Date received
stringdate 2011-12-01 00:00:00
2025-09-20 00:00:00
| Product
stringclasses 21
values | Sub-product
stringclasses 86
values | Issue
stringclasses 178
values | Sub-issue
stringclasses 272
values | Consumer complaint narrative
stringlengths 4
36k
⌀ | Company public response
stringclasses 11
values | Company
stringlengths 3
88
| State
stringclasses 63
values | ZIP code
stringlengths 5
5
⌀ | Tags
stringclasses 3
values | Consumer consent provided?
stringclasses 4
values | Submitted via
stringclasses 7
values | Date sent to company
stringdate 2011-12-01 00:00:00
2025-09-20 00:00:00
| Company response to consumer
stringclasses 8
values | Timely response?
stringclasses 2
values | Consumer disputed?
stringclasses 2
values | Complaint ID
stringlengths 1
8
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2025-08-14
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
VA
|
23432
| null | null |
Web
|
2025-08-14
|
In progress
|
Yes
| null |
15290272
|
2024-11-08
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account status incorrect
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
FL
|
32219
|
Servicemember
|
Consent not provided
|
Web
|
2024-11-08
|
Closed with explanation
|
Yes
| null |
10737469
|
2024-10-21
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
FL
|
33143
| null |
Consent not provided
|
Web
|
2024-10-21
|
Closed with non-monetary relief
|
Yes
| null |
10525568
|
2025-08-30
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
DE
|
19713
| null | null |
Web
|
2025-08-30
|
In progress
|
Yes
| null |
15624892
|
2025-07-09
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
|
I am writing to dispute fraudulent accounts on my credit report, which have resulted from identity theft. These accounts were opened without my authorization or consent, and they are reporting violates multiple provisions of U.S. law, including the Fair Credit Reporting Act ( FCRA ). The accounts in question are attached. Under 15 U.S.C. ~1681c-2, I have the right to block and demand removal of information resulting from identity theft. Furthermore, reporting these accounts without my explicit consent violates 15 U.S.C ~1681b, which governs permissible purposes for accessing and reporting consumer information. My identity theft affidavit is fully valid, and XXXX refusal to investigate and block the fraudulent accounts is unlawful. I demand that these fraudulent accounts be manually reviewed and deleted from my credit report. Thank you for your prompt attention to this matter.
| null |
Resurgent Capital Services L.P.
|
IL
|
60609
| null |
Consent provided
|
Web
|
2025-07-09
|
Closed with non-monetary relief
|
Yes
| null |
14561247
|
2025-08-24
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
MS
|
38901
| null | null |
Web
|
2025-08-24
|
In progress
|
Yes
| null |
15513066
|
2025-09-02
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null | null |
Experian Information Solutions Inc.
|
AR
|
72114
| null | null |
Web
|
2025-09-02
|
In progress
|
Yes
| null |
15660963
|
2025-02-07
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
FL
|
32839
| null |
Consent not provided
|
Web
|
2025-02-07
|
Closed with explanation
|
Yes
| null |
11992797
|
2018-02-19
|
Debt collection
|
Other debt
|
False statements or representation
|
Attempted to collect wrong amount
| null | null |
Alliance One, Inc.
|
TX
|
78664
| null |
Consent not provided
|
Web
|
2018-02-19
|
Closed with explanation
|
Yes
| null |
2818253
|
2024-08-31
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Investigation took more than 30 days
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
TX
|
78229
| null |
Consent not provided
|
Web
|
2024-08-31
|
Closed with explanation
|
Yes
| null |
9973912
|
2025-03-28
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
|
Recently, I did an investigation on my credit report which caused severe XXXX upon me and found unverifiable, invalidated, inaccurate, and questionable items that your agency didn't make sure it was reporting 100 % correct.
In accordance with the Fair Credit Reporting Act, everything has to be 100 % accurate on my credit report and Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) these accounts are in violation of not reporting 100 % accurate.
| null |
EQUIFAX, INC.
|
FL
|
32703
| null |
Consent provided
|
Web
|
2025-03-28
|
Closed with explanation
|
Yes
| null |
12716227
|
2020-10-25
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Personal information incorrect
| null | null |
EQUIFAX, INC.
|
TX
|
79701
| null |
Consent not provided
|
Web
|
2020-10-25
|
Closed with explanation
|
Yes
| null |
3917753
|
2024-06-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
EQUIFAX, INC.
|
WA
|
98032
| null |
Consent not provided
|
Web
|
2024-06-17
|
Closed with non-monetary relief
|
Yes
| null |
9276588
|
2015-06-03
|
Debt collection
|
Medical
|
Disclosure verification of debt
|
Not given enough info to verify debt
|
I got a call from someone who identified themselves a from " Healthcare collections. '' They asked for personal information that I refused to give. When I asked for more information, they hung up on me. I checked their phone number ( XXXX ) with the Better Business Bureau and XXXX and nothing came up. I do n't believe that I have any outstanding medical debts, but if I do, I want to pay them. This, however, sounds shady and I wonder if it 's a scam. If it is a scam, someone else may fall prey to them.
