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Stupid people I have the 15 pro max , love the heft since it reminds me my battery isn’t the size of a peanut.
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2024-17-06
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2024-17-06
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2024-17-06
China is already drowning in debt with 350% debt to gdp. On top of that, their real estate bubble is collapsing slowly, they are trying to stop it popping but it’s a lost cause, real estate in China? that’s 30% of gdp
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2024-17-06
Yeah but there's a difference between losing everything you own and losing everything you ever will own. Aside from that, once you hit growth or profit, rule number 1 is take care of number 1.
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2024-18-06
>The bankruptcy of Shanghai Wusheng Semiconductor is not an isolated issue and is tied to the earlier financial troubles of Wu Sheng Electronics Technology Group and Nanjing Wusheng Semiconductor Technology (later renamed **Nanjingxin Charming Extreme Semiconductor Technology**),... Even that rebrand couldn't save it...
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2024-18-06
What he appears to be talking about is the macro leverage ratio, which is the ratio of total nonfinancial debt to GDP. The Chinese macro leverage ratio is around [300%](https://www.bloomberg.com/news/articles/2024-01-17/china-s-debt-to-gdp-ratio-rises-to-fresh-record-of-286-1) now (it increases about 6-8 percentage points per quarter and hit about 294% in April 2024). China passed the U.S. in this regard in [Q3 2016](https://fingfx.thomsonreuters.com/gfx/rngs/CHINA-DEBT-HOUSEHOLD/010030H712Q/index.html), but I was unable to find more updated figures for U.S. macro leverage ratio. Presumably, China is either still ahead or they are about neck-and-neck, but since the U.S. is a developed and per-capita wealthy nation while China is still a middle-income country, it's not a favorable comparison for China.
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2024-18-06
>I honestly dont know if the person above is making a serious statement or understands this less well than myself. If anyone wants to drop some references I am actually curious here. As far as I can tell, he is referring to the [macro leverage ratio](https://www.bloomberg.com/news/articles/2024-01-17/china-s-debt-to-gdp-ratio-rises-to-fresh-record-of-286-1). This seems to be a preferred way of tracking Chinese debt due to the opaque nature of its debt distribution and the amount of debt accumulated by subnational governments. >Where I lack the nuance is when I look into total US debt to GDP including personal and local governments it goes from 122% to 700%. I assume you're looking at [CEIC](https://www.ceicdata.com/en/indicator/united-states/total-debt--of-gdp) for the 700% figure, but I can't see how that can possibly be correct. Given that U.S. GDP is now about $28 trillion, that would imply U.S. total debt is north of $200 trillion when global total debt is just north of [$300 trillion](https://www.reuters.com/business/global-debt-hits-new-record-high-313-trillion-iif-2024-02-21/). It's not really possible that the U.S. accounts for about 2/3 of all global debt. What I'm seeing is that [USDebtClock.org](https://www.usdebtclock.org/) has U.S. total debt at about $100 trillion, which is about 3.5x U.S. GDP. However, this includes financial debt, which is left out of the macro leverage ratio. Presumably, U.S. total nonfinancial debt is lower than $100 trillion.
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2024-18-06
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2024-17-06
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2024-17-06
My goto is use the internet credit card number generator and change my card information, then try to cancel.
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2024-17-06
If you subscribe long enough you should own the product. Total BS. Happy to see Adobe see it come around.
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2024-17-06
You can call in and argue with them for a bit to get them to re-enable it. It may take multiple calls but they will do it eventually. I know a few people who still go through the hassle of doing that for each new computer. Of course you can't do it with new Macs anymore so it's only if you use Windows and some people have trouble with older Photoshop versions on Windows 11 although it does work.
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2024-17-06
Doesn't California have something similar to that?
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2024-17-06
Now go after fitness clubs
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2024-17-06
Sweet. I'll join the class action. We paid for a year because we thought we'd canceled.
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2024-17-06
wouldnt that be nice they just deliver straight to your door same time every month.
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2024-17-06
“Better save that money” uhm what, are you going to retire after five years using their tools? Penny-wise, million-dollar-foolish.
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2024-17-06
the only real work around is migrate to a vm and isolate it from the network to prevent outside attacks/ vulnerabilities.
