital are 0.00 for the 2012 year, it still shows up in the collection area.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My private loan in collection they froze my account I do n't have a lot of money they asking for If I did I would be homeless.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I called AAA to active a credit card. I was told about a balancetransfer, Interest free until XX/XX/XXXX.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There is no past due balance. I returned all equipment to XXXX XXXX. I did n't receive a Dunning Letter either.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Have no idea what this debt is for, never heard from this company.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Found this item on my credit report, and I never had this account. I am disputing this account I never had this account.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My XXXX credit card account has been paid off, and my credit report still shows a balance and that it is delinquent which it never was.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

sending me letters saying i owe but account closed on credit report

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

will not remove

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I received my credit card statement and found a purchase in another state that I did not do.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX account # XXXX .... is not mine and experian has refused to delete account like XXXX did to avoid fcra fines.

Company chooses not to provide a public response