Thanks
|
Company chooses not to provide a public response
|
Healthcare Collections-I, LLC
|
AZ
|
85249
| null |
Consent provided
|
Web
|
2015-06-23
|
Closed with explanation
|
Yes
|
No
|
1404817
|
2012-06-27
|
Bank account or service
|
Checking account
|
Deposits and withdrawals
| null | null | null |
WELLS FARGO & COMPANY
|
NC
|
28152
| null | null |
Web
|
2012-06-29
|
Closed with non-monetary relief
|
Yes
|
Yes
|
109032
|
2024-05-22
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
TN
|
37806
| null |
Consent not provided
|
Web
|
2024-05-22
|
Closed with explanation
|
Yes
| null |
9074985
|
2021-09-30
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
PA
|
19143
| null |
Consent not provided
|
Web
|
2021-09-30
|
Closed with explanation
|
Yes
| null |
4767371
|
2025-06-24
|
Debt collection
|
I do not know
|
False statements or representation
|
Attempted to collect wrong amount
|
VALIDATION AND CEASE AND DESIST Collection agency name : RESURGENT/LVNV FUNDING Account number : XXXX Your NAME : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Dear RESURGENT/LVNV FUNDING, I am writing to verify that you have contacted the correct individual and to request that you provide documentation confirming this.
Please supply me with a copy of any contract or agreement signed with your company or the original creditor.
In accordance with the Fair Debt Collection Practices Act ( FDCPA ), I request the following information : 1. The name and address of the original creditor and the current creditor.
2. Verification of the debt amount you are seeking to collect, including evidence that a contract exists creating the amount you claim is owed.
3. Documentation of all assignments showing the transfer of the debt from the original creditor to the current creditor.
4. Proof that the original creditor securitized the debt.
5. Documentation showing the assignments of the debt from the original creditor to the secured trust and then back to the original creditor.
Please cease and desist from collecting on this debt until you have provided validation of the debt.
Additionally, I request that you do not access my credit report or report anything to my credit bureaus. I dispute the validity of this debt amount, and this dispute should be reflected on my credit report if you have already reported this debt.
Permissible Purpose Please state your permissible purpose for accessing my credit information. I dispute your right to do so.
Notification to Other Collectors I dispute that I owe this debt to you. Should you transfer this debt to another collector, please inform them of my dispute regarding the validity of this debt.
Thank you for your prompt attention to this matter.
| null |
Resurgent Capital Services L.P.
|
CA
|
93612
| null |
Consent provided
|
Web
|
2025-06-30
|
Closed with explanation
|
Yes
| null |
14246589
|
2024-04-29
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
|
In XX/XX/XXXX, I attended a school named XXXX XXXX XXXX XXXX XXXX out in XXXX XXXX. This school filed bankruptcy. Therefore all of the schools debts have been discharged and I have not received my copy B of 1099C. Not only have I not received the information to properly do my federal income tax, but this information is being adversely reported on my credit report and has been since XXXX. I have done everything in my power to rectify this matter and stay in compliance yet the department of education And XXXX have not updated the information on my credit report.
Per, the Family Educational Rights and Privacy Act ( FERPA ). The Family Educational Rights and Privacy Act ( FERPA ) is a federal law enacted in 1974 that protects the privacy of student education records. FERPA applies to any public or private elementary, secondary, or post-secondary school. 20 USC 1232g ( b ).
This information wasnt even supposed to be reported on my credit report however, it has been for the last 11 years which has resulted in my credit, score, being tanked for years. This has seriously caused me a lot of XXXX XXXX XXXX XXXX XXXX XXXX because I have not been able to advance my life in any kind of way because this is the oldest account on my credit report and has severely stopped me being able to get services on my credit. This has been on my credit report when I was XXXX XXXX XXXX. I am now XXXX and it remains on my credit report reporting adverse information which is illegal. Per the fair credit reporting act, it states : 15 U.S. Code 1681 - Congressional findings and statement of purpose a ) Accuracy and fairness of credit reporting The Congress makes the following findings : ( 4 ) There is a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy.
( b ) Reasonable procedures It is the purpose of this subchapter to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this subchapter.
This information is not accurate especially since the company has filed bankruptcy and filed a 1099C in my name which I never received a copy of. Not only that pursuant 15 usc 1681b under Permissible Purposes of Consumer Reports, my written consent was needed to add anything to my consumer credit report, which I never gave the department of education, XXXX or the school that filed bankruptcy. Another law Id like to reference is : 15 U.S. Code 1681c - Requirements relating to information contained in consumer reports Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information : Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.