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2024-17-06
That doesn't make sense. Yearly contract, means you pay yearly. Monthly contracts means you pay monthly. To offer yearly where you pay yearly or monthly IS deceptive. The wording matter here. And don't be an idiot to think adobe didn't think about how they worded it to trick people just going through it.
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2024-17-06
Which website do you use to generate the internet credit card number? The ones I have tried so far haven't worked
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2024-17-06
No, but there is no way I'll use a 5 years old license in 2029. What do you think, that perpetual licenses are actually perpetual? You are forced to pay for the upgrade eventually. If not for FOMO, it's because the industry moves on and declares the new standard. No one ever sticks to the first purchase.
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2024-17-06
now do verizon!!
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2024-17-06
Look I wouldn't mind subscribing if there was a reasonable cost that gets me Photoshop, Premiere, and After Effects **but nothing else**. I don't need all the extra crap, so why do I have to pay so much for it?
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2024-17-06
I’m a sr sys admin. I hate Adobe with a passion
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2024-17-06
When I was in college I had to cancel Adobe because I couldn’t afford it, and then they tried to charge me money as a fee for canceling! I had to fake cry to the support reps to get a refund. Absolutely pathetic.
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2024-17-06
I have a fruity loops license that I bought once many years ago and includes all their updates up to now excluding only the content pack add-ons. I understand not every company can pull that off but I respect the heck out of them for it
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2024-17-06
Not when the sub gets you the newer version.. For me the sub is still way cheaper than it used to be to buy the entire adobe suite every year for the latest version..
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2024-17-06
Same with California.
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2024-17-06
Beloved, I got my share of Adobe shenanigans. After sailing the seas for years, I decided that I could afford paying the subscription and I was using their products pretty often, so I did. Was happy for a while until the literally doubled the price. I try to cancel and for my surprise I couldn't without a fee. So i put on my schedule the exact day I've to cancel without a free and without renewing it automatically. For good measure that day I cancelled the credit card I used too subscribe too to avoid they trying to renew automatically. Was a PITA but I could get rid of them. Now fuck Adobe. I prefer to deal with the alternative software than dealing with them again.
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2024-17-06
FUCK Adobe. That's all.
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2024-17-06
I'm also tech savvy. I got scammed because I cancelled my Adobe trial too early. I tried to chargeback the 50 dollars and they hit ne with another 35 dollar legal fee ontop of the 50.
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2024-17-06
I swore to never sign up for another gym contract after 24 Hour Fitness wouldn't let anyone cancel during COVID lockdowns and I had to get my credit card to block charges. Planet Fitness has contract free memberships for less than what 24 Hour Fitness charges.
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2024-17-06
Yes! But if the DOJ wins, is this a class action suit and will I get my money back? That was an absurd charge.
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2024-17-06
Almost every couple that sells software in some way does this shit. They do it because the US government is sooo lax and reactive to everything.
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2024-17-06
It says they are attempting to charge his card but the payment is failing. It also says they have suspended his account because of the failed payments. It heavily implies that he has done something wrong.
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2024-17-06
CEO: "what do you mean by I have to sell all shares awarded to me and earned during the offending period, and pay the highest task bracket income tax on all of it plus a 20% penalty?" Teeth. Give it teeth.
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2024-17-06
The "Paid Tool" is in reference to the guy who wrote that Email. /s
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2024-17-06
Nubank. It's from Brazil, dunno if they are already operating in other countries
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2024-17-06
I was a victim of this bullshit. I subscribed to a premium adobe service and found there were, among other things, early cancellation fees. I got out of it by changing my payment info to a virtual debit card which I cancelled immediately thereafter. From the bottom of my heart, Fuck You adobe🖕🏼
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2024-17-06
I literally just had this happen. Needed adobe to edit a bunch of pdfs for an application. After I was done they said I’d need to pay half a fucking years worth of subscription cost to cancel. Fuck adobe. I’ll literally print the documents and fill them out by hand before I deal with them.
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2024-17-06
What's Alphabet?
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2024-17-06
good luck with employee retention... everyone will jump ship
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2024-17-06
doubt the US will change something but i can hope. adobe is a disgusting company and has the monopol.