No adverse item besides the conviction of crimes should be on my report any item that is a derogatory mark is not allowed into my consumer reports this is another violation.
I am requesting the ORIGINAL MASTER PROMISSORY NOTE which I have requested multiple times and have not received. I am NOT requesting that this information be removed from my credit reports but be updated to paid in full and never late! As well as the reporting of all adverse information such as late payments be updated to paid on time! I am also requesting copy B of any 1099 As or Cs filed in my name so I can stay in compliance With the IRS.
The Law Referenced below states if Department of Education XXXX XXXX continue to willfully non-comply I am entitled to {$1000.00} or more and Actual Damages.
15 U.S. Code 1681n - Civil liability for willful noncompliance ( a ) In general Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or I hope we can rectify this situation and any legal proceedings can be avoided such as Federal Arbitration or auditing of my Records with the Department of Education and XXXX
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
TX
|
77008
| null |
Consent provided
|
Web
|
2024-04-29
|
Closed with explanation
|
Yes
| null |
8877632
|
2021-07-23
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Problem with a credit reporting company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
OH
|
44110
| null |
Consent not provided
|
Web
|
2021-07-23
|
Closed with explanation
|
Yes
| null |
4566424
|
2025-08-13
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
IL
|
60409
| null | null |
Web
|
2025-08-13
|
In progress
|
Yes
| null |
15271939
|
2024-12-10
|
Credit card
|
General-purpose credit card or charge card
|
Trouble using your card
|
Can't use card to make purchases
|
I bank at Chase Bank. On Thursday XX/XX/XXXX a person called the XXXX number Impersonating me. They were on an unrecognized device, didnt have access to my phone number for dual authentication, and invalidated my PIN. Despite this, the representative allowed them to change my online password. Since then my credit card points have been stolen, a fraudulent {$35000.00} check has drawn on my account, and Im worried they are going to decline approx {$60000.00} in property tax payments I made today. If those payments get declined I will have a {$6000.00} penalty assessed. The frustrating part of this is I did none of it the XXXX gave access to my account and I spent all day trying to talk yo someone who could help me with no luck. This cant be how our financial system works.
| null |
JPMORGAN CHASE & CO.
|
CA
|
92672
| null |
Consent provided
|
Web
|
2024-12-10
|
Closed with explanation
|
Yes
| null |
11078583
|
2025-08-25
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information is missing that should be on the report
| null | null |
Merchants Automotive Group LLC
|
NH
|
03766
| null | null |
Web
|
2025-08-25
|
Untimely response
|
No
| null |
15505156
|
2022-02-04
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
NC
|
27893
| null |
Consent not provided
|
Web
|
2022-02-04
|
Closed with non-monetary relief
|
Yes
| null |
5188343
|
2024-12-09
|
Checking or savings account
|
Checking account
|
Closing an account
|
Company closed your account
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
WELLS FARGO & COMPANY
|
AZ
|
85323
| null | null |
Phone
|
2024-12-09
|
Closed with explanation
|
Yes
| null |
11080338
|
2025-07-28
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
FL
|
34746
| null | null |
Web
|
2025-07-28
|
In progress
|
Yes
| null |
14923084
|
2025-04-11
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
|
XX/XX/XXXX Manual verification is required from notice. These items are illegal and needs to be removed asap.
Copies of my signature needs to be provided and dates. These accounts are illegal and as i stated needs to be removed.
Under USC Sec 15 Under USC 1666b USC 1637 ( b ) 15 USC 1681s-2 15 USC 16811i 12 CFR 1006.34c 12 cfr 1006.6c 15 usc 1671e ( b ) 15 usc 1681s-2 ( A ) UCC 9 Part 6, and FCRA tbese accounts were already disputed and passed timeframe of removal from all three Credit Bureaus Transunion, XXXX, XXXX . These accounts needs to be removed immediately.
None of my signatures are on any of these fraudulent accounts. Also my name is XXXX XXXX as stated on my credit report. All of these items are fraudulent and needs to be immediately removed!
MY information was EXPOSED in multiple data breaches across TransUnion, XXXX, and XXXX. I am writing to have these ILLEGAL items removed OFF my report ASAP!
I received a copy of my credit reports and am writing to dispute the following FRAUDLENT/ILLEGAL/UNAUTHORIZED information that appears on my XXXX, Transunion, and XXXX report.
Please verify or remove immediately the following accounts : By the provisions of the Fair Credit Reporting Act, I demand that these items be investigated and removed from my report. Please remove any information that the creditor can not verify. I understand that under 15 U.S.C. Sec. 1681i ( a ), 1682, 1683, 1684, you must complete this reinvestigation within 30 days of receipt of this letter.
Thank you for your time and help in this matter.
Under USC 15 1681, 1682, 1683, 1684 these accounts must be removed immediately.
I am requesting a manual veriication and not an automated process through Transunion, XXXX, and XXXX stating that it is verified and updated. There is no way you can verify and account that is illegal and unauthorized. I already reached out twice now, and legal action will be taking under FCRA and FTC reports against these companies and also credit bureaus.
Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
OH
|
441XX
| null |
Consent provided
|
Web
|
2025-04-11
|
Closed with non-monetary relief
|
Yes
| null |
12930030
|
2024-12-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
CA
|
94545
| null |
Consent not provided
|
Web
|
2024-12-04
|
Closed with explanation
|
Yes
| null |
11018974
|
2024-11-22
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Public record information inaccurate
|
The removal of this inaccurate public record information from my credit report.
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
PA
|
19140
| null |
Consent provided
|
Web
|
2024-11-22
|
Closed with explanation
|
Yes
| null |
10890921
|
2018-11-06
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
|
I am a victim of identity theft. The information listed below, which appears on my credit report, does not relate to any transactions that I have made. It is the result of identity theft, please remove XXXX XXXX ( Original Creditor : XXXX ) XXXX, and XXXX XXXX XXXX Original Creditor : XXXX ) XXXX
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
ID
|
83714
| null |
Consent provided
|
Web
|
2018-11-06
|
Closed with explanation
|
Yes
| null |
3066648
|
2025-03-01
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
EQUIFAX, INC.
|
TX
|
77532
| null |
Consent not provided
|
Web
|
2025-03-01
|
Closed with explanation
|
Yes
| null |
12272423
|
2024-06-06
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
|
I have consistently maintained on-time payments, so I find it perplexing to discover an error in my credit report. I am seeking precise and updated records that accurately reflect my timely payments for those accounts.
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
NC
|
282XX
| null |
Consent provided
|
Web
|
2024-06-06
|
Closed with explanation
|
Yes
| null |
9197217
|
2025-09-09
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
SC
|
29045
| null | null |
Web
|
2025-09-10
|
In progress
|
Yes
| null |
15834470
|
2025-02-26
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
NJ
|
07508
| null |
Consent not provided
|
Web
|
2025-02-26
|
Closed with explanation
|
Yes
| null |
12228754
|
2025-05-23
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account status incorrect
|
I affirm that the inclusion of incorrectly reported late payment remarks on my accounts is a breach of the 15 USC 1666. Every payment linked to these accounts has been promptly made, and any departure from this precise reporting is unjust and unlawful.
| null |
EQUIFAX, INC.
|
TX
|
77506
| null |
Consent provided
|
Web
|
2025-05-23
|
Closed with explanation
|
Yes
| null |
13693541
|
2024-08-15
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
PA
|
17078
| null |
Consent not provided
|
Web
|
2024-08-15
|
Closed with explanation
|
Yes
| null |
9817376
|
2023-08-07
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
IL
|
60615
| null |
Other
|
Web
|
2023-08-07
|
Closed with non-monetary relief
|
Yes
| null |
7365657
|
2024-07-12
|
Student loan
|
Federal student loan servicing
|
Dealing with your lender or servicer
|
Need information about your loan balance or loan terms
|
Applied to consolidate loans through Aidvantage for the sole purpose of qualifying for XXXX. Aidvantage has processed the consolidation with higher interest rates but applied an Equal payment plan. This is not acceptable and resulted in higher payments than I had before consolidation, while I qualify for XXXX. I need this applied before payments resume and the person on the phone couldnt really give me any solid information and said I can wait to call back.
| null |
Maximus Federal Services, Inc.
|
VA
|
23831
| null |
Consent provided
|
Web
|
2024-07-12
|
Closed with explanation
|
Yes
| null |
9480025
|
2023-10-05
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null | null |
EQUIFAX, INC.
|
SC
|
29016
| null |
Consent not provided
|
Web
|
2023-10-12
|
Closed with explanation
|
Yes
| null |
7652168
|
2025-05-09
|
Debt collection
|
Telecommunications debt
|
Attempts to collect debt not owed
|
Debt is not yours
|
The debt is from XXXX confirmed by the debt collector but they refuse to remove it from my credit report after XXXX years because I still owe it
| null |
CL Holdings LLC
|
NH
|
038XX
| null |
Consent provided
|
Web
|
2025-05-09
|
Closed with explanation
|
Yes
| null |
13438090
|
2017-07-27
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
NC
|
28104
| null |
Consent not provided
|
Web
|
2017-07-27
|
Closed with explanation
|
Yes
| null |
2587204
|
2025-03-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
VA
|
20176
| null |
Consent not provided
|
Web
|
2025-03-19
|
Closed with explanation
|
Yes
| null |
12549946
|
2016-06-04
|
Debt collection
|
I do not know
|
Cont'd attempts collect debt not owed
|
Debt is not mine
|
I receive a letter from a debt collector and I told them it was the incorrect person. The person that owe and myself do n't have the same ssn in which they confirm. After saying they were going to address the issue I aske for something I writing which they claimed they ca n't produce. A month have passed and I received another letter about the debt
|
Company believes the complaint is the result of a misunderstanding
|
CCS Financial Services, Inc.