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2024-17-06
Google parent company
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2024-17-06
Good! I had my work license authentication down and had an important pdf edit I needed to do for a hiring contract. Thought to myself 'I'll get the free trial or unsub after a month' so I paid for a new monthly license to get my urgent work need done. As $10-$20 was better than losing the candidate we worked hard to get via negotiations. That small moment of urgency to complete a work task ended up costing me personally $260. FUCK ADOBE.
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2024-17-06
I keep a card that I only use for subscriptions. I ran in to issues with Adobe so I just canceled the card and got a new one. It was just easier than dealing with their shit.
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2024-17-06
And the fine will be considerably less than the money they made, so we can expect them and every other company to continue to do this.
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2024-17-06
fuck u adobe
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2024-17-06
I wish we could have something like that globally. A lot of European countries are so far ahead of the US in terms of consumer protections, and the US is still controlled by companies paying lawmakers to keep the laws in their favor.
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2024-17-06
Can we do gyms next
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2024-17-06
People actually use their subscriptions?!? i thought we all were just pirating their software...
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2024-17-06
they got me in college. Needed it for a class, ignored all the options the college had because i figured id just sign up for a month, and go from there. Didn't realize that if you cancelled before the year was up, you still had to pay for the rest of the year, just now all at once, with the added benefit that I don't get to use the product that they've now just forced me to pay for. Isn't that fun?
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2024-17-06
Ok so how do i get my money back when the US wins in court?
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2024-17-06
It's great when you talk to the same guy 4 hours apart and he doesn't remember calling you. The amount of phone calls I had with Sirius trying to get them to stop calling me was pretty insane.
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2024-17-06
I miss the days when you could pirat....i mean purchase programs like Photoshop. Subscription services blow.
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2024-17-06
Protonvpn, Indonesia, privacy card(or PayPal), crunchyroll annual for around $20
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2024-17-06
Hope Adobe dies. Awful company gobbling up smaller companies and putting tech behind paywalls.
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2024-17-06
This has been the law in California for several years. 
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2024-17-06
Get 'em uncle Sam.
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2024-17-06
Ah, makes sense, still slightly annoying though
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2024-17-06
Oh, they're easy. Just tell them that you corporate office told you to cancel it because they want something different playing in their stores. They'lk get pissed that you were using it for a business and not paying for a business account, plus they also have no argument for "My boss told me to do this, nothing I can do."
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2024-17-06
Alleged? I had to pay Stock for a year barely using it because the cancellation fee was over the total price of the plan.
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2024-17-06
I just bought Affinity Photo 2 and cancelled my Adobe Cloud subscription and my entire Adobe account. It was fairly straight forward, took a few prompts to confirm, and mt sub will end at the next monthly billing cycle. Why is that so hard for people that a world power has to get involved? My bet would be that people complaining only use mobile devices and dont know how to read search engine results. https://helpx.adobe.com/manage-account/using/cancel-subscription.html https://helpx.adobe.com/manage-account/using/delete-adobe-account.html
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2024-17-06
GOOD FUCK YOU ADOBE FOR CHARGING ME OVER $600 AND FUCKING ME OUT OF MY SAVED FUNDS - I EVEN CANCELLED MY SUBSCRIPTION AND YOU STILL CHARGED ME
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2024-17-06
Another fun fact - if you let your subscription go but don't uninstall the apps before it lapses, you are left with un-uninstallable apps on your computer because in order to uninstall them you have to log in to Creative Cloud Desktop, and in order to do that you have to have an active subscription. There's a workaround using an uninstall utility designed to wipe corrupted versions, but it's a serious pain to execute.
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2024-17-06
FINALLY!!! I tried to cancel and have to pay a monthly fee of $10 because canceling required a fee of $150???
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2024-17-06
Just reminded me to cancel my plan. If anyone could reccomend a decent pdf program. I just need it for simple work tasks, edit, organize, comment etc. thanks in advance!
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2024-17-06
Ok how about Planet Fitness now?
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2024-17-06
Every time my annual subscription is about to come up, I call in and tell them I want to cancel because I don't drive enough to justify the full price. I get the $5/mo pricing applied every time. If they ever stop, so will my subscription.
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2024-17-06
I cancelled my NY Times subscription nearly 10 years ago. It was such a pain in the ass, I vowed never to spend any money on them. Great business plan.