|
FL
|
32771
| null |
Consent provided
|
Web
|
2016-06-04
|
Closed with explanation
|
Yes
|
No
|
1954511
|
2024-10-26
|
Checking or savings account
|
Checking account
|
Managing an account
|
Banking errors
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
WELLS FARGO & COMPANY
|
NY
|
11756
| null | null |
Referral
|
2024-10-28
|
Closed with explanation
|
Yes
| null |
10605916
|
2025-05-23
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
LA
|
70119
| null |
Consent not provided
|
Web
|
2025-05-23
|
Closed with non-monetary relief
|
Yes
| null |
13665211
|
2023-11-09
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
IL
|
60484
| null |
Consent not provided
|
Web
|
2023-11-09
|
Closed with non-monetary relief
|
Yes
| null |
7825210
|
2024-03-22
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account status incorrect
|
See document attached
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
HI
|
96797
| null |
Consent provided
|
Web
|
2024-03-22
|
Closed with non-monetary relief
|
Yes
| null |
8593759
|
2024-11-27
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Unable to get your credit report or credit score
|
Problem getting your free annual credit report
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Fidelity National Information Services, Inc. (FNIS)
|
TX
|
75088
| null |
Consent not provided
|
Web
|
2024-11-27
|
Closed with explanation
|
Yes
| null |
10944085
|
2025-07-11
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
FL
|
33015
| null |
Consent not provided
|
Web
|
2025-07-11
|
Closed with non-monetary relief
|
Yes
| null |
14591752
|
2017-02-24
|
Consumer Loan
|
Installment loan
|
Managing the loan or lease
| null |
BANK OF AMERICA OPENED AN ACCOUNT FOR SOMEONE IN MY NAME IN A DIFFERENT PART OF FLORIDA THAT I DO NOT KNOW AND I DID NOT AUTHORIZE. THEIR TERRIBLE SCREENING PROCESS AND FOOLISH GREED ALLOWED THIS TO HAPPEN. NOW THEY WANT ALL MY FINANCIAL INFORMATION TO PROVE IT IS NOT MY ACCOUNT. SIX PHONE CALLS TO THESE XXXX AND IT IS STILL ON MY CREDIT HISTORY. THEY GLADLY DEAL WITH FRAUD IN HOPES OF MAKING MORE MONEY AND ALLOW HONEST AND LAW ABIDING AMERICAN CITIZENS LIVES TO BE RUINED BECAUSE THEIR LACK OF DUE DILIGENCE. MAKING MATTERS WORSE IS THEIR WILLINGNESS TO TAKE XXXX PAYCHECKS AND ALLOW XXXX WITH NO IDENTIFICATION TO OPEN ACCOUNTS. THEY ARE AN IMMORAL AND AMERICA HATING COMPANY OPERATED BY FOOLS AND DESPOTS. I WOULD RATHER HAVE NO BANK AT ALL THAN EVER DO BUSINESS WITH SUCH A CRIMINAL ENTERPRIZE SUCH AS BANK OF AMERICA. WHAT A SHAMELESS COMPANY.
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
BANK OF AMERICA, NATIONAL ASSOCIATION
|
FL
|
335XX
| null |
Consent provided
|
Web
|
2017-02-28
|
Closed with non-monetary relief
|
Yes
|
No
|
2357033
|
2025-01-17
|
Debt or credit management
|
Debt settlement
|
Didn't provide services promised
| null | null | null |
Block, Inc.
|
NY
|
10458
| null |
Consent not provided
|
Web
|
2025-01-17
|
Closed with explanation
|
Yes
| null |
11671070
|
2025-08-12
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
Experian Information Solutions Inc.
|
FL
|
33055
| null | null |
Web
|
2025-08-12
|
In progress
|
Yes
| null |
15234933
|
2023-10-07
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
GA
|
30344
| null |
Consent not provided
|
Web
|
2023-10-07
|
Closed with non-monetary relief
|
Yes
| null |
7655029
|
2024-11-07
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null | null |
EQUIFAX, INC.
|
LA
|
70810
| null |
Consent not provided
|
Web
|
2024-11-07
|
Closed with non-monetary relief
|
Yes
| null |
10706529
|
2025-07-22
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
MO
|
63136
| null | null |
Web
|
2025-07-22
|
Closed with non-monetary relief
|
Yes
| null |
14813184
|
2016-12-22
|
Mortgage
|
Conventional fixed mortgage
|
Loan servicing, payments, escrow account
| null | null | null |
Ocwen Financial Corporation
|
MO
|
63134
| null |
Consent not provided
|
Web
|
2016-12-22
|
Closed with explanation
|
Yes
|
No
|
2260368
|
2025-08-03
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null | null |
Experian Information Solutions Inc.
|
GA
|
30305
| null | null |
Web
|
2025-08-03
|
In progress
|
Yes
| null |
15019803
|
2024-04-02
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
PA
|
19111
|
Servicemember
|
Consent not provided
|
Web
|
2024-04-02
|
Closed with non-monetary relief
|
Yes
| null |
8669324
|
2021-07-07
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
TN
|
37042
| null |
Consent not provided
|
Web
|
2021-07-07
|
Closed with explanation
|
Yes
| null |
4521185
|
2023-07-28
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
GA
|
30324
| null |
Other
|
Web
|
2023-07-28
|
Closed with explanation
|
Yes
| null |
7316804
|
2015-04-23
|
Mortgage
|
VA mortgage
|
Application, originator, mortgage broker
| null |
A copy of credit reports were received in XXXX 2015. I noticed an inquiry made by XXXX Mortgage. After several attempts with disputing, we were told that the actual creditor was Veteran United Home Loans. I then contacted the company to dispute the inquiry. The initial representative stated permission, to pull my credit, was given by my husband. I then replied no XXXX other than myself can give a creditor permission to access my credit file. I asked for a supervisor, but I was transferred to XXXX and explained my issue. He stated that he could not help me.
A few days later I received correspondence in the mail dated XXXX XXXX, 2015 accompanied by a letter of denial for credit dated XXXX XXXX, 2015. I called again and requested to speak to a supervisor. The representative took a message and I was later contacted by XXXX XXXX ( XXXX ext XXXX ) Director of Customer Relations on XXXX XXXX, 2015. I explained my issue again and described the documents mailed to me. He also stated that there was nothing he could do. I was told by XXXX XXXX that by law they could pull my credit report, if permission is granted by my spouse. I disagreed, told them their actions were unethical, and again stated I gave no XXXX permission to access my credit file. I informed him of the statement on my husband 's credit report which specifically says to call before extending credit. XXXX XXXX stated there was no such statement on the report. I asked if the calls were recorded? I was told by XXXX XXXX no, because they talk to people in all XXXX states and to repeat a statement letting people know they are being recorded would take too much time. Also, said that recording, in some states, is against the law. XXXX XXXX offered to send a copy of the credit report. When I received the documents I reviewed them and on page XXXX of XXXX towards the bottom of the page is my husband 's statement to contact him. Certain steps are put in place as a measure to prevent fraud and identity theft. This company and representative chose to overlook the statement.
I repeatedly requested for the entry to be removed without any resolution.
|
Company believes it acted appropriately as authorized by contract or law
|
Mortgage Research Center, LLC
|
AL
|
35023
| null |
Consent provided
|
Web
|
2015-04-23
|
Closed with explanation
|
Yes
|
Yes
|
1344444
|
2023-08-16
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
NV
|
89142
| null |
Consent not provided
|
Web
|
2023-08-16
|
Closed with non-monetary relief
|
Yes
| null |
7403301
|
2025-05-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
CA
|
92627
| null |
Consent not provided
|
Web
|
2025-05-17
|
Closed with non-monetary relief
|
Yes
| null |
13568552
|
2025-08-13
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
IL
|
61455
| null | null |
Web
|
2025-08-13
|
In progress
|
Yes
| null |
15246473
|
2023-09-01
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
IL
|
604XX
| null |
Other
|
Web
|
2023-09-01
|
Closed with explanation
|
Yes
| null |
7489092
|
2023-06-06
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Problem with a credit reporting company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
CA
|
95123
| null |
Consent not provided
|
Web
|
2023-06-06
|
Closed with non-monetary relief
|
Yes
| null |
7075879
|
2024-05-23
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
MO
|
64106
| null |
Consent not provided
|
Web
|
2024-05-23
|
Closed with explanation
|
Yes
| null |
9080649
|
2024-12-05
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Portfolio Recovery Associates, LLC
|
WI
|
53216
| null |
Consent not provided
|
Web
|
2024-12-05
|
Closed with explanation
|
Yes
| null |
11042329
|
2021-12-10
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
Navient Solutions, LLC.