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2024-17-06
They should look into LA Fitness… lol
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2024-17-06
The fact that they are so fixated in implementing more AI crap instead of improving and updating their tools. I had to pay extra money for tools and plugins from one of their employee's personal Gumroad, which I later found out that these tools easily exist in other softwares. That was the last straw for me and I swore to never come back to Adobe or touch another one of their product.
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2024-17-06
Yes, it's the highest of c*nty behaviour.
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2024-17-06
Do NY times now!
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2024-17-06
#FUCK ADOBE They intentionally scam students
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2024-17-06
The correct solution: force them to refund every single subscriber in full all monies they have ever paid, since Adobe went to the subscription model. They lose the rights to all of their software and it must be made free and open source.
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2024-17-06
I'd figure you'd simply get an error instead of a confirmation page despite it working as cancelling should theoretically just boot you from their network. Does it actually prevent you while a device is active?
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2024-17-06
Yes, this is my point, Microsoft being dicks. But apparently it's my fault.
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2024-17-06
Well . . . Yeah
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2024-17-06
Or just spend a few dollars a month to make your Adobe happy lol
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2024-17-06
The cynic in me feels like it will be the cost of doing business as usual. A slap on the wrist, if it even sticks. Nothing less than 50% of their assets should be ceased as a punishment, otherwise they have no reason to care.
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2024-17-06
Can confirm. I had a trial subscription for Premiere. Not only did they make it extremely difficult and annoying to cancel, they also tried to create FUD by wording it in a way that my cancellation would also mean I lose access to Photoshop (I have the Photo sub). All presented via very confusing webpages with tons of dark patterns.
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2024-17-06
I remember when I saw that they planned to double the price of my subscription, without informing me. I noticed it just before they would have locked me up for another year. Never again Adobe.
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2024-17-06
Yes! Will I get some money back? They’re such a scam company now.
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2024-17-06
Curious, how do you find eHarmony predatory?
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2024-17-06
Do planet fitness next
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2024-17-06
Just to be clear, you can totally still do that with a single payment. [https://www.microsoft.com/en-us/microsoft-365/p/office-home-student-2021/cfq7ttc0h8n8?activetab=pivot:overviewtab](https://www.microsoft.com/en-us/microsoft-365/p/office-home-student-2021/cfq7ttc0h8n8?activetab=pivot:overviewtab) You just now also have the option for $99 per year to have the 365 license which comes with all the software, allows you to put it on 5 devices at once, AND comes with 6 TB of secure cloud storage.
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2024-17-06
That happened recently to me too! I went on and double checked that I had cancelled everything. They were also double charging me for a while and I've been unable to get that money back.
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2024-17-06
jokes on adobe: i’d just cancel my card and tell them to go fuck themselves
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2024-17-06
Resilient *Cloud Storage. Remove that gotcha, and and the peanut gallery will laugh at you. Hundredroos will carry us very, very far, and just two disks makes it "resilient".
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2024-17-06
At that point just crack it. You have the license for the software so you can operate the software.
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2024-17-06
Crunchyroll is still cheap even with the price hike, but I only subscribe to things now when there are more than one show I want to binge watch. I currently only have twitch turbo
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2024-17-06
I'm not a huge Biden stan but will vote for an administration that puts competant people in place so that agencies that are tasked with looking our for the people and consumers can do exactly that.
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2024-17-06
Can also just use digital credit cards and a new email for things where that doesn't work. Once you're done simply delete the email and card.
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2024-17-06
Yup, my wife and I both recently had to renew our subscriptions and we checked and have both been paying like $7/mo after fees and stuff for like 5 years or more. We get online once a year and chat with a rep for less than 5 minutes and get a good deal. This is probably the only subscription we have that hasnt increased in price in 5 years.
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2024-17-06
I'm VP of our sys admin department. I hate Adobe with a passion.
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2024-17-06
Drug dealing is what capitalism looks like when operating under the threat of the state. They don't want to piss people off because a single anonymous tip could have them thrown in jail. If the government did to monopolies and anticompetitive/anticonsumer corporations what it does to drug dealers we wouldn't have these predatory practices.
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2024-17-06
I'm in CA and have tried cancelling my Sirius XM radio a number of times, they give a button on the website but it never works, ever
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2024-17-06
I want them to die
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2024-17-06