|
TX
|
77079
| null |
Consent not provided
|
Web
|
2021-12-10
|
Closed with explanation
|
Yes
| null |
4994965
|
2021-03-09
|
Checking or savings account
|
Other banking product or service
|
Opening an account
|
Didn't receive terms that were advertised
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
M&T BANK CORPORATION
|
PA
|
19056
| null | null |
Referral
|
2021-03-10
|
Closed with explanation
|
Yes
| null |
4201396
|
2024-11-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
CA
|
95355
| null |
Consent not provided
|
Web
|
2024-11-19
|
Closed with explanation
|
Yes
| null |
10871141
|
2018-10-09
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account status incorrect
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
BANK OF AMERICA, NATIONAL ASSOCIATION
|
CA
|
91207
| null |
Consent not provided
|
Web
|
2018-10-09
|
Closed with explanation
|
Yes
| null |
3041478
|
2025-06-25
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
CA
|
93722
| null |
Consent not provided
|
Web
|
2025-06-25
|
Closed with non-monetary relief
|
Yes
| null |
14286318
|
2024-04-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
IL
|
60622
| null |
Consent not provided
|
Web
|
2024-04-19
|
Closed with non-monetary relief
|
Yes
| null |
8816102
|
2025-03-12
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
TN
|
37076
| null |
Consent not provided
|
Web
|
2025-03-12
|
Closed with explanation
|
Yes
| null |
12445851
|
2024-06-15
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Investigation took more than 30 days
| null | null |
EQUIFAX, INC.
|
GA
|
31707
| null |
Other
|
Web
|
2024-06-15
|
Closed with non-monetary relief
|
Yes
| null |
9260011
|
2025-05-05
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Investigation took more than 30 days
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
NY
|
11236
| null |
Consent not provided
|
Web
|
2025-05-05
|
Closed with explanation
|
Yes
| null |
13336406
|
2022-08-19
|
Money transfer, virtual currency, or money service
|
Mobile or digital wallet
|
Fraud or scam
| null | null | null |
JPMORGAN CHASE & CO.
|
TX
|
75093
| null |
Consent not provided
|
Web
|
2022-08-19
|
Closed with explanation
|
Yes
| null |
5891548
|
2024-12-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
NY
|
11104
| null |
Consent not provided
|
Web
|
2024-12-19
|
Closed with explanation
|
Yes
| null |
11200914
|
2016-12-23
|
Credit card
| null |
Billing disputes
| null |
Opened my account in XX/XX/2016 to make a purchase that i was told was under the special promo where i do n't have to pay interest for 6 months. Before the purchase I spoke to walmart employee and then XXXX different customer support agents on the phone and was told that everything should be fine. My XX/XX/XXXX statement included an interest charge. I called customer service back and was told i was not a part of the promo because i did not qualify but would not give me a reason why. They gave me no solution and basically said i would have to pay interest going forward. I then paid off my entire account and cancelled my card because i was so upset.
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
SYNCHRONY FINANCIAL
|
ND
|
58801
| null |
Consent provided
|
Web
|
2016-12-23
|
Closed with monetary relief
|
Yes
|
No
|
2262192
|
2025-07-08
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
TX
|
75115
| null |
Consent not provided
|
Web
|
2025-07-08
|
Closed with explanation
|
Yes
| null |
14517562
|
2022-10-01
|
Checking or savings account
|
Checking account
|
Managing an account
|
Deposits and withdrawals
| null | null |
FIRSTBANK PUERTO RICO
|
PR
|
00909
| null |
Consent not provided
|
Web
|
2022-10-18
|
Closed with explanation
|
Yes
| null |
6037109
|
2025-08-20
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
WA
|
98682
| null | null |
Web
|
2025-08-20
|
In progress
|
Yes
| null |
15366480
|
2025-08-07
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
NY
|
12779
| null | null |
Web
|
2025-08-07
|
In progress
|
Yes
| null |
15141656
|
2016-08-15
|
Consumer Loan
|
Vehicle loan
|
Problems when you are unable to pay
| null |
I need help getting help with my account I 'm on XXXX and I inquired to the company several times through customer service but I cant get to speak to someone higher up. My daughter and I who is the cosigner are both out of work on XXXX. My daughter had XXXX and I have XXXX and XXXX issues. The company did give me a XXXX payment extension which had my next payment due the same week I signed off on my paperwork and I tried begging them to give me atleast 30 days because I had n't started receiving my XXXX checks yet but was denied, I was told they cant give an extension on a payment that is due yet but I have a payment schedule and I have financed several cars and have never heard that before. I was told that I 'm paying interest payment for the first 2 years anyway so I do n't understand why they cant just help me out. My interest rate is 24.937 % which I have bad credit so I was desperate and had to get a vehicle from them not realizing that the rate was so high of course until afterwards. I need help I can t afford to loose my car I need transportation with everything that I have going on I 'm stressed enough and your agency was my last resort to try to get them to work something out with me
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Bridgecrest Acceptance Corporation
|
NJ
|
08109
| null |
Consent provided
|
Web
|
2016-08-15
|
Closed with explanation
|
Yes
|
Yes
|
2063026
|
2024-07-16
|
Debt collection
|
I do not know
|
Written notification about debt
|
Didn't receive enough information to verify debt
|
I checked my credit report and found a negative report from a company I have no relationship with that are reporting I owe and have not paid a debt I am not aware of. I never received any written notification of such a debt owed so I am disputing this as potential fraud or as incorrectly filed with the wrong consumer. I did not have any debt with this company that I am aware of and was not informed of any debt to this company.
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
BARCLAYS BANK DELAWARE
|
PA
|
17603
| null |
Consent provided
|
Web
|
2024-07-16
|
Closed with explanation
|
Yes
| null |
9530127
|
2025-01-17
|
Money transfer, virtual currency, or money service
|
Domestic (US) money transfer
|
Other transaction problem
| null | null | null |
Block, Inc.
|
MA
|
01109
| null |
Other
|
Web
|
2025-01-19
|
Closed with explanation
|
Yes
| null |
11675006
|
2025-04-16
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null | null |
EQUIFAX, INC.
|
NY
|
10530
| null |
Consent not provided
|
Web
|
2025-04-16
|
Closed with explanation
|
Yes
| null |
13026611
|
2025-01-24
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
AZ
|
85350
| null |
Consent not provided
|
Web
|
2025-01-24
|
Closed with non-monetary relief
|
Yes
| null |
11763042
|
2024-09-02
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
NY
|
12308
| null |
Consent not provided
|
Web
|
2024-09-02
|
Closed with non-monetary relief
|
Yes
| null |
9991104
|
2024-07-16
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
|
I thought the economy was bad, but after looking at my credit report it is clear which is way worse all I see are inaccurate information which is causing me immense stress. I want to uphold my rights as a consumer, it is so depressing that I have to go through all this and I wouldnt even be able to XXXX XXXX XXXX for that because my cards will just get declined due to my credit score being low with all these wrong information.
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
CA
|
90262
| null |
Consent provided
|
Web
|
2024-07-16
|
Closed with explanation
|
Yes
| null |
9525388
|
2022-01-14
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
AZ
|
85143
| null |
Consent not provided
|
Web
|
2022-01-14
|
Closed with explanation
|
Yes
| null |
5110973
|
2025-02-22
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null | null |
EQUIFAX, INC.
|
FL
|
32225
| null |
Consent not provided
|
Web
|
2025-02-22
|
Closed with non-monetary relief
|
Yes
| null |
12177761
|
2023-07-11
|
Debt collection
|
Credit card debt
|
Attempts to collect debt not owed
|
Debt was result of identity theft
|
My XXXX was just recently final and I was in a very toxic, XXXX XXXX I had zero control of bills, emails or anything of importance. After I escaped and filed for XXXXXXXX I started getting letters in the mail from all different credit card companies. Here to find out these were open Freudianly from my XXXX XXXX and he had all the statements coming paperless. My attorney has filed contempt charges and fraud charges are reported also. The XXXX credit reports are attached that show all these XXXX cards in my name and they were not opened nor used by me. This is causing a major problem as I am receiving calls non stop and even to my employer. Can you please help with this?
| null |
Bread Financial Holdings, Inc.
|
OH
|
44266
| null |
Consent provided
|
Web
|
2023-07-11
|
Closed with non-monetary relief
|
Yes
| null |
7232510
|
2021-03-22
|
Debt collection
|
Medical debt
|
Written notification about debt
|
Didn't receive notice of right to dispute
| null | null |
Phoenix Financial Services LLC
|
AR
|
71602
| null |
Consent not provided
|
Web
|
2021-03-22
|
Closed with explanation
|
Yes
| null |
4235907
|
2025-04-11
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
LA
|
70812
| null |
Consent not provided
|
Web
|
2025-04-11
|
Closed with explanation
|
Yes
| null |
12936401
|
2025-08-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
GA
|
30296
| null | null |
Web
|
2025-08-19
|
In progress
|
Yes
| null |
15368302
|
2024-05-31
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
|
I sent a letter onto remove items that is UNKNOWN to me. I came across this law today and according to the Per FCRA 605B ( 15 U.S.C. 1681c-2 ) you are required to remove/block any items or information not later than XXXX business days. Ive already included this in my previous Complaint & I am including it again., XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
DE
|
XXXXX
| null |
Consent provided
|
Web
|
2024-05-31
|
Closed with explanation
|
Yes
| null |
9132069
|
2025-06-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
MA
|
01843
| null |
Consent not provided
|
Web
|
2025-06-18
|
Closed with explanation
|
Yes
| null |
14157419
|
2025-01-28
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
IL
|
60465
| null |
Consent not provided
|
Web
|
2025-01-28
|
Closed with non-monetary relief
|
Yes
| null |
11796218
|
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